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Contact Name
Nil Firdaus
Contact Email
nilfirdaus@uinmybatusangkar.ac.id
Phone
+6281266691514
Journal Mail Official
jurei@uinmybatusangkar.ac.id
Editorial Address
Kampus II UIN Mahmud Yunus Batusangkar Jln. Raya Batusangkar - Padang Panjang KM. 7 Lima Kaum - Tanah Datar - Sumatera Barat Indonesia
Location
Kab. tanah datar,
Sumatera barat
INDONESIA
Imara: Jurnal Riset Ekonomi Islam
ISSN : 25990985     EISSN : 26221918     DOI : http://dx.doi.org/10.31958/imara
Imara with ISSN 2599-0985 (Print) and 2622-1918 (Online) is a journal published by the Universitas Islam Negeri Mahmud Yunus Batusangkar managed Faculty of Islamic Economics and Business UIN Mahmud Yunus Batusangkar. This is a pree-reviewed professional journal with an editorial board of scholars in the field of Economic. This journal seeks to spread research to educators throughout the world. This journal warmly welcomes the contributions of scientists and experts in the fields of Islamic Economics and Finance. Imara published twice a year, in June and December.
Articles 92 Documents
THE INFLUENCE OF SERVICE QUALITY ON CUTOMER SATISFACTION IN HANDLING UMROH TRAVEL DOCUMENTS ON TARA TOUR DURING THE EID 2018 HOLIDAY PERIOD Harry Yulianda; Pepy Afrilian; Satrio Adhitomo
Imara: JURNAL RISET EKONOMI ISLAM Vol 5, No 1 (2021): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v5i1.2706

Abstract

This study aims to find out how the effect of quality of service on customer satisfaction in handlingtravel documents in Tara tour during the holiday period of Eid Al-Fitr 2018. This study uses descriptive methodswith qualitative approach, namely transforming raw data into a form of data that is easy to understand andinterpret, as well as composing, manipulating and presenting in order to become information. The results of thisstudy show that there are several aspects that affect the quality of service, namely the aspects of physical evidence,aspects of reliability, aspects of responsiveness, aspects of assurance and aspects of empathy. From the results ofthis study, the findings that customer satisfaction in handling documents from the aspect of physical evidence(tangible) by 69%, customer satisfaction in handling documents from the aspect of reliability (reliability) of73%, customer satisfaction in handling documents from the aspect of responsiveness (responsiveness) of 72%,customer satisfaction in handling documents from the aspect of assurance (assurance) of 84% and customersatisfaction in handling documents from the aspect of empathy (empathy) of 84%.
OPERATIONAL RISK MANAGEMENT OF AN INDEPENDENT ISLAMIC BANK Miftachus Surur; Firnanda Ayu Widiyanita
Imara: JURNAL RISET EKONOMI ISLAM Vol 5, No 1 (2021): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v5i1.2420

Abstract

Risk is always be an obstacle to achieving the goals of companies and financial institutions,both of conventional and sharia. It has become a necessity for every company and financial institutionto have a good risk management system so be able to manage existing risks in order to avoid losses, butthe application of risk management carried out by Islamic banks certainly has a very high complexityand needs to be deepen. This study uses a qualitative descriptive approach with purposive sampling ofreports on the implementation of BSM operational risk management and the efforts made to mitigaterisk in 2016-2019. Syari'ah Mandiri Bank has the aim to create sustainable company growth through theoptimization of Good Corporate Governance (GCG). Based on the Risk & Control Self Assessment (RCSA)assessment, operational risks that occurred in BSM from 2016 to 2019 have been successfully managed wellwith the average impact rating low moderate - moderate and average frequency level 2 (The possibility ofan event occurring in a 12 month period of less than 20%), this shows that achievement of the applicationoperational risk management that has been very well done by Syari 'ah Mandiri Bank.
RELEVANCE OF ACCOUNTING INFORMATION TOWARDS SHARE PRICES OF JAKARTA ISLAMIC INDEX (JII) LISTED COMPANIES Fitri Utami; Slamet Haryono; Abdurrahman Niarman
Imara: JURNAL RISET EKONOMI ISLAM Vol 5, No 1 (2021): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v5i1.2710

Abstract

Accounting information has an important role in describing the condition and performance of a company. However, some investors have not fully used accounting information in sorting out share purchases. This study examines the relevance of accounting information to share prices in companies listed on the Jakarta Islamic Index (JII) for the period 2015 to 2020. The accounting information used is Earnings per Share (EPS), Book Value (BV), Return On Equity (ROE), Net Profit Margin (NPM), and Current Ratio (CR). With the panel data regression analysis method, the researcher found that collectively all accounting information (EPS, BV, ROE, NPM and CR) were stated to have relevance value in explaining their effect on stock prices. Individually, only BV and ROE have relevance value in influencing stock prices. As for EPS, NPM and CR have no value relevance to the share price of companies listed on the Jakarta Islamic Index (JII) for the period 2015 to 2019
THE EFFECT OF BANKING ZAKAT AND CORPORATE SOCIAL RESPONSIBILITY ON THE PROFITABILITY RATIO OF SHARIA COMMERCIAL BANKS IN INDONESIA Windari Windari; Abdul Nasser Hasibuan
Imara: JURNAL RISET EKONOMI ISLAM Vol 5, No 1 (2021): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v5i1.2789

Abstract

This research is supported by not fit the theory to fact. Based on data obtained from syariahcommercial banks in indonesia as much as the percentage of the charity bank 9, banking corporate socialresponsibility and return on assets in fluctuation, but the increase that happened to the charity banking andcorporate social responsibility is not always followed by increase return on assets. The study aimed to identifythe charity banking and corporate social responsibility to the ratio of profitability syariah commercial banksin indonesia 2013-2018 good on this fact and simultaneously. This research is quantitative research, the dataderived from secondary data with the data format + cross-section 2013-2018 years time series. Data analysistechniques in a regression panel estimate data, with the t and the f. as using software analyzed eviews 9. Theresult showed on this fact charity banks significant impact on return on assets syariah commercial banksin indonesia, corporate social responsibility on this fact no significant impact on return on assets syariahcommercial banks in indonesia. Simultaneous meanwhile zakat banking and corporate social responsibilityhaving significant influence to return on assets syariah commercial bank in indonesia the R2 of 0.633020 or63.30 percent and 36.70 percent affected by other variables that not discussed in this study.
THE EFFECT OF MUDHARABAH, MURABAHAH AND INTEREST RATE FINANCING ON NET PROFIL IN BUKOPIN ISLAMIC BANKS THE PERIOD 2016-2019 Wirman Wirman; Syifa Nurizkiana
Imara: JURNAL RISET EKONOMI ISLAM Vol 5, No 1 (2021): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v5i1.2476

Abstract

This study aims to determine the effectS of mudharabah, murabahah and interest rate financingon net profit of Bukopin Sharia Banks in the period of 2016- 2019 . This type of research is quantitativedescriptive using secondary data obtained from the Bukopin Sharia Bank's official website. This study usessaturated sampling in determining samples. The statistical method used is descriptive analysis, classicassumption test (normality test, multicollinearity test, heteroscedasticity test and autocorrelation test),multiple linear regression analysis, hypothesis testing (T test and f test) and the coefficient of determination.The results of this study shows partially mudharabah financing has a significant negative effect on netprofit, murabahah financing has a significant positive effect on net profit, and interest rate has no effecton net profit. While simultaneously mudharabah, murabahah and interest rate financing affect net profit.
THE EFFECT OF CYBERLOAFING BEHAVIOR, LOCUS OF CONTROL, AND WORK DISCIPLINE ON EMPLOYEE PERFORMANCE WITH ISLAMIC WORK ETHIC AS MODERATOR (Case Study at PT Kebon Agung Trangkil Pati Sugar Factory) Amelia Novita Sari; Saifudin Saifudin
Imara: JURNAL RISET EKONOMI ISLAM Vol 6, No 2 (2022): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v6i2.4627

Abstract

The purpose of this study was to determine the effect of cyberloafing behavior, locus of control, and work discipline on performance with an Islamic work ethic as a moderator. This type of research is a quantitative study with a population of PT Kebon Agung Trangkil Pati employees. The sampling technique in this study used purposive sampling, which collected 84 respondents. From the results of data analysis, it shows that: (1) Cyberloafing behavior has no significant positive effect on employee performance (2) Locus of control has a positive and significant effect on employee performance (3) Work discipline has a positive and significant effect on employee performance (4) Islamic work ethic can moderate the influence of cyberloafing behavior on employee performance (5) Islamic work ethic can moderate the effect of locus of control on employee performance (6) Islamic work ethic can moderate the effect of work discipline on employee performance at PT Kebon Agung Trangkil Pati  
COMPARATIVE ANALYSIS OF ISLAMIC BANK PERFORMANCE BASED ON RGEC AND ISLAMICITY PERFORMANCE INDEX Darwis Harahap; Rini Hayati Lubis; Siti Ena Aisyah Simbolon; Ferri Alfadri
Imara: JURNAL RISET EKONOMI ISLAM Vol 6, No 2 (2022): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v6i2.5883

Abstract

Comparative Analysis of Islamic Bank Performance Based on RGEC and Islamicity Performance Index. The increase in Islamic banking makes Islamic banks must be able to maintain their performance in order to survive. The performance of Islamic banks can be measured using the CAMELS method until 2013, but after the issuance of PBI Number 13/1/PBI/2011 and POJK Number 8/POJK.03/2014 regarding the assessment of the soundness of Islamic banks, Islamic banks used the RGEC method. However, the RGEC method is not able to reveal the social function of a bank. Meanwhile, Islamic banks need a measuring instrument that is able to reveal the social function of the bank. So this research uses the Islamicity Performance Index method. Therefore, the problem in the research is how to compare the performance of PT. Bank Muamalat Indonesia Tbk and PT. Bank Syariah Mandiri Tbk based on RGEC and Islamicity Performance Index. The population in this study is the financial performance report data of PT. Bank Muamalat Indonesia Tbk and PT. Bank Syariah Mandiri Tbk in 2016-2020. The samples in this study are financial ratios, namely NPF, FDR, GCG, ROA, CAR, PSR, ZPR, EDR, IIR, and IsIR. Meanwhile, the data analysis technique used independent sample t-test and Mann Whitney test. The result of this research is the performance of PT. Bank Syariah Mandiri Tbk is better than the performance of PT. Bank Muamalat Indonesia Tbk.
EFFECT OF HIJRAH INTENTION, ISLAMIC BANK SERVICE QUALITY, AND ISLAMIC BRANDING ON LOYALTY IN THE USE OF SHARIA DIGITAL BANKING WITH SATISFACTION AS AN INTERVENING VARIABEL (Case Study BTN Syariah KCP Pekalongan) Nunung Setiani; Fetria Eka Yudiana
Imara: JURNAL RISET EKONOMI ISLAM Vol 6, No 2 (2022): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v6i2.5825

Abstract

This study was conducted to determine the effect of Hijrah Intention, Islamic Bank Service Quality, and Islamic Branding on Loyalty in the Use of Sharia Digital Banking. The method of collecting data is through a questionnaire distributed to the Bank's customers. The sample used in this study were 95 respondents with the non-probability sampling technique. This analysis includes instrument test, statistical test, classical assumption test, and path analysis. Based on the results of the study, it showed that Hijrah Intention had a negative and insignificant effect on customer satisfaction. Meanwhile, Islamic Bank Service Quality and Islamic Branding have a positive and significant effect on customer satisfaction. Hijrah Intention, Islamic Bank Service Quality, Islamic Branding have a positive and significant effect on customer loyalty. Customer satisfaction is not able to mediate Hijrah Intention to loyalty. Meanwhile, Islamic Bank Service Quality and Islamic Branding on customer loyalty can be mediated by customer satisfaction.
THE IMPACT OF ZAKAT ON POVERTY LEVELS IN PADANG CITY BASED ON THE CIBEST MODEL Rozalinda Rozalinda; Ainul Ikhsan
Imara: JURNAL RISET EKONOMI ISLAM Vol 6, No 2 (2022): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v6i2.5836

Abstract

This study aims to analyze the impact of zakat on the level of poverty in Padang city based on the CIBEST perspective. The methods used in this study were interviews and questionnaires. The data analysis technique used is the CIBEST model. The results of the CIBEST Index analysis for Padang city show that 53.25% of families live in prosperous conditions, that is, they are materially and spiritually capable. 23.625% of families are in conditions of material poverty, as much as 14% in conditions of spiritual poverty, and 9,125% are in conditions of absolute poverty, which is materially and spiritually poor. Through zakat, the poor can fulfill their rights to material needs. In addition, empowering the poor through a perspective on poverty. Changing the people's mindset towards poverty is the main spirit of making changes towards a better life.
THE ECONOMY AND POVERTY REDUCTION; A DIMENSION OF HEALTH IN ISLAM Angga Syahputra; Husna Hayati
Imara: JURNAL RISET EKONOMI ISLAM Vol 6, No 2 (2022): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v6i2.6785

Abstract

Poverty and health have an inherent relationship like two sides of a coin. Poverty can make people live in poor health conditions, as well as poor health can make poverty. Individuals or communities who do not take care of their health conditions can encourage them to be trapped in increasingly severe conditions of poverty. Maintaining health includes self-care activities as commanded by Islam. Health is something that has a high level of urgency, because it has a direct impact on the economy. This study uses a qualitative method, using a literature review. The main data is obtained from previous studies, the results of the latest scientific publications and data published by the Central Statistics Agency. In order to create a healthy society, better management is needed from the Government in managing health programs and full support from the community in living a healthy life as taught by Islam.

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