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Contact Name
Keris Kartono
Contact Email
keriskartono@inais.ac.id
Phone
+628389604920
Journal Mail Official
keriskartono@inais.ac.id
Editorial Address
Jl. Kapten Dasuki Bakri KM 06 Kecamatan Pamijahan Kabupaten Bogor 16810
Location
Kab. bogor,
Jawa barat
INDONESIA
Sahid Banking Journal
Core Subject : Religion, Economy,
Sahid Banking Journal adalah peer-reviewed jurnal ilmiah berisi hasil penelitian ilmiah primer, kajian, ulasan ilmiah atau komentar/ kritik atas artikel yang diterbitkan di Sahid Banking Journal. Sahid Banking Journal menerima manuskrip atau artkel dalam bidang perbankan dan keuangan syariah dari akademisi, peneliti dan praktisi perbankan dan keuangan syariah baik nasional maupun internasional. Bidang keilmuan yang bisa diterbitkan di Sahid Banking Journal meliputi: - Perbankan Syariah , - Pasar Keuangan dan Pembiayaan Syariah, - Keuangan Sosial Syariah, - Literasi Keuangan Syariah, - Digital dan Fintech Syariah - Bidang lainnya yang relevan dengan lingkup perbankan dan keuangan syariah.
Articles 84 Documents
ANALISIS MANAJEMEN PERBANKAN SYARIAH SISTEM PENGAWASAN BERBASIS DIGITAL BJB SYARIAH KCP BOGOR JEMBATAN MERAH Prasetya, Bagas Dwi; Thantawi, Tubagus Rifqy; Rizal, Muhammad
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.200

Abstract

Sharia banking supervision from a normative juridical perspective. The administration and supervision of sharia banking, which is based on Law Number 3 of 2004 which amends Law Number 23 of 1999 concerning Bank Indonesia and Law No. 21 of 2008, is the authority of Bank Indonesia (BI). After the enactment of Law No. 21 of 2011 concerning the Financial Services Authority (OJK), supervision of sharia banking which was previously the responsibility of BI was transferred to the OJK. Therefore, the sharia banking regulatory and development institution also shifted from BI to OJK, which included the Sharia Banking Committee (KPS), which was later changed and expanded by OJK to become the Sharia Financial Services Development Committee (KPJKS). For this reason, good coordination cooperation between BI and OJK is needed. However, supervision from a sharia perspective is still carried out by the National Sharia Council-Indonesian Ulema Council (DSN-MUI), and at the sharia financial institution (LKS) level, the Sharia Supervisory Board (DPS) acts as an extension of DSN-MUI. This is because the fatwas issued by DSN-MUI remain in effect, and the regulations issued by BI, both in the form of Bank Indonesia Regulations (PBI) and Bank Indonesia Circular Letters (SEBI), remain the legal basis for supervision of Islamic banks by DPS.
ANALISIS PERBANDINGAN KINERJA KEUANGAN BJB SYARIAH DAN BRI SYARIAH TAHUN TAHUN 2016-2020 Balqis, Syafira Laras; Thantawi, Tubagus Rifqy; Rizal, Muhammad
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.201

Abstract

This study aims to determine the financial performance of PT. Bank BJB Syariah and PT. Bank BRI Syariah is also conducting comparisons in 2016-2020. The subject of this research is PT. Bank BJB Syariah and PT. Bank BRI Syariah. In this study using library research methods (research library and documentation study). The results of this study are that there is no significant difference between the ROE of BJB Syariah and BRI Syariah, namely the value of sig 0.916 > 0.000. There is no difference between the CAR of BJB Syariah and BRI Sharia significantly, because the sig obtained is 0.262 > 0.05. There is a significant difference between the ROA of BJB Syariah and BRI Syariah, because the sig obtained is 0.000 <0.05. It can be concluded that it is unlikely that the BRI Syariah bank will experience However, it is different from ROA at bank BJB Syariah which has fluctuated from 2018 to 2020.
ANALISIS PENGARUH DANA PIHAK KETIGA, PEMBIAYAAN, PEMBIAYAAN BERMASALAH, DAN LABA TERHADAP CORPORATE SOCIAL RESPONSIBILITY (CSR) BANK MUAMALAT INDONESIA TAHUN 2008 – 2022 Tamam, Farhan Zaini; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.202

Abstract

This study aims to determine the Effect of Third Party Funds (DPK), Financing, Troubled Financing and Profits on Bank Muamalat Indonesia's Corporate Social Responsibility (CSR) in the 2008-2022 period. This type of research is quantitative with secondary data collection methods in the form of quarterly financial reports obtained through official documents that have been published from the Financial Services Authority (OJK) and Bank Muamalat Indonesia (BMI) which are accessed and retrieved through their respective official websites. The formulation of the problem in this study is whether there is a partial and simultaneous effect of TPF, Financing, Joint Financing and Profit on CSR? The data analysis used is the classical assumption test, multiple linear regression analysis, t test, F test and the coefficient of determination. The results of the study describe: (1) the DPK variable does not have a significant effect on CSR as evidenced by the sig value of 0.703 > α. (2) The financing variable has no significant effect on CSR as evidenced by the sig value of 0.230 > α. (3) The Troubled Financing variable does not have a significant effect on CSR as evidenced by the sig value of 0.057 > α. (4) Profit variable has no significant effect on CSR as evidenced by a sig value of 0.402 > α. (5) While the simultaneous F test of TPF, Financing, Joint Financing and Profits have a significant effect on CSR as evidenced by the sig value of 0.036 <α.
ANALISIS PENGARUH MANAJEMEN RISIKO DAN MANAJEMEN KINERJA TERHADAP ISLAMICITY PERFORMANCE INDEX PERBANKAN SYARIAH TAHUN 2010--2022 Khoiri, Abdul; Trihantana, Rully; Fauziah, Ratu Dinny
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.203

Abstract

This study aims to determine the effect of risk management and performance management on the Islamicity performance index. Islamicity performance index measurement uses Profit Sharing Ratio, Zakat Performance Ratio, and, Islamic income vs. non-Islamic income, while risk management uses Non Performing Financing/NPF and Finance to Deposit Ratio/FDR measurements and performance management uses Return On Asset/ROA measurements. This type of research is associative research with a quantitative approach. The sampling technique in this study used purposive sampling and cross section methods from 2010 to 2022 in order to obtain 7 Islamic Commercial Banks that met the criteria. Analysis of the data used to test the hypothesis using SPSS version 26. The results of the study show that non-performing financing has effect on the Profit Sharing Ratio, Financing to Deposit Ratio has effect on the Profit Sharing Ratio, and Return On Assets has effect on the Profit Sharing Ratio. Non-performing financing has no effect on the Zakat Performance Ratio, Financing to Deposit Ratio has no effect on the Zakat Performance Ratio, and Return On Assets has an effect on the Zakat Performance Ratio. Non-performing financing has no effect on Islamic income vs non-Islamic income, financing to deposite ratio has no effect on Islamic income vs non-Islamic income, and Return On Assets has an effect on Islamic income vs non-Islamic income.