cover
Contact Name
Akmal Riza
Contact Email
akmalriza@ar-raniry.ac.id
Phone
+6285260050048
Journal Mail Official
jimebis@ar-raniry.ac.id
Editorial Address
​Editorial Office : Fakultas Ekonomi dan Bisnis Islam UIN Ar-Raniry Banda Aceh, 2nd Floor Jln. Syech Abdur Rauf Banda Aceh 23111, Aceh, Indonesia
Location
Kota banda aceh,
Aceh
INDONESIA
JIMEBIS
ISSN : 2746489X     EISSN : 27745864     DOI : -
JIMEBIS: Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam is a Scientific Journal of Islamic Economics and Business dedicated for students’ article co-authored with lecturers. The articles published in this journal is based on scientific research done during the study and discuss Islamic economics and business issues including Islamic banking and finance, fintech, and Islamic philanthropy. JIMEBIS will be published periodically for 6 (six) months on May and September each year.
Articles 111 Documents
Analisis Pengaruh Kemudahan, Kegunaan dan Tingkat Resiko Terhadap Keputusan Masyarakat Sukoharjo Menggunakan Shopeepay Arfiansyah, Mufti Arief; Vebriani, Defi; Makarim, Afifatul
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 1 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i1.290

Abstract

In today's digital era, information progress is spreading fast and getting more advanced. Technology transfer can control various elements of people's habits that impact daily activities. The use of social media by mobile phones is increasing every year. The annual increase causes various innovations, one of which is financial technology or fintech. An example of fintech that is often used today is the Shopeepay e-wallet. The purpose of this analysis is to understand the impact of convenience, usability & risk on the certainty of using Shopeepay in the Sukoharjo Regency area. This form of study uses prime data. How to take samples with cluster random sampling. The total sample is 100 respondents by providing an online questionnaire in the form of a G-Form. Multiple linear regression with SPSS 23 is used for data processing. Simultaneous research on usage decisions. It is known that the results of the research that the researchers conducted were that perceived convenience had no significant impact on the decision to use shopeepay, then perceived usefulness had an effect on using shopeepay, and perceived risk had an effect on decisions on using shopeepay in the community in Sukoharjo. The results of the validity test are declared valid, and the reliability test is declared reliable
Peningkatan Kesejahteraan Ekonomi Keluarga Melalui Industri Kopi Rumahan Azra, Uliya; Saifullah
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 1 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i1.309

Abstract

This study aims to find the roles, supporting factors and inhibiting factors of the home coffee industry in increasing the economic welfare of working families and the community around the Malem Diwa home industry. The type of research used in this research is qualitative research. In collecting data researcher used direct interview methods. Based on the results of the study, it shows that the role of the Malem Diwa home coffee industry is able to increase family economic welfare, and can open jobs for the community around the home industry, so that people earn income to prosper the family economy in meeting family needs. Factors supporting the Malem Diwa home industry are sources of business capital from owners, labor, goods quality raw materials and technology. While the inhibiting factors are constrained by the lack of business capital and infrastructure facilities in supporting the activities of managing the home coffee industry.
Aspek Bauran Pemasaran Terhadap Perilaku Konsumen Pengguna Jasa J&T Express Kota Banda Aceh Marwiyati; Jalilah; Marlinda, Putri
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 1 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i1.310

Abstract

Changes in consumer lifestyles certainly have a big influence on the growth of online business in Indonesia, this development is the initial sequence for the growth of goods delivery services. One shipping expedition service company that is experiencing development is the J&T Express company. J&T Express helped establish its company in Banda Aceh, to face competition and maintain its credibility the company needs to optimize the implementation of marketing strategies including: brand image, service quality and price. The formulation of the problem and research objectives are to see how brand image, service quality, and price influence consumer decisions in using J&T Express services in Banda Aceh City partially and simultaneously. This research is a quantitative study, using primary data by distributing questionnaires to 153 respondents using a purposive sampling technique. Data analysis used in this research is multiple linear regression analysis. The results of the study show that partially and simultaneously brand image, service quality, and price have a significant effect on the decision to use J&T Express services in Banda Aceh City
Students' Interest In Investing In The Sharia Capital Market Hafidhah; Furqani, Hafas; Millati, Aja Fitria
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 2 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i2.408

Abstract

The Indonesia Stock Exchange (IDX) stated that youth, including students, have considerable potential to become stock investors. One of the main targets of capital market investors and Islamic capital markets is students. This study aims to determine whether knowledge, Socialization, and education influence the interest in investing in the Islamic capital market students of the Faculty of Islamic Economics and Business Ar-Raniry State Islamic University Banda Aceh. This research is a quantitative study in which samples were taken from as many as 332 respondents using a probability sampling technique. This probability sampling technique includes several techniques, but the researcher chose the simple random sampling technique because the sample members from the population were taken randomly without regard to the strata in the population. The data type used is primary data, which distributes the questionnaire via Google Forms. The research data analysis method used the Structural Equation Modeling (SEM) method with the Partial Least Square (PLS) approach and SmartPLS software's help. The results of this study indicate that the knowledge variable has a positive and significant effect on the interest in investing in the Islamic capital market. The socialization variable also has a positive and significant effect on the interest in investing in the Islamic capital market, and the education variable also has a positive and significant effect on the interest in investing in the Islamic capital market. Based on the R2 test, the influence exerted by the independent variables (knowledge, outreach, and education) on the dependent variable (intention to invest in the Islamic capital market) is 52.4%. In contrast, the rest is influenced by other variables not included in this study.
Peranan Media Sosial Dalam Meningkatkan Minat Berkunjung Wisatawan Di Kota Sabang Rachman, Intan Cahyani; Indah, Yusmika; Anwar; Raihan, Rahmi
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 2 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i2.419

Abstract

One technology that is developing rapidly and is part of communication technology is social media. Among various social media currently available, the three most used social media are Facebook, YouTube and Instagram. Facebook is the first social media that makes people in the world connected to each other and continues to develop its features so that it is difficult for old users to leave it. YouTube is a social media that allows someone to upload videos that they have for a long time. Instagram itself is popular because of its practical and simple way of using it. The aim of this research was to see how big a role social media plays in attracting tourists to visit Sabang City. This research was quantitative descriptive. The research method used was simple linear regression. The independent variable used was social media with the indicator being social media which is often used as promotional media such as Facebook, YouTube and Instagram, while the interest in visiting tourists to Sabang City was used as the dependent variable. The influence of social media in increasing tourist interest in the city of Sabang will be measured using the t test. Data collection was carried out by distributing questionnaires to tourists, both local and foreign. The research results show that the regression equation obtained is Y = 39.832 + 0.716X. The results of the t test show that the t count is 2,883, which means the t count is greater than the t table and shows the influence of social media on tourists' interest in visiting Sabang City. The coefficient of determination produces a figure of 12.7%, which shows that social media has an influence of 12.7% on tourist interest in visiting and the remaining 87.3% is influenced by other factors outside the model.
Persepsi Ulama Dayah Terhadap Konversi Bank Konvensional (Studi Kasus Di Kota Banda Aceh) Arifin, Muhammad; Usman, Ismuadi; Fadhillah, Alfatan
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 2 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i2.422

Abstract

After the conversion of conventional banks to sharia banks, people still think that there are no significant differences in the operational system of sharia banks except just changing the name, changing the term interest to profit sharing and several other small things that are not significant. This research aims to analyze the perceptions of ulama regarding the conversion of conventional banks to sharia banks in Banda Aceh. This research uses descriptive qualitative methods. Data was obtained by interviewing related parties such as ulama and community leaders. The research results show that according to the perception of ulama, the conversion of conventional banks to sharia banks is in accordance with the Islamic banking system because there is a Sharia Supervisory Board, although it still requires improvement. According to them, this conversion is the right thing and indeed should be carried out considering the existence of the Qanun on Sharia Financial Institutions in Aceh.
Dampak Adopsi QRIS Pada UMKM Sektor Food and Beverage Di Banda Aceh Nanda, Teuku Syifa Fadrizha; Evriyenni; Rahmi
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 2 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i2.435

Abstract

Advances in information technology have driven transformations in payment systems, and the COVID-19 pandemic serves as a catalyst for the financial services industry worldwide to accelerate shifts in payment systems toward cashless payment systems. Ironically, a preliminary study conducted among MSMEs in the food and beverage (F&B) sector in Banda Aceh indicated that utilization of QRIS is considerably low, with only 20% indicating that the intensity of customer transactions through QRIS is rated medium to high and 80% indicating low intensity. This phenomenon drove this study to investigate the impact and challenges associated with utilizing QRIS as an alternative payment system in the F&B industry in Banda Aceh. We investigated this issue employing a descriptive qualitative approach, and data was collected on MSME owners in the designated industry in Banda Aceh by performing observation, interviews, and documentation. Afterwards, the collected data were analyzed using Nvivo 12. According to the findings of this study, adopting QRIS in the payment system increases the ease of transaction, business operational efficiency, and rapid access to transaction data. However, the adoption of QRIS among MSMEs in (F&B) industry in Banda Aceh is relatively low. Some challenges in adopting QRIS have lagged interconnectivity between payment aggregators, disrupting the transaction process and delaying customer transaction payments. During hectic seasons such as weekends, national holidays, and religious holiday, the intensity of these technical obstacles frequently increases. Aside from that, public awareness and acceptance of electronic payment transactions remain low due to city dwellers’ lack of digital financial literacy.
Pengaruh Harga, Kepercayaan dan E-Wom Terhadap Minat Beli Ulang Permasi Textile Banda Aceh Maulidi, Syahrul; Marlizar; Al Rizky, Mahfud
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 2 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i2.437

Abstract

This study aims to determine the effect of Price, Trust and Electrical Word Of Mouth simultaneously on repurchase interest at the Banda Aceh Textile Permasi Store. The method used is a causal associative method that aims to determine the influence or relationship between two or more variables in a study. Determination of this study sample using accidental sampling technique. The sample used in this study was 96 consumers in textile permasi Banda Aceh who had purchased products more than once and were willing to become respondents. The analysis method applied is multiple linear regression analysis. The results showed that the price partially affected the repurchase interest in Permasi Textile Banda Aceh. Trust partially affects repurchase interest in Permasi Textile Banda Aceh. Electric Word Of Mouth partially affects repurchase interest in Permasi Textile Banda Aceh. Price, Trust and E-WOM simultaneously affect repurchase interest in Banda Aceh textile permasi. The increase in repurchase interest is determined by Price, Trust and E-Wom the more affordable the price, the stronger the trust and the high E-Wom owned by business actors, the greater the opportunity for companies to increase consumer repurchase interest.
Utilization of Social Media as A Business Tool Among Students in The Perspective of Islamic Business Ethics Dianah, Azimah; Fitri, Cut Dian; Hawari, Zakia
Scientific Journal of Students Islamic Economics and Business Vol. 5 No. 1 (2024): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v5i1.453

Abstract

The utilization of social media refers to the use of digital platforms that enable interaction and sharing of content in the form of text, images, and videos, for various purposes such as communication, marketing, education, and more, including online businesses. Therefore, it is crucial for students who are frequently engaged with social media to maximize its potential for something more productive, such as running a business in accordance with Islamic business ethics. This research aims to explore the role, challenges, and constraints of social media as a business tool among students of the Faculty of Economics and Islamic Business at UIN Ar-Raniry, Banda Aceh, from the perspective of Islamic business ethics. The study employs a qualitative method with a descriptive approach, conducting in-depth interviews with students actively involved in online business. The informants interviewed for this research include 1 member of PINBIS, 2 academic experts, and 7 students. The results indicate that the utilization of social media as a business tool among students at FEBI UIN Ar-Raniry, Banda Aceh, is well underway but not yet optimal. Not all students can leverage social media as a business tool in line with the perspective of Islamic business ethics, resulting in only a few students starting their online businesses.
The Role Of Waqf Property Buildings For Beneficiaries Jalaluddin; Furqani, Hafas; Ilham
Scientific Journal of Students Islamic Economics and Business Vol. 5 No. 1 (2024): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v5i1.485

Abstract

The Tahfidzhul Quran Sulaimaniyah Habibie Center Aceh Besar Islamic Boarding School building is a temporary waqf property resulting from collaboration between the Sulaimaniyah Foundation and the Habibie Center Foundation. There are many permanent waqf building assets whose benefits are less than optimal for mauquf 'alai'ih throughout Indonesia, including in Aceh. This is because the abilities and strategies of waqf managers (nazhir) are still lacking in managing waqf assets professionally. This study aims to determine Nazir's strategy in managing and utilizing waqf land and buildings at the Sulaimaniyah Habibi Center Islamic Boarding School. The research uses a qualitative approach to sources namely Nazirs, Islamic boarding school students, Islamic boarding school alumni, village imams and local communities by collecting data using observation, interviews and documentation techniques. The data analysis method uses data reduction techniques, data presentation, and drawing conclusions. The results of the research show that Nazir's strategy in managing and utilizing waqf property buildings is by managing and utilizing ZIS (Zakat, Infaq and Alms) funds and waqf goods according to their designation as Islamic boarding school operational costs for the continuity of student learning.

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