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Fikruna : Jurnal Ilmiah Kependidikan dan Kemasyarakatan
Published by Sekolah Tinggi Ilmu Tarbiyah Ibnu Rusyd Tanah Grogot
ISSN : 26207834     EISSN : 27152928     DOI : https://doi.org/10.56489/fik
Core Subject : Religion, Economy, Science, Education, Art, Social,
Religion Arts Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other
Jurnal ilmiah kependidikan,kemasyarakatan, yang menampung pemikiran/ide-ide tentang pendidikan, agama, kebudayaan, dan ranah-ranah yang lainnya. Jurnal ini boleh di isi oleh dosen luar, diisi masyarakat yang mempunyai pemikiran dan ide-ide ilmiah.
Arjuna Subject : Umum - Umum
Articles 133 Documents
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HAFIZUN INFLUENCE ON AL-KASBU IN ISLAMIC BANKS IN EAST KALIMANTAN PROVINCE Wati, Maria
FIKRUNA: Jurnal Ilmiah Kependidikan dan Kemasyarakatan Vol 6 No 2 (2024): FIKRUNA : JURNAL ILMIAH KEPENDIDIKAN DAN KEMASYARAKATAN
Publisher : STIT Ibnu Rusyd Tanah Grogot

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56489/fik.v6i2.369

Abstract

This article aims to analyze in depth the influence of the concept of Hafizun on al-Kasbu in Islamic banks in East Kalimantan Province. This study uses quantitative and qualitative approaches that are useful for explaining the existence and role of a research object or research variable on other research variables descriptively, by analyzing the causal relationship between research variables statistically. The results of the study indicate that Hafizun, which is the motivation of employees at Islamic banks in East Kalimantan Province, consisting of benefits, luck, seeking wealth through worship, working with the heart, seeking Allah's pleasure, peace of mind, living for the hereafter, and toyiban, has a significant positive influence on al-Kasbu. As Hafizun increases, al-Kasbu also increases, with Hafizun always feeling emotionally connected to the Islamic Bank, ultimately creating strong al-Kasbu at the Islamic Bank in East Kalimantan Province. This is evidenced by the increasing values of all Hafizun indicators, where the graphical trend has been rising over the past five years, from 2008 to 2012. Hafizun has a significant positive influence on al-Kasbu, and the better/higher the level of Hafizun, the better/higher the level of al-Kasbu. This study rejects Blancard and Abraham Maslow's theory of leadership and work motivation, which emphasizes indicators such as: praise, material rewards, wages, and worldly well-being. However, in terms of intuitive analysis, employees of Islamic banks in East Kalimantan Province perceive well-being as both material and spiritual, with indicators of motivation and faith in worldly life ultimately leading to happiness in the afterlife. Most employees are happy because they are grateful for the dynamic process of Allah's destiny that continues to unfold. The integrated conclusion of this study is that Hafizun has a significant positive influence on al-Kasbu.
THE INFLUENCE OF AL-KASBU ON SA’ADATUL UMMAL IN ISLAMIC BANKS IN EAST KALIMANTAN PROVINCE Wati, Maria
FIKRUNA: Jurnal Ilmiah Kependidikan dan Kemasyarakatan Vol 7 No 1 (2024): FIKRUNA : JURNAL ILMIAH KEPENDIDIKAN DAN KEMASYARAKATAN
Publisher : STIT Ibnu Rusyd Tanah Grogot

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56489/fik.v7i1.370

Abstract

The purpose of this study is to analyze the influence of al-kasbu on sa'adatul ummal in Islamic banks in East Kalimantan Province. This study uses a quantitative and qualitative approach, which is useful for descriptively explaining the existence and role of a research object or research variable on other research variables, by statistically analyzing the causal relationship between research variables. The results reveal that Al-Kasbu has a significant positive effect on Sa'adatul Ummal. The higher the al-Kasbu, the higher the sa'adatul ummal. The ability to manage wealth/assets and the strong next generation of families from Islamic banks in East Kalimantan Province over the last 5 years, from 2008 to 2012, has also increased annually. Al-Kasbu has been carried out properly and correctly by employees at Islamic banks in East Kalimantan Province in accordance with the meaning contained in al-Qur'an surah (9) at-Taubah verse 105, although it is not yet kaffah because the quality of work is still not optimal, as indicated by the lowest average perception score of respondents. Al-Kasbu, which is employee performance with indicators: achievement, speed/accuracy, service, quality of work, increasing the amount of Zakat Infaq Shadaqah (ZIS), increasing sunnah worship, discipline, and efficiency, has a significant positive effect on Sa'adatul Ummal. This means that the higher the al-Kasbu, the more Sa'adatul Ummal will increase through indicators of maintaining religion, soul, intellect, wealth, and offspring. This ultimately increases the overall Sa'adatul Ummal for Islamic bank employees in East Kalimantan Province.
THE PRINCIPLES OF QARD HASAN IN DEBTS AND RECEIVABLES: (OF STRENGTHENING THE UMMAH ECONOMY AND SHARIA FINTECH REGULATION) Hafidzi, Anwar; Nasrullah, Nasrullah; Yusuf, Mahmud
FIKRUNA: Jurnal Ilmiah Kependidikan dan Kemasyarakatan Vol 7 No 2 (2025): FIKRUNA : JURNAL ILMIAH KEPENDIDIKAN DAN KEMASYARAKATAN
Publisher : STIT Ibnu Rusyd Tanah Grogot

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56489/fik.v7i2.372

Abstract

The principles of Qard Hasan and Ihsan in Islamic debt practices have great potential in strengthening the people's economy through an Islamic financial approach that is equitable and based on spiritual values. However, the integration of these principles in the regulation and practice of Islamic fintech in Indonesia still faces challenges, both in terms of policy, public awareness, and the sustainability of the business model. This study aims to analyze the role and implementation of the principles of Qard Hasan and Ihsan as reflected in QS. Al-Baqarah: 280-281, and evaluate its contribution to strengthening the digital Islamic financial system in Indonesia. The method used is Systematic Literature Review (SLR) with PRISMA approach through five scientific databases: Crossref, ScienceDirect, Semantic Scholar, SINTA, and Google Scholar. The results showed that Qard Hasan has a strategic role in encouraging financial inclusion and empowering MSMEs without usury. While the value of Ihsan strengthens the dimensions of ethics and social justice in economic interactions. In the context of Islamic fintech, the integration of Qard Hasan still requires the support of clear regulations, adaptive technology, and massive public education. This research recommends the development of Qard Hasan-based Islamic Fintech model as an ethical and inclusive financing solution based on maqashid sharia.

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