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<![CDATA[Manajemen Zakat Fitrah pada Masa Covid-19 di Kelurahan Simangambat Kecamatan Siabu Mandailing Natal ]]>
<![CDATA[Jureid, Jureid]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.6804
<![CDATA[The management of zakat fitrah during the Covid-19 era is something new. There is a shift from manual to digital patterns. This research wants to see how the management of zakat fitrah in the Simangambat Village, Siabu District during the Covid-19 period. The method that used in this research is descriptive qualitative method, namely by describing the management patterns carried out by zakat managers in the Village. There is a shift in the management pattern of zakat fitrah in Simangambat Village, Siabu sub-district, Mandailing Natal Regency. Before Covid-19 broke out, zakat was distributed manually door to door in the pre-Covid-19 era, namely directly distributed to Mustahik's house by Amil. Meanwhile, during the Covid-19 period, zakat was paid by transfer to an account (digitally) in the form of money for those who have accounts recorded in the Kelurahan Government database as zakat fitrah managers.]]>
<![CDATA[Anomali Kewenangan LPKSM dalam Mengajukan Gugatan Perlindungan Konsumen di Indonesia ]]>
<![CDATA[Zulhidayat, Muhammad]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.6964
<![CDATA[Consumer protection is a crucial element in the concept of the rule of law in countries like Indonesia. Regulations regarding consumer protection are outlined in Law No. 8 of 1999 on Consumer Protection, along with Government Regulation No. 89 of 2019, which amends Government Regulation No. 59 of 2001 on Consumer Protection Organizations (Lembaga Perlindungan Konsumen Swadaya Masyarakat - LPKSM). Indonesia has established LPKSM as a non-governmental organization tasked with providing consumer protection services to the public. This institution is granted various powers through the Consumer Protection Act (UUPK). However, the issue arises regarding the authority of LPKSM to file lawsuits in court related to consumer protection. This research utilizes a normative legal research method. The findings reveal that the role of LPKSM in advocacy is not clearly defined, particularly whether it involves providing legal services similar to those of an advocate in court. However, based on the provisions in the Government Regulation regarding LPKSM, its role is limited to assisting consumers in filing complaints, as legal services are only provided to those who are legally qualified as advocates, as stated in Article 1, Paragraph 2 of Law No. 18 of 2003 on Advocates.]]>
<![CDATA[Peran Zakat sebagai Pendorong Multiplier Ekonomi ]]>
<![CDATA[Hardana, Ali]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.6979
<![CDATA[The number of poor Muslim people always increases. Education and income gaps are regarded as the cause of the poor getting poorer and the rich get richer. It is the responsibility of Muslims to help each other to alleviate poverty through performing and empowering the zakat. Zakat plays an essential role in the economy, especially in reducing poverty. The existence of zakat will increase aggregate demands from mustahiq raise; then it will increase aggregate supply and employment. This is known as an economic multiplier. The well-managed zakat will bring about the great benefit of zakat in the economy, especially in overcoming the poor.]]>
<![CDATA[The Pillars and Conditions of A Contract in Muamalat Transactions ]]>
<![CDATA[Lubis, Ihsan Helmi]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.6983
<![CDATA[Buying and selling transactions are natural occurrences that cannot be avoided by every human being because individuals rely on each other for their survival. For example, a meat seller needs a spice seller to enhance the flavor of their cooking, a lecturer needs patients to develop their knowledge, and so on. However, these transactions are inevitably subject to certain conditions and pillars of the contract, which can determine whether the transaction complies with Islamic law or, conversely, contradicts it. The findings of this study reveal that the pillars are divided into four categories, each with its inherent conditions. The first pillar is the presence of two contracting parties with the conditions of legal capacity and multiple parties. The second pillar is the form of the contract with the conditions of clear understanding, matching offer and acceptance, reflecting the sincerity of the parties involved, and taking place in a single gathering. The third pillar is the subject matter of the contract with the conditions that the transaction object must exist at the time of the transaction, be fully owned by its owner, be capable of transfer, have a clear description, and be pure. The fourth pillar is the purpose of the contract with the condition that it must comply with Islamic law.]]>
<![CDATA[Ekonomi Global Perspektif Konsep Maqashid Syariah Imam Al-Syatibi ]]>
<![CDATA[SYAFRUDDIN, A. UMMU FAUZIYYAH]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.7022
<![CDATA[This study discusses the urgency of the Global Economy in dealing with the progress of the times which is reviewed based on the principles of Islamic law, namely the orientation of benefit through a review of the Maqashid Syariah concept formulated by Imam Al-Syatibi. This study uses library research methods based on library sources in the form of literature and previous research that has relevance to the topic of global economic discussion which is then reviewed for urgency through the perspective of Maqashid Syariah. The results of the study show that the urgency of the presence of the global economy in people's lives is needed to then support the economy of every country that follows the pace of development by utilizing technological and scientific advances, which are included in the second level of maslahah, namely mashlahah hajiyah which is in the realm of protecting the five elements. The main point of human life is the safety of religion, soul, mind, lineage, and property, considering that the economic aspect is a fairly vital aspect in human life from any part of the country, which if not realized and able to adapt properly, may have an impact on the five basic elements of human life. So that through the presence of a global economy that provides convenience and is a mashlahah that supports the realization and fulfillment of the needs of the five basic elements of human life.]]>
<![CDATA[Penyelesaian Sengketa melalui Lembaga Alternatif Penyelesaian Sengketa (LAPS) pada Securities Crowdfunding di Indonesia ]]>
<![CDATA[Suprapdi, Suprapdi]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.7023
<![CDATA[This article discusses dispute resolution of the risks faced by parties in securities crowdfunding in Indonesia through Alternative Dispute Resolution Institutions (LAPS). Securities crowdfunding itself is a refinement of equity crowdfunding, which has been running first. This is because equity crowdfunding cannot be utilized by small and medium enterprises (SMEs) or start-up companies because both are not limited liability company (PT) legal entities and only issue stock securities. This research uses normative juridical research methods and a legal research approach. The results of research on securities crowdfunding dispute resolution in Indonesia through LAPS were conducted by BAPMI because securities crowdfunding is included in the capital market sector. Dispute resolution in securities crowdfunding can be through internal dispute resolution forums (settlements are carried out by internal organizers) or external dispute resolution (settlements can be through LAPS and litigation). Keywords: Dispute, LAPS, Securities Crowdfunding.]]>
<![CDATA[Praktik Khiyar pada Jual Beli Tiket Transportasi dalam Tinjauan Hukum Ekonomi Syariah di Mandailing Natal ]]>
<![CDATA[Hamid, Asrul]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.7033
<![CDATA[Khiyar is defined in Islamic teachings as a form of option right given by the seller to the buyer to continue or cancel a sale and purchase transaction with the aim of causing pleasure so that a sense of satisfaction is created between the two parties and there is no dispute in the future. Sometimes buyers feel dissatisfied with the goods being traded due to unknown problems that require the buyer to cancel purchases made previously, as was the case in buying and selling transportation tickets in Mandailing Natal Regency. This research is a field research with an analytical descriptive approach, namely describing the phenomena that occur and then analyzing it so that the results of the research are obtained. The results of this study can be concluded that the practice of khiyar in buying and selling transportation tickets in Mandailing Natal Regency is not fully in accordance with the principles of Islamic teachings, even though the khiyar provisions regarding ticket cancellation have been stipulated in the ticket, the provisions are not yet in accordance with the concept of muamalah and the provisions are not conveyed to the buyer ticket when a sale and purchase transaction occurs.]]>
<![CDATA[Jual Beli dengan Sistem Arisan Kabupaten Kota Waringin Timur Desa Samuda ]]>
<![CDATA[Amin, Muhammad]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.7037
<![CDATA[Along with its development, buying and selling have been carried out through the gathering system. Buying and selling with the gathering system aims to help meet the needs of the gathering participants and help sell merchant merchandise. Apart from the benefits, there are also several problems when buying and selling with this system, as happened in a village in Indonesia where gold is a commodity object. This type of research is empirical juridical research with a socio-legal approach. Data collection techniques in this study were observation, interviews, and documentation. This study aims to determine the practice of buying and selling using the gathering system in Samuda Village, East Kotawaringin Regency, Central Kalimantan. The result shows that buying and selling with the gathering system is istishna and permissible to implement. However, if there are gathering participants who default, it will provide a gap for losses to one of the parties. Then, the objects of buying and selling by the gathering system carried out by the people in the village are various kinds of goods. However, when the practice of buying and selling through the gathering system with gold jewelry objects, the law is prohibited based on the losses experienced by the gathering participants and the prohibition in Islam against crediting gold, it can be concluded that the law of gold gathering is unlawful. Hopefully, this research can provide understanding to the public to avoid harmful buying and selling and can increase Sharia buying and selling.]]>
<![CDATA[Analisis Faktor Penyebab Runtuhnya BMT LRisma dan Bmt SSB Lampung Timur: Studi UU No. 4 Tahun 2023 tentang Penguatan Sektor Keuangan ]]>
<![CDATA[Arifin, Zainal]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.7058
<![CDATA[The existence of BMT in the Indonesian economy is needed, because of the purposethe establishment of BMT is to improve the quality of economic business for welfaremembers in particular and society in general, who have not been reached by the InstitutionBanking Finance. BMT (Bait al-Mal wa at-Tamwil) can also be used asalternative for the prohibition of usury in conventional bank interest, sothe desire of Muslims to be able to carry out financial transactions with Islamic nuanceshas been fulfilled. The research objective is to understand the factors that cause itthe fall of BMTs in East Lampung, namely BMT L-Risma and Sumber Sejahtera Bersama(SSB) and to find out how the status of legal entities and supervisionBMT with the Law no. 1 of 2013 concerning Financial InstitutionsMicro. This research is a field research (Field Research). data source whichused in this study include primary, secondary and tertiary data sources. Methoddata collection namely observation, interviews and documentation. Overall analysisthe problem that the writer got was then analyzed using inductive thinking methods. The results of the study are as follows (a) The factors that led to its downfallBMTs in East Lampung are BMT L-RISMA and BMT Sumber Sejahtera Bersamacaused by 2 factors, namely internal factors including, such as misuse of BMT funds,Bad 3rd party financing, liquidity risk, financing risk, no LPSand DPS supervision is still weak. External factors include product distributionnot quite right, the product marketing strategy is not good, there is still financingwith Conventional Banks and (b) BMT Legal Entity Status in Law No1 of 2013 to become a sharia-based MFI that is more comprehensive and deepin terms of tighter supervision which is now supervised by the Financial Services Authority(OJK).]]>
<![CDATA[Implementasi Kaidah Muamalah pada Percetakan CV. Nekad Romo untuk Meningkatkan Kualitas Karyawan ]]>
<![CDATA[Prayogo, Singgih]]>;
<![CDATA[Angkasa, Nawa]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.7293
<![CDATA[This study is to provide exposure or results of the implementation of Islamic business ethics in an effort to improve employee performance in one's business. This study uses descriptive qualitative methods to determine the perspective of Islamic values in the implementation of Islamic business ethics in employee performance. The object or place taken in this research is World Romo Romo which is engaged in the Romo and advertising business at Jalan Terong Metro Timur Address, Metro City. Data taken using primary data obtained from interviews with business owners, employee representatives and customer representatives by testing the validity of the data using triangulation. Data collection techniques through interviews, observation, and also documentation.]]>
