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INDONESIA
Jurnal Ekonomika dan Bisnis Islam
Published by Universitas Negeri Surabaya
ISSN : -     EISSN : 2686620X     DOI : https://doi.org/10.26740/jekobi
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomika dan Bisnis Islam mencakup studi ilmu Ekonomi Islam yang terdiri dari: Ekonomi dan Bisnis Islam Kewirausahaan Islam Zakat dan Wakaf Akuntasni Syariah Keuangan dan Perbankan Syariah
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 350 Documents
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Efektivitas Pendayagunaan Zakat Produktif Pada Pemberdayaan Ekonomi Di Baznas Provinsi Jawa Timur Indriati, Cicik; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 3 (2019): December
Publisher : Universitas Negeri Surabaya

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Abstract

This research is a qualitative descriptive study which aims to determine the effectiveness of the utilization of productive zakat on economic empowerment of mustahik. The data collection technique uses observation, interviews, and documentation. From the research results it can be concluded that the concept of productive zakat utilization on mustahik economic empowerment carried out by BAZNAS East Java Province was poured into several programs, namely in the form of providing business capital assistance both individually and in groups, providing work skills training, and providing work tools. As for the effectiveness indicators using the theory from Ni Wayan Budiani, namely: the accuracy of program targets, program socialization, program objectives, and program monitoring. The results of this study indicate that the indicators of the accuracy of program targets and have been effective. As for indicators of program socialization, program monitoring, and program objectives can be said to be ineffective.
Pengaruh Persepsi Pelanggan Terkait Etika Bisnis Islam Terhadap Kepuasan Pelanggan Pengguna E-Commerce. Sholihah, Farah Aunti; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 3 (2019): December
Publisher : Universitas Negeri Surabaya

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Abstract

Low e-commerce consumer protection resulted in a lack of customer satisfaction. In increasing customer satisfaction is necessary the existence of Islamic business ethics applicability by traders.This research aims to test the influence of customer perception related application of Islamic business ethics based on the nature of the noble Prophet Muhammad towards customer satisfaction is measured using a likert scale and analyzed using spss version 23 fore-commerce users. This analysis technique is used in a simple linear regression analysis to apply and test T. The results showed that customer perception of the Islamic business ethics related to customer statisfaction of users of E-commerce.
Faktor Internal Dan Faktor Eksternal Yang Mempengaruhi Profitabilitas Bank Umum Syariah Dayanti, Riski; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 3 (2019): December
Publisher : Universitas Negeri Surabaya

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Abstract

This research aims to determine the internal and external factors that can affect the value of profitability in Islamic commercial banks in Indonesia. The internal factors consist of CAR, FDR, NPF, and BOPO while the external factors consist of Inflation Rate, Interest Rate, and GDP. This research was conducted using an associative quantitative approach.The sample used in this research amounted to 13 Islamic public banks in the period 2013-2017 using purposive sampling technique. This study uses multiple regression analysis with SPSS version 22.The results of this research indicate that all independent variables used have an effect on profitability. Partially, the NPF, BOPO, and Inflation Rate variables have a significant negative effect on ROA while the CAR, FDR, Interest Rate and GDP variables have no significant effect on ROA.
Hubungan Pendayagunaan Zakat Produktif Dengan Kesejahteraan Mustahiq Laznas Yatim Mandiri Cabang Lamongan. Robbani, Burhanuddin
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 3 (2019): December
Publisher : Universitas Negeri Surabaya

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Abstract

Zakat is one of the instruments in Islamic economics that has the potential and benefits to overcome poverty and realize public welfare. In optimizing the potential and benefits, productive utilization of zakat is needed. This study aims to determine the relationship between the utilization of productive zakat with mustahiq welfare on laznas yatim mandiri Lamongan branch. This research is quantitative descriptive. The number of samples used in this study were 10 respondents from the mustahiq recipients of the assistance of the utilization of productive zakat in 2018 and using the Saturated Sampling technique. The results of this study indicate that there is a very strong relationship between the variables of the utilization of productive zakat with the mustahiq welfare variable. A very strong relationship between the two variables is known through the Pearson Product Moment correlation test. Based on the results of the Pearson Product Moment correlation test, the Pearson correlation value is 0.817. Then it can be concluded that there is a very strong relationship between the variables of the utilization of productive zakat with the welfare variable mustahiq Laznas Yatim Mandiri Lamongan branch
Tinjauan Hukum Islam terhadap Praktik Jual Beli Ikan antara Nelaya dengan Bakul (Tengkulak) di Pelabuhan Perikanan Bulu-Tuban. Murtadlo, Fakhri Ali; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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Abstract

Buying and selling is an economic activity that involves several parties who are trying to make a profit in order to make ends meet. Buying and selling between fishermen and middleman in the Bulu-Tuban fishing port contains an element of cooperation. This study uses a descriptive qualitative method with the aim to find out an Islamic legal review of the fish buying and selling mechanism between fishermen and baskets at Bulu-Tuban Fishing Port.Based on the results of the study found the practice of tadlis, gharar and talaqqi ruqban in the mechanism of fish trading between fishermen and baskets. The sale and purchase of fish between fishermen and baskets in the Bulu-Tuban Fishery Port is not right according Islamic law that refers to Al-Qur'an surah An-Nisa verse 29 because in the sale and purchase it has not yet achieved justice and there are still practices that are not allowed in Islamic rules.
Peran Istri dalam Membantu Perekonomian Keluarga Ditinjau dari Ekonomi Islam (Studi Pasar Tradisional Kedurus- Karang Pilang Surabaya) Sari, Febriana Fitria; Anwar, Moch. Khoirul
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 1 (2020): April
Publisher : Universitas Negeri Surabaya

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Abstract

A woman in helping the family economy can be done through activities in the form of micro-activities such as trading. Many wives work as traders in the market Kedurus-Karang Pilang Surabaya to help improve the family economy. This research uses descriptive qualitative research, aims to determine the extent of the role of the wife in helping the family economy and what factors affect working wives. Data collected through observation, interviews, and documentation. The results of the research are the roles that they do as traders are not the main job, because they also get a living from their husbands. The wifes who works also does not forget the role of a housewife. In reviewing Islamic Economic the wife's work does not conflict with Islamic law and this is one form of devotion helping the husband to support their children. Factors that encourage wife’s to work are economy, level of education, and also self-actualization. Another factor found is to fill leisure time and hobbies
Kekuatan Jenis Kelamin Terhadap Pola Perilaku Konsumsi Islam Mahasiswa Ekonomi Islam Universitas Negeri Surabaya Larasati, Ayu; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 1 (2020): April
Publisher : Universitas Negeri Surabaya

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Abstract

This study aims to determine the strength of gender to Islamic consumption behavior of Islamic Economics students, Surabaya State University. Islamic consumption behavior measured by the five basic principles of consumption in Islam. This study uses quantitative descriptive method. The research sample set were 146 students but only 91 students could be further processed. Data source were obtained from questionnaires with guttman scale and analyzed by probit regression using Stata 14. The result showed that woman have a higher probability of behaving in Islamic consumption than man.
Pengaruh Program Sentra Ternak Mandiri (STM) Terhadap Kesejahteraan Mustahiq Pada LAZ Ummul Quro Jombang Fatmi, Dian Rahayu; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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Abstract

The distribution of zakat to the Sentra Ternak Mandiri (STM) Program to Mustahiq aims to have Mustahiq have a business so that it can improve the welfare of Mustahiq and also be able to change the status of Mustahiq to become Muzakki. This study aims to determine the effect of the Sentra Ternak M(STM) program on welfare mustahiq. This study uses a quantitative method with 15 mustahiq as respondents and data analysis techniques using SPSS 20. The test used in this study is a simple linear regression test, normality test, linearity test, and T test. The results of this study are the Sentra Ternak Mandiri (STM) program has an effect on welfare mustahiq.
Pengaruh Pembiayaan Murabahah Terhadap Perkembangan UMKM di Kecamatan Ngoro Asipah, Ainun; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 1 (2020): April
Publisher : Universitas Negeri Surabaya

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Abstract

This study aims to find out how much the influence of murabahah financing on the development of UMKM in Ngoro. This study illustrates quantitative research using a descriptive approach. The data used by researchers are primary interviews and secondary data in the form of customer data reports that have received murabahah financing from PT. BPRS Mojokerto City, Ngoro Jombang branch. For the population and sample of researchers using secondary data in the form of customer data reports that have received murabahah financing from PT. BPRS Kota Mojokerto branch of Ngoro Jombang. The analysis technique used is simple linear regression. The results of this study state that the partial test (t) states that murabahah financing significantly influences the development of UMKM in Ngoro District. The test results of the coefficient of determination (R2) indicate that the effect of murabahah financing affects the development of UMKM in Ngoro District worth 93%, while the remaining 7% is influenced by other variables not examined.
Analisis Penentuan margin pada produk pembiayaan murabahah di BMT Madani Sepanjang Pratama, Trias Devi; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 1 (2019): April
Publisher : Universitas Negeri Surabaya

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Abstract

This study uses a descriptive qualitative approach to determine the determination of margins on Murabahah financing at BMT Madani Sepanjang. The type of data used by the author are primary and secondary data. Primary data comes from interviews with BMT and secondary data derived from data on the number of members of 2016-2018, DSN-MUI fatwa and previous research. Data collection techniques in this study used interviews, observation and documentation. The results of this study indicate that BMT Madani As long as it sets the selling price on murabahah products using a proportional method or flat method in accordance with DSN-MUI Fatwa No. 84 / DSN-MUI / XII / 2012. The BMT margin is around 1% -1.6% and has its own sharia standard, namely the credit committee.

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