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Contact Name
Aldo Robby Pradana
Contact Email
robbyaldo@gmail.com
Phone
+6289677232720
Journal Mail Official
investama@iaingawi.ac.id
Editorial Address
Jl. Ir. Soekarno No. 99 Ring Road Barat Ngawi - 63216
Location
Kab. ngawi,
Jawa timur
INDONESIA
Investama : Jurnal Ekonomi dan Bisnis
ISSN : 25493779     EISSN : 2722774X     DOI : https://doi.org/10.56997/investama
Investama : Jurnal Ekonomi dan Bisnis merupakan jurnal yang berisi tentang kajian Ekonomi, ekonomi islam, bisnis, asuransi, perbankan syariah, hukum ekonomi islam, manajemen, keuangan syariah dan muamalat. Juga memuat kajian tentang finance sosial islamic, seperti Wakaf, zakat, sedekah, dan lembaga Amil zakat.
Articles 94 Documents
ANALISIS ETIKA BISNIS ISLAM PADA USAHA TANI RUMPUT LAUT KECAMATAN ARUNGKEKE KABUPATEN JENEPONTO riska, riskayanti.m; Anwar, Nurfiah; Sofyan, Syathir
Investama : Jurnal Ekonomi dan Bisnis Vol 10 No 01 (2024): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v10i01.1348

Abstract

This research aims to determine Islamic business ethics regarding seaweed farming in Arungkeke District, Jeneponto Regency. This type of research uses a qualitative method with a descriptive approach, the data sources used are primary data and secondary data, then the data collection methods used are observation, interviews and documentation. The instruments used in this research are the presence of the researcher, interview questions, documentation, stationery, handphone (HP). The data validity test used is data reduction, presenting the data which then draws conclusions, testing the validity of the data by triangulating the data sources. The results of this research show that the seaweed farming business in Arungkeke sub-district, Jeneponto Regency starts from the seeding and harvesting processes in accordance with Islamic business ethics, but in the next process, namely the drying and sales process, there are some farmers who commit fraud/deviations so that this has affected prices. and has violated Islamic business ethics.
PENGARUH BIAYA TRANSPORTASI, INFLASI, PRODUK DOMESTIK REGIONAL BRUTO TERHADAP EKSPOR NON MIGAS INDONESIA TAHUN 2017-2022 Amifudin, Ahmad Taufik; Anggraini, Yulia
Investama : Jurnal Ekonomi dan Bisnis Vol 10 No 01 (2024): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v10i01.1353

Abstract

The role of export or foreign traade activities in economic development is quite prominent. Export activities can have a positive impact, one of which is expanding market share abrodd. Apart from that, it can establish relationships between countries to meed needs that cannot be produced themselves, and can also incresea the productivity of export activities which make a country produce goods to sell meet foreign needs,. This research found that transportation costs on exports when seen from t test which produced t-statistics 2.352645 > 1.69726 t-table and when seen from the probability value 0.0365 < 0.05. on the inflation variable it can be concluded that it has an insignificant influence on exports, if seen from the probability value it produces 0.1387 > 0.05. while the Gross Regional Domestic Product variables shows that it does not have a signficant influence on exports. When viewed from the t test value it produces a t-statistic of -1.389416 > 1.69726 t-table and when viewed from the probability value 0.1899 > 0.05. meanwhile, if we look simultaneously at transportation costs, the inflation rate, gross regional domestic product has a significant influence on export.
ISLAMIC ECONOMIC THOUGHT: A STUDY OF THE TAX SYSTEM AND FISCAL POLICY ACCORDING TO ABU UBAID Anisa, Lina Nur
Investama : Jurnal Ekonomi dan Bisnis Vol 10 No 2 (2024): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investama.v10i2.1607

Abstract

This article analyzes Abu Ubaid's views on the tax system and fiscal policy in Islamic economics, with a focus on their relevance and application in the modern economic context. Through his work Kitab al-Amwal, Abu Ubaid emphasizes the importance of justice and the state's responsibility in wealth management, including taxes such as zakat, kharaj, and jizyah. The purpose of this study is to explore how these principles can be adapted to contemporary fiscal policy. The method used is library research, in which relevant primary and secondary literature is collected and descriptively analyzed to gain a comprehensive understanding of Abu Ubaid's perspective. The findings of this study show that Abu Ubaid's principles of justice and wealth distribution remain relevant in addressing economic inequality in the modern era. The implication is that Islamic economic principles, as proposed by Abu Ubaid, can be integrated into modern tax systems, particularly in Muslim-majority countries, to create a more just and inclusive fiscal system. Thus, Abu Ubaid's views offer a valuable alternative perspective for improving taxation systems and reducing social inequality.
PENERAPAN SISTEM PEMBIAYAAN JAMINAN EMAS PADA BMT UGT NUSANTARA CAPEM BLEGA KABUPATEN BANGKALAN Kulsum, Ummi; Rohman, Saiful; Anifah, Siti
Investama : Jurnal Ekonomi dan Bisnis Vol 10 No 2 (2024): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investama.v10i2.1372

Abstract

This study aims to find out how the implementation of the gold guarantee financing system at BMT UGT Nusantara capem Blega, Bangkalan Regency. This research uses a qualitative type of research. Data sources in this study are primary and secondary data. The data collection techniques used are observation, interviews and documentation.The results of this study explain that the financing product of BMT UGT Nusantara that can be used as an alternative to meet the need for cash quickly and easily is Gold Guarantee Financing abbreviated as PJE. This product uses the contract Rahn Bil Ujrah. In this financing there are special requirements given to prospective customers. Among them, for goods / gold that want to be used as collateral as financing must be in the form of real gold, both old gold and young gold. The gold valuation stage of BMT UGT Nusantara capem Blega Adjust to market prices. Furthermore, in the repayment stage, customers can pay off their loans at any time without waiting for maturity. And lastly, in the auction stage. BMT UGT Nusantara Capem Blega does not arbitrarily auction collateral, but must fulfill several auction procedures set by BMT UGT Nusantara. Keywords: Financing, Gold Guarantee, B
ANALISIS SEGMENTING, TARGETING, POSITIONING PERUSAHAAN DAERAH PASAR SURYA UNTUK MENINGKATKAN EKSISTENSI PASAR TRADISIONAL SURABAYA Pramana, Bambang; Nabilah Aini, Saqofa
Investama : Jurnal Ekonomi dan Bisnis Vol 10 No 2 (2024): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investama.v10i2.1429

Abstract

This research aims to determine segmenting, targeting and positioning of PD Pasar Surya's efforts to maintain and increase the existence of traditional markets in Surabaya. The main focus in this research is how segmenting, targeting, and positioning are the efforts of the Surya Market Regional Company in mapping markets, market targets, and can create the minds of buyers and traders in managing traditional markets, with the hope of increasing the existence of traditional markets in the current era of modernization. This research uses a qualitative approach, by conducting interviews, observations, and documents supporting the literature on the development of Traditional Markets in Surabaya. The results of this research show that the Surya Market Regional Company has made efforts to manage traditional markets to increase market existence. Through segmenting, targeting, positioning analysis, it focuses on structuring, management, regulation and revitalization to be able to compete with the modern market. Geographic segmentation is carried out through strategic market placement tailored to the type of sales, demographics of all ages, while psychographics are adjusted to the needs of traders or buyers. Targeting is adjusted to the type of sales and market space placement. Positioning is based on price and quality, market visitors and competitors.
IMPLEMENTASI PEMBIAYAAN SERTIFIKASI GURU (SERGU) PADA PT.BPRS KABUPATEN NGAWI (PERSERODA) KANTOR KAS PARON Suprihatin, Sholikah; Linawati, Linawati
Investama : Jurnal Ekonomi dan Bisnis Vol 10 No 2 (2024): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investama.v10i2.1628

Abstract

Financing is the process of providing funds or capital given by one party to another party to support a planned investment. Teacher Certification Financing (SERGU) is a financial facility provided by financial institutions, such as BPRS (Sharia People's Credit Bank) to teachers who already have a teacher certificate. This study aims to analyze the mechanism of implementing teacher certification financing at BPRS Ngawi Regency using the murabahah contract, and its effect on teacher welfare. The type of research is qualitative or field research. Data collection methods through interviews and documentation. From the results of this study, it can be seen that the implementation of teacher certification financing (SERGU) at PT. BPRS Ngawi Regency (PERSERODA) Paron Cash Office has been running effectively, but there are still several obstacles that need to be overcome. Teacher Certification Financing (SERGU) has a positive impact on improving teacher welfare, especially in meeting financial needs such as consumption, investment, and education.
IMPLEMENTASI ISLAMIC SERVICE QUALITY DALAM MENINGKATKAN KEUNGGULAN KOMPETITIF: STUDI KASUS PELAKU USAHA BIRO PERJALANAN UMROH DI SURABAYA Rosmiati, Rosmiati; Hasan, Nurul Fatma
Investama : Jurnal Ekonomi dan Bisnis Vol 10 No 2 (2024): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investama.v10i2.1788

Abstract

This study aims to analyze how the implementation carried out by Umrah travel agency business actors in Surabaya in increasing competitive advantage through sharia-based service quality. Thus, it is hoped that this research can produce useful recommendations for improving service quality, especially in the context of service quality in accordance with sharia principles. The methodology used in this research uses qualitative methods with primary data sources obtained through observation and interviews. The object of this research is the business actors of the Umrah travel agency in Surabaya in implementing Islamic Service Quality. Respondents selected from each company are the Main Department of the company, as well as company management who are responsible as Operations and Marketing Managers, and Administrative CS staff, so that they are considered relevant to answer the objectives of this study, while secondary data is obtained from literature studies. The results of this study indicate that Islamic Service Quality in three Surabaya Umrah travel companies, each company has different advantages and approaches in applying Islamic service quality principles, which are divided into six main indicators, namely, Compliance, Assurance, Reliability, Tangible, Empathy, and Responsiveness.
PENERAPAN CHANGE, COMPETITOR, CUSTOMERS , COMPANY PADA PT WADJA INTI MULIA DITINJAU DARI PERESPEKTIF PEMASARAN SYARIAH Kusuma, Ahmad Arul Ade; Aini, Saqofa Nabilah
Investama : Jurnal Ekonomi dan Bisnis Vol 10 No 2 (2024): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investama.v10i2.1793

Abstract

This study aims to determine the 4-C Diamond strategy at PT Wadja Inti Mulia in terms of sharia marketing perspective. The main focus of this research is how the Change, Competitor, Customers, Company applied by PT Wadja Inti Mulia is inaccordance with the trading method of the Prophet Muhammad SAW (siddiq,amanah, fathanah, tabligh). The method used in this research is a qualitative approach, by conducting interviews and observations. To test the validity of the data, researchers used source triangulation techniques which will then be drawn conclusions. The results of this study indicate that the 4C-Diamond strategy implemented by PT Wadja Inti Mulia is appropriate in the perspective of Islamic economics, namely based on the way of trading the Prophet Muhammad SAW. Change and competitors, in accordance with the prophet's traits of siddiq andfathanah who implement marketing activities honestly and compete fairly and intelligently in decision making and conduct regular market research. Customer and company, in accordance with the nature of the prophet, namely amanah and tabligh, where the company is highly trusted by consumers and conveys productswell and clearly both within company management and to consumers.
ANALISIS PENGARUH IMPOR, JUMLAH UANG BEREDAR, SUKU BUNGA, HARGA KOMODITAS TERHADAP INFLASI DI INDONESIA TAHUN 2020-2023 Roviq, Ahmad; Ashari, Muhammad Zidanaim; Hanafi, Muhammad Roichan; Nugroho, Ali Dwi; Dimyati, Bintis Tianatud
Investama : Jurnal Ekonomi dan Bisnis Vol 11 No 01 (2025): Ivestama: Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investama.v11i01.1732

Abstract

Inflation is a condition in which there is a general and continuous increase in the price of goods and services in an economy, resulting in a decrease in people's purchasing power as measured using the Consumer Price Index (CPI) and the Producer Price Index (CPI), which reflect price changes in various sectors. In economic conditions, inflation can be influenced by several factors such as imports, money supply, interest rates, and commodity prices by obtaining reference data from official websites such as the Central Statistics Agency (BPS) which focuses on monthly data from 2020 to 2023. The author's research was carried out using secondary data with multiple linear regression analysis methods. Based on the results of the study, it is known that: (1) the results of statistical tests show that imports partially have a significant effect on the dependent variable of Inflation, this is because the increase in imports tends to reduce inflationary pressure, because imports help balance the domestic inventory of goods. (2) The results of the statistical test show that the money supply partially does not have a significant effect on the inflation variable, meaning that an increase or decrease in the amount of money in circulation in 2020 to 2023 does not necessarily cause inflation, so it can be concluded that there are factors that affect inflation more during that period, such as mobility restrictions due to the pandemic. (3) The results of the statistical test show that interest rates do not have a significant effect on inflation variables This occurs because in the 2020-2023 period, inflation is more influenced by external factors such as the global supply crisis, import inflation, and expansionary fiscal policy as a form of pandemic countermeasures. (4) The results of statistical tests show that the existence of commodity prices has no effect on inflation, meaning that when commodity prices increase, inflation tends to decrease with the possibility of the influence of insignificant commodity prices individually caused by other factors that are more dominant to affect inflation such as a decrease in aggregate demand.
THE ROLE OF SOLAR MARKET REGIONAL COMPANY SERVICES IN INCREASING THE INCOME OF NORTH KEPURAN MARKET TRADERS IN SURABAYA Pramana, Bambang; Pratikto, Iqbal Surya
Investama : Jurnal Ekonomi dan Bisnis Vol 11 No 01 (2025): Ivestama: Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investama.v11i01.1824

Abstract

This research aims to analyze the role of the Surya Market Regional Company's services in increasing traders' income at Keputran Utara Market, Surabaya. The research focus includes implementing programs to increase traders' income through cleanliness, facilities, and market facilities and infrastructure. Factors such as capital, working hours, length of business, and number of traders were also taken into consideration in this research. The obstacles found included managing cleanliness, order and market infrastructure, which had an impact on the comfort of traders and visitors. This research uses a qualitative approach with interview methods, observation and document analysis related to the development of traditional markets in Surabaya. The research results show that although services such as security, parking facilities, prayer rooms and toilets are available, the Surya Market Regional Company has not been fully successful in managing the market to increase traders' income. These findings have implications for the management of traditional markets so they can compete with modern markets.

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