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Ahmad Tohir
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Jl. Jend. Sudirman KM.4 No.629, 20 Ilir D. IV, Kec. Ilir Tim. I, Kota Palembang, Sumatera Selatan 30129
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INDONESIA
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah
Published by Sekolah Tinggi Ekonomi dan Bisnis Syariah Indo Global Mandiri Palembang
ISSN : 24609595     EISSN : 26865149     DOI : https://doi.org/10.36908/isbank
Core Subject : Economy, Humanities, Science, Education, Social,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah is an open access peer-reviewed online journal that provides a forum for sharing scientific studies on Islamic economics and banking. Editors welcome articles and research reports that address current issues such as: sharia economics, sharia business, sharia banking and sharia management.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 189 Documents
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Coexistence And Survival Strategy Model In BMT In Indonesia Satria Yudha Bimantara; Muhammad Yazid
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 1 (2023): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i1.933

Abstract

Through fatwa, the legal basis for the enactment of BMT in Indonesia, which acts as a fund collection and financing, all BMTs in Indonesia have a board responsible for supervising the consistency of the application of Sharia principles. Based on fatwa 130/DSN-MUI/X/2019 Guidelines for Deposit Insurance Institutions in the Implementation of Handling or Settlement of Islamic Banks Experiencing Solvency Problems, making the Sharia supervisory board continues to be an existence that needs to be considered more, related to Sharia principles in Sharia business contracts and treaties. Supported by Fatwa 90 / DSN-MUI / XII / 2013 Transfer of Murabahah Financing Between Islamic Financial Institutions (LKS), where people can obtain significant prosperity by knowing BMT. This institution is expected to continue to develop in the wider community to help or serve the community in the long term so that BMT can be ensured to live sustainably. The development of bmt in the future still needs reference as a reference for more advanced production in learning its evolution. This study uses a descriptive-qualitative research design with a juridical-normative approach to analyze the legal aspects related to BMT (Baitul Maal wat Tamwil). The data collection process involves gathering information from various reputable sources. The collected data is analyzed qualitatively with a juridical-normative approach, and the findings are verified through peer review and consultation with legal experts. The study provides insights into the legal principles and regulations governing BMT operations and proposes recommendations to close any gaps or inconsistencies in the legislation.
Analysis of The Cash Waqf Linked Sukuk (CWLS) Model As An Instrument of Post Covid-19 National Economic Recovery Tanya Arisa Setyomurni; Muh. Nashirudin
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 1 (2023): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i1.934

Abstract

The purpose of this research was conducted in order to find out whether the National Economic Recovery Program (PEN) carried out by the Government during the Covid-19 pandemic could be supported by one of the sharia financial social innovations, namely Cash Waqf Linked Sukuk. This study uses a descriptive qualitative approach with the literature review method to review and analyze facts in the field, expert opinions, theories and previous research related to CWLS and its development potential. From the research results it is known that the role of Cash Waqf Linked Sukuk is in revitalizing the country's economy, where income from the sale of Cash Waqf Linked Sukuk can be used as a new source of financing for the country's development. Cash Waqf Linked Sukuk is expected to be able to reach the poor who are especially dealing with the Covid-19 pandemic by providing working capital funds from waqf funds, so that waqf funds can be utilized to be more productive
Household Accounting In Islamic Perspective Munir Is’adi; Nur Ika Mauliyah
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 1 (2023): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i1.937

Abstract

This study aims to determine (1) accounting principles in Islam that can be integrated into household financial management (2) obstacles faced by Muslim families in applying sharia accounting in household financial management (3) efforts to improve financial management of household accounting in an Islamic perspective. The method used is phenomenological. The informants in this study were selected through a purposive sampling technique, with the criteria being working and non-working mothers who live in Jember district, East Java province. The results of the study show that (1) accounting principles in Islam that can be integrated into household financial management are taqwa, fairness, transparency, being conservative, avoiding usury, not delaying debt payments, and giving alms (2) the obstacles faced by Muslim families in applying sharia accounting in household financial management include lack of understanding and awareness, implementation challenges, social and economic context, and lack of resources and financial literacy (3) efforts to improve financial management of household accounting in an Islamic perspective are understanding the principles of Islamic finance, using sharia accounting, making sharia-based budgets , and attend Islamic finance education. sharia, create sharia-based budgets, and attend sharia finance education.
Application of Wakalah in International Trade Transactions Fitri Raya; Dian Febriyani; Elsa Elsa; Rasidah Novita Sari
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 2 (2024): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i2.866

Abstract

This article will discuss the application of wakalah in the context of letters of credit which are a common means of payment in international trade. This research uses library research (library study). The data source used is secondary data. Secondary data was collected through literature studies related to the application of wakalah contracts in international trade transactions, especially payment systems using letters of credit. This analysis provides insight into how wakalah contracts can be effective instruments and in line with international business needs while maintaining the integrity of Islamic financial values. It is hoped that this research can contribute to further understanding the application of wakalah in international trade transactions, especially in the context of letters of credit, as well as encouraging the development of more inclusive and sustainable business practices.
The Influence of Pocket Money and Financial Literacy on STEBIS IGM Islamic Banking Students' Charity Interest Fadilla Fadilla; Erdiansyah Erdiansyah
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 2 (2024): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i2.968

Abstract

The research seeks to examine the influence of pocket money and financial literacy on STEBIS IGM sharia banking students' interest in giving to charity. The population in this study was all 85 sharia banking students. The sampling technique in this research was incidental sampling, where the number of students who filled out the questionnaire was 64 people. Data analysis technique using multiple linear regression. The research results show that pocket money and financial literacy influence STEBIS IGM students' interest in giving to charity, both partially and simultaneously. Pocket money influences the interest in giving to charity of Stebis IGM sharia banking students. financial literacy influences the interest in giving to charity of Stebis IGM sharia banking students. The significance value of financial literacy is 0.003 with a t value of 3.05, meaning that if students increase their knowledge about alms, their interest in giving alms will also be high. Likewise with pocket money, the significance value is 0.008, which means that if pocket money increases, students will have an increased interest in giving alms.
The Effect of Alma Relationship Implementation On Sharia Bangking In Indonesia Intan Amalia Qur'anna; Rahmawati Khoiriyah
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 2 (2024): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i2.1006

Abstract

This study aims to determine the effect of Asset Liability Management on the financial performance of Sharia Commercial Banks in 2017-2022. Asset Liability Management is the activity of optimizing the balance sheet structure of Islamic banks with various alternatives available to maximize profits while limiting risk to a minimum. The research method used in this study is quantitative, with multiple linear regression analysis using analytical methods with the help of the SPSS program, tests carried out such as regression tests and classical assumption tests with exogenous variables, namely Asset Liability Management and endogenous variables are financial performance. This research takes data from the annual financial statements of Islamic Commercial Banks, data obtained from the website of the Financial Services Authority in the financial statements for the year at Islamic commercial banks for the 2017-2022 period. In determining the sample used is purposive sampling, namely the determination of samples based on criteria, namely banking companies registered with Sharia Commercial Banks during 2017-2018. This study found that ALMA on the CAR and FDR variables had no effect on Financial Performance on the ROA variable. Meanwhile, NIM affects Financial Performance on the ROA variable. Application of ALMA to financial performance. The results of data processing show that CAR has no effect on ROA with a significant value of 0.165 and NIM has an effect on ROA with a significant value of 0.022 while FDR has no effect on ROA with a significant value of 0.135.
Performance of Islamic Financial: A Qualitative Study In Improving The Regional Economy Anton Priyo Nugroho
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 2 (2024): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i2.1011

Abstract

Islamic financial institutions offer resources that the community can employ to expand economic opportunities and strengthen the local economy. The primary competitive and productive force in the national economy is the regional economy. Because of this, the growth of micro, small, and medium-sized businesses must be the nation's top goal in terms of economic development. The purpose of this study is to demonstrate how Islamic financial institutions help local business owners achieve economic development. This kind of research is a literature review, using data sources found by using preset variable keywords to search Google Scholar. The role of financial institutions in the economy, including asset transfers, transactions, liquidity, and efficiency, is covered by the study's findings. The purpose of Islamic financial institutions is to advance and foster the integration of Islamic values, sharia, and customs into banking, finance, and associated industries
The Function and Role of Money: Analysis in Islamic Economic Studies as a Unit of Value and as a Medium of Exchange Fitria Marisya; R.A Rodia Fitri Indriani; Marsinah Marsinah
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 2 (2024): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i2.1052

Abstract

In Islamic economic studies, there are only 2 functions of money: money as a unit of value and money as a medium of exchange. There are four functions of money in the conventional economic system: money as a unit of calculation, money as a unit of exchange, but in conventional principles, money not only functions as a legal medium of exchange but also as goods that can be traded or to get profits, money as a unit of store of value, and money as a standard unit of payment in the future. This study aims to find out how the people of Bukittinggi perceive the function of money from an Islamic economic perspective. The type of research used is qualitative descriptive research. The research informant was the Muslim community of Bandar Lampung City. Collecting data is done through documentation, observation, and interviews. The data analysis techniques used are data reduction, data presentation, and conclusions. From the results of research conducted by researchers, it was found that most people's perceptions about the function of money are in line with Islamic economics, but a small number have perceptions that are not in line with Islamic economics because they think that money can be used as a tool to take personal advantage. This is contrary to the concept and function of money in Islam
Measuring The Readiness Of Slaughterhouses As A Strategic Upstream Strengthening Halal Certification In East Java Hikmatul Hasanah; Siti Alfiyah; Moh Ali Syaifudin Zuhri; Roni Subhan
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 2 (2024): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i2.1059

Abstract

East Java as a national food center must receive serious attention regarding the existence of slaughterhouses that meet halal and hygiene standards. If the RPH as an upstream halal product can be improved, then the downstream area will be greatly helped in realizing a product ready for consumption and use. And ultimately, halal certification for processed meat food products will be achieved faster and better. Based on field phenomena, there are still many processed meat food products that do not yet have halal certification, this is where the upstream slaughterhouse war becomes very urgent. From research using a qualitative approach and this type of library research (Library Research), data was obtained from previous research, news portals, and websites that provide information about the readiness of RPH as a strategic upstream for strengthening halal certification in East Java, which then resulted in the conclusion that the readiness of RPH in East Java is still relatively low. Hence, there is a need for synergistic cooperation between the relevant parties, namely: the community, SMEs, RPH, and government.
Sharia-Compliant And Islamic Governance On Financial Performance In Indonesian Islamic Bank Andy Putra Wijaya; Rusdianto Rusdianto; Nur Faphuss Ikrimah; Ngazzah Hanun Nabilah; Nikita Khairunissa; Nur Alfiah Madaniah
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 2 (2024): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i2.1060

Abstract

This research aims to analyze the relationship between Sharia Compliance and Islamic Governance on the financial performance of Islamic banking in Indonesia. Islamic banking has experienced significant growth in recent years, but there are still differences in performance between Islamic and conventional banks. Therefore, this research aims to examine the relationship between compliance with Sharia principles and the implementation of Islamic governance, which affects the financial performance of Sharia banks. This study uses a descriptive-analytic approach by collecting secondary data from Islamic bank financial reports and the Islamic Governance Index. The data was analyzed using the regression method to identify the relationship between Sharia Compliance, Islamic Governance, and the financial performance of Islamic banks. This research shows that Sharia Compliance has a significantly favorable influence on the financial performance of Islamic Banking. Islamic banks that comply more with Sharia principles tend to perform better. Apart from that, Islamic governance also has a significantly favorable influence on the financial performance of Islamic banks. Sharia banks that implement good Islamic banking governance have more robust financial performance. Limitations of this research include the limited secondary data available and the focus on the Islamic banking industry in Indonesia. Future research could involve field research, primary data, and expanded geographic coverage to understand better the relationship between Sharia Compliance, Islamic Governance, and Islamic Banking financial performance.

Page 14 of 19 | Total Record : 189

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