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Enrichment: Journal of Multidisciplinary Research and Development

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Published by CV. International Journal Labs

ISSN : - EISSN : 29873398 DOI : https://doi.org/10.55324

Core Subject : Economy, Humanities, Health, Social, Engineering,

Humanities Economics, Econometrics & Finance Engineering Health Professions Social Sciences

Enrichment: Journal of Multidisciplinary Research and Development is a double-blind, peer-reviewed journal covering multidisciplinary issues. Monthly published by International Journal Labs, the journal serves as a means of relevant discussion that fall within its focus and scopes. This journal publishes research articles covering multidisciplinary sciences, including humanities and social sciences, education, religious sciences, philosophy, economics, engineering sciences, and health sciences.

Arjuna Subject : Umum - Umum

Articles 33 Documents

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Search results for , issue "Vol. 3 No. 4 (2025): Enrichment: Journal of Multidisciplinary Research and Development" : 33 Documents clear

Analysis of Factors Influencing User Interest in Adopting Fintech Robo-Advisor in Indonesia Using Utaut 2 Zhafira, Faza Fariha; Rikumahu, Brady; Sugestie, Putri Fariska
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 4 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i4.404

In Indonesia, robo-advisors were introduced around 2017, driven by the increasing penetration of internet usage and the adoption of digital technology in the financial sector. The use of robo-advisors grew significantly during the pandemic, as retail investors sought convenient ways to invest without the need for in-person meetings. Several fintech companies, including Bareksa, Bibit, and Moduit, offer wealth management services utilizing robo-advisor technology. While the total Assets Under Management (AUM) in Indonesia have increased, the growth rate of AUM has declined, which may indicate reduced new investment inflows. This study examines the factors influencing users’ intention to adopt fintech robo-advisor services in Indonesia, using the Unified Theory of Acceptance and Use of Technology (UTAUT 2) framework. The research is a quantitative descriptive study focusing on individuals in Indonesia who have used robo-advisor services via Bibit, Bareksa, or Moduit. Using purposive sampling, the study surveyed 150 respondents, with data analyzed through Partial Least Squares-Structural Equation Modeling (PLS-SEM). The study finds that all independent variables—performance expectancy, effort expectancy, social influence, facilitating conditions, hedonic motivation, price value, and habit—significantly influence the adoption of fintech robo-advisors. Moreover, age, gender, and experience were identified as moderating factors. The strongest predictors of behavioral intention were performance expectancy, habit, and hedonic motivation, while habit, behavioral intention, and facilitating conditions were key drivers of use behavior. The study concludes that all factors significantly affect the adoption of fintech robo-advisors in Indonesia, and recommends that fintech companies leverage these findings to improve their features, communication strategies, and digital financial literacy initiatives.

The Influence of Capital Structure, Liquidity, and Size on the Intrinsic Value of Property Companies Silalahi, Daniel; Muda, Iskandar; Absah, Yeni
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 4 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i4.366

This study investigates the influence of capital structure, liquidity, and firm size on the intrinsic value of property companies listed on the Indonesia Stock Exchange. The property and real estate sector plays a crucial role in Indonesia's economy, contributing significantly to the national GDP. However, challenges such as the COVID-19 pandemic and economic uncertainty have impacted the sector's performance. This research employs a quantitative approach, analyzing financial data from 13 property companies from 2019 to 2024. Utilizing multiple linear regression, the study finds that capital structure and liquidity positively affect profitability, which in turn enhances the intrinsic value of these firms. The results underscore the importance of effective financial management in supporting the intrinsic value of property companies.

Quality Management Of Educator Resources In The Development Of Inclusion Madrassas In Banten Province Setiawan, Agung; Priharta, Andry; Arif, Zainal; Bahri, Saiful
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 4 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i4.393

This study aims to analyze the quality management process of educator resources, identify supporting and inhibiting factors in the quality management process of educator resources towards the development of inclusive madrasas, and analyze strategies in the development of inclusive madrasas in Banten Province. The research method used in this study is a qualitative research method with a case study approach. Data was excavated through participants, namely: madarsah heads, madrasah deputy heads, inclusion teachers, classroom teachers and madrasah operators. The results of this study show that the quality management of educator resources in madrassas is inclusive through the process: planning, recruitment, selection, placement, and evaluation. Supporting factors through cooperation with various related parties, support and policies from the government, as well as the enthusiasm of educators in educating and building inclusive madrasas. The inhibiting factors come from limited funding and the lack of educators with linear educational backgrounds with inclusion madrasah programs. The strategy is to improve the quality of educators by creating a learning week program. The procedures for learning week activities: identifying learning needs, preparing learning program plans, implementing learning activities, evaluating learning outcomes, reflection and follow-up, as well as reporting learning activities. Furthermore, in building a madrasah ecosystem by: visionary madrasah head leadership, creating a teacher learning community, sustainable professional development, infrastructure and technology support, assessment and feedback systems, collaborative and innovative culture, and parents. The implications of this study indicate the importance of educators to continue to improve pedagogic, professional, social, and personality competencies in the context of inclusive madrasas. The implementation of good educator resource management can improve the accessibility and quality of educational services in inclusion madrasas.

Consumer Awareness of Sustainable Margarine Parikesit, Bonifasius; Yudithadewi, Dien; Tantri, Irene; Yuliastanti, Erika Dwi
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 4 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i4.396

Indonesia holds a prominent position as both a producer and consumer of margarine. Research indicates a growing interest among Indonesian consumers in opting for sustainable products, demonstrating a willingness to pay more in such choices. This study delves into the consumption patterns surrounding palm oil-based margarine, aiming to pinpoint the factors influencing consumers towards sustainable margarine option. The selection of margarine aligns with commonly consumed household products. Moreover, the choice of research subject intertwines with the significance of raw materials sourced from commodities that play pivotal roles in economic, social, and environmental spheres. Employing a qualitative methodology, this research engages observation and interviews with 36 participants, utilizing the Focus Group Interview (FGI) technique. The findings underscore that 33 respondents prioritize brand preference when selecting margarine, while three base their choice on habitual consumption patterns. Interestingly, price and eco-labels did not emerge as significant factors influencing purchase decisions among the respondents. However, a notable majority expressed a readiness to transition to sustainable options within their preferred brand, indicating a willingness to pay a premium of up to 10 percent for eco-labelled margarine. Intriguingly, all participants remained unaware of the availability of sustainable margarine options, shedding light on a potential gap in consumer awareness within the market.

Designing A Fintech Crowdfunding Business Model to Support the Sustainability of Small-Scale Coffee Farmers in Dairi Regency Simangunsong, Denny Indra Simson; Rahadian , Dadan
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 4 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i4.398

Small-scale coffee farmers in Dairi Regency, Indonesia, face significant challenges in accessing capital, primarily due to low financial literacy, coffee price volatility, and limited assets for collateral. These issues hinder farmers from adequately maintaining their coffee plants, resulting in constrained production and declining crop productivity. Financial technology (fintech) crowdfundingcrowdfunding offers a potential solution to improve access to financing and enhance the sustainability of farming enterprises. This study aims to design a fintech crowdfundingfintech crowdfundingcrowdfunding business model that addresses the needs of small-scale coffee farmers in Dairi Regency, facilitating easier access to capital, enhancing supply chain transparency, and promoting the sustainability of their businesses. The study employs a qualitative approach, incorporating in-depth interviews with coffee farmers, lending service providers, and investors, alongside secondary data analysis. The Business Model Canvas (BMC) is applied to map customer segments and revenue streams, while the Value Design Model (VDM) is utilized to create value among stakeholders. This research is expected to produce an effective crowdfundingcrowdfunding business model tailored to support coffee farmers while inspiring investors to develop fintech crowdfundingfintech crowdfundingcrowdfunding solutions that align with the unique characteristics of small-scale coffee farmers in Indonesia.

Multi-Stakeholder Collaboration in Stunting Mitigation Efforts: A Study in Mesuji Regency Jasman, Andri; Kartika, Tina; Yulianto , Yulianto
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 4 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i4.405

Objective: In the face of the demographic bonus, a healthy workforce and productive employment are essential. However, stunting poses a significant threat to achieving this potential. Therefore, multi-stakeholder collaboration is essential, involving governments, the private sector, academia, and society. This study explores the dynamics of collaborative governance in overcoming stunting in Mesuji Regency, along with the role of actors. Methods: Using Using a qualitative descriptive approach, data was collected through Focus Group Discussions (FGDs) and document analysis, involving 15 key informants.Results: Demonstrate that local governments act as facilitators, while other stakeholders contribute through resources and active participation. Effective interagency coordination, ongoing policy support, and active stakeholder engagement are key supporting factors. Conclusion: The handling of stunting in Mesuji Regency shows the importance of multi-stakeholder collaboration. The government plays the role of facilitator, while other actors are actively involved through resources and participation. Success is underpinned by effective coordination, sustainable policies, and the involvement of all parties.

An Integrative Approach to Regional Water Resource Management in Kebumen, Indonesia Through Dynamic Systems Modeling Wong, Phoenix; Moeis, Armand O.
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 4 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i4.406

The imbalance between water availability and demand, the predominance of agriculture as the main water user, and limited storage infrastructure present major challenges for water resource management in Kebumen Regency, Central Java. This study adopts an integrative approach based on system dynamics modelling to design and analyze adaptive and sustainable water management strategies. The process includes identifying key variables, processing secondary data, and constructing causal loop and stock-flow diagrams to develop simulations of various water management scenarios, taking into account hydrological, social, economic, and environmental aspects. Simulation analysis indicates that developing food crops with low water requirements contributes most significantly to the sustainability of water availability, while increased rainfall does not automatically enhance water supply due to infrastructure constraints. These findings underscore the necessity of integrating agricultural policies, strengthening infrastructure, and implementing adaptive-holistic water resource management to address future water availability challenges.

Digital Learning and Teacher Motivation’s Impact on Student Satisfaction and School Competitive Advantage Dewi, Arinta; Sutjipto, Mohammad Riza
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 4 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i4.408

In today's era of rapid educational transformation, the integration of digital technology in learning is a key factor in improving the quality of educational services. This is also the case at Putera Harapan Purwokerto 3 Language School (Puhua School) which also faces the challenge of maintaining and improving the quality of learning experiences where in the current era, students are increasingly demanding learning experiences that are adaptive, interesting and relevant to the needs of the times. This is important for the competitiveness of educational institutions in the current era. This study aims to analyze the effect of digital learning and teacher motivation on student satisfaction and its implications for the school's competitive advantage, with a case study at SMP-SMA 3 Bahasa Putera Harapan (Puhua School) Purwokerto. Various literatures reviewed and become the foundation of the framework in this study such as customer satisfaction theory, work motivation, as well as competitive advantage from Porter and two-factor theory show that effective digital learning can improve the quality of students' learning experience, especially if it is supported by high teacher motivation. Student satisfaction is positioned as a mediating variable that connects the influence of digital learning and teacher motivation on school competitiveness. The research method used is a quantitative approach with the SEM-PLS model, accompanied by qualitative validation through in-depth interviews. Data were collected from students and teachers using random sampling technique and analyzed using SmartPLS. The analysis technique used is path analysis to test the direct and indirect relationships between variables. The results show that digital learning and teacher motivation have a positive effect on student satisfaction. Student satisfaction is also proven to have a significant effect on the school's competitive advantage. In addition, student satisfaction mediates the relationship between digital learning and teacher motivation to competitive advantage. The simultaneous effect of the two independent variables also showed significant results in improving school competitiveness through student satisfaction. Data triangulation results show that both approaches are mutually reinforcing and consistent where all quantitative findings are qualitatively confirmed and no significant contradictions are found. In conclusion, the synergy between the implementation of digital technology and high teacher motivation is an important strategy in building student satisfaction and strengthening the school's competitive position. Schools are advised to continue developing digital learning systems and teacher motivation enhancement programs to meet future educational challenges.

Techno-Economic Risk Analysis Study of Co2 and Hydrogen Utilization From Refinery as Raw Material for Production of Dimethyl Ether Suriperdana, Puan Chairunnisa; Sommeng, Andy Noorsaman; Nengkoda, Ardian
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 4 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i4.409

The existence of carbon footprint trade regulations and advances in carbon capture, utilization, and storage (CCUS) technology have led to the urgency of CCUS installations at all refineries globally. Captured CO2 can be used as a new economic opportunity by being reprocessed as a raw material for the production process. CO2 can be processed into DME through dry methane reforming, methanol synthesis, and methanol dehydration processes. The Indonesian government plans to replace LPG with DME. Thus, a process simulation using Aspen Plus was carried out to see the effectiveness of production along with an investment feasibility analysis in terms of NPV, IRR, PBP, and PI values and a probability review using Monte Carlo simulation. From the simulation on Aspen Plus, DME was produced as much as 868.04 tons/day. Furthermore, the economic parameters were calculated with a DME selling price of USD 1,300/ton and obtained an NPV value of USD 1,783,715,566.19, IRR 58.44%, PBP 2.041 years, and PI 3.675 so that the plant can be said to be feasible. From 1000 iterations carried out in the simulation, the four economic parameters show positive values so that the financial risk of the plant is relatively safe.

Classification Of Spare Parts For CO2 Compressor At PIM-1 Plant Using Integration Of Multi-Criteria Analysis And Forecasting Model Determination With Single Exponential Smoothing Method (Case Study: PT Pupuk Iskandar Muda) Faryani, Lena; Irwanysah, Irwanysah; Fradinata, Edy
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 4 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i4.410

PT Pupuk Iskandar Muda (PIM), a subsidiary of PT Pupuk Indonesia (Persero), plays a pivotal role in supporting national food security through the reliable operation of its fertilizer plants. Effective spare parts inventory management is crucial to ensure uninterrupted plant operations. However, challenges arise due to the high volume of spare parts managed and the intermittent or lumpy nature of demand. Inefficient inventory management has led to stockpiling of certain items and shortages of frequently used materials. This study aims to classify spare parts used in the CO? Compressor of PIM-1 Plant using a multi-criteria analysis method, considering critical factors related to maintenance and logistics. The classification categorizes spare parts into three groups: high, medium, and low. Out of 20 spare parts analyzed, 18 items were classified as high priority (requiring stock), while 2 items were classified as low priority (non-stock). Forecasting for the 18 high-priority items was conducted using three methods: Single Exponential Smoothing (SES), Syntetos-Boylan Approximation (SBA), and Croston. The forecasting errors were evaluated using the Mean Absolute Deviation (MAD). The results indicated that SES yielded the smallest error with an average MAD of 2.15, compared to SBA (2.24) and Croston (2.37). Implementing this approach resulted in a 22% reduction in inventory costs, decreasing the estimated inventory cost for 2023 from IDR 3.428 billion to IDR 2.681 billion. This demonstrates the importance of applying appropriate methods in spare parts management to enhance operational efficiency and support the company's objectives.

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Editorial Address Jl. Sultan Ageng Tirtayasa No.12, Kedungjaya, Kec. Kedawung, Kabupaten Cirebon, Jawa Barat 45611

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Contact Name
Hanipah

Contact Email
journalenrichment@gmail.com

Phone
+6282128739145

Journal Mail Official
journalenrichment@gmail.com

Editorial Address
Jl. Sultan Ageng Tirtayasa No.12, Kedungjaya, Kec. Kedawung, Kabupaten Cirebon, Jawa Barat 45611

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Unknown,

Unknown

INDONESIA