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Islamic Circle

islamiccircle
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Published by Sekolah Tinggi Agama Islam Negeri Mandailing Natal

ISSN : 27223507 EISSN : 27223493 DOI : -

Core Subject : Religion,

Religion

Jurnal Islamic Circle adalah Jurnal Program Studi Hukum Ekonomi Syariah (Muamalah) yang memuat solusi dari problematika ekonomi kontemporer dalam perspektif hukum Islam. Jurnal ini diterbitkan oleh Program Studi Hukum Ekonomi Syariah (Muamalah) Sekolah Tinggi Agama Islam Negeri Mandailing Natal.

Arjuna Subject : Ilmu Sosial - Hukum

Articles 92 Documents

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Analisis Manajemen Risiko Pembiayaan Mikro Syariah Berbasis Karakteristik Masyarakat (Studi pada Koperasi Mitra Manindo, Kabupaten Mandailing Natal, Sumatera Utara) Nasution, Lokot Zein
Islamic Circle Vol. 1 No. 1 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Distribution of Islamic microfinance is often constrained by the characteristics of the poor who tend to be conservative. This has implications for the difficulty of efforts to improve the welfare of the poor through increased work ethic and productivity. Various discourses propose the application of risk management based on mapping the characteristics of the poor in the distribution of micro-scale financing, including for the sharia segment. Therefore, this study aims to analyze the characteristics of the poor as the basis for risk management of Islamic micro finance. This research takes a case study on the Mitra Manindo Cooperative in Mandailing Natal Regency, North Sumatra Province. The research method was carried out by taking 102 research samples using questionnaires and analyzed through the development analysis approach. The results of the study concluded that: (i) Mitra Manindo Cooperative members have different business characteristics and performance; (ii) each member has a different level of business problems; and (iii) each member has different characteristics, especially in the work ethic. Characteristics of members in general can be categorized into four clusters, namely dynamic, active, passive, and potential. Based on these results, a cluster-based management method is needed which has implications for the urgency of financing management as a form of financing mitigation. Characteristic mapping is an effort to reduce the uncertainty (gharar) of sharia microfinance governance that emphasizes the importance of transparency, fairness, and equity. This finding can be a proliferation in constructing the mapping design of the characteristics of the poor as a single segment of microfinance.

Konstruksi Pengembangan Wakaf Saham Dalam Rangka Mengoptimalkan Potensi Wakaf Produktif di Indonesia Nasution, Lokot Zein; Aris, Diba Anggraini
Islamic Circle Vol. 1 No. 1 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Waqf has an important role for improving the quality of development, especially through improving social and economic dimensions. However, the management of waqf on average has not been able to be productively, so that its role for development is still not optimal. This is caused the suboptimal innovation and governance of waqf. The strategy to improve innovation in waqf governance is to create product diversification, one of which is stock waqf. However, the development of stock waqf is constrained by the lack of literature references so that the exploration of the potential and impact of stock waqf is still unknown. Therefore, the purpose of this study is to construct the development of stock waqf in order to optimize the potential of productive waqf in Indonesia. Based on the desk study approach analyzed through literature review, three discussion results can be drawn, namely: (i) the community still has a weak level of knowledge related to stock waqf, which is caused by socialization and literacy that are still low; (ii) the position of stock waqf in the constellation of Islamic financial ecosystem is still weak; and (iii) there are two models of implementing stock waqf that can be done, namely waqf that comes from the profits of stock investors, and waqf that makes Islamic stocks as an object of waqf. To construct the development of stock waqf, policy strengthening is needed, which includes the authorities of the Ministry of Finance, the Ministry of Religion, BWI, BI, and OJK.

KONSEP PEMILAHAN HARTA SYUBHAT DAN NON SYUBHAT DALAM KEPEMILIKAN Dewi, Erna
Islamic Circle Vol. 1 No. 1 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Masalah harta syubhat dan non syubhat begitu sentral dalam pandangan umat Islam, hal tersebut merupakan karena harta merupakan batas antara yang hak dan yang bathil. Mengenai harta syubhat dan non syubhat kelihatan mudah, namun menjadi sukar ketika berhadapan dengan kehidupan sehari-hari. Bahkan menjadi sulit membedakan antara yang halal dan haram, atau menjadi syubhat atau karena telah bercampur keduanya. Pencampuran antara harta syubhat dan non syubhat sering terjadi dalam masyarakat, baik dari segi cara mendapatkannya maupun pendistribusiannya. Namun, jarang sekali didapati pengkajian ulang atas status harta kepemilikan tersebut. Padahal, dalam hukum Islam dianjurkan untuk tidak menggunakan harta yang bukan milik kita, maka didapati juga anjuran tersirat perlunya memilah harta kepemilikan yang kita punya agar tidak terjadi pembauran. Oleh karena itu, hal ini menarik penulis untuk melakukan penelitian “Konsep Pemilahan Harta Syubhat dan Non Syubhat dalam Kepemilikan”.

ASPEK PERLINDUNGAN HUKUM PERJANJIAN DALAM JUAL BELI ONLINE MENURUT FIQH KONTEMPORER Defriza, Rita
Islamic Circle Vol. 1 No. 1 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

The form of buying and selling agreements has grown so rapidly as the effort to achieve the needs of human life, sometimes the agreement does not meet the provisions of the law, and can even occur imbalance. Likewise with E-commerce that generally includes the form of buying and selling, because it can not be denied fraud against the rights of others even the interests of the public in general. To address this matter, Islam has given guidelines to achieve the welfare of the community. Online or ecommerce trading is a transaction in the purchase and sale of goods and/or services through a potential source of information and technology by using a consumer service through a network of computers that surround the Internet in every internal transaction in an organization, so that online includes all electronic transactions. Contemporary scholars who argue that transactions with modern principles are valid on the condition that there is clarity in the transaction. Among them were Shaykh Muhammad Bakhit al Muthi'i, Mushthofa az Zarqa ', Wahbah Zuhaili and Abdullah bin Mani '.

Jual Beli Lelang Berbasis Kearifan Lokal (Studi Desa Luat Lombang, Kecamatan Sipirok) Tambunan, Jannus
Islamic Circle Vol. 1 No. 1 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Sale and Purchase of Local Wisdom Based Wisdom (Study of Luat Lombang Village, Sipirok District) This article reviews the models of auction buying and selling in Luat Lombang Village community. For these people, buying and selling auction is no longer seen solely as a provision determined by religion, but has become a habit and need in community life. The approach method used in this article is the empirical juridical approach method, namely research on the effectiveness of law by studying legal regulations which are then linked to data and behavior that lives and develops in the midst of society. So the results of the study show that: First, the factors still carrying out the sale and purchase of auctions in the community of Luat Lombang Village, Sipirok District, because it has become a custom. Second, the sale and purchase of auctions to the public is done in cash, real and clear. Third, the legality of the implementation of buying and selling based on Islamic law in the community of Luat Lombang Village, Sipirok Subdistrict, is legal because it has fulfilled the legal requirements for the sale and purchase agreement and there are benefits for the buyer and the whole community can benefit from the sale of the auction.

PENGELOLAAN TANAH WAKAF SECARA PRODUKTIF MENURUT UNDANG – UNDANG NOMOR 41 TAHUN 2004 (ANALISIS TERHADAP KINERJA NAZHIR DALAM PENGEMBANGAN WAKAF PRODUKTIF) Iqbal, Muhammad Nur
Islamic Circle Vol. 1 No. 1 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Wakaf merupakan suatu permasalahan yang klasik yang sampai sekarang masih sangat aktual. Wakaf sudah mengarah kepada pemikiran yang lebih luas khususnya sebagai alternatife pemecahan masalah ekonomi umat dan sekaligus sebagai harapan kesejahteraan di tengah keterpurukan ekonomi. Sebagai suatu lembaga keagamaan wakaf dapat berfugsi ganda, baik berfungsi ubudiyah, sosial dan bahkan memiliki fungsi ekonomis yang dapat dikembangkan. Wakaf disamping berfungsi ‘ubudiyah juga berfungsi sebagai salah satu usaha mewujudkan dan memelihara hablun min Allah dan hablun min an-nas. Wakat produktif menjadi salah satu sumber daya yang harus dikelola dengan baik. Pengelolaan wakaf produktif terkait dengan faktor pengembangan dan penyaluran hasil pengelolaan wakaf serta kinerja nazhir dalam mengelola harta wakaf kearah produktif.

SYIRKAH ABDAN DALAM PERSPEKTIF MAZHAB SYAFI’I: ANALISIS KONTEKSTUALISASI FIKIH ISLAM KONTEMPORER Hamid, Asrul
Islamic Circle Vol. 1 No. 1 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Syirkah Abdan adalah kesepakatan dua orang atau lebih untuk bekerja dengan mempergunakan kepandaian mereka tanpa adanya harta, disyaratkan mereka sama-sama berusaha dan upah yang mereka terima dibagi menurut kesepakatan mereka. Menurut mazhab Syafi’i, syirkah abdan ini adalah bathil (tidak sah, mereka beralasan bahwa perserikatan hanya berlaku pada serikat percampuran modal dan harta, bukan bekerja dan bukan pula dalam bidang tanggung jawab. Sementara sesuai dengan perkembangan zaman dan tingkat kemajuan ekonomi mengakibatkan semakin banyaknya jenis muamalah yang muncul, seperti syirkah abdan yang sekarang ini sangat banyak digunakan oleh masyarakat. Hasil penelitian menyimpulkan bahwa hukumnya diperbolehkan dengan alasan tujuan utama perkongsian adalah selain untuk mendapatkan keuntungan, akan tetapi dari perkongsian itu akan memupuk rasa kebersamaan, tolong-menolong dan melatih seorang muslim agar bersikap jujur serta mendidik disiplin tinggi dalam bekerja.

AKAD GADAI TANAH PADA MASYARAKAT DESA CANDI KAB. SUMENEP DITINJAU DARI PRESPEKTIF HUKUM ISLAM Akhyar
Islamic Circle Vol. 1 No. 1 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Abstract In everyday life there are several forms of land pawning / rice fields that are often carried out by our society. As was done by the people of Candi Village, Dungkek. Regency of Sumenep when wanted to pawn their land / rice fields because of economic problems. However, for whatever the reason, very application of muamalah activities held should not contrary with Islamic law. The purpose of this study is to find out how the pawn system is usually done by people of Candi, Dungkek, Regency of Sumenep is viewed by the perspective of Islamic law. This research uses descriptive qualitative method of analysis. The results of this study are the practice of the pawn that occured in Candi Village can be described as that A as a person who wants to provide land came to the B with the intention to borrow money. In the transaction, A gives land (paddy / garden) as collateral for the debt. However, the agreement did not determined who would manage the land. Although in reality the person who managed the land is B, besides B is entitled to take all the benefits resulted from the collateral land, there is also no provision between the two parties about the time period of the pawn, so the pawn recipient will return the pawn land until the owner paying the debt off. Viewed from the perspective of Islamic law, the land pawn contract carried out by the people of Candi Village, Dungkek Sub district, regency of Sumenep, in the terms of the availability of pillars and pawning conditions, is valid in accordance with the provisions of Islamic law, although it still needs improvement, especially clarity in the management and safe keeping of collateral items (marhun). because there is indication of over-exploitation by Murtahin and there is not the clarity of the time of the Pawn, and this resulted in losses to the Rahin.

Perjanjian Pranikah Pasca Putusan MK No. 69/PUU-XIII/2015 (Analisis Putusan Mahkamah Agung ) Syam, Siti Arifah
Islamic Circle Vol. 1 No. 1 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Perjanjian perkawinan adalah perihal yang terbilang masih tabu, terkhusus di kalangan masyarakat Indonesia. Melakukan perjanjian perkawinan dengan memisahkan harta kekayaan seakan memberi celah bagi sepasang suami dan isteri dalam menjalani kehidupan berumah tangga. Namun meskipun demikian perjanjian perkawinan adalah satu solusi bagi pasangan suami isteri dalam menjaga hak masing-masing. Mahkamah Konstitusi adalah salah satu pengadilan tertinggi yang berada di Indonesia. Perkara yang masuk kedalam Mahkamah Konstitusi adalah satu perihal yang akan menjadi final dan akhir untuk diputuskan. Dengan lahirnya putusan Mahkamah Konstitusi No.69/PUU-XIII/2015 menjadikan pelaku perkawinan yang melakukan perjanjian perkawinan dapat melakukannya sebelum atau selama dalam ikatan perkawinan. Setelah sebelumnya perjanjian perkawinan hanya dilakukan sebelum atau ketika perkawinan dilakukan berdasarkan KHI, UUP No. 1 Tahun 1974 dan KUHP perdata. Maka berdasarkan putusan yang juga masuk kepada Mahkamah Agung dalam memutuskan perkara perjanjian perkawinan dapat terlihat bahwa masyarakat yang melakukan perjanjian perkawinan pasca putusan MK No. 69/PUU-XIII/2015 berdasarkan jumlah putusan yang masuk melalui Mahkamah Agung belum memiliki kekuatan hukum yang mengikat.

INOVASI SISTEMIK PEMBIAYAAN PERJALANAN UMRAH MELALUI AMITRA SYARIAH FINANCING (STUDI KASUS PT. WAKAFA ZAIN ABUL HUSNA) Lubis, Mukhlis
Islamic Circle Vol. 1 No. 1 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Umrah travel package take costs that are not small because of influenced by the cost of airline tickets, star hotels and food and documents. Some people need a solution really realize their desire to carry out umrah. One solution offered by Amitra Syariah Financing in the form of financial bailout for prospective pilgrims when they are willing to have Umroh through PT. Wakain Zain Abul Husna. This innovation is a system that solves the financial problems of Muslims. This system innovation focused on the payment system, cooperation with Islamic banking, travel agents, customers, fatwa of National Sharia Board-Indonesian Council of Ulama (DSN-MUI) and other stakeholders and the system as a human creation. This system innovation raises pros and contras, will it be a way out of financial problems for Umrah or become a financial problem after having Umrah? The role of ethics in doing business occurs in this system innovation.

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Asrul Hamid

Contact Email islamiccircle@stain-madina.ac.id

Phone +628116257987

Journal Mail Official asrulhamid@stain-madina.ac.id

Editorial Address https://jurnal.stain-madina.ac.id/index.php/islamiccircle/about/editorialTeam

Location Kab. mandailing natal, Sumatera utara INDONESIA

Abstract

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Abstract

Abstract

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Abstract

Abstract

Contact Name
Asrul Hamid

Contact Email
islamiccircle@stain-madina.ac.id

Phone
+628116257987

Journal Mail Official
asrulhamid@stain-madina.ac.id

Editorial Address
https://jurnal.stain-madina.ac.id/index.php/islamiccircle/about/editorialTeam

Location
Kab. mandailing natal,

Sumatera utara

INDONESIA