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Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Published by Sekolah Tinggi Agama Islam Yayasan Pendidikan Ilmu Qur'an Baubau
ISSN : 2988148X     EISSN : 2988134X     DOI : 10.59059
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen dan Ekonomi Syariah. Jurnal ini berkaitan dengan aspek apapun dari manajemen, tidak terbatas pada topik berikut : berbagai perspektif ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam, dan tema lain yang relevan.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 181 Documents
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Pengembangan Digital Marketing Dalam Meningkatkan Kinerja Bisnis Bagi Pelaku Usaha Batik Baduta Kelurahan Tanggung Kecamatan Kepanjen Kidul Kota Blitar Nafa Amalina; Arief Bachtiar; Kiky Asmara
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.234

Abstract

Baduta batik Blitar is an MSME that sells batik handicraft products. Barik itself is a work of a nation that is well known abroad. The batik craft center itself is a cultural tour that is visited by many domestic and foreign tourists. Almost every region in Indonesia has batik craft centers, especially in Java and its surroundings. UMKM Batik Baduta Blitar has been built since 2009, but UMKM Baduta has obstacles in carrying out digital marketing, which causes Batik Baduta Blitar customers to complain about the lack of information from Batik Baduta Blitar writing on Batik Baduta Blitar's social media. The application of digital marketing is carried out with the stages of literacy, training and development then application of programs that are in accordance with the conditions of the Baduta batik group. The results of this study are that with this problem the solution that can be applied is to create an online marketing strategy that includes digital marketing strategies, social media content, and copy writing. The existence of this online marketing strategy can make Batik Baduta Blitar MSMEs able to carry out marketing effectively and efficiently.
Pengaruh Pemahaman Saham Syariah Dan Perilaku Keuangan Mahasiswa FEBI UIN STS Jambi Terhadap Minat Pembelian Saham Syariah Melalui PT FAC Sekuritas Najuwanda. R; Eja Armaz Hardi; Agusriandi Agusriandi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.245

Abstract

This study aims to determine and analyze the influence of Islamic stock understanding and financial behavior on the intention to purchase Islamic stocks at PT FAC Sekuritas. The method used in this study is a quantitative method, and the data analysis method used is the coefficient of determination test. The sample in this study was 94 samples of FEBI students at UIN STS Jambi class of 2019-2021, by distributing Likert scale questionnaires. The results of the study show that understanding of Islamic stocks (X1) has a significant positive effect on the intention to purchase Islamic stocks (Y). This is evidenced by the value of Tcount 4.379 > Ttable 1.661 and a Sig value of 0.001 <0.05, which means that Ho is rejected and Ha is accepted. Financial Behavior (X2) shows that there is a significant positive influence on the intention to purchase Islamic stocks (Y). This is evidenced by the tcount value of the minimum capital variable of 3.480 > 1.661 with a significance value of 0.001 <0.05, so it can be concluded that Ha is accepted and Ho is rejected. Understanding of sharia stocks and financial behavior together have a significant effect on the intention to buy sharia stocks. It is known that the significance values ​​for (X1) and (X2) simultaneously affect (Y) of 0.000 <0.005 and the value of Fcount > Ftable (34.631 > 3.10). So it can be concluded that Ha is accepted and H0 is rejected. This means that the higher the level of understanding of Islamic stocks and the better financial behavior, the higher the interest of students in purchasing Islamic stocks at PT FAC Sekuritas.
Budaya Organisasi: Pembentukan Karakter Peserta Didik Di SMPS IT Al-Hijrah Yuni Syafriani; Fella Annisa Harahap; Suci Ramadhani; Hasbih Sholeh Suryadi; Lucky Tirta
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.246

Abstract

Education is a process of cultural transformation from one generation to another, the process of forming personality, the process of forming students into good citizens, and preparing the workforce so that the output of education can live properly in society. However, what has happened so far is not supposed to be, the practice of education so far is still oriented towards the process of pursuing and gathering scientific information as much as possible, but forgetting the fundamental aspect of education, namely how to give birth to a generation that is able to live life and life completely relying on Divine values.
Pengaruh Modal Minimum Terhadap Minat berinvestasi di Pasar Modal Syariah Dengan Edukasi Sebagai Variabel Moderating (Studi Empiris Mahasiswa Fakultas Keislaman Universitas Trunojoyo Madura) Sofy Laila Sari; Dahruji Dahruji
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.248

Abstract

The Sharia Investment Gallery is a place for students to learn about investing in the Islamic capital market. There are several programs carried out by the Sharia Investment Gallery, namely educating and motivating students by holding activities such as studies on the Islamic capital market, Islamic capital market schools (SPMS) and also socializing the existence of a minimum capital of IDR 100,000 in opening an account on the market. Islamic capital in order to attract students to invest in the Islamic capital market. Therefore this research is to find out whether Minimum Capital affects students' interest in investing in the Islamic capital market with education as a moderating variable. This research is a quantitative study, the variables used are minimum capital (X), Education (Z), and Student interest in investing (Y). This study tested the MRA interaction. By distributing 131 questionnaires to GIS investors at the Islamic Faculty of Trunjoyo Madura University. The results of this study indicate that the results of the T test on the minimum capital variable affect students' interest in investing in the Islamic capital market. Furthermore, in the interaction test, the education variable has a significant effect in moderating the relationship between minimum capital and interest in investing, and it can be said that the moderating variable (education) strengthens the relationship between minimum capital and investment interest. And included in the pseudo moderation variable (Quasi Moderation.
Analisis Persepsi Masyarakat Mengenai Fungsi Uang Perspektif Ekonomi Islam Nola Adilla; Aidil Alfin
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.274

Abstract

In the perspective of Islamic economics, there are only 2 functions of money, namely money as a unit of value and money as a medium of exchange. There are 4 functions of money in a conventional economic system, namely money as a unit of account, money as a unit of exchange but in a conventional economic system, money does not only function as a valid medium of exchange but also as goods that can be traded or to make a profit, money as a storage unit. value, money as the standard unit of payment in the future. This study aims to find out how the perceptions of the Bukittinggi community regarding the function of money from an Islamic economic perspective. The type of research used is descriptive qualitative research. The research informant is the Muslim community of Bukittinggi City. Data collection is done by documentation, observation and interviews. The data analysis technique used is data reduction, data presentation, and drawing conclusions. From the results of research conducted by researchers, it was found that most people's perceptions about the function of money are in line with Islamic economics, but a small number have perceptions that are not in line with Islamic economics because they think that money can be used as a tool for personal gain. This is contrary to the concept and function of money in Islam.
Analisis Kelayakan Usaha Warung Kopi Di Kelurahan Nginden Jangkungan Kecamatan Sukolilo Kota Surabaya Stefanus Jenarut; Kunto Inggit Gunawan
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.275

Abstract

The coffee shop business in Nginden Jangkungan Village, Sukolilo District, Surabaya City, was studied by 6 people and the average income generated was IDR 20,195,000 / month, and had an average total cost incurred each month, namely IDR 8,386,032 / month. For the average profit that will be obtained from the 6 coffee shop business owners studied in the Keputih Village, Sukolilo District, Surabaya City, it is IDR 11,808,967/month. Furthermore, the lowest profit was obtained by Mr. Ridwan, the owner of the Giras Panorama coffee shop, amounting to Rp. 8,460,561/month and the highest was obtained by Mr. Arifudin, amounting to Rp. 16,561,839/month. Meanwhile, Mr. Ridwan is the owner of the largest business capital, namely Rp. 20,249,439/month and the smallest is Mr. Fauzi, which is Rp. 3,802,944. /month. Meanwhile with regard to ROI, the lowest percentage was obtained from the Giras Panorama coffee shop business of 41,781% and the highest was the NS 58 coffee shop, namely 393,827%. the average ROI value of the six coffee shops is 196,290%. In simple terms, in 1 year the average rate of return on investment for the six coffee shops studied was 196,290%. For R/C calculations, the largest value was obtained from the NS 58 coffee shop with 4,938 and the smallest was the Giras Panorama coffee shop with 1,417. The average R/C value for the six coffee shops is 2,962.5. That is, with a capital of IDR 1,000, coffee shops on average earn IDR 2,962.5 or get a profit of IDR 1,962.5 because the total income of the six coffee shops is far greater than the total monthly costs. For the calculation of the B/C ratio, the largest value was obtained for the NS 58 coffee shop at 3,938 and the smallest was for the Giras Panorama coffee shop at 0,417. Meanwhile, the average value of the B/C ratio for the six coffee shops was 1,962.5. That is, Mr. Ridwan as the owner of the Giras Panorama coffee shop which has a ratio of 0.417 or it can be said that it is not feasible to run.
Halal Critical Point Analysis Of Some Toast Samples In Cibiru District, Bandung City Annisa Wardatul Jannah; Hilma Mauludiyyah Inayatulloh; Muna Mumtazah; Ateng Supriyatna; Tri Cahyanto
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.280

Abstract

The halalness of a food product is still a hot topic in public discussion. The halal quality of food and beverage products does not always depend on the raw materials used. However, it can be known from the mixing materials used, starting from the production process to the distribution process. Muslims are required to eat food that is halal and thoyyib, the critical point of an important product. The critical point of halal is a stage of food production where there is a possibility for a product to become haram. The purpose of this study is to determine the critical point of halal toast products in the Cibiru area, Bandung City. The method used is direct field research by way of observation, interviews, and documentation related to the required data. Furthermore, data analysis was carried out and described in accordance with data collection when in the field. So that the results show that there are critical points in the composition of toast, namely plain bread, jam, and margarine as well as critical points in the tools used, namely baking sheets and brushes.
Moralitas Tindakan Ekonomi Pedagang Pasar Kamis Sungai Manau Kabupaten Merangin Provinsi Jambi Inka Sri Yunara; Nazori Nazori; Nurfitri Martaliah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.286

Abstract

An understanding of morality as distinguished through legality is found in Kant's moral philosophy. Based on his knowledge, morality is the similarity of nature or behavior to inner provisions or laws, namely what Kant sees as "obligations". Morality is always fulfilled if we obey the law outwardly but because we are afraid of an impact of that law outwardly, but because we know that obeying the law is an obligation. In another part, Kant said that there are two parts of the principle that make human action, such as maxims (maxime) and objective rules. Maxims are teachings that are still running subjectively, which are based on subjective vision and form the basis for action. Despite having a mind, the human being as a subject is an imperfect person, and also has passions, emotions, tastes and so on. Basically (basic values) means that the economy is useful for helping economic implementers (in this case traders) will destroy problems (moral) in their economic practices. In general, the market is interpreted as a meeting place for buyers and sellers in carrying out trading activities. However, along with the increasingly dynamic human life, the form and meaning of the market will become broader. This study uses a qualitative descriptive research type, because it seeks to clarify phenomena or events, people, objects or processes that are relevant to the Morality of Economic Actions of Traders in the Thursday Market. The object of this research is traders in the Thursday River Manau market. This study uses primary data and secondary data. Data obtained by means of observation, interviews, and documentation. The results of this study are that traders on Thursday's market understand how to trade properly, in selling we should have to do a good method and it's better for us to avoid lies that can drown us in bad things in the future.
Analisis Prosedur Gadai Emas Syariah Dan Penerapannya Pada Pegadaian Syariah UPS Mandailing Natal Ummi Itiah Nasution; Waizul Qarni; Ahmad Kali Ansori Nasution
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.287

Abstract

Sharia pawning is called rahn in Islamic law where the meaning is a contract with the detention of valuables as collateral for debts carried out by sharia pawnshops. In my opinion, as a writer, this sharia gold mortgage is the best choice when there are pressing financial matters. This is what makes the author interested in the topic of sharia gold pawning to be studied more deeply. This study discusses the description of the pawnshop itself and the conditions and procedures for pawning gold in sharia at the UPS Mandailing Natal pawnshop. The method used in this study is descriptive qualitative problem approach used is direct interviews and observations. The data used is secondary data including primary, secondary and tertiary data. All data was collected through interviews with managers and service users at UPS Mandailing Natal Sharia Pegadaian as well as literature study. All data is processed by examining data and data settings and then analyzed. The procedure uses a rahn contract and an ijarah contract. Factors that make Islamic Gold Pawning a solution for the lower middle class in Mandailing Natal Regency are because there is no usury or interest and it is more cost-effective as well as collateral items are safer.
Implementasi Sistem Pengendalian Manajemen Dalam Meningkatkan Efektivitas Kerja Pegawai Pada Badan Nasional Penanggulangan Terorisme Republik Indonesia Siti Hutami Hariati M
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.292

Abstract

Implementation of Management Control Systems in Improving Employee Work Effectiveness at the National Counterterrorism Agency of the Republic of Indonesia (supervised by Mursalim and Fadliah Nasaruddin). The aims of this study were to determine (1) the adequacy of the management control system (SPM) implementation, and (2) the SPM's role in increasing the effectiveness of the work of employees at the National Counterterrorism Agency (BNPT) of the Republic of Indonesia. This study uses primary data, namely through the distribution of questionnaires. The research methodology used is a qualitative descriptive analysis method. Testing the data using questionnaire answers with a sample consisting of 210 civil servants and TNI/POLRI, 83 PTT and 17 task units of the BNPT of the Republic of Indonesia. Based on the results of the questionnaire testing, it was concluded that the adequacy of the implementation of SPM at the BNPT of the Republic of Indonesia was very adequate. And, the role of SPM in increasing the work effectiveness of employees at the BNPT of the Republic of Indonesia, is very important.

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