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Contact Name
Arna Suryani
Contact Email
arna_halim@yahoo.co.id
Phone
+6281320024269
Journal Mail Official
jppd.journal@unja.ac.id
Editorial Address
Jl. A. Manap Kampus UNJA Telanaipura Jambi, Indonesia
Location
Kota jambi,
Jambi
INDONESIA
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Published by Universitas Jambi
ISSN : 23384603     EISSN : 23558520     DOI : https://doi.org/10.22437/ppd.v10i2.15630
Core Subject : Economy,
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah (The Journal of Perspectives on Financing and Regional Development) is an open-access, peer-reviewed international forum for scientists involved in research to publish high quality and refereed papers. Jurnal Perspektif Pembiayaan focuses on publishing theoretical and empirical papers in all fields of economics, business, and management. The journal accepts a variety of papers using a variety of research methods, including statistical analysis, case studies, and field research, articles examining significant research questions from multiple perspectives. In its sixth year (Volume 6), the Journal of Perspectives on Financing and Regional Development has three fundamental changes. First, this journal was originally published four times a year and now has been published six times a year. Second, the journal has been nationally accredited with a SINTA (Science and Technology Index) score of S4 which is valid from 9 July 2018 – 8 July 2023 based on the Decree of the Director-General of Development and Research Enhancement, Ministry of Research, Technology & Higher Education of the Republic of Indonesia, Number 21/E/KTP/2018 concerning the Ranking of Scientific Journal Accreditation Period I Year 2018. Third, based on the results of re-accreditation, since Volume 6, Issues 2 (September – October 2018), the Journal of Perspectives on Financing and Regional Development has been nationally accredited with SINTA (Science and Technology Index) score of S2, based on the Decree of the Director-General of Development and Research Enhancement, Ministry of Research, Technology & Higher Education of the Republic of Indonesia, Number 10/E/KTP/2019 concerning the Ranking of Scientific Journal.
Articles 433 Documents
An empirical nexus between poverty and unemployment on economic growth KEJI Sunday Anderu
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 1 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (925.846 KB) | DOI: 10.22437/ppd.v9i1.12005

Abstract

The study examines the empirical nexus between poverty and unemployment on economic growth in Nigeria between 1980 and 2016. Auto-Regressive Distributed Lag (ARDL), Bound cointegration testing, and Error Correction Methods (ECM) were used to investigate the link between unemployment, poverty rate, and economic growth in Nigeria. Post estimation tests such as the Jarque-Bera test, Breusch-Pagan, ARCH test, and Ramsey reset test were also adopted in order to validate the research finding. The diagnostic tests further disclosed that the estimated model follows the Ordinary Least Square technique assumptions to attain efficiency and consistency of the model employed. The Jarque-Bera test suggests that residuals for both models are normally distributed, and the Breusch-Godfrey Serial Correlation (LM) test indicates that the hypothesis of no autocorrelation cannot be rejected. Interestingly, the ARDL and ECM results show that unemployment and poverty significantly impact economic growth both in the short and long run. Hence, the study recommended that the Nigeria government should ensure that adequate measures are put in place: Such as investment in education, agricultural sector reform, expansionary fiscal policy, intervention in micro-lending for small scale businesses by the government should be implemented to reduce the level of unemployment and poverty rate both in the short run and long run.
Indonesia’s capital city relocation: A perspective of regional planning Farida Farida
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 3 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (804.558 KB) | DOI: 10.22437/ppd.v9i3.12013

Abstract

The role of a capital city is essential for a nation. Indonesia’s plan to relocate its capital from Jakarta to North Penajam Paser has been set in stone. The Indonesian government targets the relocation to be executed in 2024; therefore, the preparations and capital city development must start from 2020. This research aims to study capital relocation from the perspective of regional planning concerning institutional, spatial planning, the economy, social aspects, and the environment. The data source used in this research was the secondary data obtained from literature review and document analysis. The new capital must present a distinct identity, as it will determine the institutional that will lead to success. The main reasons for the capital relocation are growth and economic equality for the eastern part of Indonesia. It means that development will be encouraged to achieve these goals. On the other hand, overly rapid development in the new capital is also undesirable—a challenging paradox for the institutions involved that demands creativity and innovation for a successful capital relocation.
The impact of Fintech on Islamic banking and the collaboration model: a systematic review studies in Indonesia Idah Zuhroh
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 4 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (898.151 KB) | DOI: 10.22437/ppd.v9i4.12054

Abstract

The Fintech company has raised its number significantly in Indonesia and threatened the banking sector as Islamic Banking is not the exception. Fintech can provide better financial services than Islamic Bank with its technological advantages. This research aims to observe the effect of Fintech's on Islamic banks and discover the collaboration model between Fintech and Islamic banks to improve financial services. The method was carried out by Systematic Literature Review (SLR), then analyzed using Nvivo 12 to quantify the words counted to the papers found. The result showed that there were 14 papers found to analyze in the systematic review. According to Nvivo 12 words counted result, the highest words counted was ‘services’ with 21%, followed by ‘user’ and ‘customers’ combined with 16%. Furthermore, Fintech acts as the disruptor for Islamic Banking, shown in its Return on Asset and its potential to take over the millennial customers segment. The collaboration can be done by sharing product marketing, loans, and transaction services. For the customer, big data analysis, the legal aspects, risk of human error, and data security protocol should be mitigated by tightening the registration system to minimize fraud, enhancing the internet server to prevent failure transactions, and closely cooperating with the Authority of Financial Service in Indonesia (OJK) to ensure the legal aspects are fulfilled.
Willingness to participate analysis of urban waste management in West Sumatra, Indonesia Idris Idris; Dewi Zaini Putri; Zul Azhar; Joan Martha; Isra Yeni
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 2 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (963.226 KB) | DOI: 10.22437/ppd.v9i2.12119

Abstract

Waste management shares the same purposes with the Sustainable Development Goals (SDGs) target in 2030. This program encourages all countries to substantially reduce waste through prevention, reduction, recycling, and reuse its waste so that the sustainability of development can be achieved. The success rate of sustainable waste management is largely determined by the participation and behavior of people, households, and citizens in managing their waste. This study analyzes socio-economic factors and the role of social capital in affecting households' willingness to participate in waste management in West Sumatra’s urban areas. This study used National Socio-Economic Survey data in the Social Resilience module. The sample in this study is 1011 households spread across the urban areas of West Sumatra. Using logistic regression, this study found that per capita household expenditure, homeownership status, knowledge, and household involvement in mutual cooperation activities to clean up their environment significantly affect the probability of households participating in urban waste management. The relevant policy, such as implementing the 3R concept, namely reduce, reuse, and recycling is needed for the Sustainable Development Goals to be achieved.
Study of fiscal decentralization, macroeconomic stability and regional growth in Indonesia Joko Tri Haryanto; Rita Helbra Tenrini
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 3 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (734.656 KB) | DOI: 10.22437/ppd.v9i3.12157

Abstract

Indonesia has been implementing fiscal decentralization since 2001. In theory, fiscal decentralization affected macroeconomic stability and economic growth—this study using data panels at the provincial level from 2010 to 2013. In the relationship between fiscal decentralization and macroeconomic stability with control variable income, significant variables are income to GRDP, GRDP per capita, and population. If control variable expenditure, significant variables are expenditure to GRDP, GRDP per capita, and population. In the model that analyzes fiscal decentralization and economic growth with control variable income, significant variables are income to GRDP, consumption to GRDP, and population. Meanwhile, if control variable expenditure, significant variables are expenditure to GRDP, consumption to GRDP, and population. By using sensitivity analysis, the population variable is a high priority. Therefore stakeholders should treat population variables carefully.
Factors affecting on bank’s profitability: the case of 19 Euro-Area countries Nexhat Kryeziu; Egzon Hoxha
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 1 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1332.795 KB) | DOI: 10.22437/ppd.v9i1.12165

Abstract

The paper has addressed as the main objective the assessment of productivity performance in euro-area nations, observing a combination of factors both in terms of the internal environment and external factors, or known as macroeconomic factors. The analysis includes 19 euro-area countries with 323 observations, including the period 2003-2019. The dynamic approach, the fixed-effect model, and the Arellano / Bond estimator were applied using the panel data to evaluate the study's factors. The analysis shows that the factors under the competence of their internal supervision impact the degree of profitability on the one hand. Macroeconomic factors also show an impact on the degree of profitability for euro-area countries. Five of the seven factors applied in the analysis turned out to significantly impact, while two turned out to be non-significant. For further studies, it would be beneficial to apply other dynamic models by using other specific factors, which will be considered a useful input to the financial industry and financial policy-making.
Determinants of capital structure: Evidence from Sidama credit and saving microfinance institution Alemayehu Taddese
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 3 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (897.237 KB) | DOI: 10.22437/ppd.v9i3.12221

Abstract

Different industry-specific and macro-economic factors influence the capital structure of microfinance institutions (MFI). So, the objective of this study is to identify industry-specific determinants of capital structure with the selected branch of Sidama MFI, Sidama region, Ethiopia. To this end, the researcher employed a quantitative research approach with an explanatory research design where the effect caused by the independent variable on the dependent variable is observed through regression analysis. The secondary data were collected from Sidama MFIs consolidated and audited financial statements from 2009 to 2019 G.C. Then, both descriptive and inferential statistical analysis has been done. The researcher employed a regression analysis model to identify the effect of five explanatory variables on capital structure measured through debt to equity ratio. Thus, the result of regression analysis showed that out of five independent variables incorporated in the model, all five variables such as growth (negative), profitability (positive), firm size (positive), earning volatility (positive), and asset tangibility (positive) and statistically significant respectively. This study recommends that the microfinance institutions at all company levels improve debt capacity in proportion to asset tangibility more than the current status.
The application of gravity equation while accessing the environment of Pakistan-ASEAN technological trade flows Muhammad Saqib Irshad; Zhang Jian Wu; Qi Xin; Jahangir Khan
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 1 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1154.782 KB) | DOI: 10.22437/ppd.v9i1.12242

Abstract

International trade, an important economic activity, has affected the human environment in varying degrees since its beginning. This research will carry out calculations and analyses on Pakistan-ASEAN bilateral and technological trade flows at a disaggregated level over 1995-2018. The current study found that medium-tech, high-tech, and low-tech trade flows, enhance economic growth in Pakistan and ASEAN, negatively impacting geographical distance by all technological trade flows. Similarly, the proportional element endowment confirms the Hecksher-Ohlin hypothesis. Yet, the perspective argues that countries with high production levels can exchange faster than their countries with lower output levels. Due to the variety in consumers’ taste, increased similarity yields increased technological trade volumes, highest values received by medium-tech trade flow, and total bilateral trade flow. Depreciation in exchange rates showing a positive sign for total bilateral trade, low-tech trade, and high-tech trade, whereas unenthusiastic in the case of medium-tech trade flow between Pakistan-ASEAN nations. Free trade agreement and WTO membership will also foster trade activities in conscientious and economic association in ecumenical. Pakistan trade patterns are different from ASEAN trade patterns, which increased the opportunity to enhance business activities.
The influence of imports, foreign exchange reserves, external debt, and interest rates on the currency exchange rates against the United States Dollar in Southeast Asia Countries Rahma Nurjanah; Candra Mustika
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 4 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (785.216 KB) | DOI: 10.22437/ppd.v9i4.12706

Abstract

This study aims to analyze the effect of imports, foreign exchange reserves, foreign debt, and interest rates on the currency exchange rates against the United States Dollar in Southeast Asia countries. The study results found that from 2010 to 2017, the currency exchange rates against the United States Dollar in Southeast Asian countries tended to weaken (depreciate).  The highest growth in the exchange rate against the United States dollar was in Indonesia, while the lowest was in Singapore. Foreign exchange reserves negatively affect foreign debt, and imports positively affect countries' exchange rates in the Southeast Asia region against the United States dollar. On the other hand, interest rates do not show a significant effect.
Destination images: antecedents of city marketing, tourism event, and social media marketing concept Aisah Asnawi
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 2 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1163.229 KB) | DOI: 10.22437/ppd.v9i2.12742

Abstract

Building tourism is long-term work. Many elements are involved, and their effectiveness cannot be calculated partially. At present, competition between cities/districts continues to increase, especially in city/district marketing that is tourist-friendly, iconic tourism events, and massive social media marketing. The strong destination image will impact on increasing the number of visits. This research aims to analyze the impact of city/district marketing power, tourist events, and social media on the image of tourist destinations in Maluku. The methodology in this research is based on quantitative analysis using Structural Equation Modelling (SEM) to discuss theory and see the relationship between city/district marketing variables, tourism events, social marketing media, and destination image. This study indicates that city/district marketing has a greater increase in strengthening the image of destinations compared to tourism events and social media marketing. This shows an effective strategy from the government in advancing tourism faster and more robust in increasing the image of a destination.

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