cover
Contact Name
Muhammad Majdy Amiruddin
Contact Email
muhammadmajdyamiruddin@iainpare.ac.id
Phone
+6281241778806
Journal Mail Official
jurnalbanco@iainpare.ac.id
Editorial Address
Jalan Amal Bakti No. 08 Soreang Parepare
Location
Kota pare pare,
Sulawesi selatan
INDONESIA
Banco: Jurnal Manajemen dan Perbankan Syariah
ISSN : 26849534     EISSN : 26848643     DOI : -
Banco: Jurnal Manajemen dan Perbankan Syariah publishes original works that contribute to scientific discussion of Sharia Economic, Management and Bisnis Sharia, Sharia Banking, Economic Development, Sharia Finance and Accounting, Management and Economic any related issues. The works on the issues of world religions and global societies are welcome. Submissions are welcome not only from scholars of religious studies and Islamic studies, but also political scientists, legal scholars, economists, anthropologists. All submissions must not be previously published elsewhere.
Articles 83 Documents
Moderasi Beragama dalam Perbankan Syariah: Evaluasi Nilai-nilai Agama terhadap Preferensi Keputusan Keuangan Sahrani, Sahrani
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 5 No 2 (2023): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v5i2.13065

Abstract

Tujuan – Penelitian ini bertujuan untuk menganalisis pengaruh nilai moderasi beragama terhadap keputusan keuangan individu dalam konteks perbankan syariah di Indonesia. Metode – Dengan pendekatan kuantitatif dan desain eksperimen kelompok kontrol acak, penelitian ini melibatkan 120 responden yang dipilih secara acak dari berbagai latar belakang demografi di Sulawesi Selatan. Data dianalisis menggunakan metode Analisis Variansi (ANOVA) dan regresi berganda untuk mengevaluasi hubungan antara nilai-nilai agama dan preferensi dalam keputusan keuangan. Findings – Hasil penelitian menunjukkan bahwa moderasi beragama memberikan kontribusi signifikan terhadap preferensi individu dalam memilih produk perbankan syariah. Responden dengan tingkat pemahaman moderasi beragama yang lebih tinggi cenderung lebih selektif dalam memilih produk keuangan yang sesuai dengan prinsip syariah. Selain itu, faktor usia dan tingkat pendidikan turut memperkuat pengaruh nilai-nilai ini dalam keputusan finansial. Hasil ini menegaskan bahwa perbankan syariah perlu mempertimbangkan aspek nilai-nilai agama dalam penyediaan layanan mereka guna memenuhi kebutuhan nasabah secara lebih efektif. Practical implications – Implikasi praktis dari penelitian ini menunjukkan bahwa strategi berbasis nilai dapat meningkatkan kepuasan nasabah dan mendukung pertumbuhan perbankan syariah. Pengembangan produk perbankan syariah yang lebih adaptif dan sesuai dengan nilai-nilai moderasi beragama akan mendukung keberlanjutan industri perbankan yang inklusif dan berbasis nilai. Originality/value – penelitian ini membahas integrasi moderasi beragama terhadap keputusan keuangan.
Reframing Freelancer Retention: The Role of Hybrid Work Culture in Shariah Sustainable Workforce Management on Digital Platforms Muhardi; Sulaiman; B, Mustamin
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 7 No 2 (2025): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v7i2.14059

Abstract

Purpose – This study investigates the influence of hybrid work culture, work-life balance, organizational support, and employee engagement on freelancer retention within the Upwork platform. Method – Using a quantitative approach with 210 respondents, data were analyzed through Structural Equation Modeling to explore relational dynamics among the key variables. Findings – Results indicate that hybrid work culture significantly enhances retention, particularly when mediated by strong organizational support and high levels of engagement. Work-life balance plays a moderating role, reinforcing the positive effects of flexible work models on freelancers’ long-term commitment. Practical implications – Theoretically, this study extends retention discourse into the gig economy, bridging management and labor sustainability frameworks. From a Shariah perspective, the findings emphasize equitable treatment, well-being, and dignity in employment practices, aligning with the objectives of maqāṣid al-sharī‘ah. Originality/value digital platforms and Islamic financial institutions seeking to design sustainable, ethical, and resilient workforce strategies
Assessing Sharia-Based Service Quality for Sustainable Banking Management in Islamic Financial Institutions Aprianti, Vina; Mu'arrif, Zul Ihsan
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 7 No 2 (2025): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v7i2.14704

Abstract

Purpose – This study evaluates customer perceptions and experiences of Sharia-based service quality in Islamic financial institutions, emphasizing its role in fostering sustainable banking management. It explores how the alignment between service delivery and Islamic principles influences customer satisfaction, loyalty, and long-term institutional resilience. Method – A qualitative descriptive approach was adopted, utilizing in-depth interviews with selected customers who actively engage in banking transactions. Purposive sampling ensured the inclusion of participants capable of providing nuanced insights into service delivery and its Sharia compliance. Findings – Results reveal that adherence to Sharia principles, combined with professionalism, transparency, and customer-centered interactions, strengthens customer trust and satisfaction. Positive experiences often translate into loyalty and advocacy, while customer knowledge, cultural values, and needs further shape perceptions. The integration of Islamic ethical values into service quality emerges as a strategic driver for sustaining competitive advantage. Practical implications – Islamic banks should integrate Sharia compliance with a sustainability-oriented service culture through continuous staff training, customer education, and quality assurance mechanisms. This dual focus enhances not only regulatory adherence but also the long-term viability of Islamic financial institutions. Originality/value – This research extends the literature on Islamic service quality by linking Sharia compliance to sustainable banking management, offering actionable insights for policymakers, managers, and practitioners seeking to optimize both customer experience and institutional sustainability