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INDONESIA
Jurnal Ekonomi dan Bisnis
Published by CV. Adiba Aisha Amira
ISSN : -     EISSN : 30218365     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi dan Bisnis adalah jurnal yang menerbitkan hasil penelitian, baik kajian teori maupun lapangan, baik secara umum maupun secara khusus yang berkaitan dengan bidang ekonomi dan bisnis.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 460 Documents
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ANALISIS KONTRIBUSI FINANCIAL TECHNOLOGY UNTUK MENINGKATKAN TINGKAT LITERASI KEUANGAN (STUDI KASUS PEDAGANG PASAR AUR KOTA BUKITTINGGI) Sherly Oktaviani; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

The background of this research is to look at the contribution of fintech to increasing the level of financial literacy among Aur Market traders in Bukittinggi City. This fintech will have an impact on a business, both positive and negative impacts. Apart from that, fintech also plays a role in reducing the financial solution. The aim of the research is to determine and analyze the contribution of fintech to increasing the level of financial literasi in Aur Market Bukittinggi City. The research method used by the author here is qualitative, research with the key informants for this research being the Aur Market traders in Bukittinggi City, totaling 8 informants. In collecting data, research used observation, interrvews and documentation methods. The research result obtained from the analysis of the contribution of fintech in increasing the level of financial literacy in Aur Market Bukittinggi City are that the contribution of fintech is quite good and running well. Where Aur Market Bukittinggi City are already using fintech as a transaction tool with cotumers. Using fintech will make transaction more pratical, faster and easer, and fintech provide features to track user expenses, income and assets. So this can make users see their financial situation more clearly, beside that our financial security will be well maintained so there is no need to wotrry.
ANALISISKELAYAKAN AGUNAN TAMBAHAN PEMBIAYAAN MURABAHAH KHUSUS PEGAWAI (STUDI KASUS PT BPRS GAJAH TONGGA KOTO PILIANG, KECAMATAN SILUNGKANG) Hasnir Rahmi Febria; Amsah Hendri Doni
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

The primary focus of this research is the idea of ​​extra collateral evaluation of PT BPRS Gajah Tongga Koto Piliang's murabahah financing. Islamic banks must have a strong collateral evaluation procedure in place before offering loans in order to reduce the possibility of bad financing. In actuality, however, the field's facts contradict the current idea. The objective of this research is to ascertain the extra collateral evaluation procedure that PT BPRS Gajah Tongga Koto Piliang employs for special employee murabahah financing. Additionally, to assess the appeal of PT BPRS Gajah Tongga Koto Piliang's murabahah financing to clients who are special employees. This research uses a qualitative descriptive technique utilizing data from interviews. Data was gathered via interviews with special employee murabahah financing clients and employees of PT BPRS Gajah Tongga Koto Piliang. The study's findings suggest that PT BPRS Gajah Tongga Koto Piliang has not been successful in determining whether or not further collateral would be necessary for special employee murabahah financing. Second, the fact that PT BPRS Gajah Tongga Koto Piliang offers financing to special employee clients at an attractive margin of just 12% is what draws them in.
PERAN DAN STRATEGI PENGELOLAAN ZAKAT, INFAK, DAN SEDEKAH (ZIS) DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI DI INDONESIA Irma Malini; Susanty
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

Economic growth is one of the main indicators of a country's development success. In the context of Islamic economics, Zakat, Infak, and Sedekah (ZIS) play a crucial role in supporting economic growth and alleviating poverty. This research aims to analyze the role and management strategies of ZIS in improving the economic welfare of the community in Indonesia. The method used is qualitative with a document study approach from various relevant secondary sources. The research results show that targeted distribution of ZIS (Zakat, Infaq, and Shadaqah) can reduce poverty levels, accelerate poverty alleviation, and increase the income of beneficiaries. In addition, institutions like BAZNAS play an important role in the management of ZIS through various economic empowerment programs. Through this program, it is hoped that it can encourage the beneficiaries to continue striving earnestly, with the expectation that they can gradually transform from beneficiaries into contributors.
PENGARUH KELENGKAPAN PRODUK DAN KUALITAS PELAYANAN TERHADAP KEPUTUSAN PEMBELIAN PADA TOKO BANGUN MANDIRI Dismawanti Sanda; Stepanus Sandi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

The purpose of this study is to determine the Influence of Product Completeness and Service Quality on Purchasing Decisions at the Bangun Mandiri store. The method used is associative with a quantitative approach. Namely a method to determine the relationship or influence between two or more variables in this study the data collection method used is the observation method, questionnaire, and documentation method. To determine the positive influence, the analysis instrument used in the study is Multiple Linear Regression Analysis. The research data was obtained by distributing questionnaires to 100 respondents. The results of the study indicate that product completeness does not have a positive effect on purchasing decisions and service quality has a significant positive effect both partially and simultaneously on purchasing decisions at the Bangun Mandiri Store.
ANALISIS FAKTOR-FAKTOR YANG MENENTUKAN KEUNGGULAN BERSAING PADA RUMAH MAKAN PANGKEP BUDI UTOMO TIMIKA Suci Neng Safitri; Cindy Astika Putri; Tri Apriyono
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

This study aims to determine the factors that determine competitive advantage at Pangkep Budi Utomo Timika Restaurant. The research method used in this study is a descriptive method. Data collection techniques are carried out by observation and questionnaires. The analysis instrument used is Confirmatory Factor Analysis (CFA). The results of this study indicate that all factors are confirmed as determining factors for the competitive advantage of Pangkep Budi Utomo Timika Restaurant, namely product, price, promotion, and place factors.
ANALISIS FAKTOR-FAKTOR YANG MENENTUKAN DAYA SAING USAHA INDUSTRI MEBEL DI KOTA TIMIKA Tiara Lestari; Nurul Hidayat Lestaluhu; Rulan L. Manduapessy
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

This study aims to determine the factors that determine the competitiveness of the furniture industry in Timika City. This study uses an associative method using the Confirmatory Factor Analysis analysis tool. The data used in this study are primary data sourced from furniture entrepreneurs in Timika City. The results of the study indicate that the product quality factor is able to explain competitiveness by 42.443%, the promotion factor is able to explain competitiveness by 8.651%, the location factor is able to explain competitiveness by 9.962% and the price factor is able to explain competitiveness by 10.898%. Where the product quality, promotion, location and price factors are able to explain competitiveness by 71.954%.
PENGARUH PENERAPAN AKUNTANSI SEKTOR PUBLIK DAN PENGAWASAN KUALITAS LAPORAN KEUANGAN TERHADAP AKUNTABILITAS KINERJA PEMERINTAH DAERAH: (Studi Kasus Pada Inspektorat Provinsi Maluku Dan Kota Ambon) Mahendra Rupilu; Linda Grace Loupatty; Yuyun yuniarti Layn
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

This research aims to test and analyze whether the implementation of public sector accounting and monitoring the quality of financial reports has an effect on the accountability of the financial performance of the Maluku Province regional government. This research was conducted at the Maluku Provincial Inspectorate Office and the Ambon City Inspectorate Office. This type of research is quantitative research using primary data, where data is obtained using survey data collection techniques using questionnaires. And given to 37 auditors at the Maluku Provincial Inspectorate Office and the Ambon City Inspectorate Office. Data analysis uses multiple linear regression statistical analysis (multiple regression analysis). The results of the study show that the implementation of public sector accounting has a positive and significant influence on the accountability of local government performance and supervision of the quality of financial reports has a negative and insignificant influence on the accountability of local government performance.
PENGARUH PROGRAM PEMUTIHAN DENDA PAJAK KENDARAAN BERMOTOR, PEMBEBASAN BEA BALIK NAMA KENDARAAN BERMOTOR, DAN KUALITAS PELAYANAN TERHADAP KEPATUHAN WAJIB PAJAK KENDARAAN BERMOTOR PADA UPT SAMSAT KOTA AMBON Fresilya Claudya Rameltha Tatuhey; Linda Grace Loupatty; Trisna Sary Lewaru
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

This study aims to test whether the amnesty of motor vehicle tax fines, exemption of motor vehicle transfer fees, and quality of service affect the compliance of motor vehicle taxpayers. The independent variables in this study are the tax fine amnesty program, exemption of transfer fees, quality of service, while the dependent variable is the compliance of motor vehicle taxpayers. This study was conducted at the UPT Samsat Ambon City. This study is a quantitative study using primary data and a sample of 100 respondents. The data collection technique uses a survey technique using a questionnaire. Data analysis uses multiple linear regression statistical analysis. The results of the study indicate that the amnesty of motor vehicle tax fines and exemption of motor vehicle transfer fees have no effect on taxpayer compliance, and the quality of service has a positive and significant effect on taxpayer compliance.
STRATEGI PEMASARAN DALAM MENINGKATKAN MINAT BELI KONSUMEN PADA WISATA KULINER PERSPEKTIF PARIWISATA SYARIAH (STUDI KASUS LOS LAMBUANG BALAI KURAI TAJI KOTA PARIAMAN) Riska Mahmuda; Khadijah Nurani
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

This writing is based on the background of consumers at the Los Lambuang Culinary tour at Kurai Taji Hall experiencing fluctuations in the number of consumers. The marketing strategy carried out by the sellers at the Los Lambuang Culinary Tourism Hall Kurai Taji is not optimal. There is no halal certification at the Los Lambuang Culinary Tourism Hall Kurai Taji. This is the aim of these findings, namely to identify marketing strategies applied to the Los Lambuang Culinary Tourism, Balai Kurai Taji, Pariaman City. The findings that have been researched use the type of research used in this research, namely descriptive qualitative research. From the results of this research, marketing strategies to increase consumer buying interest at Los Lambuang Balai Kurai Taji, Pariaman City from a sharia tourism perspective use the 7P marketing mix including: products by providing quality raw materials purchased in traditional markets with conditions still fresh, quality produce with delicious and distinctive taste, and a wide variety of food available. The price is set in accordance with purchasing power and the quality of the product being sold. The location of Los Lambuang is easy to access because it is close to the train station, visibility is easily visible to many people, and has safe parking. Promotion is carried out through social media and worth of mouth. People by recruiting employees through selection and training, serving consumers is carried out with a friendly and personal approach. The process involves cooking directly in a separate kitchen, using complete equipment and indirect service via telephone. Physical evidence, a clean room appearance and a beautiful view.
ANALISIS PENGARUH JAM KERJA TERHADAP KINERJA KARYAWAN PASASI DI PT. JASA ANGKASA SEMESTA (JAS) CABANG BANDAR UDARA INTERNASIONAL JUANDA SURABAYA Adhe Chandra Rushady; Dhiani Dyahjatmayanti
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

Human resources are crucial for organizational operations and goal achievement, as organizations rely heavily on human contributions. A significant factor influencing organizational success is employee performance. This study aims to evaluate the effect of working hours on employee performance at PT. Jasa Angkasa Semesta (JAS) at Juanda International Airport Surabaya. The research involved 45 employees from the sales department, utilizing questionnaires and literature reviews for data collection. Data analysis was performed through instrument testing, classical assumption testing, hypothesis testing, and simple linear regression using SPSS. The findings indicate that working hours significantly impact employee performance at the JAS branch. The R-Squared value of 0.976 suggests a strong relationship, with the alternative hypothesis accepted, confirming that working hours influence employee performance. The R² value of 97.6% demonstrates a highly significant impact, while the remaining 2.4% is attributed to factors not covered in this study.

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