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THE MACRO-PRUDENTIAL POLICY AND BANK NON-PERFORMING ASSETS IN INDONESIA Gustriani, Gustriani; Suhel, Suhel; Melliny, Vinny Dwi; Pertiwi, Rasyida; Nida, Rahma
KEUNIS Vol 11, No 1 (2023): JANUARY 2023
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v11i1.3655

Abstract

This study examines the effect of the Macro-prudential Intermediation Ratio (MIR) as an instrument of Bank Indonesia's macro-prudential regulation on Non-Performing Assets (NPA) as one of the banking industry performance indicators in Indonesia. In addition, this study also examines several other independent variables such as bank assets as an indicator of bank size, Bank Indonesia interest rates (BI rate), and inflation as macroeconomic indicators and their effect on NPA. The NPA, MIR, and bank asset data used in this study consist of 109 commercial banks operating in Indonesia during the period from January 2015 to December 2020. This study uses an Ordinary Least Square (OLS) analysis approach by undertaking classical assumption tests and statistical tests. The results show that (1) MIR, bank assets, BI rate, and inflation simultaneously have a significant effect on NPA (2) Partially, bank assets have a negative and significant effect on NPA while other variables including macro-prudential policy have no significant effect on NPA (3) Variable MIR, bank assets, BI rate, and inflation can explain variations of NPA variable by 34% (4) Larger bank size encourages prudent financing and reduces NPA.
Modal Sosial Keagamaan dan Partisipasi Perempuan Muslim Indonesia dalam Perburuhan Nida, Rahma; Yunisvita, Yunisvita; Gustriani, Gustriani
Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : UI Scholars Hub

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Abstract

In recent years, the muslim majority countries’ focus on women’s labor force participation has grown, particularly Indonesia which stands out with its high female labor force participation rate. We aim to shed light on the relationship between religion and work decisions in Indonesia, employing data from the World Value Survey and utilizing logistic regression analysis. Our findings reveal that active participation in religious activities positively affects muslim women’s likelihood of working part-time and in the agricultural sector. Through the results, policymakers and relevant stakeholders can consider leveraging religious organizations as potential channels for promoting women’s labor force participation.
Does Money Supply and Oil Price Drive Inflation in ASEAN Ulfah, Nadia; Subardin, Muhammad; Igamo, Alghifari Mahdi; Gustriani, Gustriani
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.283

Abstract

Developing countries in Southeast Asia are countries that have economic problems such as inflation. This study aims to examine the effect of the money supply, exchange rates, and oil prices on inflation in ASEAN countries. Using panel data, this study consists of six countries in ASEAN namely Indonesia, Malaysia, Philippines, Singapore, Thailand, and Vietnam during the period 2001-2020. The analysis using Random Effect Model method shows that the money supply and world oil prices have a positive and significant effect on inflation in the six ASEAN countries. Meanwhile, the exchange rate variable has a positive but not significant effect on inflation in the six ASEAN countries. The central bank should control and reduce the growth rate of the money supply and the government should implement steps to reduce dependence on oil so as to help reduce the impact of rising oil prices on inflation.
Edukasi Praktis Pembayaran Pajak Dan Bea Balik Nama Kendaraan Bermotor Bagi Gen Millennial Di Kota Palembang Azwardi, Azwardi; Adnan, Nazeli; Gustriani, Gustriani; Igamo, Alghifari Mahdi; Marissa, Feny
Sricommerce: Journal of Sriwijaya Community Services Vol. 3 No. 2 (2022): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v3i2.101

Abstract

Pajak merupakan salah satu sektor penyumbang penerimaan suatu negara guna pembiayaan pembangunan negara tersebut. Namun, kondisi penerimaan pajak Indonesia masih rendah di Asia Tenggara dan dunia. Rendahnya penerimaan di sektor pajak disebabkan oleh rendahnya kepatuhan wajib pajak dalam melaksanakan kewajiban perpajakannya. Sistem perpajakan yang diterapkan  di Indonesia adalah self assessment sehingga kepatuhan wajib pajak merupakan kunci penting untuk mendorong peningkatan penerimaan negara dari sektor pajak. Salah satu hal yang dapat dilakukan untuk mengatasi permasalahan ketidakpatuhan wajib pajak adalah menumbuhkan kesadaran pajak dalam diri masyarakat sejak dini. Memberikan edukasi mengenai pajak terhadap gen millenial diharapkan dapat menumbuhkan kesadaran mengenai pentingnya membayar pajak untuk kepentingan bangsa. Pengabdian ini dilakukan dengan memberikan penyuluhan mengenai cara pembayaran pajak dan bea balik nama kendaraan bermotor dengan target sasaran gen millenial dengan tujuan meningkatkan pengetahuan terkait kesadaran membayar pajak.
Pemberdayaan Perempuan Desa Ulak Kembahang II Untuk Meningkatkan Pendapatan Keluarga Melalui Pelatihan Pembuatan Batik Jumputan Palembang Suhel, Suhel; Melliny, Vinny Dwi; Nailis, Welly; Darmawahyuni, Annisa; Yuniarti, Emylia; Gustriani, Gustriani
Sricommerce: Journal of Sriwijaya Community Services Vol. 4 No. 1 (2023): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v4i1.126

Abstract

Kegiatan pengabdian masyarakat yang dilakukan di Desa Ulak Kembahang II pada tanggal 20-22 Juli 2022 bertujuan untuk pemberdayaan manusia, potensi bisnis dan pelestarian budaya melalui pelatihan pembuatan batik Jumputan Palembang. Tujuan jangka panjang dari kegiatan pelatihan ini adalah pemberdayaan secara  ber kelanjutan sehingga peserta memiliki keahlian yang nantinya dapat menjadi sumber pendapatan tambahan dan dapat juga alokasi waktu akan lebih produktif. Kegiatan ini diharapkan menjadi penggagas kegiatan pemberdayaan penderita Desa Ulak Kembahang II, serta pelestarian budaya melalui kain batik Jumputan. Hasil yang diperoleh dari pelatihan pengabdian tersebut yaitu adanya pemahaman yang baik dalam pelatihan kewirausahan sebesar 92.12%. Pelatihan kewirausahaan dibagi menjadi empat sub tema yaitu konsep kewirausahaan, Business Plan, Aspek pemasaran dan analisis lingkungan usaha dan peluang usaha. Peserta pelatihan teknis pembuatan kain jumputan adalah ibu-ibu pengurus PKK, karang taruna dan perwakilan pengrajin songket.
Regional Specialization and Labor Productivity of Food Industry in South Sumatra Melliny, Vinny Dwi; Gustriani, Gustriani; Zainal, Imelda; Pertiwi, Rasyida
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 12 No. 1 (2022)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v12i1.5754

Abstract

  SMEs became the leading sector contribute to Gross Domestic Product (GDP) in Indonesia. The role of SMEs not only can give positive impact encourage potential development sectors. This paper is to investigate the relationship between the characteristics of regional specialization and labor productivity of small enterprises in the Food industry using the regency or city level data of South Sumatra from 2008-2018. The study used secondary data from the Department of Trade and Industry of South Sumatra for 17 regencies/cities in South Sumatra. Our study proceeds in two steps. First, we used Location Quotient (LQ) to identify the regional specialization. Second, we measured the impact of regional specialization on labor productivity including other regional variables; investment, a total of enterprises, size of employment, Gross Domestic Product Regional (GRDP), and Gross Enrolment Rate based on the panel data of regencies or cities. In the first step, we found that eight regencies specialized in the Food industry. Those typically concentrated near of big city where few enterprises dominate. Next, the LQ, investment, average size of employment, GRDP, and a total of enterprises have a significant effect on labor productivity while the education variable does not influence regional economic growth.  According to this result, it should be cautioned that agglomeration may cause undesirable competition for raw materials leading to a detrimental result. This strongly suggests that to fully achieve labor productivity in South Sumatra, there is a need for the implementation of appropriate policy measure to overcome this issue.  
SOLUSI KREATIF DALAM PENGELOLAAN SAMPAH PLASTIK DI DESA SUNGSANG IV KABUPATEN BANYUASIN Novi Yarsah, Waldi; Teguh, Muhammad; Butra Aini, Halia; Gustriani, Gustriani; Putra, Rian
JUAN: Jurnal Pengabdian Nusantara Vol. 2 No. 2 (2025): April 2025
Publisher : CV Sentra Nusa Connection

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63545/juan.v2.i2.121

Abstract

Permasalahan lingkungan menjadi isu global dengan menumpuknya limbah masyarakat sebagai penyebab kerusakan lingkungan. Setiap hari, manusia menghasilkan limbah baik berbentuk padat, cair, maupun gas. Limbah organik mampu terurai tanpa campur tangan manusia, tetapi limbah anorganik seperti sampah plastik sulit terurai. Kegiatan pengabdian ini bertujuan untuk mengatasi masalah sampah, terutama pada sampah anorganik di lingkungan Desa Sungsang IV sehingga dapat membantu mengurangi tumpukan sampah. Kegiatan ini berbentuk pelatihan dengan 25 orang perwakilan perempuan dari Desa Sungsang IV. Hasil dari kegiatan ini memberikan dampak positif dalam meningkatkan kesadaran masyarakat terhadap pentingnya pengelolaan sampah plastik secara bijak. Melalui edukasi dan pelatihan pembuatan ecobrick, masyarakat tidak hanya memahami dampak buruk sampah plastik bagi lingkungan, tetapi juga termotivasi untuk mengambil langkah konkret dalam mengurangi limbah plastik. Pelatihan pemanfaatan sampah plastik menjadi produk ecobrick yang ramah lingkungan dengan menggunakan sampah yang dihasilkan sehari-hari agar dapat bernilai ekonomis.