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Tohir Zuhdi
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Pascasarjana UIN Prof. K.H. Saifuddin Zuhri Purwokerto Jl. Jend. A. Yani No. 40A Purwokerto 53126 Jawa Tengah - Indonesia
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Ijtimā`iyya: Journal of Muslim Society Research
Published by Universitas Islam Negeri Profesor Kiai Haji Saifuddin Zuhri Purwokerto
ISSN : 25410040     EISSN : 25412736     DOI : https://doi.org/10.24090/ijtimaiyya
Core Subject : Humanities, Social,
Humanities Social Sciences
Ijtimā`iyya: Journal of Muslim Society Research is published by Postgraduate Program of State Institute on Islamic Studies, Purwokerto, Central Java, Indonesia. This Journal is focused on the studies and results of researchers on Muslim societies. The life of Muslim societies can be studied through various disciplines, such as economics, law, communication, education, application of technology, etc. The scope of the studies is not merely on Muslim societies in one single country, but it can be in various areas or countries in the world. This is intended to accommodate various researchers in different postgraduate programs.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 133 Documents
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The Influence of Customer Perception About Profit Sharing, Promotion and Quality of Service on The Customer Interest in Saving at BRI Syari'ah Branch Purwokerto Akhmad Faozan
Ijtimā iyya Journal of Muslim Society Research Vol. 7 No. 2 (2022)
Publisher : Postgraduate Program, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v7i2.8085

Abstract

Public perceptions and attitudes towards bank interest and profit-sharing systems vary widely. Some people in Indonesia accept and reject bank interest, but some others accept the profit-sharing system while still receiving interest. These diverse attitudes provide an interesting nuance as an illustration of people's perceptions and attitudes towards bank interest and profit sharing. This study aims to examine the effect of customer perceptions of profit sharing on the intention to save, examine the effect of customer perceptions of promotions on interest in saving, examine the effect of customer perceptions of service quality on interest in saving and examine the effect of profit sharing, promotion and service quality as a whole simultaneous on customers' interest in saving. The author distributes questionnaires to customers funding at BRI Syariah Purwokerto Branch. Respondents who became the sample in this study were 100 customers. The technique of determining the sample using the technique puposive sampling. The data analysis method is carried out by carrying out several tests, namely validity, reliability, classic assumptions and hypothesis testing which includes the t test and f test. The results of this study indicate that: 1) customer perceptions of profit sharing affect the customer's intention to save as indicated by the t-count value which is greater than t-table where the t-count value is 2.351 and the t-table value is 1.984, 2). Customer perceptions about promotions have no effect on the intention to save as indicated by the t-count value which is smaller than the t-table where the t-count value is 0.416 and the t-table value is 1.984, 3). Customer perceptions of service quality have an effect on customers' interest in saving as indicated by the t-count value which is greater than t-table where the t-count value is 2.102 and the t-table value is 1.984, and 4). customer perceptions about profit sharing, promotions and service quality simultaneously effect on the interest in saving as indicated by the results of the calculation of the f test where the value of f calculate 4.382 which is greater than f table 2.70.
Application of Mudharabah and Musyarakah Financing at the Sharia Rural Banks in The City of Purwokerto Akhmad Faozan
Ijtimā iyya Journal of Muslim Society Research Vol. 6 No. 2 (2021)
Publisher : Postgraduate Program, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v6i2.8113

Abstract

Islamic banks are financial institutions that carry out their business activities based on sharia principles. Sharia principles must be applied to contracts implemented in Islamic banks. One of the contracts applied in Islamic banks is mudharabah and musyarakah contracts. This study focuses on the discussion on how to apply mudharabah and musyarakah financing, the distribution of business profit sharing and the obstacles faced by Sharia Rural Banks in the City of Purwokerto in implementing this financing. This type of research is field research using a qualitative research approach. The author uses several methods of collection in this study, namely observation, interviews and documentation. There are three stages in qualitative data analysis, namely the data reduction stage, display data, and conclusion or verification. The results of this study indicate: First, the mechanism of mudharabah and musyarakah financing at Sharia Rural Banks in the City of Purwokerto includes the initial process, the analysis process, the approval process, and the disbursement process. Second, most of the profit sharing in mudharabah and musyarakah financing at Sharia Rural Banks in the City of Purwokerto uses an income projection that reaches 80%. The rest, using the method profit and loss sharing by 17% and revenue sharing as much as 3%. Third, the small percentage of use profit and loss sharing and revenue sharing as well as the large use of income projections due to constraints such as customers not having business financial reports, especially small customers, customers' reluctance to make business financial reports and Sharia Rural Banks in the City of Purwokerto not obliging to submit business financial reports.
Analysis of the Wa’d Ijarah Muntahiyah Bi al-Tamlik (IMBT) Contract From the Perspective of Islamic Law and Indonesian Civil Law Suprapdi
Ijtimā iyya Journal of Muslim Society Research Vol. 7 No. 2 (2022)
Publisher : Postgraduate Program, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v7i2.7170

Abstract

Akad Ijarah Muntahiyah Bi al-Tamlik (IMBT) is a lease agreement that ends with the transfer of property rights by way of sale and purchase or grants at the end of the lease period. The ijarah contract and the sale and purchase contract are connected with a promise. Based on the DSN-MUI fatwa number: 27/DSN-MUI/III/2002 concerning IMBT, the promise (wa'ad) is non-binding, thus causing legal uncertainty for LKS and customers. Then the DSN-MUI issued a fatwa number: 85/DSN-MUI/XII/2012. Then the promise (wa'ad) in the IMBT contract became binding (mulzim). Of course, this has an impact on the occurrence of ta'alluq risk and has the potential to meet conditional buying and selling. This research uses normative juridical methods with a statutory and conceptual approach. The results of the analysis show that the legal status of fulfilling promises (wa'ad) in every Sharia transaction and business is binding (mulzim) and has caused many benefits for the Islamic economic community, such as legal certainty and guaranteed contract continuity, especially in the IMBT contract. Viewed from the point of view of Indonesian Civil Law, IMBT contracts or contracts are included in non-named agreements. This is contained in Article 1319, which arises from the principle of freedom of contract (Article 1338), and IMBT contracts also meet the requirements of valid agreements as contained in Article 1320 of the Civil Code and the legal consequences caused by IMBT contracts, namely rights and obligations.
Can Waqf be a Solution to Answer The Challenges of Globalization? Khoirul Umam; Syamsuri Syamsuri; Moch Imron Isro'i
Ijtimā iyya Journal of Muslim Society Research Vol. 6 No. 2 (2021)
Publisher : Postgraduate, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v6i2.6036

Abstract

This study aims to analyze the opportunities of waqf in facing the challenges of globalization such as economic challenges that affect the level of inequality and high poverty, the challenges of education globalization that affect secondary school dropout rates. and the challenges of environmental globalization that affect the exploitation of land conversion. industry to the point of causing environmental damage. The results of this study indicate that waqf can be a solution in responding to the challenges of economic globalization by using waqf for social security programs, or a profitable investment for poverty eradication programs. And the solution to the globalization of education is to use waqf funds to support the operations of educational institutions, as well as provide facilities and scholarships for students so that they can continue to experience education without being burdened with costs. And finally, the solution in responding to the challenges of globalization is to make the status of land as a waqf so that it is not easily converted into industrial land that causes climate damage.
(ARTICLE RETRACTED) The Political Challenge of Islamic Economic Development in The Jokowi’s Government, Indonesia Dahlan, Ahmad
Ijtimā iyya Journal of Muslim Society Research Vol. 6 No. 2 (2021)
Publisher : Postgraduate, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

(ARTICLE RETRACTED)
Altruism As a Motive For Implementing Community Welfare Programs Through Islamic Philanthropic Funds: Case Study of Baitul Maal Hidayatullah Empowerment Actors Annisa Qurrota A'yun; Haryani Saptaningtyas; Widiyanto Widiyanto
Ijtimā iyya Journal of Muslim Society Research Vol. 7 No. 2 (2022)
Publisher : Postgraduate, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v7i2.7727

Abstract

This paper will discuss the altruistic motives of actors implementing social welfare programs originating from the utilization of Islamic philanthropic funds during the issue of identity politics in Indonesia. This study is based on the motives that actors should have in implementing social welfare programs that utilize Islamic religious, philanthropic funds that uphold fair welfare. Altruism motives reflect the goals of Islamic philanthropy. The research was conducted using a qualitative approach with motive analysis using discourse texts because of interviews with informants from Hidayatullah and Baitul Maal Hidayatullah, which were connected to the theory to produce conclusions. The objects in this study are empowerment actors from religious-based social organizations, Hidayatullah. The research results explain that aspects of altruism, starting from the encouragement, actions, and goals of the actors in Baitul Maal Hidayatullah, have similarities that lead to community welfare so that altruism motives reflect what they do as implementing welfare programs based on the Islamic religion. Hidayatullah's foundation regarding practical politics that is not implemented is the basis for actors in carrying out the empowerment process for the community’s welfare.
Epistemological Reason of Islamic Psychology: Discourse Analysis of the Development of Islamic Psychology Studies in Indonesia Muskinul Fuad; Lutfi Faishol
Ijtimā iyya Journal of Muslim Society Research Vol. 7 No. 2 (2022)
Publisher : Postgraduate, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v7i2.7798

Abstract

This paper aims to describe the development of Islamic psychology studies in Indonesia and find an epistemological framework developed by Islamic psychology experts in Indonesia. By utilizing the discourse analysis approach, this study has succeeded in showing that the development of Islamic Psychology studies in Indonesia can be said to be quite dynamic and productive. The reviewers and pioneers of discourse on Islamic Psychology, with their differing backgrounds, have sought to lay the epistemological foundation for the development of Islamic Psychology in the country. The development of Islamic psychology has been pursued through two patterns, namely idealistic patterns and pragmatic (realistic) patterns. Epistemologically, the discourse of Islamic Psychology in Indonesia is characterized by three approaches to understanding the human soul, namely the bayani approach; those with thematic interpretations, speculative philosophical-rational approaches, and a sufistic (irfani) approach that look more closely at the problem of the human soul are based on the spiritual experience of Sufism experts. The three approaches are taken to be able to understand the human soul as a whole. Departing from these three approaches, Islamic Psychology experts in Indonesia then succeeded in formulating various methods that can be taken to produce Islamic Psychology studies that are expected to answer the challenges of Muslims in Indonesia. However, the study of Islamic psychology in Indonesia tends to still be dominated by the epistemological style of bayani and irfani. The burhani approach, even though it has been used, but still tends to attempt to formulate philosophical concepts and soar. This approach has not yet been translated into empirical and applicative research methods (tajribi).
The Sensitivity of Islamic Banking Stock Prices During the Pandemic Covid-19 Efi Syarifudin; Nani Nani; Anggita Nurcahyani
Ijtimā iyya Journal of Muslim Society Research Vol. 7 No. 2 (2022)
Publisher : Postgraduate, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v7i2.7985

Abstract

Economic growth has contracted due to the COVID-19 pandemic. Based on the history of previous economic and financial crises, the banking sector is one of the most sensitive sectors during a crisis. Investors consider these conditions for their investment decisions. This paper aims to find the factors that determine the stock price of Islamic banking on three observation variables: profit, debt equity ratio (DER), and cash flow from operating (CFO). This study used a quantitative approach with secondary data sources from financial statements and company stock prices. The sample was selected purposively from Islamic banking stocks listed on the Indonesian Sharia Stock Index (ISSI). Data analysis used panel data regression using the E-Views 10 application. The findings of this study are that earnings and DER significantly determine the share price of Islamic banking based on a partial test. Profit has a positive effect, while DER has a negative impact. These findings illustrate that expectations for investment in Islamic banking stocks remained stable during the pandemic. The company's fundamental factors determine the demand for Islamic bank shares.
Good Parenting as A Solution to Prevent Children as Sexual Abuse: Case Study of Solution by The Service of Women’s Empowerment, Child Protection, Population Control and Family Planning, Tegal, Central Java Aulia, Rahma; Yulianti, Enny
Ijtimā iyya Journal of Muslim Society Research Vol. 8 No. 2 (2023)
Publisher : Postgraduate, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v8i2.7205

Abstract

This study aims to determine the relationship between parenting patterns and sexual abuse behavior in children in Tegal Regency, Central Java Province. To answer these problems, this paper uses a case approach method, as well as a conceptual approach. The results of this study can be concluded that parenting is a capital for children to reach the maturity process. Family is the first social environment that individuals encounter since they were born into the world. The first family environment is the father, mother and the individual himself. The relationship between the individual and his parents is a reciprocal relationship where there is interaction in it. So it is proper as a good parent to be able to apply parenting that will form a good child's personality starting from an early age. The influence of increasingly sophisticated digital technology also has an impact on sexual violence against children, so parents are also required to monitor addictive behavior related to digital technology and prevent negative impacts due to long-term use of digital devices. Suggestions for parents to need to determine the right parenting pattern and improve the quality and quantity of communication with children and have a good trusting relationship so that the problem of sexual abuse behavior in children can be overcome and avoided.
Good Amil Governance (GAG) and Efficiency of Zakat Institution in Indonesia Ninglasari, Sri Yayu; Mirzal, Husnul; Majid, Rifaldi; Ulya, Badriyatul; Himmawan, M. Fikri
Ijtimā iyya Journal of Muslim Society Research Vol. 8 No. 2 (2023)
Publisher : Postgraduate, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v8i2.7913

Abstract

This study aims to analyze the implementation of Good Amil Governance (GAG) in zakat management organizations (OPZ) and the efficiency of zakat distribution in Indonesia. This study uses a qualitative method with a literature study approach through secondary data tracing in the annual reports of zakat management organizations, journals, books and the official website of OPZ in Indonesia. The results showed that most of the OPZ had implemented the GAG principles thoroughly. In addition, the problem of inefficiency in the distribution of zakat in Indonesia has been overcome by the National Amil Zakat Agency (BAZNAS) through the issuance of the decision of the chairman of BAZNAS No. 33 of 2019 through identification of the Mustahik Identification Number (NIM). This research is expected to have implications for improving the application of governance and coordination of zakat distribution by OPZ in Indonesia.

Page 10 of 14 | Total Record : 133

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