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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,520 Documents
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The Effect of the Number of Third-Party Funds and Financing Provided on Bank Liquidity (Case Study of PT Bank Sumut Sub-Branch Office of Medan Katamso) Novariany Ka’u; Muhammad Lathief Ilhamy Nasution
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3413

Abstract

This study aims to determine the relationship and influence of Third-Party Funds (DPK) and financing provided on liquidity in Bank Sumut Sub-Branch Office of Medan Katamso. The type of research used in this research is quantitative research. This research relates to the variable Third-Party Funds (DPK) as the independent variable and Liquidity as the dependent variable. The data used in this research is time series data for the period January 2018-2021. While the data samples taken are data on third-party funds and the financing-to-deposit ratio by recording all the data listed in the reports for quarter I to quarter IV for 2018-2021 at Bank Sumut online at the address https://www.banksumut.co.id. In this study, the independent variable (Free/X) is Third-Party Funds (DPK). While the dependent variable (Bound/Y) in this study is Liquidity (FDR/Financing to Deposit Ratio). The calculation of the variables was carried out using the SPSS version 23.0 program. The results of this study indicate that partially Third-Party Funds have a significant influence on the Liquidity of Bank Sumut Sub-Branch Office of Medan Katamso and Financing Provided has a significant influence on Bank Sumut Sub-Branch Office of Medan Katamso. Whereas, simultaneously Third-Party Funds and Financing Provided jointly have a significant effect on the liquidity of Bank Sumut Sub-Branch Office of Medan Katamso.
Quadruple Helix Strategy in Increasing the Quality of Human Resources (HR) in the Creative Industry of Muslim Fashion in Binjai Salwa Fadhilah Haya; Nur Ahmadi Bi Rahmani; Wahyu Syarvina
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3416

Abstract

Collaboration among government actors, academics, business owners, and the community is needed in the strategy to increase the workforce for the Muslim fashion industry in Binjai City. This study aims to analyze the roles and relationships of each actor in improving fieldwork in Binjai. This research method is qualitative with a Quadruple helix approach in realizing an increase in the creative industry workforce in the Muslim fashion sector in Binjai. The results of this study indicate that the Quadruple Helix actors involved in absorbing labor in the Muslim fashion industry, namely the roles of stakeholders such as universities, business people, and the community, have multiplied. At a time when the government’s role in the development of the fashion business is growing, the creative industry workforce is still not running optimally. The synergy between these stakeholders has been going well, both are mutually beneficial. The strategy between the Quadruple helix has been going well, through Segmenting, Targeting, and positioning, how to promote with promotional media users.
Analysis of Education and Work Training to Prevent Prospective Sharia Insurance Agents Performing Fraud Criminal Acts in Marketing Products to Prospective Customers (Case Study at PT. Asuransi Prudential Syariah Binjai) Bayu Prabowo; Tuti Anggraini
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3420

Abstract

Good education and training not only make an employee in a company progress, but the company will also develop in a better direction, and of course be able to compete with bigger companies. The purpose of this research is to analyze the importance of education and job training to prevent prospective Sharia insurance agents from committing criminal acts of fraud in marketing products to prospective customers. This research was conducted using qualitative methods through case studies at PT. Asuransi Prudential Syariah Binjai. The results of this study indicate that good education and job training can make a professional agent and can prevent fraud against prospective customers. A good education can provide knowledge about products and applicable regulations, as well as make agents more skilled in providing correct information to prospective customers. Good job training can also make agents more responsible and disciplined in marketing their products and not carelessly using marketing techniques to get customers. The company’s concern for agent job education and training will have a significant influence on improving the quality of the company’s human resources.
Legal Analysis of Buying And Selling Caused by Fear of Missing Out Based on Imam Syafii’s Perspective Muhammad Asyraf Al-Kholis; Ardiansyah Ardiansyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3422

Abstract

Fear of Missing Out (FOMO) action is a social media that displays social status and flaunts success in life which often drives fear, anxiety, and behavior in individuals. The FOMO behavior from a buying and selling perspective has been an opportunity. The fears and anxieties of FOMO actors can stimulate individual consumption and shopping behavior by formulating certain marketing strategies. Islam itself has explained the rules in buying and selling activities, including explaining the law of buying and selling from the point of view of Imam Syafii. This study adopted a qualitative method. The Imam Syafi’i school says that when an aqad (transaction) has 3 (three) pillars (as) An-Nawawi said in Syarh Muhadzab, one of them is sighat. Meanwhile, the sale and purchase law with Fear of Missing Out is considered invalid because it removes one of the pillars of the contract, namely sighat, a clause of intent based on the purpose of buying and selling. The purpose of this study is to find out how the legal aspects of buying and selling where the perpetrators are influenced by the FOMO phenomenon from an Islamic perspective, especially Imam Syafi’i. The results of the study show that there is no fraud (free from deception or tadlis or deception or taghrir) as long as the buyer and seller both have sincerity, especially Imam Shafi’i. The results of the study show that there is no fraud (free from deception or tadlis or deception or taghrir) as long as the buyer and seller both have sincerity, especially Imam Syafi’i.
Transformational Leadership, Knowledge Sharing, and Innovation Capability: Improving the Performance of MSME Organizations in East Nusa Tenggara Province Johannes Anwar; Ferryal Abadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3423

Abstract

The competitive environment requires all organizations, including small, and medium enterprises (SMEs), to build competitive advantages to maintain and improve their performance. Transformational leadership and innovation capability are factors for organizations to improve competitiveness. This research aims to identify the influence of transformational leadership, knowledge sharing, and innovation capability on the performance of SMEs in the East Nusa Tenggara (NTT) Province. Research is using a quantitative method in the form of SEM-PLS. The data are collected using questionnaires distributed from April to July 2022 to 137 SME workers. The data are processed and analyzed using Structural Equation Model Partial Least Square (SEM-PLS) with SmartPLS 3.0 software. The results show that transformational leadership positively affects innovation capability, knowledge sharing, and organizational performance of SMEs in NTT. The second finding concludes that knowledge-sharing activities can improve SMEs’ performance indirectly through mediating innovation capabilities. Finally, innovation capability encourages the improvement of SMEs’ performance in NTT. It also serves as a partial mediator of the influence of transformational leadership on organizational performance.
Design Curriculum of Islamic Economics Based on Independent Learning Independent Campus (MBKM) to Increase the Competitiveness of Graduates Imsar Imsar; Rahmat Daim Harahap Imsar; Nurul Jannah; Purnama Ramadani Silalahi; Robi Mufti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3429

Abstract

The Independent Learning Independent Campus (MBKM) curriculum in the Islamic Economics Study Program has not been implemented optimally. Universities experience many obstacles in implementing the MBKM system, including those related to the conversion of grades and the assignment of grades to the selected subjects, the different curriculum models used, the limitations of teaching lecturers, and the materials to be taught. In this study, the authors use qualitative data types with Primary and Secondary Data Sources. The results of this study indicate that the MBKM implementation can be carried out for students in semester 5 by carrying out a student exchange program and for students in semesters 6 and 7 by carrying out an internship program outside the college. Based on the results of interviews with the Dean and Head of the Islamic economics/sharia economics study program at three well-known universities, namely UIN Syarif Hidayatullah, the Tazkia Institute, and Padjadjaran University, the researchers concluded that the MBKM Program opens opportunities for students to develop their skills, expand their networks and go directly into the world of work. Therefore, in the future, alumni can adapt young and be able to compete with graduates.
The Effect of Financial Literacy, Access to Capital, and Interest in Using E-Commerce on SMEs Performance (Study of SMEs in Blitar) Junaidi Junaidi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3453

Abstract

This study aims to determine the effect of financial literacy, access to capital, and interest in using e-commerce on the performance of SMEs in Blitar City. This research is quantitative research with a correlational research approach. The population in this study were SMEs registered at the Blitar SMEs Office, and the sample in this study was 75 respondents with a sampling technique using purposive sampling. The data used in this study is primary data in the form of questionnaires distributed to respondents and measured using a Likert scale. The analysis used in this study is multiple linear regression analysis. The results of this study indicate that (1) financial literacy has a positive and significant effect on SMEs’ performance, (2) access to capital has a positive and significant effect on SMEs’ performance, and (3) interest in using e-commerce has a positive and significant effect on SMEs’ performance.
Analysis of Seller’s Rights in Determining the Highest Retail Price (Het) of Bulk Cooking Oil from Perspective of Ibnu Taimiyah (Case Study in Sei Sikambing Village C. Ii Medan Helvetia District, Medan) Indra Gunawan; Tetty Marlina Tarigan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3457

Abstract

This study aims to determine the rights of the seller and the cause of the increase in cooking oil as well as the right of the seller to determine the highest retail price by the government according to Ibnu Taimiyah. This research is qualitative research (field research) with a case study approach. The results of the study show that the factors that increase the price of cooking oil occur naturally, such as a decrease in the production of crude palm oil, high prices of crude palm oil, and the transfer of crude palm oil to CPO biodiesel. The price increase application is based on economic principles, so there should be no price-fixing according to Ibn Taimiyah, because it violates the seller’s right to determine the price according to market mechanisms.
Strategic Management Analysis of Indonesian Sharia Banking Wawan Ridwan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3461

Abstract

Increasing banking competition on a national and global scale requires managers to determine the right strategic steps. This is done to improve banking performance as a public entity which is increasingly needed. The purpose of this study is to analyze the strategic management of Indonesian Islamic banking in increasing market share in the Indonesian banking industry. This study uses the literature study method and uses secondary data as well as providing explanations and analysis of various literature studies and secondary data related to the strategic management process of Indonesian Islamic banking. The results of this research, analysis of the external environment of Indonesian Islamic banking found several opportunities to encourage the competitiveness of the Islamic banking industry but also found threats from competition from conventional banking. From the analysis of the internal environment, several weaknesses were found, namely, in the field of human resources, information technology, and the number of bank branch offices. By analyzing the external and internal environment, medium and long-term goals and objectives of Islamic banking are produced and several strategies are produced, namely, expansionary strategy, conventional bank conversion strategy to Islamic banking, human resource strategy, banking technology development strategy, funding, and capital strategy, and a strategy to increase the number of bank offices. From the analysis of the internal environment, several weaknesses were found, namely, in the field of human resources, information technology, and the number of bank branch offices.
Analysis of the Role of Internal Audit in the Covid-19 Pandemic Study of the Main Inspectorate of the General Election Supervisory Agency Vebty Puput Purba
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3465

Abstract

The Main Inspectorate of the General Election Supervisory Agency, which provided the role of internal oversight services during the COVID-19 Pandemic, stated that they were experiencing obstacles in the implementation of supervision in the form of oversight plans planned in the Annual Supervision Work Program, which were hampered due to the large number of Main Inspectorate auditors who were exposed to COVID-19. This research was conducted to find out the role of internal audit during the COVID-19 pandemic, where obstacles to supervision activities occurred when the auditor was exposed to COVID-19 and the change in traditional supervision methods to remote. This research was carried out based on the realization of the implementation of internal supervision that had been carried out during the pandemic in the public sector, namely non-ministerial government institutions, namely the Main Inspectorate of the General Election Supervisory Agency. The research strategy is a single case study with multiple embedded cases using a descriptive qualitative approach to explore and understand a phenomenon which is then analyzed to conclude. Primary data sources were obtained from the Election Supervisory Body (Bawaslu) Main Inspectorate, including questionnaires, interviews, and internal data, then secondary data in the form of published reports. The research used a combined questionnaire with closed-ended and open-ended questions to determine stakeholders' roles and satisfaction and semi-structured interviews on the effectiveness of monitoring implementation methods. Data analysis used descriptive qualitative from the results of questionnaires and interviews with respondents. This research revealed the role played by the Main Inspectorate during the COVID-19 Pandemic both in policy, planning, and implementation. Assessment of the role of the Internal Auditor then provides recommendations to the Main Inspectorate that can be implemented in the short or long term.

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