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Contact Name
Hadenan Towpek
Contact Email
aslanalbanjary066@gmail.com
Phone
+6285245268806
Journal Mail Official
aslanalbanjary066@gmail.com
Editorial Address
Jalan. H. Muckhsin Dusun Tanjung Mentawa, Tanjung Mekar Sambas Village, West Kalimantan, Indonesia.
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Kab. sambas,
Kalimantan barat
INDONESIA
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE
Published by CV. Adiba Aisha Amira
ISSN : -     EISSN : 30260221     DOI : -
Core Subject : Economy,
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE) is a scientific journal that publishes articles in the Business field includes conceptual ideas in the fields of Economics, Accounting, Management, business. The scopes are Human Resource Management, Marketing Management, Financial Management, Production/Operational Management, Strategic Management, Islamic Business Management, Halal Industry Management, Hajj and Umro Management, Zakat and Waqf/ Islamic Philanthropy Management, Tourism Management, Banking Management, Industrial Management, Agribusiness Management, Business Administration.
Articles 25 Documents
Search results for , issue "Vol. 2 No. 8 (2024): August" : 25 Documents clear
CREATIVE ECONOMY: KEY TO DEVELOPMENT IN MARKET AND MARKETING ASPECTS Judijanto, Loso; Urika, Urika; Mubayyin, Muh Afief
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 8 (2024): August
Publisher : Adisam Publisher

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Abstract

The creative economy is a form of development of the economic concept, but with the addition of creativity. However, creativity is not only limited to production activities, but also includes how raw materials are used and technological innovations in them. Today, understanding market aspects and designing the right marketing strategy is the main key to surviving and developing in business. Market and marketing aspects play an important role in business feasibility studies. Market aspects refer to various factors that influence the dynamics and characteristics of a market. It covers everything from consumer behavior, buyer preferences, competition between brands, to external factors such as government regulations and industry trends. In a business feasibility study, market aspects are aspects related to market conditions in the industrial sector run by a business. The market aspects analyzed will usually include several main things, namely market demand for the product to be sold, the level of competition and competitors' strategies in marketing the product, and market segmentation. The market and marketing aspects in a business feasibility study are key factors that are very important in determining the success of a business.
FINTECH AND FINANCIAL SERVICES TRANSFORMATION: POTENTIAL AND RISKS Erwin; Noorsidi Aizuddin Mat Noor; Widjanarko; Al-Amin
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 8 (2024): August
Publisher : Adisam Publisher

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Abstract

The technological revolution of the last decade has significantly impacted the financial services industry, characterised by the rise of financial technology (fintech). Fintech has promised to increase accessibility of financial services, transactional efficiency and financial inclusion. However, this rapid growth also brings new risks and challenges that are not yet fully understood. The research method used in this study is literature. The results show that fintech has successfully changed the paradigm of financial services, integrating technologies such as AI, machine learning, and big data analytics to deliver faster, cheaper, and more personalised services. This has contributed to financial inclusion in many previously underserved areas. However, significant challenges such as cybersecurity risks, regulatory uncertainty, and operational risks are emerging as side effects of the rapid adoption of fintech. These risks demand serious attention, mitigation, and management from all decision makers in the industry.
THE INFLUENCE OF GRDP PER CAPITA, PMTB, EMPLOYMENT STATUS AND INCOME DISTRIBUTION ON COMMUNITY WELFARE IN DISTRICTS/CITIES OF BALI PROVINCE Ni Luh Gede Ayu Sri Mahayoni; I Gusti Wayan Murjana Yasa
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 8 (2024): August
Publisher : Adisam Publisher

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Abstract

The aim of this research is to analyze GRDP per capita, PMTB, employment status, and income distribution on community welfare in the District/City of Bali Province. This research uses secondary data with a quantitative approach, this research uses 72 data. Data analysis techniques use descriptive statistical analysis and multiple linear regression analysis. The results of this research show 1) GRDP per capita, PMTB, Employment Status, and Income Distribution simultaneously have a positive and significant effect on Community Welfare in the Regency/City of Bali Province, 2) GRDP Per Capita, PMTB, and Employment Status partially have a positive and significant effect on Community Welfare in the Regency/City of Bali Province, 3) Income Distribution partially has a negative and insignificant effect on Community Welfare in the Regency/City of Bali Province. The results of this research are expected to be able to provide an overview that can be used as consideration for the government so that the resulting policy is able to provide positive impact on the community in the Regency/City of Bali Province. Keywords : GGDP per capita, PMTB, employment status, income distribution, and community welfare.
IMPLEMENTATION OF MOTIVATION IN AN EFFORT TO INCREASE THE WORK PRODUCTIVITY OF HOSPITAL EMPLOYEES Anry Sutrisno; Lungguh Perceka, Andhika; Sidik Nurjaman, Muhammad
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 8 (2024): August
Publisher : Adisam Publisher

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Abstract

Work motivation is defined as a willingness to exercise high levels of effort to achieve organizational goals which are conditioned by the ability of the effort to meet certain needs. So the company as the authority holder also makes policies that must be able to understand the motives of its employees in working. Because, employee work motivation and productivity have been proven to be interrelated. So in this case, if companies can understand work motivation which includes internal and external dimensions, efforts to increase employee work productivity can be optimized and improved. Strategies for improving hospital employee performance can be carried out in various ways, starting from providing training and skills development, increasing motivation and work morale, to implementing an appropriate reward and punishment system. Apart from that, it is also important to pay attention to factors that influence employee performance, such as a conducive work environment, adequate management support, and effective work systems. In improving employee performance, hospital or health institution management needs to improve a positive organizational culture, provide a reward system and adequate work facilities, as well as provide mentoring or support to employees in carrying out their duties and responsibilities. Evaluation of the factors that influence employee performance needs to continue to be carried out to improve the performance and effectiveness of the institution as a whole.
MICROFINANCE AS A TOOL FOR ECONOMIC EMPOWERMENT OF THE UNDERPRIVILEGED Erwin; A.Hamid; Mohd Syahrin
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 8 (2024): August
Publisher : Adisam Publisher

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Abstract

Microfinance is a financial service aimed at individuals or small businesses that typically do not have access to conventional banking and financial services. It aims to promote economic independence and reduce poverty by providing credit, savings, insurance, and other financial services to small businesses and low-income individuals. These services assist them in starting or expanding their businesses, increasing their income, and gradually improving their standard of living. The research method conducted in this study is the literature research method. The results of the literature review show that microfinance has significant potential in supporting entrepreneurial activities, increasing income, and reducing poverty. Furthermore, microfinance has proven to be effective in enhancing women's economic capacity, giving them access to financial resources that were previously unreachable. However, its effectiveness depends on a number of factors such as programme design, local economic conditions, and the level of financial literacy of the recipients. The research also identified several challenges, including the risk of over-indebtedness and financial instability for borrowers.

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