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Nur Rachmat Arifin
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Ar-Ribhu: Jurnal Manajemen dan Keuangan Syariah
Published by Universitas Islam Zainul Hasan Genggong
ISSN : 27745570     EISSN : 27471330     DOI : https://doi.org/10.55210/arribhu.v2i2.741
Core Subject : Economy, Science, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
Jurnal Ar-Ribhu merupakan jurnal ekonomi dan bisnis Islam yang diterbitkan oleh Universitas Islam Zainul Hasan Genggong. Jurnal ini menerbitkan penelitian asli di bidang manajemen dan keuangan syariah. Tujuan jurnal ini adalah untuk membahas topik terpenting dalam ekonomi dan bisnis Islam, Keberadaan jurnal Ar-Ribhu ini tentu sangat penting dalam menela’ah, memperkaya dan mengembangkan berbagai pemikiran dan teori-teori. Penelitian terkait ekonomi dan bisnis Islam, dengan demikian jurnal Ar-Ribhu ini akan memberikan kontribusi yang positif dalam memperkaya khazanah pemikiran di bidang ekonomi dan bisnis Islam. Jurnal ini diterbitkan du kali setahun, pada bulan April dan Desember, ISSN (Print): 2774-5570 ISSN (Online): 2747-1330
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 74 Documents
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PENGARUH IKLIM ORGANISASI, ETOS KERJA DAN DISIPLIN KERJA TERHADAP KINERJA PEGAWAI DI BAGIAN KESEJAHTERAAN RAKYAT (KESRA) KABUPATEN PROBOLINGGO A. Fathony Hidayat; Martaleni; Rini Astuti
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 3 No 2 (2022): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

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Abstract

Organizational climate provides environmental forces that can affect the organization. A good organizational climate can be seen from the behavior of each person, good relations or cooperation from each of its members, neat arrangement of the organizational structure and work procedures within the organization. Work ethic provides an overview of a person's views and attitudes towards work. This work ethic can be positive or negative so that it can affect the organization. Based on this, this research study aims to determine and analyze the influence of organizational climate, work ethic and work discipline on employee performance in the People's Welfare Section (Kesra) of Probolinggo Regency. This study uses quantitative methods to describe and explain the type of research used is descriptive research using quantitative methods and approaches that describe the influence of organizational climate, work ethic and work discipline on employee performance in the People's Welfare Section (Kesra) Probolinggo Regency. The total population in this study were all employees. The influence of organizational climate, work ethic and work discipline on employee performance in the People's Welfare Section (Kesra) Probolinggo Regency. Probolinggo Regency as many as 124 people. The sampling in this study used purposive sampling with the slovin formula of 55 samples. The results show that 1) Organizational climate has no significant effect on employee performance, 2) Work ethic has a significant effect on employee performance, 3) Work discipline has a significant effect on employee performance, 4) Simultaneously organizational climate, work ethic and work discipline significant effect on employee performance
MODEL OF ISLAMIC PHILANTROPHIC FUND MANAGEMENT IN INDONESIAN SHARIA FINANCIAL INSTITUTIONS (LKS) Nurul Qomariyah
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 3 No 2 (2022): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

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Abstract

Introduction : The purpose of this study is to find out the management model of zakat, infaq and alms and the distribution process for economic empowerment carried out by Islamic Financial Institutions with a case study at BMT Marhamah Indonesia Methods :This research uses a type of qualitative research with a descriptive method. The data used in this study is a type of primary data obtained directly from interviews and secondary data originating from BMT Marhamah Indonesia Result :research shows that the management model carried out by Baitul Mal BMT Marhamah is collection applying fundrising logic, distribution in a consumptive and productive form, assistance in the form of business training and controlling capital development. Empowerment programs are able to improve the economy and build community mentality.
ANALISIS EFEKTIVITAS PENYALURAN DANA ZAKAT PADA BAZNAS KABUPATEN ASAHAN TAHUN 2019-2022 Supardi; Asyaadatun Nazila Selayan; Fadilla Yaumil Hasanah; Sugianto
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 4 No 1 (2023): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

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Abstract

One of the performance indicators used in zakat institutions is assessing the effectiveness of the distribution of zakat funds so that zakat examiners can evaluate whether the zakat that has been distributed has been optimal or not. This study aims to determine the level of effectiveness of the distribution of zakat funds at BAZNAS Asahan District. This qualitative research was conducted by measuring the effectiveness of zakat distribution using the ACR (Allocation to Collection Ratio) ratio in the Zakat Core Principle model. The results showed that the level of effectiveness in channeling zakat funds at BAZNAS in Asahan Regency during the 2019–2022 period was 243%, including it in the highly effective category, namely having a very effective capacity in distributing zakat fundsKeywords: effectiveness, distribution of zakat funds, ACR, BAZNAS
PENYELESAIAN WANPRESTASI PADA AKAD MURABAHAH DI BANK SYARI’AH KANTOR CABANG JEMBER Subaidi; Subyanto
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 4 No 1 (2023): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

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Abstract

Murabahah has a special attraction for Islamic banking and investments because this product is used by customers to buy certain properties at agreed price. There is a grace period in payments in the murabahah agreement that allow a risk of credit defaults in giving a credit. Bank Mandiri Syariah branch office Jember is one of the sharia banks that provide murabahah financing services with an installment payment system. Bank Mandiri Syariah branch office Jember’s effort in resolving defaults are through family approach while billing intensively. Then, if it cannot be done, the bank by giving reprimand letters and provide a memorandum 3 times regularly. If the memorandum remains ignored, the final step is Bank conduct auction guarantee by the auction hall or by voluntary selling or independently selling. Keywords: Murabahah, Installment Payment, Default, Bad Debt
PENGARUH HARGA KARET TERHADAP TINGKAT KESEJAHTERAAN MASYARAKAT DI DESA BERINGIN DALAM KECAMATAN RAMBANG KUANG KABUPATEN OGAN ILIR SUMATERA SELATAN Mudzakir ilyas; Fitria; Zannuba Arifa Ratih
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 4 No 1 (2023): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

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Abstract

Introduction : The price of rubber in the village in experiencing fluctuations and people's income becomes unstable. If the selling price of rubber is rising, the income of farmers will increase, and vice versa if the selling price of rubber decreases, the income of the community will also decrease. Mettod : This research uses quantitative research methods. with Variable (X) is the Effect of Rubber Prices, while Variable (Y) is the Welfare Level. The population taken is 341 families. The sample in this study amounted to 80 families. Data analysis used in this study includes: Normality test, T test, Simple Regression Analysis, Coefficient of Determination (R Square). Conclusion and suggestion: Based on data from the test results of the Coefficient of Determination (R2) it was found that rubber prices had a 47% influence. This states that the price of rubber does not affect the level of welfare of rubber farmers. This is also proven from the results of the t test where it was found that the value of tcount < ttable is 1.961 < 1.99085 and a significant value of 0.053 > 0.05. Then Ho is accepted and H1 is rejected. So it means that it can be concluded that the hypothesis states the results of the variable "Rubber Prices (X) have no effect on the variable Level of Welfare of Society (Y)".
ANALISIS STRATEGI PENGEMBANGAN KEMANDIRIAN EKONOMI PADA PONDOK PESANTREN ABDUSSALAM DAN PONDOK PESANTREN NURUL JADID Ari Widiati; Reni Helvira; Syamratun Nurjannah
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 4 No 1 (2023): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

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Abstract

Pesantren merupakan lembaga pendidikan dan dakwah, kedua misi tersebut tidak dapat dipisahkan. Pesantren di era modern memiliki karakteristik unik yang berbeda dibandingkan dengan pesantren lainnya dan dapat menjadi sebuah lembaga yang memiliki kemandirian dalam perekonomian. Namun para peneliti saat ini mengabaikan fenomena ini. Tujuan penelitian ini mengeksplorasi kontribusi pesantren berbasis strategi pengembangan kemandirian ekonomi. Metode yang digunakan dalam penelitian ini adalah metode kualitatif dengan pendekatan studi kasus. Hasil penelitian menunjukan bahwa pesantren di KubuRaya (Abdussalam dan Nurul Jadid) memiliki unit usaha untuk menopang operasional pesantren, tanpa menggantungkan dari sumbangan donator. Strategi pengembangan yang dilakukan dengan mengembangkan per unit usaha dengan didukung oleh sumber daya yang ada dengan memanfaatkan, melatih dan membimbing para santri dalam kegiatan wirausaha sehingga santri setelah lulus dapat memiliki pengetahuan berwirausaha. Dengan demikian dapat mengembangkan kemandirian ekonomi pesantren Keywords: pesantren; lembaga pendidikan; dakwah; pesantren Abdussalam; pesantren Nurul Jadid
PENGARUH NET PROFIT MARGIN, RETURN ON ASSETS DAN GROSS PROFIT MARGIN TERHADAP HARGA SAHAM Risma Divi Elshinta; Dedi Suselo
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 4 No 1 (2023): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

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Abstract

ABSTRAK Perusahaan yang berkembang tentu di dalamnya mempunyai kualitas yang baik. Perolehan keuntungan yang besar akan berdampak pada perusahaan. Hal ini didasarkan bahwa perolehan keuntungan yang besar mampu mendukung harga saham yang tinggi. Mewujudkan tujuan tersebut perlu didukung dengan adanya upaya dari perusahaan. Salah satunya yaitu memperbaiki kinerja serta meningkatkan kemampuan dalam menarik para investor untuk menanamkan modalnya. Tujuan penelitian ini yaitu untuk mendeskripsikan terkait pengaruh net profit margin, return on assets dan gross profit margin terhadap harga saham. Penelitian ini menggunakan metode kuantitatif yang bersifat asosiatif. Teknik analisis data yang digunakan dalam penelitian ini yaitu uji asumsi klasik, uji, T, uji F dan uji linear berganda. Hasil penelitian yang diperoleh yaitu bahwa Net Profit Margin (NPM) dan Return on Assets berpengaruh positif terhadap harga saham. Sedangkan Gross Profit Margin (GPM) tidak berpengaruh terhadap harga saham. Namun secara simultan ketiga dari variabel tersebut berpengaruh terhadap harga saham. Hal ini menunjukkan bahwa harga saham memberikan dampak yang signifikan terhadap variabel lain. Kata kunci: Net Profit Margin, Return on Assets, Gross Profit Margin, Harga Saham
PRAKTEK JUAL BELI “SEROK LIVE” TIK TOK SHOP DALAM TINJAUAN EKONOMI ISLAM Syamratun Nurjannah; Reni Helvira; Ari Widiati
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 4 No 1 (2023): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

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Abstract

This study discusses the Practice of Serok Live Buying and Selling Islamic Economics’ Review. Buying and selling are generally defined as the process of exchanging goods or services between sellers and buyers. Along with the developing era, they were marked by many changes in various aspects of life, from manual to application. The same things happened for buying and selling activities. TikTok is an application used to create and share different short recordings within a vertical organization. As technology develops, TikTok issued two features which are used in buying and selling, such as the Tiktok shop and buying and selling via Live Streaming. The purpose of this research is to find out the practice of buying and selling using the TikTok shop "Serok Live" model, as well as to find out an Islamic economics’ review of the buying and selling "Serok Live" of TikTok shop practice. The research method used in this study is a qualitative approach. This means that the data collected was not in the form of numbers, but it came from interview scripts, field notes, personal documents, notes, memos and other official documents. So this research intends to understand the phenomenon of what is experienced by research subjects in forms of perception, behaviour, action, motivation, etc as well as in a descriptive way in forms of words and language by utilizing various scientific method. The results of the study showed that the buying and selling of this Serok Live system contained an element of uncertainty in the amount of goods being traded. This was because the goods sold were taken in batches, so that each buyer might get a different amount of goods at the same cost. This, of course, makes the buyers loss. Besides, the sellers can also experience a loss, because the goods which are scooped up are not suitable with the capital that has been issued. This can be seen during the live process, it is not uncommon for sellers to exchange items that have been checked out, for various reasons. This usually happens when it turns out that there are two types of goods which prices are included in the premium category. So actually the seller himself has arranged so that the goods which are scooped up do not exceed the capital that has been issued. Keywords : Buying and Selling, TikTok, Serok Live, Islamic Economics Review.
ANALISIS SISTEM INFORMASI MANAJEMEN DALAM STRATEGI PEMASARAN UNTUK MENINGKATKAN PENJUALAN PRODUK UMKM (STUDI KASUS PADA UMKM KERIPIK MAKROS JAYA ABADI PONTIANAK) Heny Hidayati; Julianto
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 4 No 1 (2023): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

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Abstract

SME are productive businesses owned by individuals or business entities that have met the criteria for micro-enterprises. In its development, the role of SME can improve the community's economy because the business is easy, the capital and risks are small, promising, and can assist government programs in alleviating poverty and unemployment. The problem that occurs in the development of SME is the difficulty for SME business actors in marketing their products so that they are of interest to consumers, so that they reach and are widely accepted at several regional points. The purpose of this research is to be able to see the results of an analysis of Management Information Systems in a Marketing Strategy to Increase Sales of SME Makros Jaya Abadi Pontianak Chips Products. Analyzing the marketing strategies used by these SME in developing their business. The research method used is the Qualitative Method with data collection techniques namely interviews and literature studies. In developing its business, SME Makros Chips uses various strategies in marketing management including Marketing Strategy, Targeting Strategy, Positioning Strategy, and Marketing Mix. Keywords : SME, Makros Chips, Marketing Strategy.
OPTIMALISASI PENGELOLAAN DANA ZAKAT PADA BADAN AMIL ZAKAT NASIONAL (BAZNAS) KABUPATEN PROBOLINGGO (Study Kasus BASNAZ Kec. Krejengan) Maula Nasrifah
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 4 No 1 (2023): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

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Abstract

The purpose of this study was to determine the role of the Probolinggo Regency Amil Zakat Agency (BAZNAS) in optimizing the management of zakat funds with a case study at BAZNAS Kec. krejengan. The writing method in this study uses a qualitative approach with descriptive analysis methods. Collection techniques with observation data, documentation, and interviews. The data sources in this study are primary and secondary data sources using interview techniques. The results in this study indicate that in an effort to optimize the management of Zakat funds, BAZNAS Probolinggo Regency makes efforts to distribute zakat funds using two mechanisms, namely the traditional creative consumptive description and the creative productive descriptive. Keywords: Optimization, Management, Distribution, Zakat, BAZNAS

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