cover
Contact Name
Ida Musdafia
Contact Email
stieyaijurnal2019@gmail.com
Phone
+6281908950657
Journal Mail Official
journal-jumpa@stie-yai.ac.id
Editorial Address
Jl. Salemba Raya No. 7-9A, Jakarta Pusat
Location
Kota adm. jakarta pusat,
Dki jakarta
INDONESIA
Jurnal Manajemen dan Perbankan (JUMPA)
ISSN : 23562897     EISSN : 27469948     DOI : https://doi.org/10.55963/jumpa.v9i2
Jurnal Manajemen dan Perbankan  ( JUMPA ) adalah jurnal - jurnal yang berkaitan dalam bidang Manajemen  dan  Perbankan yang diterbitkan oleh Sekolah Tinggi Ilmu Ekonomi  Y.A.I secara berkala. Jurnal Manajemen dan Perbankan  ( JUMPA ) are journals related to the field of Management and Banking published by Sekolah Tinggi Ilmu Ekonomi Y.A.I on a regular basis. JUMPA terbit  3 kali dalam setahun yaitu bulan Februari , Juni dan Oktober JUMPA is published 3 times a year in February, June and October Penerbitan melalui proses peer review. Artikel dapat di submit di laman JUMPA( submissions ) dan ke journal-jumpa@stie-yai.ac.id Publishing through a peer review process. Articles can be submitted on the JUMPA page (submissions) and to journal-jumpa@stie-yai.ac.id
Articles 195 Documents
Profitability, Company Size and Capital Structure: Indicators of Corporate Valuation of Miscellaneous Industry Sectors Musdafia, Ida; Barus, Yohn Piter; Kinanti, Figih
Jurnal Manajemen dan Perbankan (JUMPA) Vol 12 No 2 (2025): Jurnal Manajemen dan Perbankan (JUMPA)
Publisher : Sekolah Tinggi Ilmu Ekonomi Y.A.I - Jakarta - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55963/jumpa.v12i2.860

Abstract

The purpose of this study is to test and examine empirically how capital structure, company size, and profitability affect the value of manufacturing companies in various industries that are listed on the Indonesia Stock Exchange. The focus on firm development and management to optimize company value, especially in the post-pandemic era, and the extension of the research period are what make this study novel. Purposive sampling was utilized to choose ten companies for the research sample, and the data used is the financial statements of the companies. Using a quantitative approach, the research technique analyzes data using descriptive statistical tests, traditional assumption tests (autocorrelation, heteroskedasticity, multicollinearity, and normality), and hypothesis testing using T-tests and F-tests with the aid of eviews 12 software. According to the study's findings, capital structure significantly lowers business value, profitability significantly increases it, and firm size has no discernible impact. All three factors, however, significantly increase business value at the same time. The research's impacts include giving management advice on how to optimize business value and boost investor trust in capital investments.
The Role of People’s Spiritual Intelligence in The Relationship Between Love of Money and Happiness Uray, Andrey Indra Maulana; Muhammad Zalviwan; Febrianawati
Jurnal Manajemen dan Perbankan (JUMPA) Vol 12 No 3 (2025): Jurnal Manajemen dan Perbankan (JUMPA)
Publisher : Sekolah Tinggi Ilmu Ekonomi Y.A.I - Jakarta - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55963/jumpa.v12i3.858

Abstract

This research is important in understanding how human behavior is influenced by the intersection of materialistic values and happiness. The relationship between love of money and happiness often results in complex dynamics. Spirituality as a harmonizer offers a solution to manage the relationship between materialism and happiness. This study aims to explore how human spiritual intelligence can harmonize the love of money with the purpose of human life, namely, happiness. The method in this study uses a quantitative approach with analysis techniques using moderated regression analysis (MRA). The results of this study indicate that love of money has no significant effect on happiness, and spiritual intelligence strengthens the relationship between love of money and happiness.
The Influence of Social Media, Beauty Vlogger Reviews and Brand Image on Buying Interest in Wardah Cosmetic Products Christinna Chen; Leonardo Chen; Willy Cahyadi; Rizki Wulanita Batubara
Jurnal Manajemen dan Perbankan (JUMPA) Vol 12 No 2 (2025): Jurnal Manajemen dan Perbankan (JUMPA)
Publisher : Sekolah Tinggi Ilmu Ekonomi Y.A.I - Jakarta - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The cosmetics industry in Indonesia is experiencing rapid growth, with Wardah as one of the local brands that has managed to attract the attention of consumers, especially students, through the concept of halal and high quality. This study aims to analyze the influence of social media, beauty vlogger reviews, and brand image on the interest in buying Wardah cosmetic products among students in Tebing Tinggi. This research uses a survey-based quantitative approach, involving a sample size population using the cochran formula so that a sample of 96 respondents was selected by purposive sampling. Data was collected through questionnaires and analyses carried out, namely instrument test, validity test, reliability test, and classical assumption test. In the classical assumption test, the normality test, the multicollinearity test, the heteroscedasticity test were carried out and the multiple linear regression analysis test and the hypothesis test were carried out using the T & F test with SPSS software. The results of the study show that social media has a significant effect on buying interest, beauty vlogger reviews do not have a significant effect on buying interest, and brand image has a significant effect on buying interest. Simultaneously, these three variables contributed 48.4% to buying interest. These findings are expected to support the development of more effective digital marketing strategies in the cosmetics industry. Abstrak - Industri kosmetik di Indonesia mengalami pertumbuhan pesat, dengan wardah sebagai salah satu merek lokal yang berhasil menarik perhatian konsumen, khususnya mahasiswa, melalui konsep halal dan kualitas tinggi. Penelitian ini bertujuan untuk menganalisis pengaruh media sosial, review beauty vlogger, dan brand image terhadap minat beli produk kosmetik Wardah di kalangan mahasiswa di Tebing Tinggi. Peneltian ini menggunakan pendekatan kuantitatif berbasis survei, melibatkan populasi ukuran sampel menggunakan rumus cochran sehingga didapatkan jumlah sampel sebesar 96 responden yang dipilih secara purposive sampling. Data dikumpulkan melalui kuesioner dan analisis yang dilakukan yaitu uji instrumen, uji validitas, uji reliabilitas, uji asumsi klasik. Dalam uji asumsi klasik menggunakan uji normalitas, uji multikolinearitas, uji heteroskedastisitas lalu melakukan uji analisis regresi linier berganda dan uji hipotesis menggunakan uji T & uji F dengan software SPSS. Hasil penelitian menunjukkan bahwa media sosial berpengaruh signifikan terhadap minat beli, review beauty vlogger tidak berpengaruh signifikan terhadap minat beli, dan brand image berpengaruh signifikan terhadap minat beli. Secara simultan, ketiga variabel tersebut berkontribusi sebesar 48,4% terhadap minat beli. Temuan ini diharapkan dapat mendukung pengembangan strategi pemasaran digital yang lebih efektif di industri kosmetik.
Determinants of Earnings Management: A Study in Indonesia’s Property and Real Estate Sector Muhammad Afissunani; Agung Nurmansyah; Cahyo Budi Santoso
Jurnal Manajemen dan Perbankan (JUMPA) Vol 12 No 3 (2025): Jurnal Manajemen dan Perbankan (JUMPA)
Publisher : Sekolah Tinggi Ilmu Ekonomi Y.A.I - Jakarta - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55963/jumpa.v12i3.852

Abstract

This study aims to analyze the influence of profitability, firm size, firm growth, and corporate governance on earnings management among property and real estate companies listed on the Indonesia Stock Exchange during the 2019–2024 period. The study focuses on the property and real estate sector, which tends to receive less attention in prior research even though it has shown several indications of earnings manipulation in practice. Using a purposive sampling method, 57 companies were selected as the research sample, and data were analyzed using multiple linear regression with SPSS software. The results show that profitability, firm growth, and corporate governance positively and significantly affect earnings management, while firm size has a negative and significant effect. Simultaneous testing confirms that all four variables collectively influence earnings management. These findings deepen the understanding of how firm characteristics and governance mechanisms shape financial reporting behavior. Practically, the results suggest that regulators, investors, and company management should enhance oversight and transparency to reduce the likelihood of earnings manipulation. Abstrak - Penelitian ini bertujuan untuk menganalisis pengaruh profitabilitas, ukuran perusahaan, pertumbuhan perusahaan, dan corporate governance terhadap manajemen laba pada perusahaan properti dan real estate yang terdaftar di Bursa Efek Indonesia selama periode 2019-2024. Penelitian ini berfokus pada sektor properti dan real estate yang selama ini masih jarang dikaji, meskipun di lapangan sering ditemukan indikasi praktik manipulasi laba. Sampel penelitian diperoleh melalui metode purposive sampling dengan total 57 perusahaan, dan data dianalisis menggunakan regresi linier berganda melalui bantuan perangkat lunak SPSS. Hasil penelitian menunjukkan bahwa profitabilitas, pertumbuhan perusahaan, dan corporate governance berpengaruh positif dan signifikan terhadap manajemen laba, sedangkan ukuran perusahaan berpengaruh negatif dan signifikan. Uji simultan membuktikan bahwa keempat variabel tersebut secara bersama-sama berpengaruh signifikan terhadap manajemen laba. Temuan ini memberikan pemahaman yang lebih jelas mengenai bagaimana karakteristik perusahaan dan mekanisme tata kelola memengaruhi perilaku pelaporan keuangan. Secara praktis, hasil penelitian menunjukkan pentingnya peningkatan pengawasan dan transparansi oleh regulator, investor, maupun pihak manajemen untuk meminimalkan potensi manipulasi laporan keuangan.
The Role of Fintech in Improving Service Accessibility at Indonesian Sharia Banks in Pontianak City Muhammad Faisal; Mansur; Irvan Wobowo W; Febrianawati; Windi Pratiwi
Jurnal Manajemen dan Perbankan (JUMPA) Vol 13 No 1 (2026): Jurnal Manajemen dan Perbankan (JUMPA)
Publisher : Sekolah Tinggi Ilmu Ekonomi Y.A.I - Jakarta - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55963/jumpa.v13i1.888

Abstract

This study analyzes the role of fintech in improving the accessibility of financial services at Bank Syariah Indonesia (BSI) in Pontianak City. The background of this study is the gap in access to financial services for small communities that are difficult to reach by conventional banks. This study uses a quantitative approach with a survey method of 150 active BSI customers who use fintech services, selected through purposive sampling. Data were collected using questionnaires and analyzed with multiple linear regression using SPSS to test the effect of the variables of availability, ease of use, and security of fintech services on the variable of financial service accessibility, including ease of access, service coverage, and financial literacy. The results are expected to provide empirical evidence of the effectiveness of fintech in expanding financial access at BSI and measure customer satisfaction with fintech. This study contributes to the literature on sharia fintech with a focus on empirical analysis in the context of BSI customers in Pontianak, while also serving as a reference for stakeholders in developing sharia banking digital strategies to improve services and empower small communities economically. Abstrak - Penelitian ini menganalisis peran fintech dalam meningkatkan aksesibilitas layanan keuangan pada Bank Syariah Indonesia (BSI) di Kota Pontianak. Latar belakang penelitian adalah kesenjangan akses layanan keuangan bagi masyarakat kecil yang sulit dijangkau oleh perbankan konvensional. Penelitian menggunakan pendekatan kuantitatif dengan metode survei terhadap 150 nasabah aktif BSI yang menggunakan layanan fintech, dipilih melalui teknik purposive sampling. Data dikumpulkan menggunakan kuesioner dan dianalisis dengan regresi linier berganda menggunakan SPSS untuk menguji pengaruh variabel ketersediaan, kemudahan penggunaan, dan keamanan layanan fintech terhadap variabel aksesibilitas layanan keuangan, termasuk kemudahan akses, jangkauan layanan, serta literasi keuangan. Hasil diharapkan memberikan bukti empiris efektivitas fintech dalam memperluas akses keuangan di BSI dan mengukur tingkat kepuasan nasabah terhadap fintech. Penelitian ini memberikan kontribusi dalam literatur fintech syariah dengan fokus pada analisis empiris di konteks nasabah BSI di Pontianak, sekaligus menjadi acuan bagi pemangku kepentingan dalam pengembangan strategi digital perbankan syariah guna meningkatkan pelayanan dan pemberdayaan ekonomi masyarakat kecil.

Filter by Year

2015 2026


Filter By Issues
All Issue Vol 13 No 1 (2026): Jurnal Manajemen dan Perbankan (JUMPA) Vol 12 No 3 (2025): Jurnal Manajemen dan Perbankan (JUMPA) Vol 12 No 2 (2025): Jurnal Manajemen dan Perbankan (JUMPA) Vol 12 No 1 (2025): Jurnal Manajemen dan Perbankan (JUMPA) Vol 11 No 3 (2024): Jurnal Manajemen dan Perbankan (JUMPA) Vol 11 No 2 (2024): Jurnal Manajemen dan Perbankan (JUMPA) Vol 11 No 1 (2024): Jurnal Manajemen dan Perbankan (JUMPA) Vol 10 No 3 (2023): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 10 No. 2 (2023): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 10 No. 1 (2023): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 9 No. 3 (2022): Jurnal Manajemen dan Perbankan (JUMPA) Vol 9 No 2 (2022): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 9 No. 1 (2022): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 8 No. 3 (2021): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 8 No. 2 (2021): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 8 No. 1 (2021): Jurnal Manajemen dan Perbankan (JUMPA) Vol 8 No 1 (2021): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 7 No. 3 (2020): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 7 No. 2 (2020): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 7 No. 1 (2020): Jurnal Manajemen dan Perbankan (JUMPA) Vol 6 No 3 (2019): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 6 No. 3 (2019): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 6 No. 2 (2019): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 6 No. 1 (2019): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 5 No. 3 (2018): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 5 No. 2 (2018): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 5 No. 1 (2018): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 4 No. 3 (2017): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 4 No. 2 (2017): Jurnal Manajemen dan Perbankan (JUMPA) Vol 4 No 1 (2017): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 4 No. 1 (2017): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 3 No. 3 (2016): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 3 No. 2 (2016): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 3 No. 1 (2016): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 2 No. 3 (2015): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 2 No. 2 (2015): Jurnal Manajemen dan Perbankan (JUMPA) Vol. 2 No. 1 (2015): Jurnal Manajemen dan Perbankan (JUMPA) More Issue