cover
Contact Name
Akmal Riza
Contact Email
akmalriza@ar-raniry.ac.id
Phone
+6285260050048
Journal Mail Official
jimebis@ar-raniry.ac.id
Editorial Address
​Editorial Office : Fakultas Ekonomi dan Bisnis Islam UIN Ar-Raniry Banda Aceh, 2nd Floor Jln. Syech Abdur Rauf Banda Aceh 23111, Aceh, Indonesia
Location
Kota banda aceh,
Aceh
INDONESIA
JIMEBIS
ISSN : 2746489X     EISSN : 27745864     DOI : -
JIMEBIS: Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam is a Scientific Journal of Islamic Economics and Business dedicated for students’ article co-authored with lecturers. The articles published in this journal is based on scientific research done during the study and discuss Islamic economics and business issues including Islamic banking and finance, fintech, and Islamic philanthropy. JIMEBIS will be published periodically for 6 (six) months on May and September each year.
Articles 111 Documents
Determinants Of Purchasing Decisions In Tik Tok Shop E-Commerce With Trust As A Mediating Variable Munadia, Milda; Umuri, Khairil; Sentosa, Dewi Suryani; Nurlina, Eka
Scientific Journal of Students Islamic Economics and Business Vol. 5 No. 1 (2024): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v5i1.534

Abstract

This study aims to examine the effect of security and Sharia compliance on purchasing decisions in the e-commerce TikTok Shop with trust as a mediating variable. The sample in this study were active undergraduate students at USK totaling 85 people who were taken based on the Hair formula and analyzed using the path analysis model. The results of this study found that security and sharia compliance had a positive effect on trust. Security, Sharia compliance, and trust have a positive effect on purchasing decisions. In the Sobel test, the indirect effect shows that security and Sharia compliance have a positive influence on purchasing decisions through trust as a mediating variable. Further research can take other supporting factors that have not been used in this study
Effects Of Brand Image, Rate Of Profit-Sharing Ratio, Contract Application, And Trust On The Customers’ Decision To Save At Islamic Banks Rizkina, Erika; Adha, Mufti Alam; Wijaya, Andy Putra
Scientific Journal of Students Islamic Economics and Business Vol. 5 No. 1 (2024): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v5i1.571

Abstract

The rapid development of Islamic bank has resulted in business competition. This study analyzes the influences of brand image, rate of profit-sharing ratio, contract application, and trust on customers’ decision to save at Islamic banks. The all Islamic banks in Yogyakarta City are the objects in this study, this study uses a questionnaire to collect as many as 100 respondents as the samples, that is, the customers of Islamic banks. This study uses the quantitative method with multiple linear regression analysis. The study shows that brand image positively and significantly influences the customers’ decision to save at Islamic banks, with a value of 0.00 < 0.05. The Rate of profit-sharing ratio positively and significantly affects the customers’ decision to save at Islamic banks, with a value of 0.02 < 0.05. The contract application positively and significantly influences the customers’ decision to save at Islamic banks, with a value of 0.05. Trust positively and significantly impacts the customers’ decision to save at Islamic banks, with a value of 0.02 < 0.05. Simultaneously, brand image, rate of profit-sharing ratio, contract application, and trust positively and significantly influence the customers’ decision to save at Islamic banks.
Analysis Of The Islamic Bank Cash Withdrawal Service System For Foreign Tourists (A Case In Aceh Tengah Indonesia) Tiaranita, Dinda; Djakfar, Inayatillah; Mulia, Rika
Scientific Journal of Students Islamic Economics and Business Vol. 5 No. 1 (2024): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v5i1.572

Abstract

Aceh Tengah is highland that attracts many tourists from domestic or foreign countries in Aceh. Bank Syariah Indonesia (BSI) of the Islamic banks that plays an important role regarding the cash withdrawal process by foreign tourists in Aceh Tengah District, Aceh Province, Indonesia. The study aims to determine how BSI facilitates cash withdrawal services in Aceh Tengah. This study used a qualitative method with a descriptive field approach from foreign tourists that visiting Aceh Tengah. The results of this study indicate that there are several obstacles experienced by tourists in the cash withdrawal process, such as some of their bank cards are not supported by the available ATM (Automated Teller Machine) even through the Teller counters would have been not accessible for them. It is expected that this study will highlights the needs of upgrading system for Islamic banks that operating in Aceh Tengah for foreign tourists in using cash withdrawal services.
The Influence Of Accountability, Transparency And Supervision On Budget Performance At Higher Education Service Institutions (LLDIKTI) Region XIII Aceh Ilyas, Eliana; Ivana, Farah; Mediyanti, Sisca; Ridha, Ainul; Masri
Scientific Journal of Students Islamic Economics and Business Vol. 5 No. 1 (2024): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v5i1.573

Abstract

This study aims to analyse the effect of accountability, transparency and supervision on budget performance at LLDIKTI Region XIII Aceh. This research is a type of causal associative research with a quantitative approach. The research sample was employees at LLDIKTI Region XIII Aceh, totalling 99 employees using the census technique. Accountability, Transparency and Supervision variables on budget performance are measured using a Likert scale, and data obtained by distributing questionnaires to respondents. Data analysis using statistical analysis of correlation and multiple regression models with the help of SPSS 25 software. To test each item on each variable, validity and reliability tests have been carried out as an instrument. The results of the analysis show that simultaneously there is an influence between Accountability, Transparency and Supervision on budget performance. The results of the F test obtained Fcount> Ftabel or (63.924> 2.70) and a significant test that the p value of 0.000 < p set at 0.05 which means significant. Partial test results show that: 1. Accountability affects budget performance with Thitung 4.791> Ttabel 1.660 and p value 0.000 < p 0.05 means significant. 2. Transparency affects budget performance with Thitung 5,263> Ttabel 1,660 with a p value of 0.000 from <0.05 means significant. 3. Supervision affects budget performance with Thitung 2.968> Ttabel 1.660 with a p value of 0.002 from <0.05 means significant.
Panel Modelling to Analyze Financial Performance On Islamic Commercial Banks Fuad Hasyim; Ningrum, Andini Dwi Kusuma; Robbani, Jundi Fikri
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 1 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i1.279

Abstract

This research was conducted to determine the influence of CAR, NOM, OCR, FDR on Islamic Commercial Banks for the 2016-2020 period. The population of this study was all Sharia Commercial Banks in Indonesia registered with the Financial Services Authority (OJK) in 2016-2020 and obtained 12 samples that met the criteria using purposive sampling techniques. The data analysis technique uses multiple linear regression techniques of panel data with the selection of a Fixed Effect Model (FEM). The results showed that: (1) CAR has a positive effect on ROA in Islamic Commercial Banks. (2) NOM has a positive effect on ROA in Islamic Commercial Banks. (3) OCR has a positive effect on ROA. (4) FDR has a positive effect on the ROA of Islamic Commercial Banks.
Peningkatan Ekonomi Pesantren Modern Al-Falah Abu Lam-U Melalui Koperasi Pontren Amanatillah, Dara; Hermawan, Yudi; Nizam, Ahmad
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 1 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i1.311

Abstract

The co-operation of the hostel is one of the Bodies of Owned by Pesantren (BUMP) that serves to meet the needs of the sanctuary. The aim of this study is (1) to know how the role of Islamic cooperation (kopontren) in increasing the economic income in the Modern Al Falah Abu Lam U (2) to know the measures of co-operation of the establishment in improving the economic revenue of the Modern al Falah Abu Lam U. After the author doing the observations with a total of 567 santri are expected to help the economic income of the party through the presence of a co-trend, but this is still not optimal. To this goal, a qualitative assessment approach is used with the type of field research. In this writing, researchers use data collection techniques, is interviews, observations and documentation. The results of this study showed that: (1) the role of the cooperative in increasing the economic income of the participant has increased marked by the presence of monthly and annual financial reports, but still has not maximized the results deposited on the part of the representative, both material and non-material. (2) Steps in improving co-trend strategies use SWOT analysis to identify the strengths, opportunities and threats in co-traded development
Kajian Empiris Kepatuhan Wajib Pajak Pengusaha di Kota Banda Aceh Riza, Akmal
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 1 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i1.312

Abstract

Empirical studies regarding taxpayer compliance with an obligation and obligation to be carried out for every citizen as fulfillment of citizenship in Indonesia, many business people in Banda Aceh City do not report their tax obligations correctly so that the level of individual taxpayer compliance is low and the tax service office as executor of state duties often conducts socialization so that entrepreneurs have a taxpayer ethic in fulfilling their obligations every year. The aim of the study was to determine the effect of taxpayer ethics on individual taxpayer compliance at KPP Pratama Banda Aceh. The research population is all registered WPOP in the city of Banda Aceh (KPP Pratama) using proportionate strafied random sampling technique on 100 entrepreneurs as respondents. The research findings show that the variable of taxpayer ethics has a positive and significant effect on taxpayer compliance in entrepreneurs in the city of Banda Aceh with the hypothesis that the results of simple regression analysis show that the coefficient value is 0.709 and t-count 9.959> t-table 1.984 and a significant level of p-value 0.000 <0.05.
Analysis of Challenges And Opportunities For The Development Of Syariah Cooperates In The Digital Era (Study of Sharia Cooperative Solution With Lamlhom) Murni, Seri; Afdhalurrajul, Afdhalurrajul
Scientific Journal of Students Islamic Economics and Business Vol. 6 No. 2 (2025): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/51hpp978

Abstract

Digitalization also opens up new opportunities for Islamic cooperatives in developing products and services that are in line with Islamic law. Challenges also accompany the digitalization of Islamic cooperatives, such as data security and privacy risks. This study aims to analyze the challenges and opportunities for the development of the Lamlhom Islamic Cooperative in the digital era. The method used is a qualitative approach with field study research. The results of this study found that the main challenges include limited human resources, low digital literacy, infrastructure constraints, and the role of the Sharia Supervisory Board. However, digitalization enhances service efficiency, accelerates transactions, and attracts younger generations. The implementation of the USSI application supports accountable data management. Adaptation efforts are carried out through internal training and a hybrid system. Management support and member enthusiasm are important social capital in the digital transformation of Islamic cooperatives. Keywords: Sharia cooperatives, digitalization, challenges, opportunities.
How Motivation, Knowledge, And Technology Shape Investment Interest In The Sharia Capital Market Dianah, Azimah; Fitri, Cut Dian; Haikal, Muhammad
Scientific Journal of Students Islamic Economics and Business Vol. 6 No. 2 (2025): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/3vjqk387

Abstract

In the rapid development of information technology and the economy Currently, the capital market is very familiar to students. But the lack of awareness of the importance of investment for the future becomes the problem of a lack of investors (students) in investing in the capital market. The Islamic capital market is simply a place or means of meeting between demand and supply of short-term and long-term financial instruments. This research aims to analyze the influence of investment motivation, investment knowledge and technological progress on investment interest in the capital market sharia with research subjects of FEBI UIN Ar-Raniry Banda Aceh students. Testing the hypothesis using the validity test method, analysis multiple linear regression and classical assumption testing. Retrieval technique sample using stratified random sampling, with a sample that was taken by 100 students. The data used is primary data or direct data sourced from students who are in the location study. The results of the study found that motivated investment and technological progress have a positive and significant effect on the interest of FEBI students in investing in the Capital Market Sharia, while the investment knowledge variable has no significant effect on the interest of FEBI students partially. Next by Simultaneously all independent variables affect interest FEBI students in investing in the Islamic Capital Market. Keywords: Motivation, knowledge, technological progress, investment interest, sharia capital market
Analysis Of Customer Understanding Of The Murabahah Contract Concept In Mitraguna Financing At Bank Syariah Indonesia, Langsa Branch: A Review Of Practice And Sharia Principles Dayyan, Muhammad; Afni, Nurul; Yahya, Muhammad
Scientific Journal of Students Islamic Economics and Business Vol. 6 No. 2 (2025): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/8jge4750

Abstract

The development of Islamic banking in Aceh Province, particularly in Langsa City, is becoming increasingly competitive, highlighting the importance of public understanding as part of Islamic financial literacy. The purpose of this study is to analyze the understanding of the people of Langsa City regarding Mitraguna Bank Syariah Indonesia (BSI) financing products and their implications. The research used a descriptive qualitative method with data collection techniques through observation, structured interviews with 10 Mitraguna BSI customers in Langsa City who are payroll employees, and documentation studies. The results of the study reveal that the majority of informants interviewed were in the “Less Understanding” category regarding the sharia principles of BSI Mitraguna products. The factors causing this low level of understanding include a lack of in-depth socialization from the bank and a lack of background knowledge of sharia finance among customers. As a result, customers tend to focus on the ease of access and financial benefits of the product without paying attention to their understanding of the sharia contract and obligations attached to it. The research conclusion shows that there is a gap between product utilization and understanding of the accompanying sharia principles. Therefore, this study recommends the need for more effective education and communication strategies from BSI to improve customers' sharia financial literacy, thereby mitigating risks and ensuring the sustainability of healthy products. Keywords: Customers understanding, murabahah contract, mitraguna financing

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