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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,324 Documents
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Patient Satisfaction is a Mediator of the Relationship between Human Resource Interaction, Service Quality, Trust, and Patient Loyalty Panji Aryandaru; Herni Justiana Astuti; Bima Cinintya Pratama; Muchammad Agung Miftahuddin
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8802

Abstract

This study aims to analyze the influence of human resource interaction, service quality, and trust on patient loyalty mediated by patient satisfaction at PKU Muhammadiyah Gombong General Hospital, PKU Muhammadiyah Amanah Sumpiuh General Hospital, and PKU Muhammadiyah Aghisna Kroya General Hospital. This study used a quantitative method with a survey approach, involving 200 patient respondents consisting of 100 patient respondents from PKU Muhammadiyah Gombong General Hospital, 50 patient respondents from PKU Muhammadiyah Amanah Sumpiuh General Hospital, and 50 patient respondents from PKU Muhammadiyah Aghisna Kroya General Hospital, reflecting institutional patient volume differences. Although the overall sample size is adequate for PLS-SEM, the disproportionate allocation across hospitals and the absence of explicit controls for institutional characteristics (such as hospital size, service scope, and patient demographics) may limit the comparability of hospital specific effects and constrain the generalizability of the findings to each organizational context. Respondents filled out a questionnaire related to their perceptions of human resource interaction, service quality, trust, satisfaction, and loyalty. Data were analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) technique with the help of Smart PLS software. The results showed that human resource interaction had no effect on satisfaction. Human resource interaction and service quality also had no effect on loyalty. Service quality and trust had a positive and significant effect on satisfaction. Trust and satisfaction had a positive and significant effect on loyalty. Patient satisfaction could mediate service quality and trust on loyalty. However, it did not for human resource interaction on loyalty.
The Influence of Usability and User Experience of the RRI Digital Application on Continuous Usage with User Satisfaction as a Mediating Variable Tamara Pratiwi; Nurjanah Nurjanah; Rumyeni Rumyeni
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8806

Abstract

This research focuses on analyzing the influence of usability and user experience of the RRI Digital application on continuous usage, with user satisfaction as a mediating variable. The rapid digital transformation has driven conventional media, including radio, to adapt in order to remain relevant amidst changes in public information consumption behavior. As a public broadcasting institution, RRI launched the RRI Digital application to provide easier access to broadcasts and multimedia content. However, the sustainability of application usage greatly depends on the quality of user interaction. The theoretical framework applied in this study is the Technology Acceptance Model (TAM) and the Expectation-Confirmation Model (ECM), which explain the roles of perceived ease of use, usefulness, and satisfaction in shaping the intention of continuous usage. The research method employed is quantitative, using Structural Equation Modeling (SEM-PLS), involving respondents who are RRI Digital users in Pekanbaru. The research sample consisted of 321 respondents. The analysis was carried out using SEM based on Partial Least Squares (PLS), an appropriate method to test relationships among variables with mediation complexity. The findings indicate that usability and user experience have a positive and significant effect on user satisfaction. Furthermore, satisfaction was proven to be a mediating variable that strengthens the relationship between usability, user experience, and continuous usage. These results provide strategic recommendations for RRI Digital to remain competitive with other entertainment and information platforms that are increasingly growing. This research highlights the importance of usability and user experience in enhancing user satisfaction and loyalty toward the RRI Digital application. Application developers are advised to focus on user-friendly design and enjoyable interactive experiences to encourage continuous usage among users.
Strategy for Implementing Organizational Culture in Companies and Their Impact on Work Motivation, Job Satisfaction, and Organizational Commitment Charles Jonson Siregar; Widodo Sunaryo; Nancy Yusnita
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8807

Abstract

This study aims to analyze the relationship and interaction between work motivation, job satisfaction, and organizational commitment towards organizational culture. The research method uses a qualitative and quantitative approach, distributing questionnaires to respondents, which are then analyzed using descriptive statistics, correlation tests, mean difference tests, and ANOVA. The research results indicate that employee motivation, satisfaction, and commitment are at a fairly high level. The relationships between variables are positive, with the strongest correlation shown between job satisfaction and organizational commitment. ANOVA tests confirm the existence of significant interactions between motivation and satisfaction, as well as between satisfaction and commitment, but no simultaneous effect was found when all three variables were tested together. This finding confirms that job satisfaction plays a crucial role in creating a healthy organizational culture. A productive organizational culture can be built by strengthening work motivation, increasing satisfaction, and fostering commitment, especially by focusing on a combination of proven significant variables.
The Influence of Work Motivation and Organizational Culture on Employee Performance at Bank BJB Indramayu Branch Office Aditya Arga Pradipta; Figna Dinanda Atriasti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8812

Abstract

This study aims to analyze the effect of work motivation and organizational culture on employee performance at Bank BJB Indramayu Branch Office. The background of this research is based on a decrease in company profits by 58.59% in 2024 which indicates internal problems, especially in terms of employee motivation and work culture. The method used is a quantitative approach with a population of 250 employees and a sample of 155 employees. The research instrument was tested for validity and reliability, and all data has met the classical assumption test (normality, multicollinearity, and heteroscedasticity). The results showed that work motivation and organizational culture had a positive and significant effect both partially and simultaneously on employee performance. The R Square value of 0.745 indicates that 74.5% of the variation in employee performance can be explained by these two variables. This study concludes that increasing work motivation and positive organizational culture are very important in improving employee performance, and need to be the focus of management to face increasingly competitive business challenges.
Linking Environmental Orientation, Performance, Green Business Strategy: On Mediating Role of Top Management Environmental Awareness Financial Based in SMEs Adiba Fuad Syamlan; Firdaus Indrajaya Tuharea; Rusdiyanto Rusdiyanto; I Made Landhep Wibawa; Sadine Naomi Safira
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8815

Abstract

This study has a topic regarding the role of top management environmental awareness (TMEA) in mediating the correlation between environmental orientation (EO) and environmental performance (EP) with the adoption of green business strategy (GBS) among small and medium enterprises (SMEs) in Gresik, Indonesia. Using a quantitative approach, there is 151 SMEs data collected then analyzed with Partial Least Squares Structural Equation Modeling (PLS-SEM). The results reveal that EO and EP do not directly influence GBS. Instead, both significantly affect TMEA, which in turn mediates their impact on GBS. Moreover, SMEs' performance (SP) demonstrates a significant effect on GBS, underscoring the importance of firm performance as a control variable. These findings contribute to the Resource-Based View (RBV) and Dynamic Capabilities theory by positioning managerial awareness as a critical intangible capability that enables firms to translate environmental orientations into strategic actions. Stakeholder Theory is also supported, as external pressures prove effective only when internalized by top managers. The study provides practical implications for SME managers, highlighting the need to enhance managerial environmental awareness through training and leadership development. Limitations include the geographic focus on Gresik and the cross-sectional design, which restricts generalizability and causal inference. Future research should extend to broader contexts and adopt longitudinal methods. Overall, the study advances theoretical and practical understanding of how managerial awareness fosters green strategies in SMEs.
The Influence of Risk Perception, Project Uncertainty, and Investment Appraisal Techniques on Capital Budgeting Decisions: A Systematic Literature Review Anggia Marshanda Putri; Muhammad Ario Permadi; Mukhtaruddin Mukhtaruddin
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8824

Abstract

This study aims to map the development of capital budgeting research with a focus on risk perception, project uncertainty, and investment appraisal techniques. A systematic literature review was conducted by integrating bibliometric analysis using Bibliometrix software on 101 articles retrieved from the Scopus and Dimensions databases. The analysis covers publication trends, author collaboration, and dominant research themes. The results indicate a significant increase in publications over the last decade, particularly in the areas of project risk management and advanced investment appraisal methods. The findings also reveal a thematic shift from traditional capital budgeting approaches toward risk- and uncertainty-based frameworks, along with the integration of non-financial factors in investment decision-making. This study provides a comprehensive overview of the evolution of capital budgeting research and offers a foundation for future studies as well as managerial practices that are more adaptive to risk and uncertainty.
The Influence of Financial Literacy, Income, and Lifestyle on Real Asset Investment Decisions among Police Officers at Sanggau Police Department, Sanggau Regency Aulia Ramadanti; Dedi Hariyanto; Heni Safitri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of financial literacy, income, and lifestyle on real asset investment decisions among police officers at the Sanggau Police Department. The research employed a quantitative associative method involving 150 respondents. Data were collected through questionnaires and analyzed using multiple linear regression with SPSS software. The results show that financial literacy, income, and lifestyle have a positive and significant effect on investment decisions. The regression equation obtained is Y = 1.070 + 0.155X₁ + 0.254X₂ + 0.297X₃, with R = 0.623 and R² = 0.388. The F-test (F = 26.137; sig = 0.000) and t-tests confirmed that all three variables significantly affect investment decisions. These findings indicate that strong financial literacy, stable income, and prudent lifestyle choices encourage rational investment behavior. Future research should include variables such as digital literacy, financial confidence, or investment motivation to broaden the understanding of individual investment behavior.
The Influence of Financial Management, Risk Perception, and Perceived Investment Return on Stock Investment Decisions among Investors in Pontianak Dea Sri Rahayu; Dedi Hariyanto; Heni Safitri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study investigates whether financial management, risk perception, and perceived investment return affect stock investment decisions among 150 individual investors in Pontianak City. Data were collected via structured questionnaires and analyzed using multiple linear regression after passing validity, reliability, and classical assumption tests. The model produced Y = 1.015 + 0.115X1 + 0.221X2 + 0.386X3 with a strong correlation (R = 0.712) and a determination level of R² = 0.507, indicating that 50.7% of the variance in investment decisions is explained by the three predictors. The F-test (p < 0.001) shows a joint significant effect. Partially, all variables have positive and significant effects: financial management (t=2.162; p=0.032), risk perception (t=3.192; p=0.002), and perceived return (t=6.515; p<0.001), with perceived return as the dominant predictor. The findings imply that rational stock decisions are shaped not only by expected profit but also by investors’ capability to manage personal finances and assess risk. Practical recommendations include strengthening financial literacy, emphasizing risk-return trade-off education, and encouraging disciplined portfolio management.
The Influence of Financial Knowledge, Financial Attitude, and Financial Inclusion on Financial Management Behavior Among F&B MSME Actors in Pontianak Rangga Adrianur; Edy Suryadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of financial knowledge, financial attitude, and financial inclusion on financial management behavior among F&B MSME actors in Pontianak City. The research employs a quantitative associative method involving 150 respondents, with data analyzed using multiple linear regression in SPSS 25. The results show that the model is significant (F = 341.453; Sig. 0.000) with a strong relationship (R = 0.936) and high explanatory power (R² = 0.875). Partially, financial knowledge (t = 7.365; Sig. 0.000) and financial inclusion (t = 4.413; Sig. 0.000) have a positive and significant effect on financial management behavior, while financial attitude has no significant effect (t = 0.447; Sig. 0.642). In conclusion, enhancing financial literacy and access to financial services can improve the financial behavior of MSME owners. Future research is recommended to include additional variables such as self-control or social norms, expand the study to other sectors or regions, and adopt a longitudinal design to capture behavioral dynamics over time.
The Effect of Cash Ratio, Debt to Equity Ratio, and Total Asset Turnover on Profit Growth with Firm Size as a Moderating Variable in Financial Sector Companies Listed on the Indonesia Stock Exchange (2022–2024) Ridwansyah Ridwansyah; Heni Safitri; Dedi Hariyanto
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study aims to analyze the effect of Cash Ratio (CR), Debt to Equity Ratio (DER), and Total Asset Turnover (TATO) on Profit Growth, with Firm Size as a moderating variable in financial sector companies listed on the Indonesia Stock Exchange (IDX) for the period 2022–2024. The research employs a quantitative associative method using Moderated Regression Analysis (MRA). The results indicate that, simultaneously, CR, DER, and TATO have a significant effect on profit growth. Partially, DER and TATO show a positive effect, while CR has a negative effect. After being moderated by firm size, the correlation coefficient (R) increased to 0.994 with an R² value of 0.989, indicating that firm size strengthens the relationship between financial ratios and profit growth. These findings suggest that maintaining a balanced level of liquidity, an optimal capital structure, and efficient asset utilization is essential for improving profitability. Future research is recommended to include additional variables such as Return on Assets (ROA), Good Corporate Governance (GCG), or dividend policy to provide a broader understanding of the determinants of profit growth.

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