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Khabib Solihin
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jiose@ipmafa.ac.id
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INDONESIA
Journal of Indonesian Sharia Economics
Published by Institut Pesantren Mathali'ul Falah
ISSN : 29623812     EISSN : 28291719     DOI : https://doi.org/10.35878/jiose
Core Subject : Economy,
Economics, Econometrics & Finance
Journal of Indonesian Sharia Economics merupakan jurnal ilmiah yang dikelola oleh Fakultas Syariah & Ekonomi Islam Institut Pesantren Mathaliul Falah Pati. Jurnal yang terbit dua kali dalam setahun Maret dan September ini didedikasikan untuk publikasi hasil penelitian dan kajian tentang Ekonomi Islam. Journal of Indonesian Sharia Economics menjadi sarana diseminasi hasil penelitian dan kajian yang berkualitas tentang Ekonomi & Bisnis Syariah dengan sub tema pembahasan seputar Perbankan Syariah, Filantropi Islam, Keuangan Syariah, Akuntansi Syariah, Pemasaran Syariah, dan Manajemen Syariah. Naskah yang diterima sangat terbuka bagi kajian multidispliner terhadap ekonomi syariah sesuai perkembangan zaman.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 7 Documents
 1 
Search results for , issue "Vol 3 No 2 (2024): September 2024" : 7 Documents clear
Strategi Islamic Marketing Mix Wisata Kampung Mandor Plaosan Cluwak Pati Sutriani, Endang
JIOSE: Journal of Indonesian Sharia Economics Vol 3 No 2 (2024): September 2024
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v3i2.544

Abstract

This research aims to explain the Islamic marketing mix strategy of Kampung Foreman Tourism Plaosan Cluwak Pati Village. This study uses a descriptive qualitative research method with data collection techniques through interviews, observations and documentation. The results of this study show that the marketing strategy used by the management of Kampung Mandor Tourism is known as the term Islamic marketing mix which consists of 9P, namely; Product, Price, Promotion, Place, People, Process, Physical evidence, Promise and Patience. The marketing strategies carried out by the management include being carried out online, utilizing social media Instagram and WhatsApp. The obstacles faced by the manager in marketing the foreman village tourism are in terms of the products offered such as food menus and parking spaces that have not been maximized. Therefore, the management is trying to develop tourism so that there is a new atmosphere and visitors feel interested, satisfied, safe and comfortable.
Diversifikasi Sumber Keuangan Perguruan Tinggi Melalui Pendirian Koperasi Syariah Maulida, Minati; Nabil, Muhammad; Sulaeman, Sulaeman; Gunawan, Muhammad Ali
JIOSE: Journal of Indonesian Sharia Economics Vol 3 No 2 (2024): September 2024
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v3i2.948

Abstract

The quality of higher education does not only talk about the Tri Dharma of Higher Education, but many other aspects that must be improved, including from the financial side. There needs to be diversification (diversity of financial sources) as an effort to improve the quality of education through other financial sources. One of the solutions that can be done is through the establishment of Sharia Cooperatives. This study aims to determine the effectiveness of diversifying financial resources of higher education through sharia cooperatives. The object of this research is STAI Ki Ageng Pekalongan. This research is descriptive research with a qualitative approach. The data collection techniques carried out are observation (observation), interviews, and documentation. The results of this research analysis conclude that through the establishment of sharia cooperatives in STAI Ki Ageng Pekalongan can help in diversifying financial resources. The presence of sharia cooperatives can reduce dependence on only one source of income and can be used to improve the quality of education at STAI Ki Ageng Pekalongan.
Pengaruh Penggunaan Digital Banking dan Minat Investasi terhadap Pertumbuhan Ekonomi di Jawa Barat Avwa, Pina Ainul; Vidiati, Cory; Selasi, Dini; Pratama, Gama
JIOSE: Journal of Indonesian Sharia Economics Vol 3 No 2 (2024): September 2024
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v3i2.1029

Abstract

The advancement of digital technology is experiencing rapid development at any time. The development of increasingly sophisticated technology has an impact on the development of all business sectors, one of which is digital banks. The purpose of this study is to conduct an in-depth investigation of the use and interest in investment in digital banks in the community in West Java. The method used in this study is a quantitative method. The results of the study show that the use of digital banks is more in demand while investment is still less popular because more transactions use online methods. This study concludes that the use of digital banks and investment interest have a simultaneous effect on economic growth.
Implikasi Ekonomi Kebijakan Fiskal di Masa Khalifah Utsman dan Ali Febiola, Putri; Putri, Riche Hendriko; Pasaribu, Riyan Listianto; Hidayat, Faisal; Widianita, Rika
JIOSE: Journal of Indonesian Sharia Economics Vol 3 No 2 (2024): September 2024
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v3i2.1168

Abstract

This study aims to analyze the fiscal policies implemented during the leadership of Uthmanl bin Affanl and Alil bin Abil Talib. The specific objectives of this study are, (1) to identify the fiscal policy applied, (2) to analyze the impact of fiscal policy on the country's economy at that time, and (3) to explore the factors that influenced the choice of fiscal policy by the two caliphs. The research method used is qualitative with a descriptive approach. Data analysis was carried out using the content analysis method. The results of this study show that Uthman bin Affan's fiscal policy is based on sharia principles such as zakat, kharaj, jizyah, and usyur. Uthman also improved the zakat system and managed Baitul Mal with the principle of virtue. Meanwhile, Caliph Ali bin Abi Talib improved the administrative system of Baitul Mal and established taxes for land owners and fresh vegetables. He also minted coins for the Islamic State. Both have a positive impact on the economy and the welfare of the Muslim community.
Implementasi Strategi Penanganan Pembiayaan Bermasalah di Bank Panin Dubai Syariah Surabaya Sofyanto, Dita Putri; Fayakun, Aldo Deva; Ilham, Muhamad Arifin; Pratikto, Muhammad Iqbal Surya
JIOSE: Journal of Indonesian Sharia Economics Vol 3 No 2 (2024): September 2024
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v3i2.1192

Abstract

This study examines how the strategy for handling non-performing financing at Bank Panin Dubai Syariah KCU Surabaya. The analysis method used is qualitative descriptive using a case study approach. Data collection techniques include observation and interviews. The results of the study show that in handling problematic financing, there are two divisions involved in rescue and settlement efforts for customers who experience payment problems. The Business Division (front end) is responsible for rescuing customers who are experiencing payment problems with a delay of less than 90 days by offering strategies such as installment repayment, rescheduling, reconditioning, and restructuring. Meanwhile, if the customer is late in paying more than 90 days from the due date, the handling of the customer will be taken over by the Special Asset Management Division (back end) by taking actions such as total repayment, voluntary surrender, and auction.
Minat Masyarakat Muslim terhadap Jasa Bank Syariah Perspektif Bank Syariah dan Perilaku Masyarakat Muarif, Ahmad Dalhar; Wakhrodi, Wakhrodi
JIOSE: Journal of Indonesian Sharia Economics Vol 3 No 2 (2024): September 2024
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v3i2.1307

Abstract

Indonesia is an ideal market for Islamic banking because the majority of the population is Muslim. Only 6.63% of the total national banking assets were owned by Islamic banks in Indonesia in 2022. This shows that people are not too interested in using Islamic bank services. This research is qualitative research that uses a case study approach. Data collected from interviews with a hundred randomly selected people. The purpose of this study is to determine the level of public demand for Islamic banks based on the perspective of Islamic banks (marketing mix) and community behavior. The results of the study show that factors related to Islamic banks include the lack of office networks and promotions that make Muslims not use their services. In addition, personal and social factors are also the most important factors in influencing people's behavior. The study recommends Islamic banks to create marketing policies that are appropriate to the Muslim community.
Perilaku Konsumtif dan Gaya Hidup Hedonis Relasinya terhadap Minat Mahasiswa Menggunakan E-Commerce Hayati, Hafizni Nur; Hidayati, Mareta Dwi; ‘Aini, Nadhirotul
JIOSE: Journal of Indonesian Sharia Economics Vol 3 No 2 (2024): September 2024
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v3i2.1342

Abstract

Technological developments have an impact on changing people's lives. Hedonistic and consumptive lifestyles are variables that affect the high interest in using e-commerce. Students tend to behave consumpively to fulfill their hedonistic lives, this is done by utilizing e-commerce platforms. Students' consumptive behavior is related to fashion products which are always the main concern. This research was conducted to determine the relationship between consumptive behavior and hedonistic lifestyle to interest in using shopee e-commerce. The object of this research is students of the Faculty of Sharia and Islamic Economics, Mathali'ul Falah Pati Islamic Boarding School Institute with a sample of 77 students selected using the purposive sampling technique. Data analysis using Smart-PLS software. The results of this study concluded that students' consumptive behavior and hedonistic lifestyle had no effect on their interest in using shopee e-commerce.

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