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Formosa Journal of Science and Technology (FJST)
Published by PT FORMOSA CENDEKIA GLOBAL
ISSN : -     EISSN : 29646804     DOI : https://doi.org/10.55927/fjst.v1i2
Core Subject : Humanities, Science, Education, Social, Engineering,
Humanities Computer Science & IT Education Industrial & Manufacturing Engineering Social Sciences
Formosa Journal of Science and Technology (FJST) is an open-access scientific journal that publishing full-length research papers and review articles covering subjects that fall under the wide spectrum of science and technology. FJST journal is dedicated towards dissemination of knowledge related to the advancement in science and technology. The prestigious interdisciplinary editorial board reflects the diversity of subjects covered in this journal. Under the realm of science and technology, the coverage includes environmental science, pure and applied mathematics, agricultural research and engineering, biology, biotechnology, bioinformatics, management science, business and economics, Healthcare sciences (including clinical medicine, preventive medicine & public health), physics, biophysics, computer science, chemistry and bioengineering, to name a few. Formosa Journal of Science and Technology is published by Formosa Publisher. The journal now brings out monthly publications. It supports the open access policy for making scientific research accessible to one and all.
Arjuna Subject : Umum - Umum
Articles 896 Documents
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Analysis of Financial Technology Implementation and Other Factors on Banking Efficiency in Indonesia Jihan Eliza; Fajra Octrina
Formosa Journal of Science and Technology Vol. 4 No. 7 (2025): July 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v4i7.171

Abstract

The rise of Financial Technology (Fintech) has transformed the global financial landscape, including in Indonesia, where commercial banks increasingly integrate digital innovations to enhance efficiency and service reach. This study examines the impact of Fintech—represented by Peer-to-Peer Lending (P2P) and Digital Payment (PAY)—on the efficiency of commercial banks listed on the Indonesia Stock Exchange (IDX) from 2018 to 2023. Employing a comprehensive approach, the study uses Data Envelopment Analysis (DEA) to measure efficiency, panel data regression to assess the influence of variables, and classical assumption tests to validate the model. Control variables such as bank size and market concentration are also considered.
The Impact of Accounting System Digitalization on Generation Z's Perception of Accounting Profession Adrian Hartanto Darma Sanputra; Eka Ananta Sidharta; Tatas Ridho Nugroho
Formosa Journal of Science and Technology Vol. 4 No. 7 (2025): July 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v4i7.170

Abstract

The accounting profession faces significant challenges in attracting Generation Z talent due to negative stereotypes portraying the field as monotonous, lacking innovation, and having minimal technological appeal. This study explores how the digitalization of management and cost accounting systems can enhance the attractiveness of the accounting profession to Generation Z. Using an explanatory research design with a sample of 312 accounting students from Universitas Negeri Malang, this study examines the relationship between digital accounting system components (digital technology understanding, accounting software usage, process automation, and digital data integration) and career attractiveness dimensions (professional image, career prospects, personal value alignment, and financial attractiveness). Multiple regression analysis revealed that digitalization significantly influences accounting profession attractiveness (R² = 0.670), with digital technology understanding showing the strongest impact (β = 0.567, p < 0.001). The findings demonstrate that as Generation Z students' digital literacy in accounting contexts increases, so does their attraction to the profession. This research provides practical implications for educational institutions and accounting organizations to redesign curriculum and recruitment strategies to highlight the technological transformation of accounting roles, thereby addressing the talent gap and ensuring the profession's sustainability in the digital era.
Customer Experience as a Predictor of Customer Loyalty Behavior Towards Airlines Yhani Mardani
Formosa Journal of Science and Technology Vol. 4 No. 7 (2025): July 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v4i7.169

Abstract

This study aims to examine the influence of customer experience on customer loyalty behavior, especially in low-cost carrier airlines in Indonesia. The unit of analysis in this study is a national airline company that has implemented a customer relationship management program (Frequent Flyer), which includes three airlines: Lion Air (Lion Air Passport), Citilink (Supergreen Card), and AirAsia (Big Loyalty Card). Meanwhile, the observation unit consists of passengers who have membership in more than one airline. This study uses a cross-sectional time horizon, where primary data is collected through a questionnaire involving 200 respondents with a purposive sampling method. Verification analysis is carried out using Structural Equation Modeling (SEM). The results of the study indicate that customer experience has a positive effect on customer loyalty behavior of LCC airlines in Indonesia.
Analysis of Tourism Income Disparity between South Bali and North Bali Areas I Putu Parwata MK
Formosa Journal of Science and Technology Vol. 4 No. 7 (2025): July 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v4i7.168

Abstract

According to data from the Bali Provincial Tourism Office, from January to April 2024, there were 5,086,055 tourists, with the most massive tourism occurring in the areas of Denpasar, Badung, Gianyar, and Tabanan, collectively known as Sarbagita. Meanwhile, the tourism sector in Buleleng, which occupies 24 percent of the area of Bali Province, only caters to about 15-20 percent of the total tourist arrivals in Bali. The research results show that the infrastructure development for tourism in South Bali dominates, with the availability of restaurants, star-rated hotels, and non-star hotels averaging above 70% of the total tourism infrastructure in Bali. This condition illustrates the disparity in tourism infrastructure development in North Bali and South. Other results indicate that credit distribution is still concentrated in tourism centers such as Denpasar, Badung, Gianyar, and Tabanan. In the context of working capital credit, growth in credit for the consumption sector and working capital loans in Indonesia generally experienced a slowdown. In 2024, the growth of working capital credit was recorded at 4.62%, lower than the previous period which reached 6.51%. Future research can utilize quantitative and qualitative approaches to obtain better testing results.
Customer Satisfaction Study Reviewed from Product Variety and Buying Interest that Impact Loyalty at Maroeti Cafe in the of Jakarta Erlita Kurniawaty
Formosa Journal of Science and Technology Vol. 4 No. 7 (2025): July 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v4i7.167

Abstract

This study aims to analyze the influence of product variations and consumer buying interest on customer satisfaction and their impact on customer loyalty at Maroeti Cafe in Jakarta. Using a quantitative descriptive method with simple random sampling, 79 respondents were selected from a population of 383. The t-test results show that both product variations and buying interest have a positive and significant effect on satisfaction and loyalty (p < 0.050). The F-test also confirms that product variations and buying interest simultaneously influence satisfaction (F = 15.961) and satisfaction significantly affects loyalty (F = 11.722). These findings highlight that product diversity and consumer interest are key drivers of customer satisfaction, which in turn fosters loyalty among cafe customers.
Legal Certainty in the Registration and Execution of Fiduciary Security Post-Contitutional Court Decision Sanusi Sanusi; Ahamad Baleo; Randy Vallentino Neonbeni; Eben Kennedy Simanjuntak; Jopie Tommy Rompas
Formosa Journal of Science and Technology Vol. 4 No. 7 (2025): July 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v4i7.166

Abstract

Legal certainty is crucial in implementing fiduciary guarantees, especially regarding registration and execution as regulated in Law No. 42/1999. However, Constitutional Court Decision No. 18/PUU-XVII/2019 requires proof of default and mutual agreement before execution, raising practical challenges. This study uses a normative juridical approach by analyzing laws, court rulings, and doctrinal perspectives to assess legal consistency and post-decision constraints. The decision enhances debtor protection but causes procedural ambiguity, weakens executorial power, and delays execution. Inconsistent regulatory implementation worsens legal uncertainty. To restore legal certainty, derivative regulations must be revised and institutional practices harmonized. A fair balance between creditor rights and debtor protection is essential to maintain fiduciary guarantees as an effective credit instrument.
Blockchain-Based Sharia Accounting Model: Practical Implications for Increasing Transparency and Trust in Islamic Financial Institutions Adimas Agus Ahmad Asy’arie; Arlinta Prasetian Dewi; Binti Nur Asiyah
Formosa Journal of Science and Technology Vol. 4 No. 7 (2025): July 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v4i7.164

Abstract

This paper proposes a conceptual blockchain-based Sharia accounting model designed to enhance transparency and trust within Islamic Financial Institutions (IFIs). The research addresses the growing yet challenged Islamic finance industry by leveraging blockchain's inherent features, including immutability, decentralization, and smart contracts. The model aims to improve accountability, reduce fraud, and strengthen Sharia compliance by providing real-time, verifiable financial records. This approach offers a novel contribution by systematically integrating advanced technology with Islamic ethical principles, leading to more robust and reliable financial reporting for all stakeholders.
Existence of Agricultural Extension Institutions in Corn Agribusiness in West Lombok District Nurdani Fajriani; Lalu Wiresapta Karyadi; Hayati Hayati
Formosa Journal of Science and Technology Vol. 4 No. 7 (2025): July 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v4i7.163

Abstract

This study analyzes the existence of Agricultural Extension Institutions (LPP) in West Lombok Regency in 2025. Data was collected through in-depth interviews with 140 respondents consisting of farmers (120 people), field agricultural extension workers (8 people), Saprodi Agents (6 people), and corn entrepreneurs (6 people) during March 2025. The results showed that 56% of Stakeholder Responses expressed a positive attitude (score mode 4) towards the role of LPP as a program implementer, with 39% giving a high rating on its contribution to the development of corn agribusiness. Further analysis showed a significant difference in perception between groups, Saprodi and PPL agents rated it very positively (score mode 5), while the farmer group (score mode 4) and the corn entrepreneur group (score mode 3) showed a lower assessment.  This study implies the need for an LPP differentiation approach in serving various stakeholders, especially to harmonize perceptions and increase collaboration between extension workers, farmers, and corn business actors.
The Architectural Design of a Modern Cinema with a Neo-Vernakular Approach in Bukittinggi Ikhwanul Hakim; Laili Dwi Annisa; Muhd. Arief Al Husaini
Formosa Journal of Science and Technology Vol. 4 No. 7 (2025): July 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v4i7.161

Abstract

This paper presents the architectural design of a modern cinema in Bukittinggi using a neo-vernacular approach. The project responds to the absence of modern cinemas in the city, despite strong public interest in film culture. Inspired by the traditional Minangkabau architecture, the design incorporates local elements such as the gonjong roof and traditional ornamentation reinterpreted through modern materials and spatial needs. The cinema is envisioned as both a cultural landmark and entertainment facility that fosters social connection and enhances local identity. By blending tradition with innovation, the project aims to support community development, promote cultural continuity, and provide accessible cinematic experiences without requiring residents to travel to Padang, the only city in West Sumatera with modern cinemas.
Engineering Solutions for Air Quality Improvement Around Production Machinery Kimberly Long Holt
Formosa Journal of Science and Technology Vol. 4 No. 7 (2025): July 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v4i7.160

Abstract

Manufacturing indirectly eliminates air pollution that threatens employees' safety, efficiency in production, and the environment. With this study, the researcher evaluated engineering strategies in the reduction of harmful emissions like particulate matter (PM), volatile organic compounds (VOCs), nitrogen oxides (Nox), sulfur dioxide (SO2), and carbon monoxide (CO). The paper compares the various filtration systems, such as HEPA filters, electrostatic precipitators, activated carbon adsorption, wet scrubbers, and biofilters. It rates their efficacy, cost energy consumption, and maintenance requirements. Case studies show how custom solutions in the chemical, metal, and pharmaceutical industries cut all pollutants. The study also advocates the significance of tailored, cost-effective solutions and adherence to regulation as means of air quality enhancement.

Page 70 of 90 | Total Record : 896

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