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Andri Putra Kesmawan
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INDONESIA
Journal of Business and Halal Industry
Published by Indonesian Journal Publisher
ISSN : -     EISSN : 30264324     DOI : https://doi.org/10.47134/jbhi
Core Subject : Economy,
Economics, Econometrics & Finance
Journal of Business and Halal Industry (3026-4324) publishes original research that examines the economic, social, and religious dimensions of business and halal industry. The journals scope includes a wide range of topics, such as: The theory and practice of halal business. The legal and regulatory framework for halal business. The economic and social impact of halal business. The management and governance of halal business The role of halal business in sustainable development. The journal welcomes submissions from a wide range of disciplines, including economics, business administration, management, and Islamic studies. The journal is committed to publishing high-quality research that is relevant to policymakers, academics, and the general public.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 55 Documents
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Pengaruh Implementasi Corporate Social Responsibility (CSR), Kepatuhan Syariah, dan Pengelolaan Dana Zakat terhadap Kepuasan Nasabah pada Perbankan Syariah di Indonesia yang terdaftar di BEI Rani Sasi Rahmadhani; Imelda Dian Rahmawati
Journal of Business and Halal Industry Vol. 3 No. 3 (2026): March
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jbhi.v3i3.1199

Abstract

Perkembangan ekonomi dan industri perbankan di era modern tidak hanya menekankan pada pencapaian keuntungan semata, melainkan juga pada aspek keberlanjutan, etika, dan tanggung jawab sosial. Salah satu bentuk tanggung jawab sosial dalam perbankan syariah adalah penerapan zakat perusahaan dan CSR secara konsisten. Tujuan penelitian ini guna menelaah pelaksanaan CSR berdampak signifikan pada kepuasan nasabah bank syariah nasional di Indonesia yang telah terdaftar di BEI. Metode penelitian ini menggunakan pendekatan kuantitatifdengan teknik penyebaran kuesioner melalui Google forms. Hasil penelitian ini menjelaskan Corporate Social Responsibility (CSR), Kepatuhan Syariah, dan Pengelolaan Dana Zakat berpengaruh positif dan signifikan terhadap Kepuasan Nasabah bank syariah, baik secara parsial maupun simultan. Kepuasan nasabah tidak hanya ditentukan oleh kualitas layanan perbankan semata, tetapi juga dipengaruhi oleh penerapan nilai-nilai etika, kepatuhan terhadap prinsip syariah, serta komitmen sosial yang dijalankan oleh bank syariah secara konsisten.Pengelolaan Dana Zakat merupakan variabel yang paling dominan dalam memengaruhi Kepuasan Nasabah. Penelitian ini bermanfaat terhadap pengembangan literatur keuangan syariah yang menggabungkan dimensi sosial, religius, dan kepuasan nasabah sebagai ukuran non-keuangan.
Determinants of Halal Food Provision Among Restaurants in Iligan City Basis for Strategy Formulation Jannah Qesma Gumama
Journal of Business and Halal Industry Vol. 3 No. 3 (2026): March
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jbhi.v3i3.1235

Abstract

The growing demand for halal food has increased the need for local restaurants to provide food that complies with halal requirements. This study examines the determinants that influence the provision of halal food among local restaurants in Iligan City, Philippines. Using a descriptive, cross-sectional research design with a quantitative methodology, restaurants in Iligan City were surveyed with questionnaires to determine their level of awareness, the determinants influencing their provision of halal food options, the challenges that they encounter, and the extent of halal food provision. Results of the study indicated that most restaurants have good-to-high levels of awareness, with awareness of the importance of halal food having the highest mean, while awareness of the halal certification process had the lowest mean. Regression analysis indicated that social, marketing, and cultural determinants significantly influence the provision of halal food, while awareness and business values had no significant influence. Halal food options were found to be available at most local restaurants, though these options did not consistently meet strict halal standards. The main challenges identified include supply and ingredient issues, limited information and knowledge about halal food, and staff training. Based on these findings, it can be concluded that the provision of halal food by local restaurants in Iligan City is primarily influenced by social, marketing, and cultural factors, highlighting the need for certification assistance, staff training, and stronger government support to strengthen halal compliance in the restaurant industry.
Mapping Barriers to Culinary MSME Resilience in Indonesia’s Halal Food Ecosystem: A Fishbone Diagram and USG Matrix Approach Nurul Haeriyah Ridwan
Journal of Business and Halal Industry Vol. 4 No. 1 (2026): September
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jbhi.v4i1.1271

Abstract

This study investigates the systemic barriers hindering the business resilience of culinary Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Adopting a descriptive qualitative approach, the research integrates a comprehensive literature review with Focus Group Discussions (FGD) involving entrepreneurship experts. Data were analyzed using a cause-and-effect framework to map causal relationships and a priority matrix to identify critical inhibitors. The findings reveal that low business resilience is primarily driven by three critical factors: limited post-pandemic working capital, low digital literacy coupled with technological resistance, and supply chain inefficiencies caused by multiple intermediaries. Specifically, liquidity constraints emerged as the highest priority, followed by digital capability gaps. The study implies that enhancing resilience requires multidimensional interventions beyond conventional financial aid, focusing on inclusive digital literacy education, capital access reform through digital transaction data, and the establishment of transparent B2B digital logistics ecosystems. These results provide a strategic roadmap for policymakers to foster a more adaptive and sustainable MSME sector.
Koperasi Desa/Kelurahan Merah Putih sebagai Akselerator Kewirausahaan Rakyat: Strategi Tata Kelola, Digitalisasi, dan Inklusi UMKM Berkelanjutan Syarifah Mauizah
Journal of Business and Halal Industry Vol. 4 No. 1 (2026): September
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jbhi.v4i1.1257

Abstract

Peluncuran kelembagaan Koperasi Desa/Kelurahan Merah Putih (KDMP) menempatkan koperasi sebagai instrumen strategis untuk memperkuat kewirausahaan rakyat, tetapi implementasinya masih menghadapi risiko tata kelola, kapasitas sumber daya manusia, tumpang tindih fungsi dengan BUMDes, kesenjangan digital, inklusi pelaku usaha, dan keberlanjutan model bisnis. Kajian ini bertujuan merumuskan strategi optimalisasi KDMP sebagai akselerator kewirausahaan rakyat yang efektif dan berkelanjutan. Penelitian menggunakan pendekatan kualitatif-deskriptif melalui policy literature review yang bersifat konseptual-analitis dengan menelaah artikel ilmiah 2020–2026, regulasi, statistik pemerintah, laporan lembaga riset, serta informasi publik terverifikasi. Sumber dibandingkan melalui sintesis tematik dan triangulasi untuk mengidentifikasi konvergensi, perbedaan, serta kekosongan bukti. Hasil kajian menghasilkan enam pilar yang saling memperkuat, yaitu tata kelola partisipatif dan pengawasan berlapis, penguatan kapasitas sumber daya manusia, digitalisasi sebagai kapabilitas bisnis, sinkronisasi kelembagaan dengan BUMDes, inklusi aktif wirausaha perempuan dan UMKM mikro, serta model bisnis berbasis potensi lokal dan ekonomi hijau. Analisis juga menunjukkan bahwa digitalisasi perlu mencakup pembayaran, akuntansi, pengelolaan anggota, rantai pasok, marketplace, analitik, credit scoring, dan keamanan siber, sedangkan keberlanjutan finansial memerlukan sumber pendapatan yang jelas, struktur biaya, break-even point, pengelolaan modal kerja, dan transaksi anggota yang berulang. Kajian menyimpulkan bahwa keenam pilar harus dijalankan secara serentak dan diukur melalui indikator operasional agar KDMP berkembang dari entitas administratif menjadi organisasi ekonomi anggota yang mandiri, inklusif, transparan, dan berkelanjutan. Secara praktis, kerangka ini menempatkan dukungan pemerintah sebagai pemicu awal, bukan sumber ketergantungan permanen, sehingga setiap unit KDMP perlu membangun permintaan pasar, disiplin arus kas, akuntabilitas digital, dan manfaat ekonomi yang dapat dirasakan anggota secara berkelanjutan secara konsisten.
Produk Fintech Lending Syariah dan Keadilan Risiko: Kajian Naratif Terhadap Perlindungan Investor, UMKM, dan Maqashid Syariah Syarifah Mauizah
Journal of Business and Halal Industry Vol. 4 No. 1 (2026): September
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jbhi.v4i1.1267

Abstract

The development of Islamic fintech lending has become one of the most significant innovations in the transformation of the digital financial industry, offering an alternative financing model based on Islamic principles. This financial service plays a strategic role in expanding access to capital for micro, small, and medium enterprises (MSMEs), promoting financial inclusion, and providing more flexible financing mechanisms. However, this development has also raised concerns regarding the fairness of risk distribution among investors, fintech providers, and financing recipients, particularly in relation to information transparency, default risk, contract (akad) comprehension, and asset protection. This study aims to analyze the characteristics of Islamic fintech lending products, the mechanisms for protecting investors and MSMEs, and the relevance of Maqashid Shariah in establishing equitable risk management. The research employs a qualitative narrative review approach through the analysis of academic literature, regulations, fatwas, and previous studies published between 2020 and 2026. The findings indicate that Islamic fintech lending has substantial potential to support financial inclusion; however, it continues to face challenges related to governance, digital financial literacy, risk transparency, and stakeholder protection. The implementation of Maqashid Shariah principles, particularly hifzh al-mal (the protection of wealth), serves as a fundamental framework for achieving a balance between digital innovation, risk mitigation, and sustainable economic welfare. The analytical synthesis identifies financial literacy as a protective mechanism because it strengthens informed decision-making, improves understanding of contracts and risk disclosure, and reduces information-related vulnerability. These findings provide a conceptual basis for regulatory strengthening, platform governance, and future empirical testing.

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