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INDONESIA
Jurnal Keuangan dan Perbankan
Published by Sekolah Tinggi Ilmu Ekonomi indonesia banking school
ISSN : 18299865     EISSN : 2579485X     DOI : http://dx.doi.org/10.35384/jkp.v18i1.327
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Keuangan dan Perbankan (JKP) adalah jurnal ilmiah yang diterbitkan oleh STIE Indonesia Banking School sebagai media publikasi salah satu kegiatan Tridharma Perguruan Tinggi di bidang penelitian dan pengabdian masyarakat. Terbit dua kali dalam setahun pada bulan Juni dan Desember. Merupakan hasil penelitian, telaah, dan analisis yang terkait dengan bidang ilmu akuntansi, manajemen keuangan, dan ekonomi makro, khususnya dalam industri perbankan dan kuangan
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 126 Documents
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Pengaruh Activity Ratio, Amil Fund Ratio, dan Growth Ratio terhadap Efisiensi Pengelolaan Dana Zakat pada Organisasi Pengelola Zakat di Indonesia Hafizhan, Hilman; Sardiana, Anna
Jurnal Keuangan dan Perbankan Vol. 20 No. 2 (2024): Jurnal Keuangan Dan Perbankan, Volume 20 No. 2, Juni 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v20i2.570

Abstract

The purpose of this research is to measure the efficiecy of Zakat Management Organization to manage the zakah fund. And how the Activity Ratio, Amil Fund Ratio, and Growth Ratio affecting the efficiency of Zakat Management Organization. The population used in this research is the Zakat Management Orgnaizations that already operate in national scale and had publish their financial report at least in 2015-2018. Based on those population with purposive sampling method, there are 8 Zakat Management Organization that suitable as research sample. This research used Data Envelopment Analysis to generate the efficiency rate that Zakat Management Organizatoin had. And used Partial Least Square method to measure the ratios effect on Zakat Management Organizations’s efficieny. The result shows that average Zakat Management Organization is already had the maximum efficiency rate on 2015-2018, and had various efficiency rate each year. The result of Partial Least Square Analysis shows that there are positive effect on the three ratio towards Zakat Management Organization’s efficiency.
Faktor yang Mempengaruhi Perilaku Pembelian Sayuran Organik Studi Kasus pada Konsumen Sayuran Organik di Jabodetabek Prasiyuda, Eka; Andriani, Meta
Jurnal Keuangan dan Perbankan Vol. 20 No. 2 (2024): Jurnal Keuangan Dan Perbankan, Volume 20 No. 2, Juni 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v20i2.571

Abstract

This study aims to examine the Factors Influencing Organic Vegetable Purchasing Behavior Case Study on Organic Vegetable Consumers in Greater Jakarta. The sample in this study consisted of 50 respondents. The analysis method used is Partial Least Square. The results of the analysis showed that price on attitude had a negative and insignificant influence on organic vegetable buying behavior. Subjective norms and attitudes on purchase intention have a positive and significant influence on organic vegetable purchasing behavior. Purchase Intention on purchasing behavior has a positive and significant influence on organic vegetable purchasing behavior. Environmental knowledge, environmental concerns, advertising, long-term orientation and price quality on attitudes have no influence on organic vegetable purchasing behavior.
Pengaruh Profitabilitas dan GCG terhadap Nilai Perusahaan Indeks LQ45 di BEI Tahun 2018-2022 Dara Aprilly, Rosa Virginia; Sadikin, Dikdik Saleh
Jurnal Keuangan dan Perbankan Vol. 21 No. 1 (2024): Jurnal Keuangan Dan Perbankan, Volume 21 No. 1, Desember 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v21i1.588

Abstract

This study aims to determine and analyze the influence of Profitability and Good Corporate Governance (GCG) on company value in LQ45 Index companies listed on the BEI for the period 2018 to 2022. The sample in this study used a purposive sampling method, with the number of samples in this study being namely 24 companies listed on the Indonesian Stock Exchange (BEI). The dependent variable used is Firm Value (PBV), then the independent variables are Profitability (ROA) and Good Corporate Governance (GCG) which is proxied by Managerial Ownership, Institutional Ownership and Independent Board of Commissioners. The research results show that Profitability (ROA) and Institutional Ownership have a significant positive effect, while Managerial Ownership and the Independent Board of Commissioners do not have a significant effect on Firm Value.
Pengaruh Environmental, Social, Governance (ESG) dan Financial Distress terhadap Firm Value Sektor Energi yang Terdaftar di BEI Tahun 2020-2024 Lediana Sufina; Pratiwi, Tariza Andini; Maharani, Sabiikha Putri; Putri, Amelia Reza
Jurnal Keuangan dan Perbankan Vol. 21 No. 1 (2024): Jurnal Keuangan Dan Perbankan, Volume 21 No. 1, Desember 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v21i1.589

Abstract

In the face of accelerating global warming, Indonesia’s mining industry continues to exploit natural resources on a large scale. While some companies have begun to adopt sustainability practices, many are still lagging behind. At the same time, several mining firms are experiencing declining financial conditions. This study examines whether ESG performance and financial distress influence firm value. Using a sample of mining companies listed on the Indonesia Stock Exchange from 2020 to 2024, firm value is measured using Tobin’s Q, ESG performance by ESG index scores based on Global Initiative Reporting (GRI), and financial distress by the Altman Z-Score. Panel data regression is employed to analyze relationships. The findings are expected to provide insights into whether sustainability efforts and financial health contribute to higher firm value, and to support stakeholders in promoting responsible and resilient growth in Indonesia’s mining sector. The results show that ESG performance has a positive but not significant effect on firm value, while financial distress has a positive and significant effect. These findings provide insights into whether sustainability efforts and financial health contribute to higher firm value, and support stakeholders in promoting responsible and resilient growth in Indonesia’s mining sector.
Pengaruh Financial Technology Peer to Peer Lending dan Uang Elektronik (E-Money) terhadap Pertumbuhan Ekonomi di Indonesia (Tahun 2021-2023) Septiani, Sista; Lalita, Salma Farah; Zahra, Dila Regita
Jurnal Keuangan dan Perbankan Vol. 21 No. 1 (2024): Jurnal Keuangan Dan Perbankan, Volume 21 No. 1, Desember 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v21i1.591

Abstract

Rapid technological developments in the last few decades have had a major impact on the financial services industry. On the other hand, technological developments have given rise to new innovations such as peer to peer lending and digital payments. These two types of fintech are currently popular financial services. The existence of these two types helps people in the Covid-19 conditions because relying on technology, all transaction activities can be carried out. This research aims to determine the influence of fintech peer to peer lending and digital electronic money payments simultaneously on economic growth in Indonesia and to determine the influence of fintech peer to peer lending and digital electronic money payments partially on economic growth in Indonesia. The data used in this research is secondary data for 2021-2023. The analysis used is multiple linear regression analysis. The analytical tool used to carry out the analysis is stata 17. The results of the research show that the fintech peer to peer lending variable has a positive and significant effect on Economic Growth in Indonesia, the electronic money (E-Money) variable has a positive and significant effect on Economic Growth in Indonesia, and Simultaneously, the variables of fintech peer to peer lending and digital electronic money payments influence economic growth in Indonesia.
Pengaruh Budget Participation, Asimetri Informasi Dan Budget Emphasis Terhadap Budget Slack Pada PT Wijaya Karya (Persero) Tbk Alifah, Andi Audy Noor; Sadikin, Dikdik Saleh; Budhijana, R. Bambang
Jurnal Keuangan dan Perbankan Vol. 21 No. 1 (2024): Jurnal Keuangan Dan Perbankan, Volume 21 No. 1, Desember 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v21i1.592

Abstract

This research aims to determine the influence of Budget Participation, Information Asymmetry and budget emphasis on budget slack at PT. Wijaya Karya (Persero) Tbk. The independent variables in this research are Budget Participation, Information Asymmetry and budget emphasis. Meanwhile, the dependent variable is budget slack. The analysis technique for this research uses the PLS or Partial Least Square SmartPLS 4 method. The data collection technique uses a Google Form questionnaire to collect the required information. The results of the number of respondents were 73 employees of PT. Wijaya Karya (Persero) Tbk. The results of the analysis show that Budget Participation has a positive effect on budget slack, information asymmetry has no effect on budget slack, Budget emphasis has no effect on budget slack..
A Independent Sample T Test Analysis: Case Study of Bank Mandiri with BNI 46 Sasono, Heri
Jurnal Keuangan dan Perbankan Vol. 21 No. 1 (2024): Jurnal Keuangan Dan Perbankan, Volume 21 No. 1, Desember 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v21i1.595

Abstract

Currently there are four government-owned banks, namely; Bank Mandiri, Bank Rakyat Indonesia (BRI), Bank Tabungan Negara (BTN) and Bank Nasional Indonesia (BNI) 46. Of these four banks it can be said to have quite good performancej, proven to have provided dividends to the State treasury over the last few years.This research wants to see the difference in the average performance of the two government-owned banks, namely between Bank Mandiri and Bank Negara Indonesia over the last 10 years from 2014 to 2023.Research analysis of normality test, homogeneity test and independent sample t test using SPSS software version 26, to analyze the variables ROA, NPL, LDR, BOPO, CAR, NIM and ROE. The research shows that only the financial ratios Return on Equity (ROE) and Loan Deposit Ratio (LDR) have significant differences, while the ratios of Return on Assets (ROA), Net Interest Margin (NIM), Operational Costs to Operating Income (BOPO) and Net Performing Loans (NPL) and Capital Aduqucy Ratio (CAR), did not have a significant difference between Bank Mandiri and Bank Nasional Indonesia (BNI) 46, for 10 years, starting from 2014 until 2014. 2023.
Pengaruh Modal Intelektual Terhadap Kinerja Perusahaan Pada Perusahaan Consumer Non-Cyclicals Yang Terdaftar Di Bursa Efek Indonesia Periode 2018 – 2022 Darniaty, Will Andilla; Aulia, Azkya Rifdah
Jurnal Keuangan dan Perbankan Vol. 21 No. 1 (2024): Jurnal Keuangan Dan Perbankan, Volume 21 No. 1, Desember 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v21i1.598

Abstract

This study aims to examine the influence of intellectual capital and each of its components on the performance of companies in the consumer non-cyclicals sector. Company performance is measured using ROA (Return on Assets), and intellectual capital is measured using VAIC (Value Added Intellectual Coefficient). The study uses company size (SIZE) and leverage (DER) as control variables. The population in this study consists of consumer non-cyclicals companies listed on the Indonesia Stock Exchange for the period 2018 – 2022. The sample selection in this study uses a purposive sampling technique with a total of 61 companies. This study employs a quantitative method, and the data used are annual reports accessed through the Indonesia Stock Exchange and the companies' websites. Data were processed using E-Views 12 with panel data analysis techniques. The results of the study show that intellectual capital (VAIC) has a positive effect on company performance, VACA has a positive effect on company performance, VAHU has a positive effect on company performance, STVA has a positive effect on company performance, SIZE has a positive effect on company performance, and leverage (DER) has a negative effect on company performance.
Penerapan Dukungan Teknologi Dalam Meningkatkan Loyalitas Nasabah Pada Banking Super-APP Platform Andriani, Meta; Ilaahi, Saskia; Rofianto, Whony; Wardani, Deni
Jurnal Keuangan dan Perbankan Vol. 21 No. 1 (2024): Jurnal Keuangan Dan Perbankan, Volume 21 No. 1, Desember 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v21i1.608

Abstract

Latar belakang penelitian ini didasari oleh pesatnya perkembangan teknologi informasi yang mempengaruhi sektor perbankan, khususnya dalam penggunaan aplikasi mobile banking. Aplikasi mobile banking Bank X menjadi salah satu yang paling diminati, dengan pertumbuhan jumlah pengguna dan transaksi yang signifikan. Namun, terdapat kesenjangan penelitian terkait faktor-faktor yang mempengaruhi loyalitas nasabah dalam menggunakan layanan ini. Tujuan penelitian ini adalah untuk menganalisis pengaruh faktor-faktor seperti usability, customer service, customer trust, customer satisfaction, perceived risk, dan relative advantages terhadap loyalitas nasabah pengguna aplikasi mobile banking. Penelitian ini menggunakan metode kuantitatif deskriptif dengan pendekatan survei. Data dikumpulkan melalui kuesioner yang disebarkan kepada 100 responden yang merupakan pengguna aplikasi mobile banking. Analisis data dilakukan dengan menggunakan teknik Structural Equation Modeling (SEM) melalui perangkat lunak SmartPLS 3. Hasil penelitian menunjukkan bahwa usability memiliki pengaruh positif signifikan terhadap customer trust, customer service, dan customer satisfaction. Selain itu, customer satisfaction dan customer trust juga terbukti mempengaruhi loyalitas nasabah secara signifikan. Sebaliknya, perceived risk tidak menunjukkan pengaruh signifikan terhadap loyalitas, sementara relative advantages berperan penting dalam meningkatkan loyalitas nasabah. Kesimpulannya, untuk meningkatkan loyalitas nasabah, Bank Mandiri perlu memperkuat faktor usability, customer service, dan kepercayaan nasabah terhadap aplikasi mobile banking.
Pengaruh Budaya Organisasi, Kepuasan Kerja, dan Komitmen Organisasi Terhadap Turnover Intentions (Studi Pada Karyawan Tetap Generasi Milenial di Jabodetabek) Swastiti, Pradinta Ignatia; Pracoyo, Antyo; Harun, Paulina; Wardani, Deni
Jurnal Keuangan dan Perbankan Vol. 21 No. 1 (2024): Jurnal Keuangan Dan Perbankan, Volume 21 No. 1, Desember 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v21i1.626

Abstract

Indonesia started to entering the era of a bonus demographic in 2012 and predicted its peak occurred in 2035. Demographic if a bonus is used by well, expected to bring change in the thing in Indonesia economy. And supporting role the biggest contributor to the move the bonus demographic is a generation Y or in this study called by generation millennial. But there is the phenomenon of generation millennial is that they will move the work in a short period. Therefore, the purpose of the research is analysing the influence of cultural organization, job satisfaction, and organization commitment to the turnover intentions with a study of permanent workers in greater Jakarta millennial generation. This study shares a questionnaire that is used as the primary data and uncultivated using analysis SEM Amos. Research shows that the directly cultural organizations have a positive influence significantly to job satisfaction, cultural organizations have a positive influence significantly to the organization commitment, cultural organization devoid turnover significantly affect the intentions, job satisfaction having negative influence significantly to turnover intentions, and commitment of the organization have negative influence significantly to turnover intentions. In addition, as for the result of research indirectly, that cultures the organization have significantly affect the turnover intentions through job satisfaction, and cultural organization devoid significantly affect the turnover intentions through the organization commitment.

Page 12 of 13 | Total Record : 126

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