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Mount Hope Global Economic Journal
Published by Institut Teknologi dan Bisnis Kristen Bukit Pengharapan
ISSN : 30259290     EISSN : 30258758     DOI : 10.61696
Core Subject : Economy,
Economics, Econometrics & Finance
Mount Hope Economic Global Journal (MEGA) is an international journal intended for professionals and researchers in all fields of Economic. Mount Hope Economic Global Journal (MEGA) publishes research articles and reviews within the whole field Economic, new teaching methods, assessment, validation and the impact of new technologies and it will continue to provide information on the latest trends and developments in this ever-expanding subject. The publications of papers are selected through double peer reviewed to ensure originality, relevance, and readability. The articles published in our journal can be accessed online.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 113 Documents
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ANALISIS MITIGASI RISIKO PEMBIAYAAN PRODUK CICIL EMAS DENGAN AKAD MURABAHAH PADA BANK SYARIAH INDONESIA KCP MAGELANG SUDIRMAN Anisah, Rizka Luthvia; Rokhaniyah, Siti
Mount Hope Economic Global Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i1.703

Abstract

The risk mitigation analysis in financing gold installment products with murabahah contracts at Bank Syariah Indonesia (BSI) KCP Magelang Sudirman focuses on the application of the 5C principle. Gold installment financing is one of BSI's products with the intention of helping customers to minimize rupiah inflation. Gold installments have investment opportunities that look attractive and easy, but they are also risky businesses and need to be managed very well. Risks that arise along with the growth of the banking sector can have a negative impact on the company. The main purpose of this article is to identify the existing risks and mitigation strategies implemented by BSI KCP Magelang Sudirman. The research approach used is qualitative analysis through interviews, observations, documentation and document review processes. The results of the study show that the risks faced include credit risk (related to the character and capacity of customers), market risk (related to the gold market), and operational risk (caused by human error). BSI KCP Magelang Sudirman implements mitigation strategies such as conducting a thorough assessment of customers before providing financing, to find out the character and capacity of customers, evaluate the value of collateral, and monitor market prices.
ANALISIS EFEKTIVITAS PENGELOLAAN PAJAK REKLAME MELALUI SIMPADA DI BPKAD KOTA YOGYAKARTA Ningrum, Rizky Kusuma
Mount Hope Economic Global Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i1.704

Abstract

The aim of this research is to evaluate how effective the implementation of the Regional Revenue Management Information System (SIMPADA) is in the Yogyakarta City Regional Financial and Asset Management Agency (BPKAD) in managing advertising taxes. This research uses qualitative methods and carries out comprehensive data analysis about a problem. The sources for this research are primary data and secondary data obtained from interviews, observations and documentation. The research results show that implementing Simpada increases the effectiveness of advertising tax management. However, there are still several problems that need to be addressed so that Yogyakarta City's advertising tax management is the best.
ANALISIS PENERAPAN SISTEM INFORMASI PEMERITAH DAERAH (SIPD) PADA BIDANG PERBENDAHARAAN DAERAH BPKPAD KABUPATEN PURWOREJO Khafida, Rosiana; Fatimah, Ari Nurul
Mount Hope Economic Global Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i1.705

Abstract

The Regional Government Information System (SIPD) is an information system developed by the Ministry of Home Affairs to support the integrated processes of planning, budgeting, implementation, and financial reporting of local governments, as regulated in Minister of Home Affairs Regulation Number 70 of 2019 concerning the Regional Government Information System. This study aims to analyze the implementation of SIPD in the Regional Treasury Division of BPKPAD Purworejo Regency. The research method used is a qualitative descriptive approach with data collection techniques through observation, interviews, and documentation studies. The results show that the implementation of SIPD has brought positive impacts on the efficiency of regional financial management. However, there are still several challenges, such as technical system disruptions, limited human resources, and the need for internal work structure improvements. Based on these findings, enhancement strategies need to be implemented to ensure optimal execution of SIPD.
ANALISIS FAKTOR-FAKTOR PENYEBAB LAMBATNYA PERSETUJUAN KPR (KREDIT PEMILIKAN RUMAH) DI BANK TABUNGAN NEGARA KC MAGELANG Saputra, Rheno Arya; Musthafa, Afif
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.706

Abstract

Home Ownership Credit (KPR) is one of the financing facilities that is highly sought after by the public in an effort to meet housing needs. As one of the banks focused on housing financing, Bank Tabungan Negara (BTN) plays an important role in distributing KPR, including at the Magelang Branch Office. However, in its implementation, the mortgage approval process does not always run smoothly. Various obstacles often arise, such as incomplete documentation and the financial condition of the debtor not meeting the requirements. These obstacles can slow down credit approval and impact customer satisfaction. Understanding the factors that cause these delays is an important step in improving the effectiveness of KPR services at BTN KC Magelang.
ANALISIS EFEKTIVITAS PENERAPAN PROGRAM APU PPT UNTUK MENCEGAH PENCUCIAN UANG PADA PT BPR BKK JATENG (PERSERODA) KC MAGELANG Ulfah, Riska Aulia; Utami, Martiana Riawati
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.707

Abstract

This study aims to analyze the effectiveness of the implementation of the Anti-Money Laundering and Prevention of Terrorism Financing (APU PPT) program at PT BPR BKK Jateng (Perseroda) Magelang Branch Office. The APU PPT program is one of the important efforts in maintaining the integrity of the financial system and preventing misuse of banking services for illegal activities. The research method used is qualitative descriptive with data collection techniques through interviews, observations, and document studies. The results of the study indicate that the implementation of the APU PPT program at PT BPR BKK Jateng KC Magelang has been in accordance with applicable regulations, although there are still several obstacles such as the lack of in-depth training for employees and an early detection system that is not yet fully automated. In conclusion, the implementation of APU PPT in this institution is quite effective but still needs to be improved by strengthening human resource capacity, updating the reporting system, and increasing education for customers.
ANALISIS PENERAPAN AKAD MURABAHAH PADA PEMBIAYAAN KREDIT USAHA RAKYAT (KUR) DI BANK SYARIAH INDONESIA KC PATI SUDIRMAN Istiyani, Riska; Nilasari, Ayunda Putri
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.708

Abstract

This study aims to determine how the implementation of the murabahah contract in KUR financing at BSI KC Pati Sudirman. This study uses a qualitative approach by conducting a comprehensive data analysis on a problem. The sources of this study are primary data and secondary data obtained from interviews, observations, and documentation. The results of the study that have been conducted indicate that the implementation of the murabahah contract in KUR financing at BSI KC Pati Sudirman is carried out with two contracts, namely the wakalah contract first, after carrying out the wakalah contract then carrying out the murabahah contract. This study shows that the implementation of KUR financing through the murabahah contract at Bank Syariah KC Pati Sudirman is in accordance with the DSN MUI Fatwa No. 04 / DSN-MUI / IV / 2000 concerning the Murabahah Contract, where the bank as a provider of funds then gives trust to customers to buy goods according to their wishes.
PENGARUH LIKUIDITAS, PERTUMBUHAN PERUSAHAAN, KEPUTUSAN INVESTASI, STRUKTUR MODAL, PROFITABILITAS, DAN LEVERAGE TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN TAMBANG DI BURSA EFEK INDONESIA (BEI) Stevani, Lusan; Karuto; Wulandari, Bayu; Habibie, Muhammad
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.709

Abstract

Firm value is an important performance indicator for stakeholders such as investors, creditors, and management. In the mining sector, factors such as commodity prices, environmental risks, and regulations affect firm value. In Indonesia, the IDX is a place for mining companies to raise capital and provide information to investors. This study uses a quantitative method using a multiple linear regression model, where the number of samples used is 60 samples. The results of this study indicate that liquidity has a significant effect on firm value, firm growth does not have a significant effect on firm value, investment decisions have a significant effect on firm value, capital structure does not have a significant effect on firm value, profitability does not have a significant effect on firm value, leverage has a significant effect on firm value. There is an influence of knowledge Leverage, Investment Decisions, Liquidity, Profitability, Capital Structure, and Firm Growth simultaneously on Firm Value.
THE INFLUENCE OF PRODUCT QUALITY, BRAND IMAGE, AND PRICE ON PURCHASE DECISIONS OF TOMORO COFFEE AMONG THE COMMUNITY IN MEDAN MAIMUN DISTRICT Stevani; Tanie, Jesslyn; Ginting, Nurmaidah; Novirsari, Emma
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.714

Abstract

This study aims to determine the influence of product quality, brand image and price on the purchase decision of Tomoro Coffee. The research method used in this study is a quantitative research method. The population in this study consists of the residents of Medan Maimun District who have tasted coffee at Tomoro Coffee, with an unknown exact population size. The sampling technique used is non-probability sampling. The sample size was determined using Slovin’s formula, resulting in a total of 100 respondents. The data analysis method applied in this study is multiple linear regression analysis. The results of the study show that, partially, product quality affects the purchase decision of Tomoro Coffee, brand image affects the purchase decision of Tomoro Coffee and price affects the purchase decision of Tomoro Coffee. Simultaneously, product quality, brand image, and price influence the purchase decision of Tomoro Coffee. The purchase decision of Tomoro Coffee is influenced by product quality, brand image, and price by 41.5%, while the remaining 58.5% is influenced by other variables not examined in this study
INFLUENCE ENVIRONMENT WORK, TRAINING AND MOTIVATION ON EMPLOYEE PERFORMANCE OF PT. ERA MEDIKA ALKESINDO Tandreas, Tedy; Wijaya, Yenny; Stone, Ellen; Ginting, Kristi Endah Ndilosa; Yunita, Mella
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.716

Abstract

This study aims to test and analyze the Influence of Work Environment, Training, and Motivation on Employee Performance at PT. Era Medika Alkesindo. The research method used in this study uses a quantitative research method with a quantitative descriptive research type that is explanatory research . The population of this study were employees at PT. Era Medika Alkesindo totaling 62 people, the sample of this study was 62 respondents. The data analysis method used was regression linear multiple. Results study test f Where f count > f table with level significant < 0.05 shows that simultaneously the Work Environment, Training and Motivation simultaneously have a significant influence on the Employee Performance of PT. Era Medika Alkesindo. The results of the t-test study where the work environment that have influence positive and significant on Employee Performance at PT. Era Medika Alkesindo, Training that has a positive and significant influence on Employee Performance at PT. Era Medika Alkesindo and Motivation that has a positive and significant influence on Employee Performance at PT. Era Medika Alkesindo. The results of the determination coefficient analysis obtained an Adjusted R2 value of 0.508 , meaning that the variation of the Work Environment, Training, and Motivation variables is 50.8%, while the remaining 49.2% is explained by other variables.
THE EFFECT OF WORK ENVIRONMENT, WORK LOAD AND WORK STRESS ON EMPLOYEE PERFORMANCE OF PT. GIRVI MAS Calista; Yunata, Sintia; Yanto, Janetty Su; Rostina, Cut Fitri; Fauzi
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.729

Abstract

performance at PT Girvi Mas. Data were collected through questionnaires distributed to 110 respondents and analyzed using validity and reliability tests, classical assumption tests, multiple linear regression, as well as t-tests and F-tests. The results indicate that the work environment has a positive and significant impact on employee performance. In contrast, workload and stress negatively affect performance in a significant way. Together, these three variables explain 37.6% of the variance in employee performance, while the remaining portion is influenced by factors beyond the scope of this study. These findings align with previous research which suggests that a comfortable work environment enhances performance, whereas excessive workload and high stress levels tend to reduce it. Therefore, it is recommended that PT Girvi Mas foster a supportive workplace atmosphere, balance workloads appropriately, and implement stress management strategies to improve employee performance

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