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Invest Journal of Sharia & Economic Law

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Published by Institut Agama Islam Negeri Ponorogo

ISSN : 27764982 EISSN : 27764354 DOI : http://dx.doi.org/10.21154/invest

Core Subject : Religion, Economy, Humanities, Social,

Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

Invest Journal of Sharia & Economic Law, E-ISSN: published by the Sharia Faculty, IAIN Ponorogo, Indonesia. This journal is published every July and December. The Invest Journal focuses on the results of field studies and literature studies in Islamic economic law, especially the integrative study of Islamic economic law in Southeast Asia. This journal publishes original articles on current international issues and trends regarding Sharia economic law, policy, law, social issues to advance knowledge of the theory and practice of Sharia economic law. The Invest Journal of Sharia & Economic Law specializes in research results either theoretically, a particular approach, or geographically in the fields of: Sharia economic law Sharia business law Sharia banking law Sharia financial institution law Non-bank financial industry Fatwa Islamic economics Islamic law Economic Law Business Law Financial Law

Arjuna Subject : Ilmu Sosial - Hukum

Articles 123 Documents

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Pola Penyelesaian Sengketa Waralaba Produk Teh Poci Di Ponorogo Djayadi, Haris
Invest Journal of Sharia & Economic Law Vol. 1 No. 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

The purpose of this study is first to find out the pattern of dispute resolution in the franchise practice of Teh Poci, the second is to describe what the ideal pattern should be. In accordance with the characteristics of the existing problems, the most relevant form of approach to analyzing the above problems is empirical legal research. This research sees law as a reality in society, meaning how the law is practiced. The settlement of default on the agreement in the Tea Poci product franchise business in Ponorogo is the cancellation of the contract as a result of default and is settled on the principle of peace, namely by consulting and negotiation techniques. Ideally, under such a mechanism the franchisor should develop an internal procedure for handling complaints. However, this procedure is not stipulated in the franchise agreement and meets certain minimum standards. This standard should provide a procedure for resolving disputes. If a dispute arises, either party can initiate a complaint handling procedure under the Code of Conduct, or under a franchise agreement.

Bisnis Herbalife Nutrition Club Cupid Ceria Perspektif Fatwa DSN-MUI NO.75/DSN MUI/VII/2009 Arik Putri Lestari, Yosy; Rofiah, Khusniati
Invest Journal of Sharia & Economic Law Vol. 1 No. 2 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

The purpose of this study was to find out how the perspective of the DSN MUI fatwa No.75 / DSN MUI / VII / 2009 on PLBS on Herbalife business practices at the Nutrition Club Cupid Ceria Madiun City related to price, royalty, and the concept of ighra'. This research uses field research methods with a qualitative approach. The results of this study can be seen that 1) The price of Herbalife products is not following the DSN MUI fatwa No.75 / DSN MUI / VII / 2009 concerning PLBS because it is included in the Excessive Markup category because the product price is relatively high and does not match the profit-sharing 2) Royalty in the Herbalife bonus system is fully following the DSN MUI fatwa No.75 / DSN MUI / VII / 2009 regarding PLBS because bonuses are the result of actual work, the amount is precise, not passive income and there is no exploitation or injustice. 3) Royalty in business Herbalife is also following the DSN MUI fatwa No.75 / DSN MUI / VII / 2009 regarding PLBS, which is not included in the ighra ' category because initially businessmen are not immediately interested in bonuses in this business but are only interested in the product results they want to achieve

Eksistensi Fatwa No.21/DSN-MUI/X/2001 Pada Asuransi Jiwa Syariah di PT. Prudential Life Assurance Cabang Ponorogo Pertiwi, Linda; Abidah, Atik
Invest Journal of Sharia & Economic Law Vol. 1 No. 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

This article aims to review the implementation of Fatwa No. 21 / DSN-MUI / X / 2001 concerning General Guidelines for Sharia Insurance in Insurance Institutions. Sharia life insurance is a type of life insurance whose application is based on the provisions of Islam. PT. Prudential Life Assurance is a sharia life insurance company. In carrying out its activities to develop customer funds, PT. Prudential Life Assurance invests. In practice, the investment and insurance percentage determination is carried out unilaterally by the agent. Determining the percentage of this investment will affect customers' cash value claims that do not match the illustration. More specifically, in this connection, the author will analyze two aspects. First, the analysis of Fatwa No.21 / DSN-MUI / X / 2001 regarding the General Guidelines for Islamic Insurance on the implementation of the investment system at PT. Prudential Life Assurance Ponorogo Branch? Second, the analysis of Fatwa No.21 / DSN-MUI / X / 2001 regarding the General Guidelines for Islamic Insurance on the payment of cash value claims for customers at PT. Prudential Life Assurance Ponorogo Branch? The author's type of research is field research using qualitative methods, while the data collection techniques used are interviews and documentation. The analysis used uses the deductive method, namely a discussion that begins with presenting arguments, theories or provisions that are general and then put forward a specific fact. From this research, it can be concluded that the implementation of the investment system at PT. Prudential Life Assurance at the Ponorogo branch is only limited to administration. Where the agent determines the percentage of insurance and investment unilaterally to get a hefty fee, this is not following the DSN fatwa No.21 / DSN-MUI / X / 2001, which reads "investment must be made under sharia." Meanwhile, regarding the payment of cash value claims from customers that do not match the illustration, it follows the DSN fatwa No.21 / DSN-MUI / X / 2001, which reads "different claims in the amount according to the premium paid."

Legal Standing Influencer Saham di Indonesia Pahlevi, Farida Sekti
Invest Journal of Sharia & Economic Law Vol. 1 No. 2 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Investment is one of the factors driving economic growth in realizing economic equality and eradicating poverty. Economic Activities Investment plays a role in the development of companies or projects with the aim of obtaining profit sharing. The investment currently discussed in this study is a stock investment in the capital market. The growth of investors in the Indonesian capital market is considered quite good but is still relatively lagging behind other countries. One strategy to increase economic activity in the capital market sector is to utilize stock influencers. This study uses a literature study technique in collecting data in which the authors collect information related to legal reviews of the role of stock influencers in Indonesia. The formulation of the problem in this study focuses on (1) the influence of stock influencers on the number of investors, (2) prohibitions in the capital market industry, and (3) the role of stock influencers in terms of the Capital Market Law. The conclusion explains that stock Influencers provide information about stock investment well so that it can increase the number of investors, but requires a persuasive and educational approach to Influencers in order to know the risks and impacts as a whole and how to educate the public to invest properly. Then explained that the prohibition on the capital market and the role of stock influencers according to the Capital Market Law have not been explicitly regulated so it must be noted that influencers are not investment advisors and cannot be investment advisors, Influencers are not capital market supporting profession, Information submitted by influencers must heed Article 79 of the Capital Market Law, Influencer behaviour is viewed from actions that are prohibited in the capital market sector according to the provisions of articles 90-96 of the Capital Market Law.

Problematika Implementasi Perjanjian Dalam Kerjasama dan Bagi Hasil Di Bengkel Las Semoyo Jaya: Sebuah Tinjauan Hukum Islam Santoso, Lukman; Lestari, Devi Indah
Invest Journal of Sharia & Economic Law Vol. 1 No. 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

A cooperation is an agreement between two or more people to do business and achieve common goals. Cooperation can be necessary for human life, considering that humans are social creatures who need each other. People in various circles have practiced cooperation in various fields. In various cooperation practices, there are often deviations from the agreement when initially making cooperation. This article explores the problems of implementing the cooperation agreement at the Semoyo Jaya welding workshop in a review of Islamic law. By using a qualitative approach and field research methods. Meanwhile, for data collection, using observation and interview techniques. This research concluded that the implementation of the cooperation agreement at the Semoyo Jaya welding workshop was not following the principles and elements of the agreement, namely, not fulfilling any of the rights and obligations contained in the contract. Meanwhile, the profit-sharing does not meet one of the syirkah inan requirements because one party is arbitrary in providing profits to the other party. This research can contribute practically to the parties that carry out cooperation to fulfill the agreement's terms based on Islamic legal values.

Hubungan Industrial Pancasila Dalam Undang-Undang Cipta Kerja Kususiyanah, Anjar
Invest Journal of Sharia & Economic Law Vol. 1 No. 2 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Pancasila industrial relation is a relationship between the government, employers, and workers based on the Pancasila ideology. It is appropriate that the formation of regulations regarding employment are also based on Pancasila and the 1945 Constitution. The Law describes the legal ideals of Indonesian workers, which are in line with the national development Pancasila ideology system so that all elements, both workers and entrepreneurs, feel welfare as aspired by all Indonesian people. Since the workforce is the most critical factor in the national development sector, it is appropriate that the regulations governing Manpower are always discussed and in the spotlight of policymakers, academics, and Indonesian workers. The human resources sector is included in one of the discussions in the work creation law, which President Joko Widodo initiated. However, there is a degradation in the value of welfare for workers in Indonesia. There are several shifts in the content of Manpower, including regarding Foreign Workers (TKA), Time Work Agreements. Certain (PKWT), outsourcing (outsourcing), wages. This study examines the value of Pancasila industrial relations in the Employment Copyright Act with a qualitative descriptive method to understand a Pancasila industrial relations concept in the Work Copyright Act, researchers using material analysis techniques (content analysis) and library research. The purpose of this research is to be used as a reference for policymakers as a material for judicial review to realize the nation's welfare. The results of this study state that the concept of Pancasila industrial relations is not yet fully attached to the Employment Copyright Act. Therefore, there must be a joint effort to rebuild industrial relations based on Pancasila so that industrial relations in Indonesia can run smoothly, relatively, and based on deliberation for consensus to build a better Indonesia in the international community's eyes.

Ekonomi Dalam Pandangan Islam dan Perannya Dalam Peningkatan Daya Saing Sumber Daya Manusia Suminto, Ahmad; Ramdani Harahap, Soritua Ahmad; Zulqurnaini, Ahmad Budi
Invest Journal of Sharia & Economic Law Vol. 1 No. 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

This study aims to explain the economy from an Islamic perspective: and its role in increasing human resources and the economic development of Islam. This study uses a library research method with a descriptive-analytic qualitative approach, namely explaining and describing the object of research and then analyzing it from the perspective of the Islamic economic system. The results of this study indicate that, First, Islam views the economy as implemented with an attitude towards property ownership, absolute ownership of everything on earth belongs to Allah SWT. Human ownership is only relative, limited to carrying out the mandate of managing and utilizing according to His provisions. The status of assets in Islam is a mandate or deposit (as a truth) from Allah SWT to humans who have the capacity to be His creatures. Meanwhile, from the point of view of monotheism, humans as economic subjects are only limited to trustees. Second, the concept of Islamic economic development demands and makes humans to awaken human nature, namely the birth of a balance between happiness in the world and in the hereafter. This role has implications for the concern for development in Islam itself which emphasizes both physical and metaphysical elements. In addition to physical indicators, Islamic development also pays close attention to moral and spiritual aspects that are not shared by conventional development focus. The concepts of tawhid, khilafah, and 'are inseparable from the foundations of economic development in Islam.

Wakaf Produktif di Yayasan Addin As-Shiddieq Pacitan Perspektif Total Quality Management (TQM) Nur Alfiyan, Wahyu; Prasetiyo, Luhur
Invest Journal of Sharia & Economic Law Vol. 1 No. 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Pondok Pesantren Addin As Shiddieq as a social institution seeks to provide benefits to the people through the management of productive waqf. However, the management of this waqf has not been properly managed like other productive waqf organizations. The organizational structure of the productive waqf management of the Addin As Shiddieq Foundation only consists of nadzir and managers of the waqf assets. Based on these facts, this paper intends to look at the productive waqf management at the Addin As-Shiddieq Islamic Boarding School according to Total Quality Management and its impact on waqf productivity and on society. This research uses qualitative research methods. The data obtained were then analyzed using the characteristics of Total Quality Management (TQM). Of the five criteria mentioned by MA Mannan, the productive waqf management of the Addin As Shiddieq Foundation still has weaknesses at point 4, which is to record everything related to the beneficiary. Meanwhile, in terms of impact, the productive waqf management carried out by the Addin As Shiddieq Foundation has had a positive impact, both on the productivity of waqf assets and on the community.

Tinjauan Etika Bisnis Islam dan Undang-Undang Perlindungan Konsumen Terhadap Penggunaan Alat Produksi Cincau Aldana, Lavia Vega
Invest Journal of Sharia & Economic Law Vol. 1 No. 2 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Islamic business ethics are several ethical business behaviors (akhlaq al-Islamiyah) wrapped in shari'ah provisions. Currently, some producers have not met the principles of Islamic business ethics, as in the practice of black grass jelly production in Jatisari Village, Geger District, Madiun Regency, which still uses cooking utensils that do not meet standards. This study aims to analyze how grass jelly production tools are used when viewed with Islamic business ethics and Law Number 8 of 1999 concerning Consumer Protection. The type of research used in this research is field research using qualitative methods. The results of this study are; in terms of Islamic business ethics, the cooking/production utensils used in the production of black grass jelly in Jatisari Village, Geger District, Madiun Regency are following Islamic business ethics principles. However, these tools do not follow the Consumer Protection Act, namely in Article 4 paragraph (1) and paragraph (3) concerning consumer rights. The implications of this research are expected to provide input to improve the application of Islamic business ethics and the rules of Law Number 8 of 1999 concerning Consumer Protection for Cincau producers.

Jiwa Enterprenur dan Etika Bisnis Islam Santri Gontor Dalam Mengembangkan Air Mineral Amidas Iriani, Dewi; Mufidah, Lailatul; Rosyid Ridho, Muhammad
Invest Journal of Sharia & Economic Law Vol. 1 No. 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

This article aims to determine the Darussalam Gontor Modern Islamic Boarding School's efforts in shaping the entrepreneurial spirit of the santri? Second, how is the development of Amidas Gontor Mineral Water in the perspective of Islamic Business Ethics? This article using field research (field research), the method used in this study using a qualitative approach, namely the author obtains data directly from sources from teachers/managers and students of the Darrusalam Gontor Islamic boarding school, Ponorogo. Research results 1) The Darussalam Gontor modern cottage's efforts in shaping the entrepreneurial spirit of the Santri, which are taught, have five characteristics, namely: confidence is cultivated to the students, by giving confidence in carrying out the production of Amidas Gontor brand mineral water””having continuous and innovative initiatives, in developing the business unit it holds and having achievement motives, which can provide the students with provisions to apply what they have learned after becoming alumni regarding entrepreneurship. The spirit of leadership, where the alumni who serve are entrusted to manage Amidas Gontor. Dare to take calculated risks, introduce the entrepreneurial results of the santri, events and expos are often held in the cottage, apart from the students, caretakers, guardians of Santri, and the wider community. 2) Development of Gontor Amidas mineral water in the perspective of Islamic business ethics principles; Unity/State; Obedience to worship is a belief in the existence of one God. Balance (Justice); evenly distributed. Free Will, done verbally for the Ponorogo area, the outer island area is done through an online application. The Pondok Gontor party is responsible for compensating for damage to the Ponorogo area outside the island. 3) Virtue: Truth and Honesty. Honest and true in establishing partnerships with agents, shops, distributors, retailers of mineral water Amidas.

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Soleh Hasan Wahid

Contact Email
wahid@iainponorogo.ac.id

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+6281335727774

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invest@iainponorogo.ac.id

Editorial Address
Jl. Puspita Jaya, Krajan, Pintu, Kec. Jenangan, Kabupaten Ponorogo, Jawa Timur 63492

Location
Kab. ponorogo,

Jawa timur

INDONESIA

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Soleh Hasan Wahid

Contact Email wahid@iainponorogo.ac.id

Phone +6281335727774

Journal Mail Official invest@iainponorogo.ac.id

Editorial Address Jl. Puspita Jaya, Krajan, Pintu, Kec. Jenangan, Kabupaten Ponorogo, Jawa Timur 63492

Location Kab. ponorogo, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Soleh Hasan Wahid

Contact Email
wahid@iainponorogo.ac.id

Phone
+6281335727774

Journal Mail Official
invest@iainponorogo.ac.id

Editorial Address
Jl. Puspita Jaya, Krajan, Pintu, Kec. Jenangan, Kabupaten Ponorogo, Jawa Timur 63492

Location
Kab. ponorogo,

Jawa timur

INDONESIA