Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen dan Ekonomi Syariah. Jurnal ini berkaitan dengan aspek apapun dari manajemen, tidak terbatas pada topik berikut : berbagai perspektif ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam, dan tema lain yang relevan.
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Ijtihad Tathbiqi dan Kontribusinya dalam Pengembangan Ekonomi Syariah
Adhe Pertiwi Mareta;
Syamsul Hilal;
Moh. Bahrudin
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA
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DOI: 10.59059/jupiekes.v3i1.2006
In the context of Islamic economics, many contemporary issues are not explicitly regulated by Islamic legal sources, thus requiring ijtihad to adapt the law to current circumstances. Ijtihad Tathbiqi is defined as the effort to apply established sharia laws in the specific context of daily life. This research aims to explain the concept of ijtihad tathbiqi, the legal requirements for a mujtahid, the objects of ijtihad tathbiqi, the implementation steps, as well as its potential and contribution to the development of the sharia economy in Indonesia.
Kritik Nalar Al-Jabiri dan Implikasinya Terhadap Perkembangan Ekonomi Syariah Modern: Perspektif Trilogi Epistemologi untuk Kemajuan Islam
Fadhil Wafa;
Abid Rohmanu
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA
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DOI: 10.59059/jupiekes.v3i1.2014
Modern Islamic philosopher and commentator Muhammad Abid Al-Jabiri helped advance the study of Quranic interpretation today. His critical thinking of Arabic reason made him famous among academics. Abid Al Jabiri's "revivalism" spirit motivated his criticism. In this case, the concept is related to the revival of Islam and efforts to change society. Abid Al Jabiri considered the current Islamic revival to be unsuccessful or even considered a failure. Based on this, Abid Al Jabiri wrote the next trilogy. This trilogy begins with his concern about the modern Arab discourse that cannot solve the problem of Islamic revival. The inaccuracy of Arabs in handling traditions (turats) is a factor that causes the Islamic revival to fail. Based on the perception of differences, the dialectic of understanding of contemporary Arab backwardness versus the dialectic of modern Western progress, the urgency of the Islamic revival does not depend on the orientation of development or its facts. According to al-Jabiri, formulating "the revival of Islamic civilization" is not easy, even unable to achieve progress, either in scientific planning or proportional utopian vision. After that, Al-Jabiri focused on turats (Islamic traditions), studying them and understanding them objectively to gain new insights. The main goal of Al-Jabiri's thinking on the whole turats is to realize socially transformative knowledge while maintaining the sustainability of the Islamic civilization revival program. This article examines Al-Jabiri's rational critique through the perspective of the bayani, irfani, and burhani epistemological trilogy and its implications for the development of modern Islamic economics. The main focus of this study is how the concept of rational critique can be applied to support the progress of Islam, especially in the context of Islamic economic theory and practice. This study highlights the relevance of Al-Jabiri's approach in formulating a more critical and progressive framework for Islamic economic thinking, while also responding to the challenges of modernization. This article also analyzes the contribution of the epistemological trilogy to strengthening Islamic financial practices in a global context. The research findings show that this integrative approach is not only relevant to the development of Islamic economics but also offers a solid foundation for innovation in facing the dynamics of the modern economy.
Ijtihad Bahtsul Masāil NU dalam Bidang Ekonomi
Abib Novriyanto;
Moh Bahrudin;
Syamsul Hilal
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA
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DOI: 10.59059/jupiekes.v3i1.2017
Ijtihad Bahtsul Masail Nahdlatul Ulama (NU) in the field of economics, which seeks to answer contemporary challenges while remaining rooted in the tradition of Islamic knowledge. NU's approach prioritizes the continuity of the transmission of Islamic knowledge through a legitimate and trusted chain, using classical fiqh books, especially the Shafi'i school of thought. The purpose of this study is to understand the relevance and effectiveness of collective ijtihad carried out by NU in answering modern economic issues such as Islamic banking, investment, e-commerce, and digital payment systems. The method used in this study is a literature study by reviewing literature related to classical fiqh books, journals, and relevant scientific articles. The results of the study show that Bahtsul Masail NU has made a significant contribution to developing Islamic economic law that is relevant to the development of the times. LBM NU not only answers contemporary issues, such as online investment and e-commerce, but also plays a role in forming sharia-based economic policies implemented by the community. However, this study also notes challenges, such as maintaining the consistency of the ijtihad method and answering complex issues without sacrificing the basic principles of sharia.
Analisis Pasar dan Peluang Usaha Syariah di Pantai Anyer, Banten : Potensi dan Tantangannya
Hafidz Ainur Rofi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA
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DOI: 10.59059/jupiekes.v3i1.2032
Increasing awareness of the halal lifestyle among Muslim tourists worldwide opens up great opportunities for the tourism sector. Muslim tourists look for destinations that are not only beautiful, but also in accordance with Islamic principles. Anyer Beach, as one of the leading tourist destinations in Banten Province, displays beautiful natural views and various attractive tourist facilities. This beach is a favorite destination for domestic and foreign tourists, including Muslim tourists who are looking for a halal tourism experience. Even though Anyer Beach has great potential as a halal tourist destination, this sector is still quite new and not yet fully developed. Therefore, market analysis and opportunities for sharia struggle at Anyer Beach are very crucial to identify potential and challenges in the halal tourism sector.
Implementasi Produktivitas Wakaf Pada Pemberdayaan Pesantren Daarul Qolam Binjai
Muhammad Azizi Akbar;
Yenni Samri Julianti Nasution
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA
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DOI: 10.59059/jupiekes.v3i1.2039
Waqf plays an important role and offers significant contributions in various sectors, especially in the advancement of Islamic boarding school education. The purpose of this study is to explore the implementation of productive waqf development as a means of educational empowerment at the Daarul Qolam Binjai Islamic Boarding School. The approach used in this study is qualitative descriptive. This research was conducted at the Daarul Qolam Islamic boarding school in Binjai, where data was collected through observation, interviews, and documentation, while data verification was carried out through triangulation techniques. The results of the study indicate that first, the strategy of developing productive waqf for educational empowerment at the Daarul Qolam Binjai Islamic Boarding School aims to increase the independence of the pesantren and develop human resources as business actors through various assets and programs managed by the Daarul Qolam Binjai Islamic Boarding School Waqf Agency. Second, the productive waqf mechanism is implemented through a systematic, detailed, and in accordance with legal provisions. Third, the development of productive waqf plays a crucial role in the progress and welfare of the education of students at the Daarul Qolam Binjai Islamic Boarding School. The form includes the allocation of productive waqf utilization which is prioritized on strengthening Islamic boarding schools and support for education, including the provision of logistics, infrastructure development, facilities and infrastructure, and Islamic boarding school operations, which are partly sourced from the surplus of productive waqf assets.
Tinjauan Mendalam Tentang Plagiarisme : Pelanggaran Etika dalam Dunia Akademik dan Profesional
Devia Astry Khairani;
Zainarti Zainarti
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA
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DOI: 10.59059/jupiekes.v3i1.2053
Plagiarism has become a significant issue in both academic and professional contexts, raising questions about intellectual integrity and ethics. This article aims to explore various aspects of plagiarism, including definitions, types, and its impact on scholarly and industry communities. The research methodology involves a comprehensive literature review and analysis of case studies to illustrate the prevalence and motivations behind plagiaristic behaviors. The findings indicate that acts of plagiarism not only harm the individuals involved but also undermine trust and the values of honesty within the academic and professional communities at large. This study also highlights efforts to prevent plagiarism and the importance of ethics education in promoting dignified and respectful writing practices.
Analisis Peran Dewan Pengawas Syariah (DPS) dalam Mengawasi Perusahaan Asuransi Syariah
Siti Khoiriyah Karina Ujung;
Zainarti Zainarti
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA
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DOI: 10.59059/jupiekes.v3i1.2054
The function of the Sharia Supervisory Board (DPS) in overseeing Indonesian sharia insurance providers is examined in this study. This study examines how DPS fulfills its responsibilities to guarantee adherence to sharia principles in insurance operations and products using qualitative approaches based on a review of the literature. As a supervisor and advisor in sharia financial institutions, DPS is crucial. However, because of a lack of expertise in the sharia insurance industry and a shortage of human resources, DPS performance is still subpar, according to this study. The analysis's findings highlight how crucial it is to improve DPS's role and capabilities through pertinent education and training in order to boost the effectiveness of sharia supervision in the insurance industry.
Analisis Kebijakan Pemerintah Menambah Kadar CPO pada BBM Biosolar dalam Upaya Menghemat Devisa Negara Indonesia
Sri Indah Siregar;
Masitah Khairani;
Faisal Aqasah;
Willi Ardianto;
Dwita Sakuntala
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA
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DOI: 10.59059/jupiekes.v3i1.2082
In the implementation of the manufacture of BioSolar or BioDiesel fuel, the government uses a hybrid concept which is by mixing diesel from petroleum with Crude Palm Oil (CPO), this policy is useful in saving the country's foreign exchange where the government reduces the amount of petroleum imports and replaces it with CPO from within the country. Because Indonesia is one of the largest CPO producing countries in the world, through this policy the government can make better use of Indonesia's natural resources. This study uses a qualitative research method with a descriptive approach where researchers observe a phenomenon of increasing levels of palm oil (CPO) in current diesel fuel, namely from B30 to B35.
Analisis Pemahaman dan Kepatuhan terhadap Prinsip Syariah dalam Proses Klaim Asuransi Syariah
Riri Dwita Putri;
Zainarti Zainarti
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA
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DOI: 10.59059/jupiekes.v3i1.2083
This study aims to analyze participants’ understanding and compliance with sharia principles in the sharia insurance claim process in Indonesia. Sharia insurance, which is based on the principle of mutual assistance and tabarru’ contract, is expected to provide protection in accordance with Islamic law. However, challenges arise in its operational practices, especially in the claim process. This study uses a qualitative approach by interviewing sharia insurance participants to explore their level of understanding of sharia principles, claim procedures, and challenges faced during the claim process. The results of the study indicate that participants’ understanding of sharia principles is still limited, which has an impact on their lack of clarity in undergoing the claim procedure. Some of the main challenges identified include administrative constraints, long claim processing times, and unclear claim procedures. Lack of understanding of sharia principles also worsens the smoothness of claims. Based on these findings, this study suggests the importance of increasing sharia literacy through training, seminars, and educational materials that are easy for participants to understand. In addition, simplification of claim procedures is needed to increase transparency and ensure that the claim process is in accordance with sharia principles. The implication of this study is the importance of improvements in the education system and operations of sharia insurance to improve participant understanding and compliance, as well as strengthen trust in the sharia insurance industry in Indonesia.
Optimalisasi UMKM Berbasis Syariah: Studi Kasus Browsist Dalam Pengembangan Ekonomi Kreatif Kuliner
Friska Efia Akwila;
Filzah Aulia
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA
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DOI: 10.59059/jupiekes.v3i1.2100
Small and medium enterprises (SMEs) play a very important role in the economy, especially in developing countries like Indonesia. Developing countries such as Indonesia. This research aims to develop mentoring strategy for SMEs in the snack food sector, specifically “BROWSIST,” which faces challenges in digital marketing,operational efficiency, and implementation of sharia economic principles. Through qualitative descriptive approach, this research conducts mentoring with a focus on optimizing digital marketing, improving operational management, and integrating sharia principles in every aspect of the business. integration of sharia principles in every aspect of the business. The results of the mentoring showed a significant increase in turnover, number of customers, and operational efficiency after three months. efficiency after three months. In addition, stronger application of sharia principles in business transactions and finances principles in business transactions and finances strengthens BROWSIST's position in the halal market. halal market. This study suggests the importance of sustainability in brand development, increasing production capacity, and expanding market reach to support more sustainable business growth. market to support more sustainable business growth.