Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Journal of Economics, Management, Accounting and Finance is an online journal with full reference (double-blind peer review) and open access for academics, researchers, postgraduate students, early career researchers and university students, published by ADM Publisher Bengkulu, Indonesia.Jurnal Emak is a periodical publication (four times a year) in January, April, July and October. The main objective is to disseminate scientific articles in the fields of economics, management, accounting and finance. The language used in this journal is Indonesian or English. Without reducing the scientific weight, this journal accepts contributions of writings that have never been published in other print media and accepts advertisements.
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<![CDATA[Tantangan dan Strategi Manajemen Risiko Lembaga Keuangan di Era Digital ]]>
<![CDATA[Rahmah, Nanda]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 4 (2024): Oktober ]]>
Publisher : <![CDATA[Penerbit Jurnal Indonesia ]]>
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DOI: 10.53697/emak.v5i4.1647
<![CDATA[Lembaga keuangan modern menghadapi tantangan yang semakin kompleks seiring dengan kemajuan teknologi dan perubahan peraturan yang dinamis. Tujuan dari penelitian ini adalah untuk menganalisis tantangan terpenting manajemen risiko di lembaga keuangan dan strategi efektif untuk menyelesaikannya di era digital. Pendekatan kualitatif digunakan untuk mengumpulkan informasi dari penelitian literatur dan analisis kasus aktual. Hasil survei menunjukkan bahwa risiko dunia maya, perubahan peraturan, dan volatilitas pasar merupakan tantangan terbesar yang mempengaruhi stabilitas dan operasional lembaga keuangan. Selain itu, adopsi teknologi finansial (FinTech) mempunyai implikasi signifikan terhadap strategi manajemen risiko. Studi tersebut mengusulkan beberapa strategi, termasuk peningkatan investasi dalam keamanan siber, penerapan sistem manajemen risiko terintegrasi, dan kolaborasi dengan perusahaan FinTech dalam inovasi produk dan layanan. Temuan ini memberikan panduan praktis bagi para manajer lembaga keuangan mengenai tantangan manajemen risiko di era digital, serta kontribusi teoretis terhadap pengembangan literatur manajemen risiko keuangan.]]>
<![CDATA[Young Entrepreneurs' Financial Compass: How Attitudes, Norms, and Self-Efficacy Direct Financial Intentions and Actions ]]>
<![CDATA[Harahap, Ramadhan]]>;
<![CDATA[Rahayu, Sri]]>;
<![CDATA[Lestari, Maudy]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 4 (2024): Oktober ]]>
Publisher : <![CDATA[Penerbit Jurnal Indonesia ]]>
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DOI: 10.53697/emak.v5i4.1954
<![CDATA[This study investigates the impact of financial attitude, subjective norms, and financial self-efficacy on the financial behavioral intentions of young entrepreneurs. As young entrepreneurs face increasing pressure to make strategic financial decisions, understanding the factors influencing their financial behavior is crucial. The primary goal of this research is to evaluate how financial attitudes, subjective norms, and self-efficacy in financial management shape young entrepreneurs' intentions to engage in prudent financial behaviors. A quantitative, cross-sectional survey will be conducted, targeting young entrepreneurs actively running their own businesses. Data will be collected through in-person surveys distributed at entrepreneurship events, business incubators, and local business networks. The analysis will utilize Partial Least Squares Structural Equation Modeling (PLS-SEM) to explore the relationships among the variables. The study anticipates finding that positive financial attitudes, influential subjective norms, and high financial self-efficacy significantly impact financial behavioral intentions. These results are expected to provide valuable insights into the determinants of financial decision-making among young entrepreneurs. The research will contribute to enhancing financial education programs and offer practical recommendations for interventions aimed at strengthening financial self-efficacy and attitudes, ultimately promoting more responsible financial behaviors.]]>
<![CDATA[How Ambidextrous Marketing Capabilities Mediate the Impact of Market Knowledge Breadth on Innovation Performance: A Conceptual Model ]]>
<![CDATA[Dharma Tuah Putra Nasution, Muhammad]]>;
<![CDATA[Rossanty, Yossie]]>;
<![CDATA[Harahap, Ramadhan]]>;
<![CDATA[Ramadhan Tanjung, Aulia]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 4 (2024): Oktober ]]>
Publisher : <![CDATA[Penerbit Jurnal Indonesia ]]>
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DOI: 10.53697/emak.v5i4.1956
<![CDATA[This conceptual paper aims to explore the mediating role of ambidextrous marketing capabilities in the relationship between market knowledge breadth and innovation performance within the hospitality sector, specifically in food and beverage establishments. This study addresses a critical gap in the literature by proposing a theoretical framework that links these variables. It conceptualizes how a firm’s breadth of market knowledge—encompassing insights into various market segments and customer needs—can influence its innovation performance, with ambidextrous marketing capabilities acting as a mediating factor. Ambidextrous marketing capabilities are defined in terms of their exploratory (ability to explore new markets and customer segments) and exploitative (ability to leverage existing market knowledge) dimensions. The paper argues that firms with extensive market knowledge are better positioned to develop and apply these capabilities effectively, thus enhancing their innovation outcomes. The proposed framework suggests that market knowledge breadth influences innovation performance both directly and indirectly through ambidextrous marketing capabilities. This conceptual approach aims to provide a foundation for future empirical research and offers theoretical insights into how firms in the hospitality sector can leverage their market knowledge and marketing capabilities to drive innovation.]]>
<![CDATA[Analysis of Marketing Mix and Creativity towards MSME Business Development in Medan City ]]>
<![CDATA[Sari, Dian]]>;
<![CDATA[Irawan]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 4 (2024): Oktober ]]>
Publisher : <![CDATA[Penerbit Jurnal Indonesia ]]>
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DOI: 10.53697/emak.v5i4.2016
<![CDATA[The study aims to explore the influence of Marketing Mix and Creativity on MSME Business Development in Medan Perjuangan". The research method used is a quantitative model, using a questionnaire as a data collection tool distributed to 75 respondents. Data analysis in this study used multiple linear regression analysis with partial (ui t) and simultaneous (F test) testing. The results showed that simultaneously the marketing mix and creativity variables had a positive and significant effect on business development. The results of the study partially marketing mix and creativity have a positive and significant effect on business development. The contribution of the influence of marketing mix and creativity on business development is relatively high at 84.1%. The implications of the results of this study are able to prove that the marketing mix and creativity are very important to be able to increase the business development of MSMEs in Medan city.]]>
<![CDATA[Analysis of Factors Affecting the Intention to Buy Halal Cosmetics ]]>
<![CDATA[Tobing, Fitriani]]>;
<![CDATA[Fajrillah, Raja]]>;
<![CDATA[Amanda]]>;
<![CDATA[Melany]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 4 (2024): Oktober ]]>
Publisher : <![CDATA[Penerbit Jurnal Indonesia ]]>
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DOI: 10.53697/emak.v5i4.2017
<![CDATA[The halal lifestyle trend is rapidly growing around the world. With the increasing number of Muslims population, the demand for halal products is also increasing. This study aiming to analyze the factors that influence consumer purchase intention towards halal cosmetic products. The factors used are product knowledge, religiosity, and Islamic advertising ethics. This research was conducted at the State Islamic University of North Sumatra by distributing questionnaires to 90 students. The data were processed using descriptive analysis and Structural Equation Modeling (SEM) with the Partial Least Square (PLS) approach. The research results show that product knowledge, religiosity, and Islamic advertising ethics have a significant positive influence on the intention to purchase halal cosmetics. A person's knowledge of a product is accompanied by their adherence to religion, US well US cosmetics advertising which applies the ethical values of Islamic advertising which causes an increase in purchase intention. This research provides a more comprehensive understanding of consumer behavior related to halal products. The The results of this study are also useful for stakeholders of the halal cosmetics industry and researchers interested in this field. Future research can explore other factors that influence Muslim consumers' purchase intention towards halal cosmetics.]]>
<![CDATA[Property Industry Financing Behaviour Model for Low-Income Communities (MBR) in Langkat Regency ]]>
<![CDATA[Irawan]]>;
<![CDATA[Setiawan, Abdi]]>;
<![CDATA[Asih, Surya]]>;
<![CDATA[Ardika, Nurul]]>;
<![CDATA[Gulo, Priska]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 4 (2024): Oktober ]]>
Publisher : <![CDATA[Penerbit Jurnal Indonesia ]]>
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DOI: 10.53697/emak.v5i4.2018
<![CDATA[This study aims to formulate and estimate three main models to obtain an overview of the demand for property credit at the Low-Income Community (MBR) level. The empirical model used for estimation is Structural Equation Modeling (SEM). The design of this study is quantitative based on explanatory research. The research data were obtained from distributing questionnaires with a sample of 96 respondents. The results of this study prove that Financing Behavior affects Financing Supply. Specifically, the research findings conclude that Financing Behavior can increase Financing Supply. The second hypothesis test proves that Financing Behavior affects Financing Demand. Specifically, the research findings conclude that Financing Behavior can increase Financing Demand. The third hypothesis test proves that planning from Financing Expectations influence on Financing Supply. Hypothesis testing s The fourth proves that planning from Financing Expectations does not affect Financing Demand . Specifically , the research findings m e n y o n g that Financing Expectations have not been able to increase Financing Demand.]]>
<![CDATA[Model of Increasing Employee Productivity at PT. Primafood International ]]>
<![CDATA[Waruwu, Ahmad]]>;
<![CDATA[Widodo, Slamet]]>;
<![CDATA[Suhendi]]>;
<![CDATA[Marchelli, Edni]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 4 (2024): Oktober ]]>
Publisher : <![CDATA[Penerbit Jurnal Indonesia ]]>
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DOI: 10.53697/emak.v5i4.2019
<![CDATA[Human resource capabilities are a key factor in increasing employee work productivity, so research needs to be carried out. The aim of this research is to find out whether work workload and work stress partially have a positive and significant effect on work productivity at PT. Primafood International. To find out whether Workload and Work Stress simultaneously have a positive and significant effect on Work Productivity at PT. Primafood International. The analysis technique used in this research is quantitative data analysis, namely testing and analyzing data by calculating numbers and then drawing conclusions from the test using descriptive statistical and correlation test tools, data processing using SPSS statistical software. From the partial research results, there is no influence of workload on employee work productivity at PT. Primafood International. There is a positive and significant influence of work stress on employee work productivity at PT. Primafood International. There is a positive and significant influence of work workload and work stress on product work productivity at PT. Primafood International.]]>
<![CDATA[Analysis of Accounting Information Systems and E-Marketing for MSMEs in Pari Village Serdang Bedagai ]]>
<![CDATA[Noviani]]>;
<![CDATA[Hernawaty, Hernawaty]]>;
<![CDATA[Sri Wahyuni]]>;
<![CDATA[Miftahurrahman Sinaga]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 4 (2024): Oktober ]]>
Publisher : <![CDATA[Penerbit Jurnal Indonesia ]]>
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DOI: 10.53697/emak.v5i4.2131
<![CDATA[Micro, Small and Medium Enterprises (MSMEs) are business sectors that consistently develop in the national economy. This research was conducted on MSME actors in the village of Kota Pari Serdang Bedagai, especially palm sugar business actors. This study aims to analyse accounting information systems and e-marketing for MSMEs in Kota Pari Village, Serdang Bedagai. This type of research is descriptive using a qualitative approach. Data analysis techniques used in this study include observation, interviews, and documentation. The results of this study are that MSMEs in Kota Pari Serdang Bedagai village have not carried out Accounting Information Systems and e-marketing properly. Bookkeeping records still use notebooks whose contents are only receipts and expenses. Marketing of brown sugar in MSMEs in Kota Pari village Serdang Bedagai has also not used an e-marketing system. Marketing of brown sugar products generally still runs traditionally, namely by word of mouth, the marketing channels carried out are only from producers to collector traders. Their obstacle is the lack of knowledge about e-marketing due to the level of education and lack of socialisation about the e-marketing system. From the results of research and discussion, it is known that the level of education affects the use of accounting information systems and e-marketing.]]>
<![CDATA[Analysis of Internal and External Environment towards Competitive Advantage and Performance of SMEs Klambir V ]]>
<![CDATA[Hasibuan, Hasrul Azwar]]>;
<![CDATA[Nashrudin Setiawan]]>;
<![CDATA[Virlanda Ashara]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 4 (2024): Oktober ]]>
Publisher : <![CDATA[Penerbit Jurnal Indonesia ]]>
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DOI: 10.53697/emak.v5i4.2132
<![CDATA[This study aims to investigate how the use of digital technologies, including e-commerce and social media, can play an important role in enhancing the influence of business strategy on the performance of Micro, Small and Medium Enterprises (MSMEs). This study will evaluate whether digital technology acts as an intermediary that facilitates the positive impact of business strategy on MSME performance in Klambir V Kecamtan Hamparan Perak. This research uses a quantitative approach with an explanatory research design, observation and questionnaire methods, with purposive sampling of food and culinary products located around Klambir V District. The analytical tool used is Multiple Regression. Population and sample of SMEs as many as 55 SMEs.]]>
<![CDATA[The Existence of Employee Cooperatives as Organisational Support: A Survey of Members and the Role of Cooperative Managers ]]>
<![CDATA[Sarsalos Sivakkar]]>;
<![CDATA[Jaka Purnama]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 4 (2024): Oktober ]]>
Publisher : <![CDATA[Penerbit Jurnal Indonesia ]]>
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DOI: 10.53697/emak.v5i4.2133
<![CDATA[Employee cooperatives are part of a group or organization that contains people who agree and agree in supporting the common economy, besides that employee cooperatives also function as supporting factors for an institution, where the chairman and members are people in the institution itself, employee cooperatives are a forum for help in supporting common welfare, the development of technology is declining as well as the existence of employee cooperatives themselves In an institution, for that the author is very interested in examining the extent of employee cooperative support for institutions or organizations, the author uses descriptive qualitative methods where this method is pure research conducted and directed to understand organizational problems in depth and for the development of administrative and management science, which is based on reality and elements of positivism regarding the existence of cooperatives.]]>
