cover
Contact Name
Widhi Ariyo Bimo
Contact Email
moneter@uika-bogor.ac.id
Phone
+6288212632557
Journal Mail Official
moneter@uika-bogor.ac.id
Editorial Address
Jl. K.H. Sholeh Iskandar km 2 Bogor 16162 Jawa Barat, Indonesia Telp/Fax: 0251-8335335
Location
Kota bogor,
Jawa barat
INDONESIA
Moneter : Jurnal Keuangan dan Perbankan
ISSN : 23022213     EISSN : 26155141     DOI : 10.32832/moneter
Core Subject : Economy, Science,
Moneter: Jurnal Keuangan dan Perbankan mempunyai fokus dalam kajian keuangan dan perbankan , dengan scope sebagai berikut: Dasar-dasar keuangan dan perbankan syariah dan konvensional Bisnis Teknologi Informasi
Articles 13 Documents
Search results for , issue "Vol. 12 No. 1 (2024): APRIL" : 13 Documents clear
Does Money Supply and Oil Price Drive Inflation in ASEAN Ulfah, Nadia; Subardin, Muhammad; Igamo, Alghifari Mahdi; Gustriani, Gustriani
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.283

Abstract

Developing countries in Southeast Asia are countries that have economic problems such as inflation. This study aims to examine the effect of the money supply, exchange rates, and oil prices on inflation in ASEAN countries. Using panel data, this study consists of six countries in ASEAN namely Indonesia, Malaysia, Philippines, Singapore, Thailand, and Vietnam during the period 2001-2020. The analysis using Random Effect Model method shows that the money supply and world oil prices have a positive and significant effect on inflation in the six ASEAN countries. Meanwhile, the exchange rate variable has a positive but not significant effect on inflation in the six ASEAN countries. The central bank should control and reduce the growth rate of the money supply and the government should implement steps to reduce dependence on oil so as to help reduce the impact of rising oil prices on inflation.
Optimizing Digital Marketing Efforts Through Neuromarketing: Systematic Review Kemora, Haura; Pasaribu, Popy; Marlina, Asti; Himawan, Erry Nugroho
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.474

Abstract

Neuromarketing, as a neuroscientific approach to understanding human behavior and decision-making in marketing, holds significant promise for optimizing digital marketing strategies. This systematic review addresses the gap in research regarding the impact of neuromarketing on digital platforms like social media, websites, and e-commerce. By synthesizing existing literature, the review aims to bridge consumer behavior analysis with neuromarketing applications in digital marketing. Key themes identified include a deeper understanding of consumer behavior, improved targeting and personalization, optimized user experience (UX), enhanced ad effectiveness, and data-driven decision-making. These themes highlight the practical benefits of integrating neuromarketing insights into digital marketing strategies, allowing businesses to connect with their target audience more effectively. Compared to traditional methodologies, neuromarketing techniques offer a more accurate understanding of consumer responses and preferences, facilitated by advanced neuroscience tools like EEG, fMRI, eye tracking, and facial coding. Leveraging these tools enables marketers to align digital efforts with consumer preferences, leading to a more efficient and cost-effective marketing approach.
The Effect of Company Size, Company Age and Profitability on Earnings Management Ni Made, Sri Ayuni; Novita Sari, Ni Luh Seni; Novi Budiasni, Ni Wayan
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.498

Abstract

To find out the effect of company size, company age and profitability on earnings management is the target through this research at PT Edie Arta Motor Indonesia Branch Bungkulan. By using anuaall reports for fifth years consisting of 2018 to 2022. The analysis technique tested through several analyses, namely multiple linear regression, classical assumptions and hypotheses, model feasibility test.The results showed that company size had a negative and significant effect on earnings management at PT Edie Arta Motor Indonesia Branch Bungkulan, the size of a company can greatly influence the occurrence of earnings management practices, which can be seen from the overall assets owned by the company, it is very possible for earnings management practices to occur in the company. There is a positive effect of company age on earnings management PT Edie Arta Motor Indonesia Branch Bungkulan with the age owned by a company in running its business as seen from how much income or income the company earns every day, with this the company will be able to continue to grow along with the addition of assets or facilities (equipment) owned by the company. Profitability have a negative impact or influence on its profit management PT Edie Arta Motor Indonesia Branch Bungkulan with the profitability of the company being able to help the company continue to grow every month, the profitability of the company really helps company owners in knowing how far their company can compete with others.
Clever Tax Planning & Performance: Insight From Construction Companies Subject Final Income Tax Suharyono, Suharyono
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.547

Abstract

This study aims to analyze and evaluate the benefits of tax planning in a construction company, where income tax is subject to Final Income Tax (the size of costs does not affect taxation). This study employs a qualitative method with an ethnomethodology and case study approach, and data collection is conducted through observation and in-depth interviews. Observation activities are carried out in the Accounting department (responsible for tax audits and document inspections), the Finance department (responsible for VAT and Income Tax articles 4, 23, 22), HRD (responsible for Income Tax 21, non-monetary benefits, and vehicles), and the Internal Audit department (responsible for samples projects). The results of this study indicate that tax avoidance can enhance company performance, whether through motivated human resources due to the company bearing the income tax burden or increased profits due to efficiency and effectiveness. Through the findings of this study, the authors hope that tax avoidance can be executed efficiently and integrated as much as possible into the company's current processes, making it easy, and cost-effective to implement.
Asset Management Moderates Liquidity Against Non-Performing Loans Wulandari, Ika; Sri Utami, Endang
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.567

Abstract

This study was conducted with the aim of knowing the influence of liquidity proxied with Loan to Deposit Ratio (LDR) on Non-Performing Loans proxied with Non Performing Loans (NPL). In addition, research was also conducted to determine the ability of asset management to moderate liquidity against problem loans. This type of research is quantitative research using secondary data. The study was conducted on Rural Banks in Indonesia. Samples were taken by purposive sampling method and obtained from 38 banks. By taking the research period for 2 years, namely in 2020 and 2021, 76 research data were obtained. Research data is obtained from the Otoritas Jasa Keuangan web and bank financial statements. Data analysis was performed using MRA using the SPSS Test tool Ver. 23. The results of the study showed that LDR had a negative effect on NPL. Asset Management can moderate that is, strengthen the relationship between LDR and NPL. The implications of the results of this study can be used by Rural Banks in taking policies related to the distribution of credit. Rural Banks remains cautious in determining the eligibility of prospective debtors to reduce NPL by applying the principles of creditworthiness.
Financial Performance Analysis Ariyo Bimo, Widhi; Nugraha; Sudrajat, Ajat; Hermawan, Harry
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.613

Abstract

This study aims to determine the financial performance of the UIKA Bogor Employee Cooperative, using a comparative qualitative research method to describe and compare as it is based on the results of the analysis of the financial statements of the UIKA Employee Cooperative, namely the balance sheet and income statement obtained from the period 2021 to the period 2022. Using indicators of liquidity ratios, solvency ratios, profitability ratios and activity ratios, direct observation, interviews, documentation, and library research are carried out. The Liquidity Ratio shows that the performance of the UIKA Employee Cooperative has the ability to pay off its debts that are due immediately, and has the ability to pay off its debts with the most current assets, the solvency ratio has a low risk, which means that the level of security of its funds is high, it has the ability to pay its long-term obligations well, it can be said to have a safe capital structure, the profitability ratio has an increase in profit from the previous year based on all activities carried out, there is an increase in profit based on own capital owned, and the activity ratio has an increase in accounts receivable turnover from the previous year, effective in managing its receivables, and effectively using its fixed assets in earning income
Impact of Service Quality and Price on Consumer Satisfaction at Indomaret. Ningsih Wati Simanullang; Lasman Eddy Bachtiar; Melva Sitanggang
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.631

Abstract

This research was carried out to find out the impact of quality of service and price on consumer satisfaction in Indomaret Jl. Mandala By Pass No. 170. This research uses quantitative and qualitative methods with causal associative method. In this study who became the population is the community in which once bought in Indomaret Jl. Mandala. The sampling technique is incidental because this technique is based on randomness, anyone who has a particular randomness with the researcher can be used as a sample, when viewed by the person who has been randomly found suitable for as a data source, where there are 50 samples. Data analysis techniques using validity test, reliability test, classical assumption test, double linear analysis test, t test, F test, and determination coefficient test (R2) using SPSS version 16 application. From the results of the research showed that the result of the test of the variable quality of service thitung 3,098 > tables of 1,678 then the quality of the service is influential and significant to consumer satisfaction in Indomaret Jl. Mandala By Pass No. 170 and the result from the price variable table of the price thitung 6,125 > 1,678 so the price has an influence and a significant effect on the satisfaction of the consumer in Indomaret
Implementation of PSAK 107 and the Effect of Ijarah Financing on the Profitability of BPRS Amanah Ummah Leuwiliang Before and After the Covid-19 Pandemic Period Hurriyaturrohman, Hurriyaturrohman; Indupurnahayu, Indupurnahayu; Wijayanti, Putriana; Sundarta, M.Imam
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.639

Abstract

There are several Islamic private banks that have experienced setbacks in generating profits so that the assets and capital generated are not so good due to covid-19. Bank Amanah Ummah is experiencing declining profitability. The purpose of this study was to determine the effect of ijarah financing on the profitability before the covid-19 pandemic and afterwards of BPRS Amanah Ummah Leuwiliang. The data used are financial statements and interview results regarding the application of PSAK 107 for the 2017-2020 period. The data analysis method is simple linear regression using Microsoft excel 2010. Profitability is calculated by ROE net income divided by total equity. The results of this study indicate that ijarah financing has an effect on profitability before and after the pandemic, the ijarah financing scheme is sufficient to help the community, and the application of PSAK 107 regarding ijarah accounting is in accordance with the provisions.
The Role of Innovation in Mediating Organizational Learning and Personality towards Work Engagement In Indonesian SME’s Winadi Prasetyoning Tyas, Ari Anggarani; Wahyuningsih, Dwi; Ummanah, Ummanah
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.662

Abstract

The research aims to analyze organizational learning, personality through innovation on work engagement in small and medium enterprises in small industrial wholesalers in East Jakarta. The quantitative approach is used for employees of small and medium enterprises, small industrial wholesalers in East Jakarta Sample size using hair, rounding 200 respondent. Furthermore, the data were analyzed using the LISREL structural equation model. The results show that organizational learning does not have a direct effect on work engagement, but has an indirect effect on work engagement through innovation. Personality has a direct effect on Work Engagement but does not have an indirect effect through Innovation. The influence of personality on employee involvement to gain good awareness and responsibility. Furthermore, testing innovation as a mediator of the relationship between organizational learning and personality generates a new theory understand. The novelty in this study found that innovation greatly influences employee engagement because with a strong spirit has been formed as a result in shaping organizational learning and employee personality
Macroeconomic Analysis Of Trade Balance In 2013 – 2022 Kusumah, Anuraga; Suharti, Titing; Prasetia, Angga; Yudhawati, Diah; Widiya, Dede
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.700

Abstract

This rapid economic change causes the currency exchange rate to fall and the price of basic necessities to increase. The Ordinary Least Square (OLS) method is used to assess the trade balance due to the economic crisis, and the export growth of Indonesia's export destination countries will weaken as a result of the crisis. The domestic purchasing power of Indonesia's export destination countries has also declined as a result of the crisis. Secondary data published by BPS for the period 2013–2022 were used in this study. The data was processed using the SPSS V.27 program, which shows that Indonesia's trade balance cannot be separated from exchange rates, inflation, and interest rates, so that all three variables have an impact on the trade balance simultaneously. The estimation of the trade balance model in Indonesia shows that each independent variable—exchange rate, inflation, and interest rate—has a partial effect on the country's trade balance. The greatest influence of this variable was 57.22% on the country's trade balance, and other variables that were not discussed in the study.

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