cover
Contact Name
Muhammad Majdy Amiruddin
Contact Email
muhammadmajdyamiruddin@iainpare.ac.id
Phone
+6281241778806
Journal Mail Official
jurnalbanco@iainpare.ac.id
Editorial Address
Jalan Amal Bakti No. 08 Soreang Parepare
Location
Kota pare pare,
Sulawesi selatan
INDONESIA
Banco: Jurnal Manajemen dan Perbankan Syariah
ISSN : 26849534     EISSN : 26848643     DOI : -
Banco: Jurnal Manajemen dan Perbankan Syariah publishes original works that contribute to scientific discussion of Sharia Economic, Management and Bisnis Sharia, Sharia Banking, Economic Development, Sharia Finance and Accounting, Management and Economic any related issues. The works on the issues of world religions and global societies are welcome. Submissions are welcome not only from scholars of religious studies and Islamic studies, but also political scientists, legal scholars, economists, anthropologists. All submissions must not be previously published elsewhere.
Articles 83 Documents
PENGARUH PRODUK DAN LOKASI TERHADAP MINAT MENABUNG MASYARAKAT DI BANK SYARIAH INDONESIA KCP POLEWALI Nurfitriani; Ulfa Hidayati
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 3 No 2 (2021): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v3i2.5223

Abstract

Banks can be the people's choice in terms of saving for daily or future needs. The Muslim community can choose a seat that does not conflict with their Islamic teachings." Attraction is something that can experience pleasure, pleasure and relaxation. Products are anything that meets market needs and can be offered to the market for attention, purchase, use or consumption. This research uses a descriptive quantitative research type. in Polewali Regency using the intentional sampling method, Polewali district researchers collected 100 people as research samples and processed the data using the SPSS program. The variables used were product (X1), position (X2) and savings interest (Y). The data analysis technique used was descriptive data analysis, validity and reliability test, classical understanding test and hypothesis test. The output variable has a positive and significant effect on the public's interest in saving at Bank Syariah Indonesia Polewali. The calculated t value for this effect is 3.576 which is greater than the t table of 1.661, and this level of significance indicates that the greater public awareness of Islamic banking products and terms, the greater the interest in saving. The location variable has a positive and significant effect on the intention to save at Bank Syariah Indonesia Polewali with a t-count value of 3.879 with a t-table of 1.661 and a significant value of 0.000 <0.1.”This shows that the ability of a location to influence public interest is directly proportional to the distance, security, reach, and the easily visible presence of a bank.”Third, with F count 24.479 > F table 2.36 and a significance value of 0.000 <0.1, the product and location variables together have a positive and significant effect on people's interest in saving at Bank Syariah Indonesia Polewali. This means that if the product and location are further improved, the public's interest in saving will increase.”
Pengaruh CAR, BOPO, FDR dan NPF terhadap Tingkat Profitabilitas pada Bank Muamalat di Indonesia Arwin Arwin
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 3 No 1 (2021): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v3i1.5249

Abstract

The Influence of CAR, BOPO, FDR and NPF on Profitability at Bank Muamalat in Indonesia. This research was conducted with the aim of knowing the effect of CAR on the profitability of Bank Muamalat in Indonesia, knowing the effect of the BOPO ratio on the profitability of Bank Muamalat in Indonesia, knowing the effect of FDR on the profitability of Bank Muamalat in Indonesia, knowing the effect of NPF on the profitability of Bank Muamalat in Indonesia. This study uses secondary data obtained by documentation techniques in the form of financial reports through the official muamalat website www.muamalat.com. This study uses time series data with a time span of 2000-2015. This study uses a multiple linear regression analysis model using the SPSS 25 program. The results of the research show that partially CAR has a negative and insignificant effect on the profitability of Bank Muamalat. Partially BOPO has a positive and significant effect on the profitability of Bank Muamalat. FDR partially has a positive and insignificant effect on the profitability of Bank Muamalat. NPF partially has a positive and insignificant effect on the profitability of Bank Muamalat.
Profit Sharing System "Mabbage" Goats in Supporting The Economy of Women Head Of Households Of Sidereng Rappang District Fitriawaty; Sulkarnain
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 5 No 1 (2023): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v5i1.5198

Abstract

The profit-sharing system for "Mabbage" goat livestock is unwritten local wisdom and without standard rules in Sidenreng Rappang Regency. "Mabbage" is widely carried out by women heads of households who are difficult to absorb jobs that require high expertise and education. This research is a qualitative descriptive study that aims to describe the form of support for the profit-sharing system of goats in the household economy of women heads of households (widows). The results showed that as many as 16.84% of women head of household in Sidenreng Rappang Regenaverage family dependentspendents of 2-3 people. Raising goats with a profit-sharing system is one of the employment opportunities that absorbs a lot of women headworks head of the household in the age range of 40 years and over with low education. Raising goats is carried out with an extensive pattern that does not require high capital. The profit sharing system is 50:50. The profit sharing system can support the economy of the family of the female head of the household with an additional revenue of Rp. 1,000,000 per month from raising goats with a "Mabbage" system. This activity is a form of empowerment and economic independence of women heads of households.
Pengaruh Pembiayaan Bank Syariah Terhadap Produk Domestik Regional Bruto Di Sulawesi Selatan (Sebelum dan Selama Pandemi Covid-19) Emily Nur Saidy
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 5 No 1 (2023): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v5i1.4951

Abstract

The covid-19 pandemic has exacted on the global economy, including in Indonesia. The GDP growth rate was reported to be minus 2,07 percent in 2020. South Sulawesi is one of the provinces affected by the covid-19 pandemic. This research tried to examine the influence of Sharia bank financing on Gross Regional Domestic Product before and during the covid-19 pandemic in South Sulawesi. This paper seeks to empirically explore the impact that Sharia bank financing had on the Gross Regional Domestic Product of five cities/districts in the South Sulawesi region (Makassar, Parepare, Bone, Palopo, and Maros) before and during the covid-19 pandemic. The analysis method in this research has used the Weighted Least Square (WLS) regression testing simple. Data were analyzed using panel data for 2017-2021 derived from the Financial Services Authority (OJK) sites and the Central Statistics Agency of South Sulawesi (BPS) sites. This paper proves that Sharia Bank financing has had a positive and significant influence on the Gross Regional Domestic Product of South Sulawesi before and during the covid-19 pandemic, especially in five Regencies/Cities such as Makassar, Maros. Parepare, Bone, and Palopo.
Pemetaan Penelitian Seputar Risiko Kredit pada Perbankan Syariah dan Konvensional: Studi Bibliometrik VOSviewer dan Literature Review Eka Wahyu Hestya Budianto
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 5 No 1 (2023): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v5i1.4987

Abstract

This study aims to determine the development of research around credit risk in Islamic and Conventional Financial Institutions. The research was conducted from 1975 to 2022, by searching national and international journals indexed by Google Scholar, Sinta, and Scopus via the Perish/Harzing application, with the keyword "Credit Risk". Based on the search results, there were 1139 research articles, then inputted into the VOSviewer application and analyzed descriptively through a literature review study. The results showed that the number of publications had increased significantly every year. Furthermore, based on the results detected using the VOSviewer application, research related to credit risk is divided into 5 clusters. Meanwhile, based on the results of a literature review study, there are 13 main themes related to credit risk in Islamic and Conventional Banking.
Analisis Tingkat Kesehatan Bank Menggunakan Metode RGEC (Risk Profile, Good Corporate Governance, Earnings And Capital) pada Panin Bank Syariah Periode 2016-2021 fahmialik fahmialik
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 5 No 1 (2023): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v5i1.5111

Abstract

The purpose of this study was to determine the health of Panin Bank Syariah in the period 2016-2021 using the RGEC method with data derived from the annual financial statements of Panin Bank Syariah. The results showed that Panin Syariah Bank obtained the very healthy predicate on the CAR ratio. Meanwhile, the ratio of NPF and NI obtained a healthy predicate. In the ratio of FDR and PDN, the predicate is quite healthy. As well as the ratio of ROA, ROE and BOPO obtained the predicate less healthy. In this way, overall, the average soundness level of Panin Syariah Banks as measured by the RGEC method and various existing ratios. It can be said that Panin Bank Syariah is in a fairly healthy predicate. Panin Syariah Banks need to make improvement efforts in order to achieve safe bank health. Keywords: bank health, financial statements, RGEC, Panin Islamic Bank.
Shariah Murabahah Financing in Islamic Banks ario makkulau
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 5 No 1 (2023): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v5i1.5157

Abstract

Murabahah is the practice of purchasing and selling items while adding a margin for the bank to benefit from. The majority of Indonesian Islamic Banking's overall financing, or about 60%, is currently provided by financing under Murabahah contracts. The research method used in this article is literature analysis which originates from the scientific articles studied. The results of the study show that the application of sharia murabaha financing to Islamic banks is in accordance with the Sharia Banking Act and the DSN-MUI Fatwa, where financing is based on Islamic principles, namely not containing elements of usury, maisir, garar, haram, unjust, and there is contract supervision by the DPS.
Pengaruh Kualitas Pelayanan Terhadap Minat Menabung Nasabah Pada Bank BSI (Bank Syariah Indonesia) Nur Falih Anwar
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 5 No 1 (2023): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v5i1.5312

Abstract

This study was done to evaluate the level of customer satisfaction and saving intentions at Bank Syariah Indonesia (BSI). This study employed a quantitative survey method as its methodology. Up to 30 students from UIN SMH BANTEN's Faculty of Islamic Economics and Business have responded to the survey. Statistical techniques for descriptive and inferential analysis were used to examine the acquired data. The aim of this study is to comprehend how customer interest in saving at Bank Syariah Indonesia (BSI) is influenced by service quality. The study's findings demonstrate that customer interest in saving with Bank Syariah Indonesia (BSI) is positively and significantly impacted by service quality. The association between client interest in saving money and the quality of the services provided is moderate, which implies that it is neither too strong nor too weak but nevertheless substantial. Customers' interest in saving at Bank Syariah Indonesia (BSI) is impacted by other variables in 71.5% of the variable, with the remaining 28.5% coming from the service quality variable
Strategi Akselerasi Pertumbuhan Industri Halal melalui Peran Aktif Perbankan Syariah
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 5 No 2 (2023): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v5i2.6198

Abstract

The Halal Industry is an industry based on Islamic sharia starting from raw materials, management processes to producing products so that the products are halal and good for consumption. The purpose of writing this article is to find out the development of the Halal Industry in Indonesia, the steps taken by the Government in advancing the Halal Industry, and to encourage Islamic Banking to play an active role in accelerating the growth of the Halal Industry. The research methodology used by the author in this article is library research in the form of a literature review in which the overall search results are explained and described in detail and narrative. The results of the study show that the growth of the Halal Industry has increased 2.5 times since being handled by BPJPH, but it needs to continue to be accelerated considering the enormous potential of the Halal Industry. The government has taken steps to accelerate the growth of the Halal Industry, namely by perfecting the provisions for Halal Certification by issuing Law no. 33 of 2014 followed by Government Regulation no. 31 of 2019 was updated with the presence of Law no. 11 of 2020 Concerning Job Creation. The government has also established a Halal Product Assurance Organizing Body (BPJPH) which is tasked with administering Halal Product Assurance. The government also encourages existing institutions to support the growth of the Halal Industry. The strategy for accelerating the growth of the Halal Industry can be carried out by encouraging the Active Role of Islamic Banking in supporting the growth of the Halal Industry through the role of its products. Sharia banking also needs to increase good cooperation with BPJPH, LPH and other institutions in accelerating the body of the Halal Industry in Indonesia.
Peran Lingkungan Kerja Dalam Meningkatkan Efektivitas Kinerja Karyawan BRI Unit Mallawa Cabang Barru
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 5 No 2 (2023): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v5i2.6377

Abstract

Efektivitas kinerja karyawan memegang peranan penting dalam lingkungan tempat kerja. Dengan lingkungan kerja yang positif, tugas akan lebih sering didukung oleh lingkungan yang mendukung, yang mengarah pada penyelesaian tugas yang lebih baik dan lebih efisien. Tugas pimpinan perusahaan adalah menjaga dan meningkatkan lingkungan kerja agar tetap kondusif agar karyawan dapat bekerja dengan baik dan meningkatkan kualitas kinerjanya dalam lingkungan kerja yang nyaman. Tujuan dari penelitian ini antara lain: 1) Untuk mengetahui bagaimana kondisi lingkungan kerja fisik 2) Untuk mengetahui bagaimana kondisi lingkungan kerja non fisik. 3) Untuk mengetahui peningkatan kualitas kinerja pegawai BRI Unit Mallawa Cabang Barru. Penelitian ini menggunakan deskriptif kualitatif. Jenis penelitian adalah penelitian lapangan dengan menggunakan observasi, wawancara, dokumentasi. Sumber datanya adalah data primer dari pegawai BRI Unit Mallawa Cabang Barru, sedangkan sumber data sekunder yang digunakan peneliti berupa dokumen-dokumen yang berkaitan dengan penelitian. Hasil penelitian ini menunjukkan bahwa: (1) Kondisi fisik lingkungan kerja Unit BRI Mallawa Barru cukup baik dari segi kebersihan, keamanan, penerangan, sirkulasi udara, sarana dan prasarana,. (2) kondisi kerja non fisik ditinjau dari hubungan kerja sama antar rekan kerja dan hubungan baik dengan pimpinan dan bawahan. (3) Peran lingkungan kerja BRI Unit cabang Mallawa Barru berdasarkan kualitas kinerja sudah baik,