Article Per Year (5 Year)
p-Index From 2020 - 2025
1.686
P-Index
This Author published in this journals
All Journal KEUNIS Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat Sricommerce: Journal of Sriwijaya Community Services Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Moneter : Jurnal Keuangan dan Perbankan Jurnal Ekonomi dan Pembangunan Indonesia JUAN: Jurnal Pengabdian Nusantara Optimum: Jurnal Ekonomi dan Pembangunan
Gustriani, Gustriani
Unknown Affiliation
Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

Published : 9 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 9 Documents
Search

 1 
THE MACRO-PRUDENTIAL POLICY AND BANK NON-PERFORMING ASSETS IN INDONESIA Gustriani, Gustriani; Suhel, Suhel; Melliny, Vinny Dwi; Pertiwi, Rasyida; Nida, Rahma
KEUNIS Vol. 11 No. 1 (2023): JANUARY 2023
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v11i1.3655

Abstract

This study examines the effect of the Macro-prudential Intermediation Ratio (MIR) as an instrument of Bank Indonesia's macro-prudential regulation on Non-Performing Assets (NPA) as one of the banking industry performance indicators in Indonesia. In addition, this study also examines several other independent variables such as bank assets as an indicator of bank size, Bank Indonesia interest rates (BI rate), and inflation as macroeconomic indicators and their effect on NPA. The NPA, MIR, and bank asset data used in this study consist of 109 commercial banks operating in Indonesia during the period from January 2015 to December 2020. This study uses an Ordinary Least Square (OLS) analysis approach by undertaking classical assumption tests and statistical tests. The results show that (1) MIR, bank assets, BI rate, and inflation simultaneously have a significant effect on NPA (2) Partially, bank assets have a negative and significant effect on NPA while other variables including macro-prudential policy have no significant effect on NPA (3) Variable MIR, bank assets, BI rate, and inflation can explain variations of NPA variable by 34% (4) Larger bank size encourages prudent financing and reduces NPA.
Modal Sosial Keagamaan dan Partisipasi Perempuan Muslim Indonesia dalam Perburuhan Nida, Rahma; Yunisvita, Yunisvita; Gustriani, Gustriani
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 24, No. 2
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In recent years, the muslim majority countries’ focus on women’s labor force participation has grown, particularly Indonesia which stands out with its high female labor force participation rate. We aim to shed light on the relationship between religion and work decisions in Indonesia, employing data from the World Value Survey and utilizing logistic regression analysis. Our findings reveal that active participation in religious activities positively affects muslim women’s likelihood of working part-time and in the agricultural sector. Through the results, policymakers and relevant stakeholders can consider leveraging religious organizations as potential channels for promoting women’s labor force participation.
Does Money Supply and Oil Price Drive Inflation in ASEAN Ulfah, Nadia; Subardin, Muhammad; Igamo, Alghifari Mahdi; Gustriani, Gustriani
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.283

Abstract

Developing countries in Southeast Asia are countries that have economic problems such as inflation. This study aims to examine the effect of the money supply, exchange rates, and oil prices on inflation in ASEAN countries. Using panel data, this study consists of six countries in ASEAN namely Indonesia, Malaysia, Philippines, Singapore, Thailand, and Vietnam during the period 2001-2020. The analysis using Random Effect Model method shows that the money supply and world oil prices have a positive and significant effect on inflation in the six ASEAN countries. Meanwhile, the exchange rate variable has a positive but not significant effect on inflation in the six ASEAN countries. The central bank should control and reduce the growth rate of the money supply and the government should implement steps to reduce dependence on oil so as to help reduce the impact of rising oil prices on inflation.
Edukasi Praktis Pembayaran Pajak Dan Bea Balik Nama Kendaraan Bermotor Bagi Gen Millennial Di Kota Palembang Azwardi, Azwardi; Adnan, Nazeli; Gustriani, Gustriani; Igamo, Alghifari Mahdi; Marissa, Feny
Sricommerce: Journal of Sriwijaya Community Services Vol. 3 No. 2 (2022): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v3i2.101

Abstract

Pajak merupakan salah satu sektor penyumbang penerimaan suatu negara guna pembiayaan pembangunan negara tersebut. Namun, kondisi penerimaan pajak Indonesia masih rendah di Asia Tenggara dan dunia. Rendahnya penerimaan di sektor pajak disebabkan oleh rendahnya kepatuhan wajib pajak dalam melaksanakan kewajiban perpajakannya. Sistem perpajakan yang diterapkan  di Indonesia adalah self assessment sehingga kepatuhan wajib pajak merupakan kunci penting untuk mendorong peningkatan penerimaan negara dari sektor pajak. Salah satu hal yang dapat dilakukan untuk mengatasi permasalahan ketidakpatuhan wajib pajak adalah menumbuhkan kesadaran pajak dalam diri masyarakat sejak dini. Memberikan edukasi mengenai pajak terhadap gen millenial diharapkan dapat menumbuhkan kesadaran mengenai pentingnya membayar pajak untuk kepentingan bangsa. Pengabdian ini dilakukan dengan memberikan penyuluhan mengenai cara pembayaran pajak dan bea balik nama kendaraan bermotor dengan target sasaran gen millenial dengan tujuan meningkatkan pengetahuan terkait kesadaran membayar pajak.
Pemberdayaan Perempuan Desa Ulak Kembahang II Untuk Meningkatkan Pendapatan Keluarga Melalui Pelatihan Pembuatan Batik Jumputan Palembang Suhel, Suhel; Melliny, Vinny Dwi; Nailis, Welly; Darmawahyuni, Annisa; Yuniarti, Emylia; Gustriani, Gustriani
Sricommerce: Journal of Sriwijaya Community Services Vol. 4 No. 1 (2023): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v4i1.126

Abstract

Kegiatan pengabdian masyarakat yang dilakukan di Desa Ulak Kembahang II pada tanggal 20-22 Juli 2022 bertujuan untuk pemberdayaan manusia, potensi bisnis dan pelestarian budaya melalui pelatihan pembuatan batik Jumputan Palembang. Tujuan jangka panjang dari kegiatan pelatihan ini adalah pemberdayaan secara  ber kelanjutan sehingga peserta memiliki keahlian yang nantinya dapat menjadi sumber pendapatan tambahan dan dapat juga alokasi waktu akan lebih produktif. Kegiatan ini diharapkan menjadi penggagas kegiatan pemberdayaan penderita Desa Ulak Kembahang II, serta pelestarian budaya melalui kain batik Jumputan. Hasil yang diperoleh dari pelatihan pengabdian tersebut yaitu adanya pemahaman yang baik dalam pelatihan kewirausahan sebesar 92.12%. Pelatihan kewirausahaan dibagi menjadi empat sub tema yaitu konsep kewirausahaan, Business Plan, Aspek pemasaran dan analisis lingkungan usaha dan peluang usaha. Peserta pelatihan teknis pembuatan kain jumputan adalah ibu-ibu pengurus PKK, karang taruna dan perwakilan pengrajin songket.
Regional Specialization and Labor Productivity of Food Industry in South Sumatra Melliny, Vinny Dwi; Gustriani, Gustriani; Zainal, Imelda; Pertiwi, Rasyida
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 12 No. 1 (2022)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v12i1.5754

Abstract

  SMEs became the leading sector contribute to Gross Domestic Product (GDP) in Indonesia. The role of SMEs not only can give positive impact encourage potential development sectors. This paper is to investigate the relationship between the characteristics of regional specialization and labor productivity of small enterprises in the Food industry using the regency or city level data of South Sumatra from 2008-2018. The study used secondary data from the Department of Trade and Industry of South Sumatra for 17 regencies/cities in South Sumatra. Our study proceeds in two steps. First, we used Location Quotient (LQ) to identify the regional specialization. Second, we measured the impact of regional specialization on labor productivity including other regional variables; investment, a total of enterprises, size of employment, Gross Domestic Product Regional (GRDP), and Gross Enrolment Rate based on the panel data of regencies or cities. In the first step, we found that eight regencies specialized in the Food industry. Those typically concentrated near of big city where few enterprises dominate. Next, the LQ, investment, average size of employment, GRDP, and a total of enterprises have a significant effect on labor productivity while the education variable does not influence regional economic growth.  According to this result, it should be cautioned that agglomeration may cause undesirable competition for raw materials leading to a detrimental result. This strongly suggests that to fully achieve labor productivity in South Sumatra, there is a need for the implementation of appropriate policy measure to overcome this issue.  
SOLUSI KREATIF DALAM PENGELOLAAN SAMPAH PLASTIK DI DESA SUNGSANG IV KABUPATEN BANYUASIN Yarsah, Waldi Novi; Teguh, Muhammad; Aini, Halia Butra; Gustriani, Gustriani; Putra, Rian
JUAN: Jurnal Pengabdian Nusantara Vol. 2 No. 2 (2025): April 2025
Publisher : CV Sentra Nusa Connection

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63545/juan.v2.i2.121

Abstract

Permasalahan lingkungan menjadi isu global dengan menumpuknya limbah masyarakat sebagai penyebab kerusakan lingkungan. Setiap hari, manusia menghasilkan limbah baik berbentuk padat, cair, maupun gas. Limbah organik mampu terurai tanpa campur tangan manusia, tetapi limbah anorganik seperti sampah plastik sulit terurai. Kegiatan pengabdian ini bertujuan untuk mengatasi masalah sampah, terutama pada sampah anorganik di lingkungan Desa Sungsang IV sehingga dapat membantu mengurangi tumpukan sampah. Kegiatan ini berbentuk pelatihan dengan 25 orang perwakilan perempuan dari Desa Sungsang IV. Hasil dari kegiatan ini memberikan dampak positif dalam meningkatkan kesadaran masyarakat terhadap pentingnya pengelolaan sampah plastik secara bijak. Melalui edukasi dan pelatihan pembuatan ecobrick, masyarakat tidak hanya memahami dampak buruk sampah plastik bagi lingkungan, tetapi juga termotivasi untuk mengambil langkah konkret dalam mengurangi limbah plastik. Pelatihan pemanfaatan sampah plastik menjadi produk ecobrick yang ramah lingkungan dengan menggunakan sampah yang dihasilkan sehari-hari agar dapat bernilai ekonomis. 
Increasing capital market literacy for MSMEs in business development in Palembang City Hidayat, Ariodillah; Liliana, Liliana; Andaiyani, Sri; Gustriani, Gustriani; Shodrokova, Xenaneira
Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat Vol. 9 No. 1 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jpm.v9i1.9832

Abstract

This community service activity aims to improve financial literacy and increase capital market understanding in 33 Micro, Small and Medium Enterprises (MSMEs) in Ilir Barat II Palembang City. The initiative, which was carried out in collaboration with the local government and the Faculty of Economics, Sriwijaya University, focused on providing literacy and training in financial markets. The goal is to equip MSME entrepreneurs with important skills for business development. The initiative addresses challenges such as limited financial knowledge and reliance on bank loans. Utilizing a collaborative approach, the program includes lectures, discussions, and evaluations. The results showed a positive response from participants, with increased awareness and interest in participating in the capital market. The significance of the location as a Palembang Songket Handicraft center and liaison shows the relevance of the program. The success of this initiative has positive implications for MSMEs, encourages a better understanding of capital markets, and fosters potential participation in the Initial Public Offering (IPO) process. Overall, community service programs contribute to improving economic literacy and opening opportunities for MSMEs to find alternative sources of funding for business development.
The impact of digital transformation on financial inclusion: Evidence from MSMEs in Indonesia Harunurrasyid, Harunurrasyid; Gustriani, Gustriani; Mardalena, Mardalena; Nida, Rahma
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 12 No. 4 (2024): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v12i4.36399

Abstract

The integration of digitalization in micro, small, and medium enterprises (MSMEs) has become a cornerstone in enabling these businesses to thrive within an increasingly competitive and dynamic marketplace. This study, based on data from a survey of 5,553 MSMEs, examines the impact of digitalization on financial inclusion and enterprise productivity. The findings reveal that digitalization reduces MSMEs' dependence on traditional banking systems for credit, facilitating access to alternative financing options through internet-based technologies. Moreover, advancements in technology contribute to increased bank loans and improved MSME productivity by overcoming conventional barriers to financial inclusion and reaching previously underserved segments of the MSME sector. The adoption of formal business status fosters structured and organized operations, thereby enhancing overall performance, while the mere longevity of a business does not guarantee increased productivity. Additionally, improved financial management skills acquired through training are shown to diminish reliance on traditional bank financing. The study also highlights the adverse effects of the COVID-19 pandemic, including lockdown measures, supply chain disruptions, and changes in consumer behavior, which collectively led to a decline in MSME productivity.
Co-Authors Adnan, Nazeli Aini, Halia Butra Alghifari Mahdi Igamo Andaiyani, Sri Azwardi Azwardi Darmawahyuni, Annisa Harunurrasyid, Harunurrasyid Hidayat, Ariodillah Liliana Liliana Mardalena Mardalena Marissa, Feny Melliny, Vinny Dwi MUHAMMAD TEGUH, MUHAMMAD Nida, Rahma Pertiwi, Rasyida Putra, Rian Shodrokova, Xenaneira Subardin, Muhammad Suhel Suhel Ulfah, Nadia Welly Nailis, Welly Yarsah, Waldi Novi Yuniarti, Emylia Yunisvita, Yunisvita Zainal, Imelda