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International Journal of Multidisciplinary: Applied Business and Education Research

ijmaber
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Published by Future Science

ISSN : - EISSN : 27745368 DOI : 10.11594/ijmaber

Core Subject : Economy, Health, Science, Social, Engineering,

Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Environmental Science Medicine & Pharmacology

International Journal of Multidisciplinary: Applied Business and Education Research is a peer-reviewed in a monthly basis that publishes full-length papers. it is to enhance the dissemination of knowledge across the multidisciplinary community. We are particularly interested in papers relevant to all disciplines. The editorial board is keep to receive articles that address all areas. The editorial board is keep to receive articles that address, inter alia, the following business scientific fields: General management International business trategic management Marketing Supply chain management Operations management Knowledge management Management of education Organization studies Entrepreneurship Small and medium enterprise Innovation Human resource management Information technology E-business Financial management and time series analysis. Education Social Sciences Science, Technology, Engineering and Mathematics (STEM) Economic Development Tourism Development Arts and Language Sports Theory Others The above areas are just indicative and the editors, in principle, welcome rigorous articles that encompass any scientific business and management field.

Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)

Articles 1,864 Documents

183 184 185 186 187

Online Fraud Risk and Its Impact on Student Trust in Digital Financial Services Lauron, Kathleen Grace M.; Malinao, Brigette Rose E.; Detecio, Chris James T.; Abejero, Edward Louie Y.; Genon, Patricia Andrea A.; Abarquez, Paulino Jr. F.; Malubay, Ryan B.; Narsico, Peter G.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 4 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.04.25

In this study we have investigated the impact of digital financial risk perception on customer trust in digital financial services on students at a university in Cebu City of the Philippines. As people increasingly depend on e-wallets and mobile banking to transact daily business, it is important to learn how fraud awareness influences their trust. We have used a quantitative correlational design and conducted a Likert scale survey on 310 students. The Likert scale is not too reliable (Cronbach’s α = 0.778) but students found online fraud to be a serious and growing problem (M = 3.37). However, they trusted digital financial services (M = 2.92). Simple linear regression revealed that perceived online fraud risk is not a strong predictor of customer trust (R² = 0.003 and p = 0.34), indicating that fraud awareness is not responsible for all the variation in trust. These results suggest that students are more trusting in functional trust (convenience, usability and platform performance) than in perceived safety. Despite high-risk awareness, students continue to use digital financial services because those services are essential to daily life. This finding indicates that service providers need to better serve the customers when it comes to platform reliability, user experience and customer support as these properties seem to be more important in maintaining trust than perceived fraud risk. Future research should also look at user satisfaction, digital literacy and actual fraud experience and longitudinal design to track how trust changes with changing digital practices.

Factors Contributing to Absenteeism Among 4ps Beneficiary-Students in Selected Elementary Schools, Can-Avid District Hicao, Jessica L.; Irasga, Mary Rose D.; Hobayan, Juvy Cris A.; Adina, Jofrelyn B.; Baldelobar, Ester A.; Goden, Rhea Rose J.; Diaz, Jill C.; Busa, Ailyn C.; Hobayan, Rosechill D.; Lascano Jr., Juanito E.; Quiloña, Janice Dyan G.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 4 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.04.22

This study investigates absenteeism among 4Ps beneficiary-students in selected elementary schools, Can-avid District, that focus on factors influencing attendance patterns. The research aims to identify key factors impacting absenteeism, understand their implications, and propose targeted solutions for improving attendance and improve academic performance of students. Through a quantitative-descriptive correlational design, data was collected on attendance levels, parental education, distance to school, health conditions, and parental involvement. The analysis revealed a positive commitment to education among students, with high attendance rates emphasizing a conducive learning environment. Significant positive correlations were found between parental education, health conditions, and parental involvement with attendance patterns, highlighting their crucial impact on student attendance. Contrarily, distance to school showed a non-significant correlation with attendance rates. The study underscores the significance of parental support, health considerations, and a supportive learning environment in promoting positive student attendance and academic outcomes. Recommendations include enhancing parental education programs, implementing health support initiatives, and strengthening parental involvement strategies to improve attendance rates and foster academic success. This research provides valuable insights for stakeholders, including the Department of Education, school administrators, teachers, students, parents, community members, and future researchers, aiming to address absenteeism effectively among 4Ps beneficiary-students.

Language, Culture, and Gender: The Role of Traditional Stories in the Acceptance of Transgender Individuals Mon, Anthony M.; Diocares, Elmer C.; Diocares, Shella Marie I.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 4 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.04.27

This qualitative study investigates the intersection of traditional storytelling, cultural heritage, and the societal acceptance of transgender individuals within the Philippine context. While historical narratives often dictate rigid gender binaries, this research explores how such stories can simultaneously act as barriers to and instruments for gender inclusivity. Through semi-structured interviews with eight transgender participants from Sta. Cruz, Zambales, the study identifies core thematic challenges, including religious discrimination, deep-seated superstitions regarding "bad luck," and the pervasive influence of gendered role performance. The findings suggest that while traditional narratives currently reinforce stereotyping and misinformation, they possess the latent power to reshape social values. By promoting inclusive storytelling and leveraging family support systems, society can transition from exclusionary traditions toward a framework of empathy, self-love, and genuine transgender integration.

Personality Traits and Job Satisfaction among Provincial Paid Teachers in Borongan City Division: Input to Personality Development Intervention Adlawan, Angela S; Glino, Flor Janine A.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 4 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.04.24

This study determined the provincial paid teachers’ personality traits and job satisfaction for the purpose of utilizing research results in policy and intervention development. The study employed a quantitative approach, gathering information from purposive sampling of 36 provincial paid teacher in Borongan City Division through Big Five Personality Traits and teacher job satisfaction questionnaire survey method. Mean score was used to describe personality traits and level of job satisfaction, likewise the Spearman’s Rho determine correlational analysis on significant relationship exists between specific personality traits and job satisfaction. The findings show on respondents’ personality traits in terms of openness, extroversion, and neuroticism got a mean score 3.40, 3.29, and 2.90 with moderate level, respectively. While, conscientiousness and agreeableness got a mean score 3.60 with high level of personality traits of the respondents. The level of job satisfaction got a high level with 3.81 mean score. Moreover, it was found that conscientiousness has a very strong positive relationship with teacher job satisfaction, while, agreeableness and extroversion were both found to have strong positive correlation with teacher job satisfaction. Therefore, reject the null hypothesis that stated that there is no significant relationship between job satisfaction and personality traits of respondents, specifically: agreeableness, conscientiousness, extroversion, openness, and neuroticism. The results show how crucial the provincial paid teachers to continually develop and encouraged their traits that reflect conscientiousness such as thoughtfulness, good impulse control, and display strong goal-directed behaviors.

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Contact Name
Froilan D. Mobo

Contact Email
fd.mobo@pmma.edu.ph

Phone
+6281331990313

Journal Mail Official
editor@babmrjournal.org

Editorial Address
Griya Shanta Eksekutif P470 Lowokwaru, Malang, Indonesia 65141

Location
Kab. malang,

Jawa timur

INDONESIA

Abstract

Abstract

Abstract

Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Froilan D. Mobo

Contact Email fd.mobo@pmma.edu.ph

Phone +6281331990313

Journal Mail Official editor@babmrjournal.org

Editorial Address Griya Shanta Eksekutif P470 Lowokwaru, Malang, Indonesia 65141

Location Kab. malang, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Contact Name
Froilan D. Mobo

Contact Email
fd.mobo@pmma.edu.ph

Phone
+6281331990313

Journal Mail Official
editor@babmrjournal.org

Editorial Address
Griya Shanta Eksekutif P470 Lowokwaru, Malang, Indonesia 65141

Location
Kab. malang,

Jawa timur

INDONESIA