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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,568 Documents
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Measuring the Strength of UIN Sunan Ampel Surabaya in Achieving PTN-BH Buchori, Imam; Muflihin, Mohammad Dliyaul; Junjunan, Mochammad Ilyas
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.3934

Abstract

This research focuses on assessing the strength of UIN Sunan Ampel Surabaya as one of the religious state universities with a public service agency towards an incorporated state university (PTN-BH). This research uses a qualitative approach by involving all components of the measurement indicators of the requirements as an incorporated state university, which are combined with qualitative data from observed respondents who understand the data conditions of UIN Sunan Ampel Surabaya. In addition, the benchmarking approach is used through visiting campuses to get expert judgment on indicators that cannot be quantified. The results of this study indicate that from the perspective of organizing quality tri dharma, the strength of UIN Sunan Ampel Surabaya is still not fully feasible to go to PTN-BH, while from the perspective of managing a state university organization based on good governance principles and the perspective of financial feasibility, UIN Sunan Ampel is already feasible to go to PTN-BH. In addition, from the total score value obtained, the accumulated strength of UIN Sunan Ampel Surabaya gets a value of 329.1 above the minimum value of eligibility to become a legal state university of 299.9.
Analysis of the Influence of Service Quality on Sharia Customer Loyalty at Social Security Administrator for Employment (BPJS Ketenagakerjaan) Banda Aceh Branch Office Rufani, Marina; Ridwan, Muhammad; Samri Julianti Nasution, Yenni
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3942

Abstract

This study aims to examine the effect of tangibles, reliability, responsiveness, assurance andempathypartially and simultaneously on customer loyalty at the Social Security Administrator for Employment (BPJS Ketenagakerjaan) Banda Aceh Branch Office. This type of research is associative quantitative research using multiple linear regression analysis with a sample of 100 people. The research results show that. Partially and simultaneously tangibles (direct/ physical evidence), reliability, responsiveness, assurance (guarantee), and Empathy (attention) have an influence on customer loyalty in choosing Social Security Administrator for Employment (BPJS Ketenagakerjaan) in Banda Aceh. It can be seen from F-count > F-table or 15.598 > 2.311 with a determinant value of the multiple correlation coefficient of 0.903 is positive, meaning that the tangibles, reliability, responsiveness, and assurance variables have a very strong influence on empathy. or 90.3%.
Analysis Of The Marketing Strategy of Hajj Financing Products (Prohajj) at PT. Bank Muamalat Indonesia KCU Medan City Hall Nst, M. Ziqhri Anhar; Marliyah, Marliyah; Nurlaili, Nurlaili
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3945

Abstract

The purpose of this study was to analyze the marketing strategy for Hajj financing products (prohajj) at PT. Bank Muamalat Indonesia KCU Medan City Hall. This research uses a descriptive qualitative research type. The result of this research is the marketing strategy of PT. Bank Muamalat Indonesia KC Medan Balaikota is quite good, as seen from the product strategy, price strategy, promotion strategy, location strategy, human resources, physical facilities, and processes that have been implemented properly. The existence of internal and external factors in the SWOT analysis has been considered to provide the best service to the community in Hajj financing (Prohajj). Therefore, the marketing strategy for Hajj financing products (prohajj) at PT. Bank Muamalat Indonesia KCU Medan Balaikota has been implemented and provides convenience in service to the community.
Implementation of Ministry of Transportation Regarding Passenger Terminal Facilities Perspective Fiqh Siyasah Khairunnas, Khairunnas; Lubis, Syofiaty
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3946

Abstract

The terminal is a component of transportation that is used to lift and lower passengers. With this terminal, those seeking transportation will find it easier and more comfortable. This research will investigate how the implementation of the Minister of Transportation Regulation Number 24 of 2021 concerning the operation of road transport passenger terminal facilities at the Amplas type A terminal and the problems that occur in the community whether the existing facilities in this terminal have been properly used both in accordance with the regulations made by the government, as well as the study according to Fiqh Siyasah. Field research is used in this form of research. The findings demonstrate that the current facilities at the Amplas type A terminal are still not being utilized correctly, with numerous facilities being inoperable or underutilized. According to the study of Fiqh Siyasah, the government, which has supplied terminal facilities, has played a part in regulating the community in order for them to have comfort and goodness.
The Influence of Sharia Marketing and Product Literacy on Public Interest in Making Transactions at Islamic Banks (Case Study of Indonesian Islamic Bank Customers) Ibrahim, Fadel Muhammad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3947

Abstract

Islamic banking is one of the instruments seen in determining the development of Islamic economics in Indonesia. Along with the development of Islamic banking, of course, it must continue to strive to strengthen public confidence to continue using Islamic bank products. This study aims to examine the variables of Sharia marketing and product literacy on public interest in using Indonesian Islamic bank products, in the city of Medan. This research uses a quantitative research approach, with the SmartPLS analysis tool.3. The results obtained show that there is no significant influence between Sharia marketing variables on public interest in making transactions at Indonesian Islamic banks. While the product literacy variable has an influence on public interest in making transactions in Islamic banks. The effect is 7.581%, and the model obtained is ????1 = 0,874 ????1 + 7,581 ????2 + ????. Further research can use other models or add moderating or intervening variables in conducting research, in order to find out which is an obstacle in conducting transactions at Islamic banks.
Analysis of the Development of Human Resource Management Functions (An Analysis of Qur’anic Verses on Human Resource Management) Hasanah, Uswah; Khaira Sitohang, Mutiah; Iqbal, M.
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3949

Abstract

Human resource issues are still a highlight and priority for an organization or company to survive and develop in the current era of globalization. The existence of human resources is a determining factor in the successful implementation of an effective organization. Company activities will not be completed properly without being supported by the potential and effective and efficient performance of its human resources. To achieve this success, the existence of human resource management is an absolute thing that must be done optimally so that the purpose of the organization can be achieved. This research aims to examine further the function of human resource management in general, as well as compare it with Islamic rules regarding human resource management contained in the Qur’an so that it can add to the development of human resource management functions both in general and when associated with human resource management in Islam which views humans as having 2 functions, namely as servants and caliphs on earth. This research on Human Resource Management is also the result of the author's observations of human resource management when viewed from an Islamic perspective. This writing is to answer the question of how the human resource management system is viewed from an Islamic point of view. This research method is library research and is included in the category of qualitative research. With thematic method (maudu’iy), namely collecting and analyzing the verses of the Qur'an that talk about the function of human resource management. The results showed that many verses of the Qur'an that examine human resources can be used for the development of human resource management functions and add contributions to the development of Sharia human resource management functions. This research can be continued by studying and deepening the verses of the Koran in subsequent studies so that Islamic human resources have specific advantages.
Analysis of Factors Affecting the Financial Performance of MSMEs Businesses in Buntu Bedimbar Village, Sub-District Tanjung Morawa Saragih, Aji Fadillah; Sari, Maya
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3950

Abstract

This study aims to determine the effect of MSME business financial performance on MSME business actors. The type of research used in this research is hypothesis testing. The sample in this study were MSME players in Buntu Bedimbar Village, Tanjung Morawa District. At this time, many MSMEs in the area are declining, both in terms of numbers and income, so for that, the researchers made observations and decided to take several variables that allegedly could affect the business performance of MSMEs in the area. The data collection technique used a questionnaire with 171 respondents. Validity and reliability tests were carried out on respondents who had the same characteristics as the research subjects. The analysis method used in this research is the 1-5 linear scale analysis method. The results showed that the business capital variable had a positive and significant influence on the financial performance of Buntu Bedimbar Village MSME businesses. The business duration variable has no influence and is significant on the financial performance of Buntu Bedimbar Village MSME businesses, the financing variable has an influence and is significant on the financial performance of Buntu Bedimbar Village MSME businesses, the Islamic financial literacy variable has an influence and is significant on the financial performance of Buntu Bedimbar Village MSME businesses. Together, capital, financing, and Islamic financial literacy have a positive and significant influence on the financial performance of Buntu Bedimbar Village MSME businesses, while the length of business does not have any influence on the financial performance of Buntu Bedimbar Village MSME businesses.
The Impact of Social Media and Lifestyle on the Decision to Become a Customer at PT. Bank Syariah Indonesia KCP Tomang Elok Medan Putra, Romi Adi; Pradesyah, Riyan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3951

Abstract

This study aims to look at the influence of social media and lifestyle on the decision to become a customer of Bank Syariah Indonesia (BSI). This is because the market share of Islamic banks in Indonesia is experiencing a fairly slow increase, while the number of Islamic banks in Indonesia from year to year continues to increase. So, it requires testing variables that can increase customer decisions in making transactions at Islamic banks. The approach to completing this research, using quantitative methods, is to test variables that are considered important in decision-making. Then the analysis tool used is SmartPLS. The population in this study was customers at BSI Tomang Elok, then drew samples using the Slovin formula, and obtained samples of 94 customers. The results obtained that, there is an influence of people’s lifestyles on the decision to become a customer, then there is no influence of social media on decision making to become an Indonesian Islamic bank customer. The model obtained in this study is ????1 = 0.627????1 + 3.396????2 + ????.
Sharia Mental Accounting in The Development of Halal MSMEs for Generation Z in Medan City Ismail, Abdul Hadi; Pradesyah, Riyan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3952

Abstract

Currently, the government has focused on economic recovery, after the spread of the covid 19 virus that hit the country of Indonesia. One of the instruments taken by the government to improve or restore the economy is by developing MSMEs. In this digital era, the government is developing digital-based MSMEs, so for this reason, the government’s target in this case is MSMEs managed by Generation Z, who understand digitalization. Along with the development of digital-based MSMEs, there are several obstacle factors faced, such as a lack of understanding of financial management, overloading raw material purchases, combining business money with daily money, and the high consumptive level of generation Z. These problems have resulted in many MSMEs that are managed by generation Z. This problem has resulted in many MSMEs managed by generation Z experiencing bankruptcy to bankruptcy, for this reason, sharia mental accounting is needed in building halal MSMEs in generation Z. This study aims to obtain a mental accounting model in building halal MSMEs in Medan City. The research approach used is quantitative, with the SmartPLS analysis tool, with Islamic financial literacy as a mediating variable. The results obtained that mental accounting affects the development of halal MSMEs for Generation Z through financial literacy as a mediating variable. Then Mental accounting from the Maqasid Sharia perspective has a significant effect on the development of halal MSMEs in Medan City through Islamic financial literacy as a mediating variable. Future research is expected to use other mediation variables that can influence Generation Z in developing Halal MSMEs.
Determination Model of Housing Purchase Decision with Sharia System without Bank Sihotang, Mutiah Khaira; Hasanah, Uswah; Nst, Salman
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3953

Abstract

Housing is a primary need that must be fulfilled. The choice of a comfortable place to live is a dream for every family. Seeing this fact, developers are trying to meet the needs of the community in various ways. Currently, Islamic housing is one of the potential businesses due to the high demand for this. The high demand for Islamic housing shows that people's financial literacy is getting better. The community seriously wants to stay away from usury practices including home ownership. This study aims to determine the determination of non-bank Islamic housing purchase decisions. The dependent variable used in this study is price. Residential environment, religiosity, and housing quality. The sampling method used is the saturated sample method or total sampling, namely, all populations are sampled. The number of samples in this study was 112 people. In this study, multiple linear regression tests were carried out. Before performing multiple regression, classical assumption tests and data quality tests were first carried out. All test stages and data analysis were carried out with the help of SPSS. The results of this study state that the variables of housing environment, religion, and housing quality have a significant effect on purchasing decisions for housing with a non-bank Islamic system. While the price variable has no significant effect on the decision to purchase housing with a non-bank sharia system. This can be seen from the t test with a significance value > 0.05. Future research is expected to be able to expand the range of variables and make research even better because the demand for sharia housing without banks is increasing.

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