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INDONESIA
Jurnal Ekonomika dan Bisnis Islam
Published by Universitas Negeri Surabaya
ISSN : -     EISSN : 2686620X     DOI : https://doi.org/10.26740/jekobi
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomika dan Bisnis Islam mencakup studi ilmu Ekonomi Islam yang terdiri dari: Ekonomi dan Bisnis Islam Kewirausahaan Islam Zakat dan Wakaf Akuntasni Syariah Keuangan dan Perbankan Syariah
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 358 Documents
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MODEL PENGUATAN EKSISTENSI LAZNAS YATIM MANDIRI DALAM STRATEGI PENINGKATAN DONASI Rosyidah, Norma
Jurnal Ekonomika dan Bisnis Islam Vol 9 No 1 (2026): April in Proses
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v9n1.p1-14

Abstract

The existence of LAZNAS Yatim Mandiri as a non-profit social institution can be seen from the increase in donations, which then create empowerment programs for people in need. The research aims to determine and analyze the factors influencing the increase in LAZNAS Yatim Mandiri donations. This research used a quantitative approach, with 215 Zakat Consultants (ZISCO) Yatim Mandiri respondents. The data collection method used was a survey by distributing questionnaires. Data was tested using the PLS-SEM via SmartPLS 3.0. The test results indicate that social awareness directly influences increasing donations, and the institution's image through social marketing campaigns significantly influences increasing donations. The institutional image variable, which the technology acceptance model strengthens, the institutional transparency variable, and the social marketing campaign, strengthened by financial te, significantly influence increasing donations. Research testing at LAZNAS Yatim Mandiri is the first and is something new to determine what factors influence the increase in LAZNAS Yatim Mandiri donations in the current era.  
Switching Intention Kosmetik Halal Pada Perempuan Muslim Generasi Z : Pendekatan Teori Push-Pull-Mooring Yasamin, Zahrotul; Susilowati, Fitriah Dwi
Jurnal Ekonomika dan Bisnis Islam Vol 9 No 1 (2026): April in Proses
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v9n1.p15-33

Abstract

This study analyzes the factors influencing switching intention to use halal cosmetics among Generation Z Muslim women using the Push-Pull-Mooring theory approach. The variables studied include dissatisfaction and regret (push), perceived value and price (pull), and halal awareness and religiosity (mooring). This quantitative study involved 178 Muslim female respondents aged 17–27 who had used cosmetics without a halal label. Data were collected through questionnaires and SEM-PLS analysis using SmartPLS 4. The results showed that dissatisfaction, regret, perceived value, and price significantly influenced switching intention, while halal awareness and religiosity did not. These findings confirm that the intention to switch to halal cosmetics is driven more by dissatisfaction, value and price considerations, and regret from previous purchases than by halal awareness and religiosity.
Pengaruh Content Marketing, FOMO, dan Religious Commitment Terhadap Keputusan Pembelian Produk Halal: Pada Tiktok Shop di Kalangan Muslim Gen Z Indrianti, Ika Choilia; Susilowati, Fitriah Dwi
Jurnal Ekonomika dan Bisnis Islam Vol 9 No 1 (2026): April in Proses
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of digital media has encouraged the use of Content Marketing as a marketing strategy that may influence consumers’ psychological conditions, including Fear of Missing Out (FoMO), particularly among Generation Z who are highly active on social media. This study aims to examine the effect of Content Marketing on Fear of Missing Out (FoMO) and its implications for purchase decisions among Muslim Generation Z in Surabaya. A quantitative approach was employed using a survey method through questionnaire distribution to Muslim Generation Z respondents in Surabaya. The results show that Content Marketing affects Fear of Missing Out (FoMO), while FoMO does not affect purchase decisions. The findings contribute to consumer behavior studies based on the Stimulus Organism Response (S-O-R) theory and provide practical insights for businesses in developing informative and ethical Content Marketing strategies
ANALISIS PENGARUH INDIKATOR MAKROEKONOMI DAN MODAL INTELEKTUAL TERHADAP PROFITABILITAS PERBANKAN SYARIAH INDONESIA Nadira, Danish; Nurafini, Fira
Jurnal Ekonomika dan Bisnis Islam Vol 9 No 1 (2026): April in Proses
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

During the period from 2010 to 2024, the national Islamic banking industry showed substantial growth in accumulated assets, with a dominant contribution of more than 90% to the total Islamic financial assets in Indonesia. However, this asset expansion has not been accompanied by stable profitability, given the fluctuations in Return on Assets (ROA) triggered by internal and external dynamics. This study aims to investigate the influence of macroeconomic indicators and intellectual capital dimensions, including iB-VACA, iB-VAHU, and iB-STVA on the profitability performance of Islamic banks. By applying panel data regression analysis through the Random Effects Model (REM) approach to a sample of 12 Islamic banking entities (6 sharia commercial bank and 6 sharia business unit), the results of the study reveal that only the human capital component (iB-VAHU) has a significant effect on ROA. This finding confirms that the quality and productivity of human resources are the main determinants in optimizing profitability in the Islamic banking sector in Indonesia.
Pengaruh Influencer Endorsement dan Electronic Word Of Mouth (eWOM) Terhadap Minat Beli Kuliner Halal pada Gen Z Pengguna Tiktok Aquila, Marisa Saba; Rohmaningtyas, Nurwinsyah
Jurnal Ekonomika dan Bisnis Islam Vol 9 No 1 (2026): April in Proses
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v9n1.p34-48

Abstract

This study aims to analyze the influence of Influencer Endorsement and Electronic Word of Mouth (eWOM) on purchase intention of halal culinary products among Generation Z TikTok users in Surabaya. Influencer Endorsement is measured through three dimensions: Attractiveness, Trustworhtiness, and Expertise. This research employs a quantitative associative approach using primary data collected through questionnaires distributed to Generation Z respondents who reside in Surabaya and actively use TikTok. A total of 130 respondents participated in this study. The data were analyzed using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) with the assistance of SmartPLS software. The results indicate that Attractiveness, Trustworhtiness, and Expertise of Influencer Endorsement have a significant positive effect on purchase intention toward halal culinary products among Generation Z TikTok users. Influencers who possess strong visual appeal, credibility, and relevant knowledge are able to create positive perceptions and encourage consumers’ intention to purchase promoted halal culinary products. Conversely, eWOM does not have a significant effect on purchase intention. This finding suggests that information and online reviews circulating on TikTok are perceived as supplementary considerations amid the rapid flow of digital content, leading Generation Z to be more selective in processing online information before forming purchase intentions.
PENGARUH BEAUTY INFLUENCER DAN LITERASI HALAL TERHADAP MINAT PEMBELIAN KOSMETIK HALAL DI JAWA TIMUR : Beauty Influencer berpengaruh secara signifikan dan Literasi Halal tidak berpengaruh secara signifikan terhadap minat pembelian kosmetik Dinda Saira Dewi; Fikriyah Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 2 (2025): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In Indonesia, the most popular activity is online shopping, one of which is shopping for cosmetics. However, many people do not understand the composition of these cosmetics. People tend to buy cosmetics based on price, quality, and real evidence through influencer reviews. Beauty Influencers are a reference for the public, because Beauty Influencers provide information and knowledge about beauty products through social media. However, not all people understand the contents of these cosmetics, so there is a need for knowledge about the guarantee of whether the product is halal or haram through Halal Literacy. Beauty Influencers and Halal Literacy must be a reference for the public in deciding their interest in purchasing cosmetics so that the halal or haram of the goods is guaranteed. With 100 respondents, the purpose of this study was to determine how interest in buying halal cosmetics is influenced by beauty influencers and halal literacy. Using the multiple regression analysis method, data from the questionnaire. This study found that beauty influencers have a significant influence on interest in purchasing halal cosmetics in East Java, while halal literacy does not have a significant influence.
SAFI HALAL COSMETIC PRODUCT PURCHASING DECISION THROUGH BUYING INTEREST AS AN INTERVENING VARIABLE Yulinda Darwayanti
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 3 (2025): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n3.p86-103

Abstract

The primary goal of this research is to identify the factors that influence purchase decisions on SAFI halal cosmetic items through the use of associative quantitative methods and intervention through buying interest variables. By distributing survey questions, the instruments employed in earlier studies were used to gather the necessary data. Data processing and analysis were carried out using SMART PLS version 3 software. From SAFI's Instagram followers, 100 responders provided the research data. Path analysis reveals that viral marketing, brand religiosity image, lifestyle, and halal certification all have a substantial impact on purchase decisions via buying interest. Meanwhile, beauty vloggers have no discernible influence on shopping decisions via purchasing interest. This means that beauty vloggers have a direct influence on purchasing decisions without passing via buying interest. As a result, SAFI companies should improve their purchase of SAFI products by expanding viral marketing, brand religiosity image, beauty vlogger, lifestyle, halal certification, and buying interest
The Concept of Digital Waqf As a Mindful Spending Lifestyle For Generation Z in The Digital Era Misi Anggraini
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 3 (2025): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n3.p104-125

Abstract

As a lifestyle of mindful spending among Generation Z in the digital era. The research employs qualitative methods, including literature review and interviews, to understand how digital waqf influences financial behavior and religious practices. The findings indicate that digital waqf fosters a sense of social responsibility and spiritual mindfulness, encouraging prudent financial management and active participation in charitable acts through digital platforms. The discussion highlights the integration of Islamic economic principles with contemporary digital trends, emphasizing the potential of digital waqf to promote ethical consumption and social awareness. This research contributes to the understanding of innovative Islamic financial practices aligned with Millennials’ and Generation Z’s digital engagement, suggesting a shift towards more conscious and ethical spending habits in the digital age.

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