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Maslahah: Jurnal Manajemen dan Ekonomi Syariah
Published by Sekolah Tinggi Agama Islam Yayasan Pendidikan Ilmu Qur'an Baubau
ISSN : 29882249     EISSN : 29882230     DOI : 10.59059
Core Subject : Religion, Economy, Science,
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
bidang Ilmu Manajemen dan Ekonomi Syariah. Jurnal ini berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada topik berikut : berbagai perspektif ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 263 Documents
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Strategi Pemasaran dan Program Pemasaran Global di Pasar Indonesia Rifaldi Dwi Syahputra; Putri Khairani Pratiwi; Rizka Azriani Tanjung; Suhairi Suhairi
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1037

Abstract

Globalization is a new challenge for companies in the implementation of marketing strategy. Due to globalization, companies are required to compete with world class companies that have large capital and higher quality products. Indonesia currently becomes the market target for global companies to enjoy huge profits, while the Indonesian companies lost the competition. This study aims to obtain global marketing strategy for Indonesian companies in Indonesian market. Research method used is descriptive analisys. Merger between adaptation of marketing strategies and standard marketing strategy is appropriate strategy in Indonesian market.
Penerapan Aplikasi Pegadaian Digital Service Dalam Transaksi Gadai Pada PT. Pegadaian ( Persero ) UPC Katamso Medan Syahfrilla Al Risa Nurul Azmi; Budi Dharma
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1039

Abstract

PT. Pegadaian (Persero) is a non-bank financial institution which is legally permitted to carry out credit financing on the basis of pawn law. PT. Pegadaian is currently carrying out transformation in the digital world by creating a web-based application called "Pegadaian Digital Service (PDS)". Pegadaian Digital Service (PDS) is a web-based pawnshop service to facilitate customer service in transactions. This research uses a qualitative approach with descriptive methods. The purpose of this research is to determine the use of the Pegadaian Digital Service (PDS) application to facilitate customer transaction services. The results of this research show that the use of the digital Pegadaian application makes customer service easier in transactions. However, it is still not running effectively in terms of facilities so it must be further improved which will have an impact on the quality of service.  
Pengaruh Label Halal, Kesadaran Halal Dan Citra Merek Terhadap Keputusan Pembelian Produk Kosmetik Wardah Pada Wanita Muslimah Generasi Z Di Kota Jambi Resi Sutriani; Agustina Mutia; Neneng Sudharyati
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1049

Abstract

Purchasing decisions are one part of the consumer's response to whether or not to buy a product, from several factors that can influence consumers to buy a product where consumers consider halal labels and product brand images that are already known among generation Z women and halal awareness factors that consumers have when they want to make a purchase decision. This study aims to determine and analyze the influence of halal labels, halal awareness and brand image on the purchase decision of Wardah cosmetic products in generation Z Muslim women. The research method used is quantitative descriptive. The results showed that halal labels, halal awareness, and brand image had a positive and significant effect on the purchase decision of Wardah cosmetic products in generation Z Muslim women. In testing the classical assumptions of this study are normally distributed, heteroscedasticity does not occur, and multicollinearity.
Persepsi Mahasiswa Non Muslim Terhadap Bank Syariah Indonesia: Studi Pada Mahasiswa UNJA Nurhaya Nurhaya; Addiarrahman; Erwin Saputra Siregar
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1054

Abstract

The aim of this research is to determine the perceptions of non-Muslim students towards Indonesian Sharia Banks. To answer this problem, this research was conducted using descriptive qualitative research with data sources from UNJA students. The data collection techniques used were interviews, observation and documentation. The results of this research show that students' perceptions of sharia banks are still lacking because they do not understand sharia banking, they are not sure what sharia banks are, but they have heard about sharia banks from their neighbors. They stated that Islamic banks are the same as regular banks, only that they are designed specifically for Muslims and their operational procedures are the same. Therefore, Islamic banks cannot be accessed by non-Muslim students. From the results of the research conducted, it can be concluded that in UNJA non-Muslim students' perception of sharia banking is a process of integrating, regarding and interpreting information received by the sensory system. Non-Muslim students at UNJA only know about sharia banks, some also know about them from social media, and their response to sharia banks is only ordinary banks and there are also those who say sharia banks are good banks
Analisis Penyaluran Zakat Mal Di Lembaga Amil Zakat (LAZ): Studi Kasus Insan Madani Provinsi Jambi Putri Saumilia Lestari; Titin Agustin Nengsih; Solichah Solichah
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1055

Abstract

Zakat is the fourth pillar of Islam in the form of maliyah ijtima'iyyah worship (economic and social aspects), one of the aims of which is to reduce the economic gap between rich and poor. To fulfill the zakat requirements, there are eight groups called "Mutashiq". Zakat is an asset with certain conditions, Allah SWT requires the owner to hand it over to the person who is entitled to receive it, with certain conditions the property given zakat will be a blessing and will grow and develop, holy and good. Change analysis is defined as a systematic effort to study a research topic by arranging or describing the pieces of information collected into units of analysis. Distribution is the distribution/delivery/distribution of goods and so on to many people or several places. So zakat distribution is the distribution of zakat to people who are entitled to receive it (mustahik zakat) either consumptive or productive. According to the language, zakat mal comes from the word tazkiyah which means to purify property. Meanwhile, according to the term, it is a certain amount of property that Muslims who meet the requirements must give out to people who are entitled to receive it. Mal zakat is also zakat that must be paid if the nisab has been reached (a certain amount).
Tinjauan Ekonomi Syariah Terhadap Penyaluran Dana Modal Usaha Di PNM Mekar Syariah Di Kecamatan Betung Kabupaten Banyuasin Inge Oktavianti; Eja Armaz Hardi; Agusriandi
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1056

Abstract

There are many small-scale people who want to have a business to make a living but are still hampered by capital, so they have to look for more loans to build a business that can become a foundation for the continuity of life in the future. With this, the government is now establishing various institutions that are able to increase the income of people who need capital as business capital, one of these institutions is PT. Madani Mekar Syariah National Capital. So the aim of the author's research is to find out how the practice of distributing business capital funds at PT. Madani Mekar Syariah National Capital in Betung District, Banyuasin Regency and also wants to know how sharia economic law applies to combining murabahah and wakalah contracts in one transaction which is applied to PT. Madani Mekar Syariah National Capital in Betung District, Banyuasin Regency. This research uses qualitative methods with respondents, namely branch heads and Account Office members as well as customers. Regarding informants, namely customers who are Muslim, new customers, and have businesses. The results of this research show the flow of fund distribution practices at PT. Mekar Syariah Madani National Capital in Betung District, Banyuasin Regency includes the stage of determining customers according to the criteria set by PNM Mekar Syariah, the second stage is Financing Training, the third stage is signing the agreement and disbursing funds, and the fourth stage is carrying out weekly installments. If we look at sharia economic law regarding the combination of murabahah and wakalah contracts, this is permissible and does not conflict with sharia principles because the murabahah and wakalah financing contracts are carried out at separate times.
Pengaruh Manajemen Modal Kerja Terhadap Kinerja Keuangan Pada Perusahaan Jasa Sektor Property Dan Real Estate Yang Terdaftar Dalam Indeks Saham Syariah Thiyas Fitri Ayu Adheansyah; Youdhi Prayogo; Muthmainnah Muthmainnah
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1057

Abstract

As time went by, many changes were discovered from outside the company. Due to rapid changes in a company's external reach, companies must also be able to adapt and compete with other companies. Sufficient working capital allows the company to operate as economically as possible, and the company does not face difficulties or threats that may arise due to crises or economic chaos. The aim of this research is to determine the effect of working capital management on the financial performance of property and real estate companies listed in the sharia stock index. The number of samples in this research was 20 companies for the 2020-2022 period after sampling using the purposive sampling method. Panel data analysis is used as a data analysis technique. The partial research results show that there is no effect of working capital management on financial performance, but simultaneously working capital management has an effect on the company's financial performance by 11.9%. When testing classical assumptions with a normal distribution, heteroscedasticity and multicollinearity do not occur.
Analisis Perbandingan Pembiayaan KPR Menggunakan Akad Murabahah Dengan Akad Musyarakah Mutanaqisah Di Bank Syariah Indonesia KC. Medan Aksara Melisa Ananda Putri Ritonga
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1059

Abstract

The aim of this research is to determine the application and comparison of murabahah and musyarakah mutanaqisah contracts in applying for Sharia KPR financing at Bank Syariah Indonesia. The method used in this research is qualitative descriptive research. The information obtained in this research is the result of interviews, observation and documentation. The research results show that the implementation of both contracts begins with a financial request with the same administrative requirements. Comparison of contracts can be seen in similar things, namely. administrative requirements, installment financing, accelerated repayment system and legal consequences for defaulting customers. The differences between these contracts lie in the characteristics of the contract, the definition of margin, the bank's relationship with the customer, the value of the object and home ownership. In its implementation, it can be done by considering the advantages and disadvantages of the two contracts.
Dampak Penerapan Undang-Undang Nomor 23 Tahun 2011 terhadap Akuntabilitas Keuangan Pengelola Zakat : (Studi Kasus Badan Amil Zakat Nasional Republik Indonesia) Rina Nur Izzatin; Syarif Hidayatullah; Hidayat Hidayat
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1069

Abstract

The financial statements of zakat managers must comply with applicable laws and regulations, namely PSAK number 109 which was declared not to conflict with sharia, and the fatwa of the Indonesian Ulema Council by the MUI National Sharia Council on August 16, 2011. So PSAK number 109 becomes the basic principle in carrying out accounting finance in zakat institutions. All zakat management organizations are required to implement it. The purpose of this study, of them is to analyze the extent to which zakat management organizations obey in preparing financial reports. This research is a type of qualitative research using case studies. The author examines a phenomenon that occurs in the field, namely the many Zakat Management Organizations that have not implemented PSAK number 109. This research is also normative juridical research, namely research that is focused on examining the impact of the implementation of Law number 23 of 2011 on the accountability of zakat managers (a case study of BAZNAS RI), the primary data source comes from the results of interviews, and all regulations related to zakat. Secondary data sources come from official websites, books, and journals. The results of this study indicate that, First, compliance with the preparation of zakat financial reports at zakat management organizations is not yet 100%, as evidenced by the large number of zakat managers who have not implemented PSAk No. 109 that must be implemented by zakat organizations, there are even organizations that have not made zakat financial reports. Second, there are two monitoring mechanisms, namely internal audit, and external audit. The three audits have an important effect on increasing the financial accountability of zakat managers.
Peran Aplikasi Siapik Dalam Meningkatkan Kualitas Laporan Keuangan CV. Rapoviaka Simple Irma Yanti; Darman Darman; Munawarah Munawarah; Wiri Wirastuti 
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1075

Abstract

This research discusses the role of SI APIK application in improving the quality of CV Rapoviaka Simple's financial statements. SI APIK, as an integrated financial information system, is designed to simplify the process of recording, processing, and reporting company finances. The application is designed to simplify the financial recording process, reducing the potential for human error. This study aims to determine the role of the SIAPIK application in improving the quality of financial statements. The type of research used is descriptive qualitative research using primary data. Interviews and observations are a reference in this study to explain a measure of the quality of financial statements. The results of this study indicate that the SI APIK application has succeeded in increasing the efficiency of preparing financial reports. SI APIK also helps in managing financial data in real-time allowing companies to respond to market changes faster.  

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