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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,520 Documents
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The Role of Waqf and Overcoming the Economy due to the Covid-19 Pandemic Social in Indonesia Nawawi Nawawi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3343

Abstract

The research has found that one of the principles of waqf in Indonesia is to hold back the capital and give the results to people in need. Consequently, waqf has productive potential that needs to be developed dynamically. This is where the development of waqf financial technology is needed to facilitate the liquidity of online market players according to Sharia by bringing together demand and supply during the lockdown due to the pandemic. In Islamic law, saving Micro, small and Medium enterprises (MSMEs) that are threatened with bankruptcy due to the Covid-19 pandemic can be categorized as waqf recipients (mauquf 'alaih). The Indonesia government can optimize waqf both cash waqf schemes, productive and waqf linked sukut (record) to build waqf-based infrastructure such as Waqf Hospital (WH) specifically for Covid-19 victims, waqf Personal Protective Equipment (PPE), waqf masks, waqf polyclinics, Waqf Isolation Houses (WIH), procurement of waqf ventilators, waqf universities and others.
Analysis of the Claim Process Mechanism for Kafalah Financing Products in Mortgage Housing Liquidity Facilities (FLPP) at PT. Jamkrindo Sharia Medan Branch Rima Rizki Syahputri; Muhammad Yafiz
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3356

Abstract

KPR Sejahtera in the form of a Housing Financing Liquidity Facility or FLPP is one of the KPRs provided by banks. FLPP is a form of joint ownership of credit between public housing that has low interest rates and small monthly payments over the credit term. Here a third party is needed to provide guarantees for the security and protection of the house that has been credited, namely insurance, one of which is PT Jamkrindo Syariah. Kafalah Financing Prosperous Houses with Housing Finance Liquidity Facility (FLPP) is one of the products provided by PT. Guarantee Jamkrindo Syariah. The mechanism by which the Bank sends guarantee claims to Jamsyar is a matter that needs to be discussed. The purpose of this research is to find out how to submit a bank financing guarantee claim to Jamsyar. This research is a descriptive qualitative research using interview and documentation data collection methods. Sources of data received through literature studies and interviews. Based on the results of research at the Medan branch of PT Jamkrindo Syariah, the procedures that must be carried out by the Bank before submitting a claim are as follows: First, the bank conducts an analysis to determine whether the customer's financing is included in collectibility 4 or the category is doubtful. Second, the claim submission letter and supporting documents must be sent by the Bank to Jamsyar no later than 2 (two) months after the claim right is realized. Third, Jamsyar will review the claim submission file after receiving all the data or documents needed to submit a claim and ensure that all requirements are met, if the risk of loss of financing that occurs is included in the guaranteed risk, the guarantor must give approval and carry out claim payments.
The Effect of Workload, Job Satisfaction, and Work Discipline on Employee Performance of PT. BDMN Rantauprapat Jenny Sultanto; Elvina Elvina; Pristyono Pristyono
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3372

Abstract

BDMN Rantauprapat in achieving its business goals, of course, will depend on wrong only on the performance of its employees. The performance of employee banking will influence to quality of service that is given to customers and finally can influence the success and sustainability of the bank’s business. Workload, job satisfaction, and work discipline are several factors that are believed to have an influence on employee performance. This study aims to describe and test how much influence variables influence workload, job satisfaction, and work discipline on the performance of employees at PT. BDMN Rantauprapat Good in a manner Partial nor in a manner simultaneous. The number of respondents is 32 people who work in PT. BDMN Rantauprapat. The research results show that partially or simultaneously, variable workload, job satisfaction, and work discipline positive and significant effect on employee performance at PT. BDMN Rantauprapat.
Financial Performance and Inflation’s Effects on Indonesia’s National Private Commercial Banks’ Return on Assets Abdul Qodir Djaelani; Ety Saraswati; Achmad Agus Priyono; Ari Kartiko
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3373

Abstract

This research was conducted to investigate the effect of financial performance as represented by Loan Deposit Ratio (LDR), Non-Performing Loans (NPL), and Net Interest Margin (NIM), as well as Inflation on profitability at National Private Commercial Banks listed on the Indonesia Stock Exchange (IDX). This research adopts a quantitative approach with empirical analysis using panel data from 2017 to 2021. The sampling method uses purposive sampling, with 23 banks selected as samples. Data analysis was performed using the panel data regression method through Eviews software. The panel data estimation showed a significant influence between the Loan Funding Ratio (LFR) and Inflation variables on the Return on Assets (ROA) of national private commercial banks in Indonesia in 2017-2021. These findings provide a solid empirical basis for providing better financial policy recommendations to these banks in the future.
The Effect of Transformational Leadership, Job Motivation, Reward on Job Satisfaction and Job Performance Regina Anindita; Justine Tanuwijaya
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3382

Abstract

The study aimed to analyze the relationship among transformational leadership, motivation, and reward on job satisfaction, and also examine the effect of transformational leadership, motivation, reward, and job satisfaction on job performance in the Ministry of Industry. The population in this study are employees of the Ministry of Industry with a total of 202 employees as a sample. The determination of the sample was carried out using the non-probability sampling by purposive sampling method. The data analysis technique used is the Structural Equation Modelling (SEM) method. The technique of data collection used is by distributing questionnaires through the Google Form application. The analytical method used is SEM-PLS analysis. The results showed there was a significant effect of Transformational Leadership on Job Satisfaction. There was a significant effect of Motivation on Job Satisfaction. There was a significant effect of Reward on Job Satisfaction. There was no significant effect of Transformational Leadership on Job Performance. There was a significant effect of Motivation on Job Performance. There was a significant effect of Reward on Job Performance. There was no significant effect of Job Satisfaction on Job Performance. Transformational Leadership, motivation, and reward play essential roles to determine employee Job Satisfaction and Job Performance. Leaders can use Transformational Leadership, motivation, and reward as factors to enhance job satisfaction and job performance. Future research is expected to use mediating variables to analyze the role of job satisfaction which mediates the effect of Transformational Leadership, motivation, and reward on job performance.
The Influence of Brand Image and Brand Performance on the Brand Loyalty Uniqlo Damar Adi Yudhistira; Muchsin Saggaf Shihab
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The objective of this research is to look into the impact of brand image and brand performance on UNIQLO brand loyalty, as well as the interaction between brand success and brand image on the development of UNIQLO brand loyalty. This research is included in the poll research category and uses questionnaires to be the research instruments. The consumers of the UNIQLO brand become the research sample group that covers 100 respondents. With the help of IBM SPSS Statistics 26.0 software, multiple linear regression analysis is the research method used. The findings of this study indicate a favorable and significant correlation between UNIQLO brand loyalty formation and brand performance and between UNIQLO brand loyalty formation and brand image combination and brand performance. If a brand’s brand image and brand performance are strong, it will affect brand loyalty, which will support the business stability of the brand.
The Influence of Profile, Connection, and Interaction Factors in the Success of Getting a Job Using Linkedin Social Media Fifi Tirtoprodjo; Sfenrianto Sfenrianto
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3386

Abstract

A Human Resources Management (HR) survey shows that 95% of 541 HR professionals use LinkedIn to recruit passive candidates. Thus, LinkedIn users are increasingly professionalizing their profiles. However, data found that as many as 87% of people on LinkedIn use fake identities. It aims to add a connection with other companies in a way that looks professional. This study aims to determine the effect of the LinkedIn profile on individual success in getting a job because it is based on the high number of fake accounts. This study used a quantitative method, data collection was carried out in the form of a questionnaire and distributed over 20 days to 100 people. This study used a Likert scale. There are 5 Likert scale categories for answer choices: strongly disagree, disagree, neutral, agree, and strongly agree. This research model consists of 6 hypotheses, namely: The effect of profile on connection; The effect of interaction on connection; Profile influence on LinkedIn usage; the effect of interaction on LinkedIn usage; the effect of connection on LinkedIn usage; The influence of using LinkedIn on success in getting a job. The hypothesis is accepted if the T Statistics value is > 1.96. Based on calculations with the 6 hypotheses, the results are all correct except for the effect of connection on LinkedIn, for an assessment <1.96 with a total of 1,078. Then it was found that the most positive effect was in the effect of using LinkedIn on success in getting a job with a statistic of 10,159.
Comparative Analysis of Public Perception of Intention to Buy in Online Marketing and Offline Marketing (Study at Naqi Collection Ajamu Store) Melin Syahfitri; Elida Florentina Sinaga Simanjorang; Muhammad Ali Al-Ihsan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3402

Abstract

The purpose of this study was to find out how the marketing strategy was carried out by the Naqi Collection Ajamu Shoe Store and to compare consumer buying interest in online marketing and offline marketing. Researchers used a qualitative approach with data collection techniques in the form of questionnaires which were distributed to consumers who had shopped at the Ajamu Naqi Collection Store. Data analysis techniques in the form of data collection, data reduction, data presentation, and drawing conclusions. From the results of the study, it can be concluded that offline marketing is more effective than online marketing, consumers are more interested in shopping directly at stores than ordering online. Online marketing run by Naqi Collection Ajamu Shop is not enough to attract consumers, because it posts pictures without accompanying them with clear specifications, this certainly raises doubts for consumers to make purchases online. Whereas in offline marketing, Naqi Collection Ajamu Shop is quite good, in terms of service and quality of goods to achieve customer satisfaction in making offline purchases.
Implementation of Accounting for Zakat and Infaq Funds at Baznas in Medan Based on PSAK No. 109 Suhaila Zahra Lesmana; Laylan Syafina; Hendra Harmain
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3407

Abstract

This article is intended to analyze the application of accounting for Zakat and Infaq funds based on PSAK No. 109 at BAZNAS Medan in 2022. This research method used descriptive qualitative, also including field studies. Data were collected through observation, interviews, and documentation. Based on the analysis and discussion above, it can be concluded that BAZNAS Medan does not fully implement PSAK No. 109 in preparing and presenting its financial statements. The application of accounting for Zakat and Infaq funds is still not appropriate regarding the presentation and disclosure of financial statements. This study aims to analyze how the accounting for zakat and infaq funds is applied to BAZNAS in Medan based on PSAK 109. Report components based on PSAK No. 109 were also not realized properly, because it only presented two reports, namely reports on changes in funds and financial position, as for cash flow reports, notes on financial statements were not attached, while reports on non-halal funds themselves were included in infaq /alms funds. Apart from that, it also does not detail zakat fund transactions and only details it internally for Central BAZNAS. Thus, BAZNAS Medan is still lacking in applying Zakat and Infaq accounting based on PSAK No. 109. Researchers with this research hope to be able to contribute especially to the BAZNAS Medan in continuing to evaluate and improve the quality of its financial reports.
The Influence of Leadership Style, Work Environment, and Compensation on Teacher Performance Julham Efendi; Ade Parlaungan Nasution; Aziddin Harahap
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3410

Abstract

Teacher performance plays a very important role in the advancement of education in Indonesia, if the teacher’s performance is bad, then it will not lead to the best learning outcomes. All instructors must be able to complete their tasks quickly and accurately both in management and teaching. High-class sizes, a lack of student focus and dedication, and an abundance of extracurricular activities mean that teachers’ attention is not only divided but also thinly spread. While rare, teacher absences and free time during courses can hinder learning. In addition, the early departure of teachers is a very demoralizing event, and there are positive aspects such as the principal’s management style, unpleasant working atmosphere, and unclear salary. Teacher effectiveness plays an important role in supporting education in Indonesia. The program objectives will also not be achieved optimally if the teacher's performance is below standard. This study aims to analyze the influence of the principal’s leadership style, work environment, and compensation on teacher performance. The type of research used is quantitative research. The results of this study conclude that the principal’s leadership affects teacher performance, the work environment influences teacher performance, and compensation also affects teacher performance.

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