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Meti Fatimah
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YAYASAN PERGURUAN TINGGI ISLAM SURAKARTA INSTITUT ISLAM MAMBA’UL ‘ULUM SURAKARTA Unit Pelaksana Teknis Jurnal Jl. Sadewa No. 14 Serengan, Surakarta 57155
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INDONESIA
AL HUKMU: Journal of Islamic Law and Economics
ISSN : -     EISSN : 29639506     DOI : 10.54090
AL HUKMU: Journal of Islamic Law and Economics, a peer reviewed scientific publication media that focuses on disseminating research results in the fields of Law and Economics, Fiqh Muamalah and Sharia Economics. This journal is published by the Faculty of Sharia and Islamic Economics at the Institut Islam Mambaul Ulum Surakarta and is published every March and August.
Articles 53 Documents
TINJAUAN HUKUM ISLAM TENTANG PENYEBAB BERPINDAHNYA WALI NASAB KEPADA WALI HAKIM DI KUA KECAMATAN BULU Wibowo, Andi; Syamsudin, S; Baehaqi, B
AL HUKMU: Journal of Islamic Law and Economics Vol. 03, No. 2 Agustus 2024
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.322

Abstract

The main problem in this research is, What Causes the Transfer of Guardians of Nasab to Guardians of Judges in KUA Bulu District and How the Views of Islamic Law Against Marriage Implementation With Guardians of Judges in KUA  Bulu District. This type of research used in research is oKualitatif, is the involvement of an object with the aim to understand the knowledge of an event based on knowledge with ideas that have been previously known. While based on its descriptive analytic nature, it is a method that serves to provide a description of the object under study through data or samples that have been collected as it is without performing analysis and making conclusions that are generally accepted. The cause of the transfer of the line guardian to the guardian of the lineage at the KUA Bulu District, there are several factors that cause the transfer of the line guardian to the guardian of the judge in marriage, namely because the guardian of the line is not there, the guardian of the line is adhal, the guardian of the line is not known or unseen, the guardian of the lineage is convicted, the guardian of the lineage is not Muslim, and the guardian of the lineage who will marry himself will get married. The view of Islamic law on the implementation of marriage with the guardian of the judge at KUA Kecamatan Bulu District, in carrying out a marriage using a guardian judge is considered valid as long as the terms and conditions apply.
ANALISIS DISPENSASI NIKAH AKIBAT PERNIKAHAN DINI DALAM PERSPEKTIF PEMENUHAN HAK ISTRI DAN ANAK (STUDI KASUS PENETAPAN NOMOR 22/PDT.P/2023/PA.SKH) Sintianingrum, S; Syamsuddin, S; Baehaqi, B
AL HUKMU: Journal of Islamic Law and Economics Vol. 03, No. 2 Agustus 2024
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.375

Abstract

In carrying out a marriage, it is important to pay attention to children's rights so that they are fulfilled without compromising the purpose of the marriage itself. Children under 18 years of age are considered a group that needs special protection and fulfillment of their rights in accordance with the provisions of this law. The formulation of the problem in this research is how the marriage practices of prospective brides at an early age occur at the Office of Religious Affairs in Grogol District, what are the legal considerations of judges regarding decision No. 22/PDT.P/2023/PA.SKH and How to fulfill the rights of wives and children during the marriage process This research is qualitative research with in-depth field research regarding certain cases using observation, interview and documentation data collection methods. The results of this research are that the practice of marrying prospective brides at an early age at the Grogol Subdistrict Religious Affairs Office is that a marriage is carried out where the person is still a minor. It may be carried out if there is a positive impact, such as avoiding immoral acts or the occurrence of something undesirable. The judge's legal considerations regarding decision no. 22/PDT.P/2023/PA.SKH stipulates that judges consider that "fear of committing adultery" and fulfilling the rights of the wife and children during the marriage process is paying attention to protecting their children. This includes physical, psychological, intellectual, moral and economic protection.
ALASAN PERALIHAN WALI NASAB KEPADA WALI HAKIM DALAM PELAKSANAN PERKAWINAN PERSPEKTIF HUKUM ISLAM DI KANTOR URUSAN AGAMA KECAMATAN NGUTER KABUPATEN SUKOHARJO TAHUN 2022-2023 Rohmana, Indah Amin; Syamsuddin, S; Baehaqi, B
AL HUKMU: Journal of Islamic Law and Economics Vol. 03, No. 2 Agustus 2024
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.417

Abstract

The research results of the reasons for the transition of the nasab guardian to the judge's guardian at the KUA Nguter Kec. are as follows 1) There is no nasab guardian 2) Wali Nasabnya Adhal 3) The Nasab Wali has no news anymore. 4) The Nasab Wali is Non-Muslim. The procedure for transferring the nasab guardian to the judge's guardian at the KUA Nguter Kecamatan as follows 1) Make a letter to RT / RW 2) Take care of the local KUA letter. 3) Fill out forms N1, N2, N3 and N4 4) Collect the marriage certificate of both parents. 5) Collect personal data of both bride and groom. 6) Submit a divorce certificate for catin widower / widow. 7) Collect 3x4 and 4x6 blue bacground photos. 8) Collect photocopies of witness ID cards. 9) Fill in the letter of ugeran wali hakim. 10) If the guardian is reluctant to marry the catin, attach a letter of application for the determination of wali adhal from the religious court
KEKERASAN DALAM RUMAH TANGGA PEMICU PERCERAIAN (PERSPEKTIF MAHDZAB DAN HUKUM POSITIF DI INDONESIA) Nasoha, Ahmad Muhammad Mustain; Syarifah, Zahra Amalia; Subiyanto, Euis Marga Lenawati
AL HUKMU: Journal of Islamic Law and Economics Vol. 03, No. 2 Agustus 2024
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.474

Abstract

The topic examined in the research is related to divorce due to domestic violence. The research uses a normative legal pattern (jurisprudential-normative), which involves the use of legal regulations to analyze legal material. To ensure the data collected is optimal and relevant to the research objectives. This process involves exploring and assessing various scientific books or writings that are relevant to the research topic. Divorce and Domestic Violence (KDRT) according to Islamic Fiqh illustrate the complexity of the relationship between family, law and religion in dealing with household problems. The family is considered a valuable asset that must be protected, but reality shows that not all households are safe from conflict, even domestic violence. In Islam, women are given a high position and their rights are protected, including the right to be supported by their husbands. However, failure to fulfill these obligations is often the cause of economic hardship in dostic environments. This is also outlined in Law no. 23 of 2004, cases of oppression perpetrated against women within the boundaries of the family environment are categorized into 4 classifications.
REVITALISASI JUDICIAL PARDON DALAM PEMBARUAN HUKUM ACARA PIDANA DI INDONESIA Sutrisno, Umar Wiyogo; Irawan, Andrie; Pradana, Aditya Fajri Kurnia
AL HUKMU: Journal of Islamic Law and Economics Vol. 03, No. 2 Agustus 2024
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.560

Abstract

This study aims to determine and analyse the relevance of revitalising judicial pardon in the field of criminal procedure law reform in Indonesia. In general, judicial pardon, or the original legal term judicial clemency, is one of the legal instruments that considers judges in giving punishment to convicts who are legally found guilty according to criminal procedure law in consideration of justice and humanity. In Indonesia, legal management in the field of judicial pardon is still less than optimal. This research is conducted in a normative juridical manner with a qualitative approach, by analysing primary and secondary legal materials and in-depth literature. Thus, the results of this research can conclude that the revitalisation of judicial pardon can make a positive contribution to a fairer and more humanist criminal justice system. This revitalisation includes strengthening the legal foundation, increasing the capacity of judges, and establishing a more transparent and accountable oversight mechanism. As a result of better implementation, judicial pardons can reduce injustice in the criminal justice system, overcrowding of correctional institutions, and support the rehabilitation and reintegration of prisoners. Therefore, the reform of Indonesia's criminal procedure law could include judicial pardons as one of the necessary aspects to achieve closer protection of sub/iller justice.
EFEKTIVITAS BIMBINGAN PERKAWINAN KECANTOL KAMU (KELAS CALON PENGANTIN ONLINE-OFFLINE KARANGANOM MAJU UNGGUL) TERHADAP KESIAPAN CALON PENGANTIN DI KUA KECAMATAN KARANGANOM KLATEN TAHUN 2021-2023 Taufiqurrahman, T; Baehaqi, B; Syamsuddin, S
AL HUKMU: Journal of Islamic Law and Economics Vol. 04, No. 1 Maret 2025
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.597

Abstract

The success of marital life depends on the readiness of marriage which consists of psychological readiness, physical readiness, material readiness, and readiness of knowledge about marriage. That is why the Ministry of Religion of the Republic of Indonesia issued the Decree of the Director General of Islamic Community Guidance Number 172 of 2022 which requires prospective brides and grooms to take marriage guidance. Therefore, the Karanganom KUA created the Kecantol Kamu marriage guidance program (Karanganom Maju Unggul Online-Offline Prospective Bride Course) as a step to provide provisions for prospective brides and grooms in realizing a household that is sakinah, mawadah and rahmah. This research is a field research. This research was conducted at the Religious Affairs Office (KUA) of Karanganom District, Klaten in February - March 2024. Data collection using interview, observation and documentation methods. The subjects of this study were the Head of the KUA Karanganom and the Islamic Religious Counselor of the KUA Karanganom. The research informants were participants in the Kecantol Kamu marriage guidance and facilitators of the Kecantol Kamu marriage guidance of the KUA Karanganom. Data analysis uses data reduction techniques, data display, and conclusion drawing/verification. To test the validity of the data, the Credibility, Transferability, Dependability, and Confirmability test techniques are used. Based on the results of the study, the author concludes: First, the implementation of the Kecantol Kamu marriage guidance at the KUA Karanganom in 2021 - 2023 has been in accordance with the technical instructions for implementing marriage guidance. Second, the Kecantol Kamu marriage guidance at the KUA Karanganom is effective in providing conceptual and mental readiness to prospective brides and grooms in entering the marital lifee, the Kecantol Kamu marriage guidance at the KUA Karanganom is also effective in reducing the divorce rate.
STRATEGI PEMASARAN PRODUK KEUANGAN SYARIAH DALAM MENARIK MINAT NASABAH STUDI KASUS BSI KCP. PASAR KLIWON SURAKARTA Rifai, Fajar; Sulistyowati, S; Nissa, Izzun Khoirun
AL HUKMU: Journal of Islamic Law and Economics Vol. 04, No. 1 Maret 2025
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.600

Abstract

ABSTRACT : Strategic planning is a comprehensive, integrated, and guiding plan for a company to achieve its goals. It involves not only operational planning but also strategic planning, planning, execution, and management of resources to ensure the success of the company. Strategic planning is also a response to changing business environment and competitiveness. Bank Syariah Indonesia (BSI) implements various strategic plans to increase the market share of its syariah products. These include traditional methods, such as the Surat Permohonan and Flyering, and door-to-door strategies. Traditional methods involve preparing the product for sale and distributing flyers to potential customers. Door-to-door strategies involve delivering the product to customers at home or in the office, fostering personal connections between the bank and the customer. In the modern era, the use of technology, data, and consumer behavior has become increasingly important. The use of technology in marketing strategies enables companies to create, launch, and optimize marketing campaigns more effectively and efficiently. Data analysis is a crucial part of data management, as it helps in gathering, analyzing, and modeling data. Bank Syariah Indonesia (BSI) has implemented various data analysis methods to enhance its marketing efforts and customer satisfaction. In conclusion, strategic planning is a crucial aspect of a company's success, and BSI has implemented various strategies to achieve its goals. Keywords : Bank Syariah Insonesia (BSI), Marketing strategy of Islamic financial products, customer interest in Islamic financial products.
ANALISIS DETERMINAN PADA PROFITABILITAS BANK SYARIAH INDONESIA PADA TAHUN 2017-2022 Arisanti, Ayu Fajar; Sulistyowati, S; Nissa, Izzun Khoirun
AL HUKMU: Journal of Islamic Law and Economics Vol. 04, No. 1 Maret 2025
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.605

Abstract

profitability is the company's ability to generate profits in a certain period, in order to see the company's performance achievements. This research aims to determine the impact of Financing to Deposite Ratio (FDR) and Non-Performing Financing (NPF) on Return On Assets (ROA) at Indonesian Sharia Banks in 2017-2022. The method used is a quantitative research method with multiple linear regression analysis using secondary data in the financial reports of Bank Syariah Indonesia. The results of this research show that simultaneously the independent variables FDR and NPF have a significant effect on profitability (ROA). Simultaneously, FDR has an insignificant negative effect on profitability (ROA), and NPF has a significant negative effect on profitability (ROA).
EFEKTIVITAS UU NOMOR 16 TAHUN 2019 DALAM PENCEGAHAN PERNIKAHAN DI BAWAH UMUR DI KUA KECAMATAN KARANGANYAR TAHUN 2018-2023 Hafshoh, H; Wibowo, Muhammad Kurniawan Budi; Pradana, Aditya Fajri Kurnia
AL HUKMU: Journal of Islamic Law and Economics Vol. 04, No. 1 Maret 2025
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.612

Abstract

underage marriage is still a significant problem in Indonesia, even though the minimum age for marriage has been raised to 19 years through the enactment of Law Number 16 of 2019. This study aims to evaluate how effective the regulation is in preventing underage marriage at the Religious Affairs Office (KUA) of Karanganyar District in the period 2018-2023. This ressearch will use a descriptive qualitative method with the type of empirical legal research, data collection through interview techniques, observation and document studies. The results of the study show a decrease in the number of underage marriages from 2022 to 2023, but environmental, social, cultural and educational factors are still the main obstacles in implementing the regulation. New findings from this study indicate that from the implementation of the Law, the number of permits at the Religious Courts is higher because the minimum age for marriage has been increased.
PENERAPAN PRINSIP SYARIAH PEMBIAYAAN DI KOPERASI SIMPAN PINJAM SYARIAH BAITUL MAL WAT TAMWIL CAHAYA INSAN SUKOHARJO Putra, Muh Dhzuhri Esha; Sulistyowati, S; Nissa, Izzun Khoirun
AL HUKMU: Journal of Islamic Law and Economics Vol. 04, No. 1 Maret 2025
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.614

Abstract

This study analyzes customer perceptions of sharia financing at the Baitul Maal Wat Tamwil Cahaya Insan Barokah Sukoharjo Savings and Loan and Financing Cooperative. The main focus is to understand how the sharia financing system is implemented and accepted by the community. The Islamic economic system, which prioritizes the principle of profit sharing and synergy between commercial and social aspects, has become a significant alternative in Indonesia's economy. Internal factors, such as the majority of the Muslim population, and external factors, such as the development of the global sharia economy, are the main drivers. This study uses a qualitative method with a case study approach to explore the effectiveness and challenges faced by sharia cooperatives in meeting customer needs while still complying with sharia principles. The results of the study show that sharia cooperatives can be an important instrument in improving the economic welfare of the community while still being based on Islamic values.