cover
Contact Name
Akmal Riza
Contact Email
akmalriza@ar-raniry.ac.id
Phone
+6285260050048
Journal Mail Official
jimebis@ar-raniry.ac.id
Editorial Address
​Editorial Office : Fakultas Ekonomi dan Bisnis Islam UIN Ar-Raniry Banda Aceh, 2nd Floor Jln. Syech Abdur Rauf Banda Aceh 23111, Aceh, Indonesia
Location
Kota banda aceh,
Aceh
INDONESIA
JIMEBIS
ISSN : 2746489X     EISSN : 27745864     DOI : -
JIMEBIS: Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam is a Scientific Journal of Islamic Economics and Business dedicated for students’ article co-authored with lecturers. The articles published in this journal is based on scientific research done during the study and discuss Islamic economics and business issues including Islamic banking and finance, fintech, and Islamic philanthropy. JIMEBIS will be published periodically for 6 (six) months on May and September each year.
Articles 111 Documents
Strategi Pembiayaan UMKM Dalam Meningkatkan Usaha Nasabah Pada Masa Covid 19 (Studi Kasus Di PT. Bank Sumut Cabang Syariah Medan Katamaso) Azhari Akmal Tarigan; Andre Bagaskara
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i1.253

Abstract

This research is motivated by the development of micro, small and medium enterprises is a way that is considered to have a large role in the development of the national economy. The development of a business will help overcome the unemployment problem, given the large number of MSMEs in this country, so that it can increase job opportunities and opportunities to open businesses, which in turn encourages regional and rural development. In developing MSMEs, PT. Bank Sumut Syariah Medan Katamaso Branch as a financing institution that prioritizes services in supporting the improvement of the community's economy. One of the roles of sharia microfinance in the economic development of the community is by providing financing capital to customers to develop their businesses. This journal discusses the MSME Financing Strategy in Improving Customer Business During the Covid 19 Period (Case Study of PT. Bank Sumut Syariah Branch Medan Katamaso). In this study, the theory of the MSME financing strategy carried out by PT. Bank of North Sumatra Sharia Branch Medan Katamaso. in improving customer business during the Covid 19 period. This type of research is qualitative research, in descriptive form. The data sources used are primary and secondary data sources. Data was collected using interview, documentation, and observation techniques. The results of this study conclude that the MSME financing strategy in increasing customer business during the covid 19 period uses a murabahah contract in the MSME financing strategy, namely banks must manage mitigation appropriately and banks must focus on industries that have prospects to be financed. During the Covid 19 period, business development experienced a rapid decline so that it affected the decline in income for several customer businesses that had done MSME financing at PT. Bank Sumut Sharia Branch Medan Katamaso. In contrast to before the Covid 19 period, which is currently happening, customer business developments are still developing.
Dimensi Literasi Keuangan Syariah Pada Kinerja Keuangan UMKM Evriyenni E
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.257

Abstract

Financial literacy is one of the success factors for the economy and the welfare of the people in Indonesia. The low level of financial literacy has an impact on people's economic growth, including Micro, Small and Medium Enterprises (MSMEs). Aceh is one of the regions in Indonesia that implements Islamic sharia, including the activities of its financial institutions. Therefore, it is important for MSME actors in Aceh to have a good level of Islamic financial literacy. This study aims to examine the effect of the dimensions of Islamic financial literacy which includes financial knowledge, financial attitudes and financial capabilities on the financial performance of MSMEs. The research population includes 927 MSMEs in Syiah Kuala District, Banda Aceh City. While the research sample was 90 SMEs based on the Slovin formula with simple random sampling technique. The data used are questionnaires obtained from MSME actors with documentation techniques. Data were analyzed using linear regression method. The results of the study indicate that both separately and together, the dimensions of Islamic financial literacy, namely financial knowledge, financial attitudes and financial capabilities affect the financial performance of MSMEs in Syiah Kuala District, Banda Aceh City.
Analisis Pemberhentian Penyaluran Zakat Produktif Bergulir Di Baitul Mal Seri Murni; Farid Fathony Ashal; Rosmiana R
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.261

Abstract

This study aims to determine the background or consideration of the distribution of revolving productive zakat in the form of machine and boat rickshaws and to analyze the causes of the dismissal of revolving productive zakat transfers in the Baitul Mal City of Banda Aceh. This type of qualitative research, data validity techniques using triangulation method, then using descriptive analysis. As for the background or consideration of the distribution of productive zakat in the form of machine rickshaws, that is first, the machine rickshaw is one of the transportation needed by the community after the tsunami, secondly, mustahik requires a lot of machine rickshaws to run its business and thirdly, the becak driver is easily run by mustahik. Then the distribution of aid in the form of a boat to help mustahik who live in coastal areas and work in the ocean. The cause of the dismissal of productive zakat distribution is first, problematic financing or bad financing. Second, the distribution of productive zakat in the form of a pedicab is stopped to avoid traffic congestion.
Persepsi Dosen dan Karyawan Universitas Islam Negeri Ar-Raniry Terhadap Murabahah Bank Syariah Ismuadi I; Nevi Hasnita; Muhammad Al Harits
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.266

Abstract

Murabahah financing is a financing product that dominates the distribution of financing funds in Islamic banks. This study aims to determine the perceptions of lecturers and employees of FEBI UIN Ar-Raniry on murabahah financing at Islamic banks in Aceh. This research belongs to the type of descriptive qualitative research with primary data collection (through the distribution of interview questions) to lecturers and employees of FEBI UIN Ar-Raniry. The results of this study indicate that as many as 59.1% of participants stated that the mechanism and implementation of murabahah financing contracts in Islamic banking in Aceh was in accordance with sharia principles
Analisis Strategi Pengembangan Dalam Persaingan Lembaga Keuangan Mikro Syariah Di Aceh Muhammad Arifin; Riza Aulia; Nurul Azizah
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.269

Abstract

In the operation of Islamic financial institutions, there must be various threats that occur, then every Islamic financial institution must have the right strategy to increase endurance and power competition. This study aims to determine the strength and weaknesses as well as opportunities and threats as well as development strategies PT LKMS Mahirah Muamalah in the midst of competition for Islamic banks in Aceh, using a qualitative descriptive method with a SWOT analysis through Interview. The results showed that there were 9 strengths, 6 weaknesses, 6 opportunities and 5 threats. From these various factors obtained 3 alternative development strategies (1) S-T Strategy, (2) Strategy S-O and (3) Business strategy with strategy implementation diversification.
Kinerja Bank Pasca Konversi Menjadi Bank Syariah: Lebih Baik Atau Lebih Buruk? Nurma Sari; Windi Hasnanti Putri; Khairil Umuri
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.273

Abstract

This study aims to compare the quality of service and loyalty in Bank before and after to find out the impact of service quality on customer loyalty before and after becoming Bank Syariah. The method used in this research is quantitative. The population in this study up to 60,000 customers. The samples obtained were 100 customers by using Slovin formula with sample technique that is purposive sampling. This research used questionnaire as its instrument. Hypothesis testing in this study consisted of Paired sample t-Test and Structural Equation Model (SEM) Test. Paired sample t-test is to compare service quality and loyalty at Bank before and after conversion. Test SEM used to find out the influence of service quality to loyalty before and after conversion. The result of Paired sample t-test showed that service quality and customer loyalty have better effect than before conversion. And the result of Structural Equation Model (SEM) with maximum likelihood estimation (MLE) method showed that service quality influence loyalty before and after becoming Bank Syariah conversion with significance value of p <0,001.
Pengaruh Kinerja Lingkungan Terhadap Kinerja Keuangan Dengan Corporate Social Responsibility Sebagai Variabel Intervening Eliana Ilyas; Nurhayati; Alfira Ayudia Putri; Nasri Zarman
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.275

Abstract

This study aims to examine the effect of environmental performance on financial performance with corporate social responsibility as an intervening variable in textile and garment sub-sector manufacturing companies listed on the Indonesia Stock Exchange. This research is a type of causal associative research with a quantitative approach. The population of this study are manufacturing companies in the textile and garment sub-sector which are listed on the Indonesia Stock Exchange (IDX) for the 2017-2019 period. The sample of this research is 32 companies selected by using purposive sampling method. The data used is secondary data, and the amount of data obtained is 90 data studied. The data analysis method used to test the hypothesis is panel data regression with the help of the Eviews program version 10.0, with the data collection method used is the documentation method obtained through the official website of the Indonesia Stock Exchange (www.idx.co.id) and the respective official websites each company as well as the official website of the Ministry of Environment and Forests (www.menlhk.go.id). the results of the study concluded that (1) Environmental Performance has a significant effect on Financial Performance, (2) Environmental Performance has a significant effect on Corporate Social Responsibility, (3) Corporate Social Responsibility has a significant effect on Financial Performance, (4) Environmental performance has a significant effect on financial performance by Corporate Social Responsibility as an intervening variable. The results of this study indicate that environmental performance with regard to corporate social responsibility is very important to be implemented in companies, because it can improve the company's financial performance.
Kajian Empiris Kepatuhan Wajib Pajak Pengusaha di Kota Banda Aceh Akmal Riza
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 4 No 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i1.312

Abstract

Empirical studies regarding taxpayer compliance with an obligation and obligation to be carried out for every citizen as fulfillment of citizenship in Indonesia, many business people in Banda Aceh City do not report their tax obligations correctly so that the level of individual taxpayer compliance is low and the tax service office as executor of state duties often conducts socialization so that entrepreneurs have a taxpayer ethic in fulfilling their obligations every year. The aim of the study was to determine the effect of taxpayer ethics on individual taxpayer compliance at KPP Pratama Banda Aceh. The research population is all registered WPOP in the city of Banda Aceh (KPP Pratama) using proportionate strafied random sampling technique on 100 entrepreneurs as respondents. The research findings show that the variable of taxpayer ethics has a positive and significant effect on taxpayer compliance in entrepreneurs in the city of Banda Aceh with the hypothesis that the results of simple regression analysis show that the coefficient value is 0.709 and t-count 9.959> t-table 1.984 and a significant level of p-value 0.000 <0.05.
Persepsi Dosen dan Karyawan Universitas Islam Negeri Ar-Raniry Terhadap Murabahah Bank Syariah Ismuadi; Hasnita , Nevi; Al Harits , Muhammad
Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 2 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.266

Abstract

Murabahah financing is a financing product that dominates the distribution of financing funds in Islamic banks. This study aims to determine the perceptions of lecturers and employees of FEBI UIN Ar-Raniry on murabahah financing at Islamic banks in Aceh. This research belongs to the type of descriptive qualitative research with primary data collection (through the distribution of interview questions) to lecturers and employees of FEBI UIN Ar-Raniry. The results of this study indicate that as many as 59.1% of participants stated that the mechanism and implementation of murabahah financing contracts in Islamic banking in Aceh was in accordance with sharia principles
Pengaruh Pengetahuan dan Modal Minimal Terhadap Minat Investasi Mahasiswa UIN Ar-Raniry Iskandar, Evy; Vonna, Rizki Dara
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 2 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i2.271

Abstract

Access to the Islamic Capital Market makes it easier for all people, including students, to invest in Islamic stocks. This study aims to analyze the effect of investment knowledge and minimum capital variables toward the intention at student of Economics and Islamic Business Faculty (FEBI) - Ar Raniry State Islamic Univesity in investing on the Islamic Capital Market Islamic. This study uses a quantitative approach by multiple linear regression analysis, and it processed proportionate stratified random sampling with data sourced from questionnaires of 96 students as samples. The results of the study show that: Partially, investment knowledge has no effect on investment intentions, in contrast to minimal capital, which has an effect on student investment intentions. Meanwhile, simultaneously it shows that the two independent variables have effected on students' intention in investing in the Islamic Capital Market.

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