cover
Contact Name
Karona Cahya Susena
Contact Email
karonacahya@gmail.com
Phone
+6281541234500
Journal Mail Official
emakjurnal@gmail.com
Editorial Address
JL. KEBUN VETERAN NO. 12, NUSA INDAH, RATU AGUNG, KOTA BENGKULU 38224
Location
Kab. bantul,
Daerah istimewa yogyakarta
INDONESIA
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
ISSN : 27980499     EISSN : 27980502     DOI : -
Core Subject : Economy, Science,
Journal of Economics, Management, Accounting and Finance is an online journal with full reference (double-blind peer review) and open access for academics, researchers, postgraduate students, early career researchers and university students, published by ADM Publisher Bengkulu, Indonesia.Jurnal Emak is a periodical publication (four times a year) in January, April, July and October. The main objective is to disseminate scientific articles in the fields of economics, management, accounting and finance. The language used in this journal is Indonesian or English. Without reducing the scientific weight, this journal accepts contributions of writings that have never been published in other print media and accepts advertisements.
Articles 501 Documents
Factors Affecting Interest in Becoming a Sharia Insurance Participant (Study of Sharia Insurance Participants at Prudential Binjai Branch) Arpin Dalimunthe; Yusrizal Yusrizal
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.589

Abstract

This research was made because of the increasing number of sharia insurance because sharia insurance is an effort to protect and help each other between a number of people or parties through investments in the form of assets that provide a pattern of return to face certain risks through contracts (commitments) that are in accordance with sharia. The results of the research conducted were descriptive qualitative research and used primary and secondary data. The writing method used by the author is a literature review. The literature review method is a method used to describe a finding or theory as material for further research that is obtained and used as reference material. The results obtained are the factors that influence the public's interest in becoming a participant in Sharia insurance at Prudential's Binjai branch.
Marketing Strategy for Hajj Program Financing (PROHAJJ) with Wakalah Bil Ujrah Wal Qard Akad at PT. Bank Muamalat Indonesia, Tbk Rantauprapat Branch Siddik Bonar Pane; Mustapa Kamal Rokan
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.590

Abstract

The purpose of this study was to provide information about the existence of a product financing the Hajj program with the Wakalah Bil Ujrah Wal Qard contract at PT. Bank Muamalat Indonesia, Tbk Rantauprapat Branch. The role of Islamic banking is to provide services that make it easier for Muslims to perform the pilgrimage. The majority of Indonesian people are Muslims, this is a very big opportunity that Islamic banks should take advantage of. We need the right marketing strategy in providing good and responsible service.
Application of Attendance Application to the Performance of ASN in the People's Welfare Division, Regional Secretariat of Binjai City Feby Sahira; Andri Soemitra
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.591

Abstract

Reform of the bureaucracy in Indonesia is assisted by many sectors, one of which is the People's Welfare Section of the regional secretariat. The People's Welfare Section of the Binjai City Secretariat is an element of the regional secretariat staff led by the Section Head, who is located under and responsible to the regional secretariat through government assistants and people's welfare. This research was conducted to see how far the influence of the application of attendance applications on the presence and performance of ASN in the Regional People's Welfare Section of Binjai City. The results showed that the application of the Attendance Application in the People's Welfare Section of the Secretariat of Binjai City was a tool used to achieve effectiveness and discipline in performance. The use of the Attendance Application in the welfare section of the regional secretariat of Binjai City has been proven to affect the performance of ASN. Based on the research that has been done, it is known that the application of the attendance application in the People's Welfare section of the Secretariat of Binjai City has problems such as the internet signal which is sometimes less stable so that ASN has difficulty taking attendance during WFO or WFH.
Optimizing the Preparation of Your Own Estimated Price with a Reasonable Profit Procurement of Goods/Services for the Mayor of Binjai Tiara Ermelia; Andri Soemitra
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.592

Abstract

Self Estimated Price, hereinafter referred to as HPS, is the estimated price of goods/services determined by the Commitment Making Officer, hereinafter referred to as PPK, which functions as an instrument to assess the fairness of the bid price and to determine the additional amount of performance guarantee value for bids deemed too low but cannot be used as a basis for canceling bids. The purpose of this study is to find out how to optimally prepare HPS so as not to create excessive profits so that there is no state loss. The method used in this research is qualitative and the type of this research is descriptive. The results show the lack of understanding carried out by PPK at the PBJ of the Regional secretariat of Binjai City in the perspective of the correct and inaccurate HPS compiler and does not control market prices and does not survey prices in the market. Profit + 15% overhead only for construction workers. The data used to prepare the HPS must be accountable and must be documented.
Analysis of Property Marketing Strategy by Utilizing Digital Marketing (Case Study of PT Rizki Mandiri) Cici Winda Atila; Wahyu Syarvina
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.593

Abstract

Digital marketing has now penetrated several fields, including property. Therefore, it is important for companies to implement digital marketing strategies for broader marketing. The company optimizes online marketing or digital marketing as a way of communicating with target consumers. This is definitely a very effective option. The purpose of this research is to find out how PT Rizki Mandiri Barokah can use digital marketing to increase sales. This study uses a qualitative method with a descriptive approach which was developed to provide information. Data collection techniques used in documentation and interviews. The results of this study are PT Rizki Mandiri Barokah implementing the right marketing strategy through digital real estate marketing to increase real estate sales and make a significant contribution to sales and reach many customers.
Job Satisfaction Analysis on Employee Performance at the Office of the Ministry of Religion of North Sumatra Muhammad Akram Al-musthaliqi; Sri Sudiarti
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.595

Abstract

This study aims to determine the effectiveness of employee performance at the office of the Ministry of Religion of the city of Makassar. This study is a quantitative description with a population of all employees of the Makassar City Ministry of Religion, amounting to 101 people. Sampling was carried out using a simple sampling technique (Simple Random Sampling), so that the number of samples that could be used in this study was 30 percent of the total 101 people, so the number of samples was 30 people. Data was collected through observation, questionnaires, interviews and documentation techniques. The data collected is presented through a frequency table and processed through a scoring technique. The results showed that the performance of employees at the office of the Ministry of Religion of the city of Makassar was classified as effective, based on the aspects; 1) quality of work, 2) punctuality, 3) initiative, 4) ability to complete work
The Role of Members of the North Sumatra DPRD from the Gerindra Faction in Pursuing Community Aspiration Azizul Hakim Nugraha
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.596

Abstract

This study discusses the role of members of the North Sumatra DPRD from the Gerindra Faction in Pursuing Public Aspirations. In accordance with Law Number 23/2014 concerning Regional Government, the DPRD of North Sumatra, especially the Gerindra Faction. This research was conducted using a qualitative approach. The information studied is information from the Gerindra faction, staff and management of the Gerindra Faction who are members of the North Sumatra DPRD, totaling 5 people. The results showed that the forms of community aspirations were aspirations in the form of oral, individual, demonstration, or work visits. The aspiration was not immediately responded to or resolved, but still through the mechanism following the procedures in the North Sumatra Regional Legislative Institution. The aspirations of the people who are accommodated will be perfected to become a policy, the realization of a policy depends on the executive, on the other hand the legislature only recommends and supervises all performance and policies of the executive body.
Marketing Strategy for Islamic People's Financing Bank (BPRS) Products at PT BPRS Puduarta Insani Amelia Azura; Ahmad Amin Dalimunthe
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.605

Abstract

Marketing Strategy is a strategy or fundamental approach taken by companies in completing advertising activities. Before formulating a company strategy, it is necessary to have a plan or a goal to be achieved. The rapid development in the banking world requires Islamic banks that are present in the midst of conventional banks to be able to survive and compete and continue to improve competencies in order to attract customer trust and interest in the quality of products and services available at these Islamic banks. With the increasing interest of customers to switch to Islamic banks, it will certainly increase the achievement of sales targets for the products offered. The research was conducted to determine the marketing strategy in achieving the target at..PT. BPRS..Puduarta..Insani.
Analysis of Fund Management on Prucinta Products at PT. Prudential Syariah Binjai Ervina Yulia Angkat; Fauzi Arif Lubis
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.606

Abstract

PRUCINTA is a traditional sharia life insurance productwith a membership period of 20 years that provides comprehensive protection against the risk of death and death due to accidents. In addition to protection for 20 yers, this product can also be extended without a medical examination, benefits in the form of cash value will be charged to the cash value fund at the end of the membership periode, and other benefits including protection against the risk of death. There may be an accident during the return period or due to the risk of returning. A complete explanation of fund management refers to the general anda specific provision of PRUCinta. Fund management for this PRUCinta product 100% Tabarru fund insurance compensation and the cash value of the cash value fund if the insurade participant dies during the membership period. This study aims to find out how to manage PRUCinta product funds at PT Prudential Syariah
Interest of the Sharia Insurance Community in Prudential Syariah Binjai Indah Simanjuntak; Fauzi Arif Lubis
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.607

Abstract

Sharia insurance is one form of Islam's role in building community welfare by providing diversity and forms of cooperation in financing and financial management. Islamic insurance which is in line with the teachings of Islam. There are also new innovations that cannot be separated from maysir gharar and usury.