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Mohamad Toha
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,324 Documents
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How Do Urbanization, Urban Agglomeration, and Largest City Ratio Affect Co2 Emissions? Investigating Non-Linearity Dynamic STIRPAT (Stochastic Impacts By Regression on Population, Affluence, and Technology) Model in 10 Asian Economies Lia Agustiana Lubis; Wahyu Widodo
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8872

Abstract

This study investigates how do urbanization, urban agglomeration, and largest city ratio affect CO2 emissions in 10 Asian Economies namely Bangladesh, India, Pakistan, Nepal, China, Indonesia, Malaysia, Thailand, the Philippines and Vietnam over the period 1990- 2020. Based on STIRPAT (Stochastic Impacts by Regression on Population, Affluence, and Technology) framework, we applied dynamic seemingly unrelated regression (DSUR) to establish long-run term effects. The empirical findings revealed that urbanization and urban agglomeration have inverted U shaped effect, meanwhile largest city ratio have U shaped. Urbanization and urban agglomeration improve environment quality in the long term and supports ecological modernization theory. Urbanization and urban agglomeration improves environmental quality after reaching a significant level of urban development due to efficient energy structures, population awareness, environmentally friendly technologies, and strict urban and environmental policies. However, the finding of largest city ratio revealed U shaped. This result rejects compact city theory. It implies that excessive concentration in the largest cities have severely affected the environmental quality and violates the notion of compact-city efficiencies which could be attributed to extreme population density, overcrowding, traffic congestion and extensive demand for energy consumption. The results of the panel granger causality approach unveil bidirectional causality in urban agglomeration and its quadaratic term of urban agglomeration, largest city ratio, and quadaratic term of largest city ratio on CO2 emissions. Bidirectional causality also found in GDP and CO2 emissions. Meanwhile, unidirectional causality found in energy intensity and CO2 emissions, trade openness and CO2 emissions, financial development and CO2 emissions, as well as urbanization and CO2 emissions. The current study has implications for policymakers and respective governments to green urban infrastructures, eco-friendly dwellings, smart cities, country-specific trade policies, and renewable energy options and to adhere more stringent urban planning to improve the environmental quality.
The Influence of Green Innovation on Financial Performance Moderated by Chief Executive Officer Characteristics Deya Leony Putri Nugraheni; Dian Indri Purnamasari; Retno Yulianti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8885

Abstract

This study aims to analyze the effect of green innovation on financial performance with the characteristics of the Chief Executive Officer (CEO) as a moderating variable in coal companies listed on the Indonesia Stock Exchange (IDX) for the 2019–2024 period. Green innovation in this study consists of green product innovation and green process innovation. The research was conducted on 170 coal companies using a quantitative approach. The results show that both green product innovation and green process innovation have a positive effect on financial performance. However, CEO characteristics demonstrate different moderating roles. CEO education does not moderate the relationship between green product innovation and financial performance but does moderate the relationship between green process innovation and financial performance. Similarly, CEO experience does not moderate the relationship between green product innovation and financial performance but does moderate the relationship between green process innovation and financial performance. These findings emphasize that CEO characteristics, particularly education and experience, play a more significant role in strengthening the impact of green process innovation on improving company financial performance.
Investment Literacy in Personal Financial Management Planning for Students of Brawijaya University Endang Sri Apriani; Kety Lulu Agustin; Anisya Sukmawati; Dessy Handa Sari; Nurul Musfirah Khairiyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

Control over the consumptive behavior of students in the coffee shop era. This drives students to incur more expenses as a form of existence, but it can also be a positive thing if the gatherings can be measured and discussed financially. This research examines how students who have acquired knowledge about investments manage their consumption levels towards good financial planning. The research findings indicate that students who understand finance are better able to control their consumption desires and tend to invest. Students also plan to be disciplined in investing. Thus, the financial education they receive in their studies has a positive impact on managing their consumption desires and tends to lead to more effective investment in financial planning.
The Influence of Monetary And Macroprudential Policies on Risktaking Behavior of Commercial Banks in Indonesia Grecia Solafide Pasaribu; Wahyu Ario Pratomo; Ahmad Albar Tnjung
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8896

Abstract

This study aims to determine the influence of monetary and macroprudential policies on the risk-taking behavior of commercial banks in Indonesia. The research employs a quantitative analysis method using a time-series data approach. The data used are time-series data from January 2016 to December 2024 (108 observations). The data source is the Indonesian Financial and Economic Statistics Report obtained from the Financial Services Authority (OJK) website. The method applied in this study is the ARDL (Autoregressive Distributed Lag) model using EViews 12 as the analytical tool. The ARDL method is an econometric approach used to estimate short-run and long-run relationships among economic variables. The results of the study indicate that the BI Rate has a significant negative effect on the risk-taking behavior of commercial banks in Indonesia. The money supply has an insignificant negative effect, while the loan-to-value ratio (LTV) and countercyclical capital buffer (CcB) both have insignificant positive effects on risk-taking. Inflation shows a significant positive effect, and the capital adequacy ratio (CAR) also has a significant positive effect on the risk-taking behavior of commercial banks in Indonesia. There are three recommendations for future research. First, future studies are encouraged to use data with a longer time span or to expand the scope of banks (e.g., including Islamic banks and regional development banks) to test the consistency of results. Second, additional variables such as Non-Performing Loans (NPL), bank size, and profitability may be incorporated to provide a more comprehensive understanding of the factors influencing bank risk-taking. Lastly, employing dynamic panel approaches or nonlinear models may enhance the robustness and depth of the analysis.
The Effect of Price And Service Quality on Customer Satisfaction Edward Alexandro Lumbanraja; Riomas Sinurat; Vianta Romauli Situmeang
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8898

Abstract

This study aims to examine the effect of price and service quality on customer satisfaction at Ayam Penyet Chintya. A quantitative approach was applied using a survey method, and data were collected through questionnaires distributed to consumers. The analysis was conducted using SPSS to explore the relationship among price, service quality, and customer satisfaction. The findings show that price has a positive and significant effect on customer satisfaction, indicating that fair and affordable prices can enhance consumers’ perceived value. Likewise, service quality also has a positive and significant impact on customer satisfaction, meaning that responsive, friendly, and reliable service contributes to a better dining experience. Furthermore, when combined, competitive pricing and excellent service quality jointly strengthen overall customer satisfaction. Therefore, culinary businesses should maintain price fairness and continuously improve service delivery to sustain customer loyalty and competitiveness in a dynamic market environment.
Analysis of the Influence of Taxpayer Understanding and Officer Socialization on Taxpayers' Compliance with PBB-P2 Payments in Villages in 2025 Risa Dwi Puspasari; Khasanah Sahara; Rike Selviana Sari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study primarily aims to investigate the impact of taxpayer knowledge and information campaigns by tax officials on taxpayer compliance in paying property tax (PBB) in Bendo village. A quantitative descriptive approach was used, with data collected through questionnaires from 98 taxpayers, which were then evaluated using statistical tests. The results revealed that both tax knowledge and employee information campaigns have a positive and meaningful impact on taxpayer compliance, both individually and collectively. These findings suggest that strengthening public understanding of tax regulations and benefits, coupled with building tax awareness and compliance, and public communication theory highlight the role of education and the relationship between tax institutions and citizens. An innovative aspect of this study lies in the simultaneous examination of taxpayer knowledge and information campaigns in a PBB payment compliance scenario in a rural area. Practical recommendations for local governments are to design more interactive, participatory, and simple information campaign approaches to improve compliance.
Analysis of the Effect of Display and Promotion on Purchase Decisions at Surya Toserba Cirebon Ruhida Taufik
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8900

Abstract

Tight competition in the modern retail industry encourages companies to implement appropriate marketing strategies, particularly through product display arrangements and sales promotions. This study aims to analyze the influence of displays and promotions on consumer purchasing decisions at Surya Toserba Cirebon. The method used is quantitative with a descriptive and associative approach, using a questionnaire instrument on 101 respondents. Validity and reliability tests show that all indicators in the research variables are valid and reliable with a Cronbach's Alpha value > 0.9. The results of multiple regression analysis indicate that displays and promotions have a positive and significant effect on purchasing decisions, both partially and simultaneously. The coefficient of determination (R²) value of 0.562 indicates that both variables are able to explain 56.2% of the variation in consumer purchasing decisions, while the remainder is influenced by other factors outside the research model. Promotions are proven to have a more dominant influence than displays, indicating that consumers are more responsive to promotional incentives such as discounts, vouchers, and bundling. These findings imply that retail management needs to combine attractive display strategies with varied promotions to increase sales effectiveness.
The Effect of Logistic Service Quality on Customer Satisfaction and Loyalty in E-Commerce in Indonesia: A Study on Generation Z in Indonesia Masniarara Aziza Balfas Amril; Wahyuningsih Santosa; Triwulandari Satitidjati Dewayana; Atiqa Firani Balfas Amril
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study aims to analyze the influence of logistics service quality on customer satisfaction and loyalty among Generation Z in the Indonesian e-commerce context. Logistics Service Quality (LSQ) is measured through six dimensions: personnel contact quality, timeliness, order condition, order discrepancy handling, operational information sharing, and empathy quality. A quantitative approach using Partial Least Squares – Structural Equation Modeling (PLS-SEM) was applied, with data collected from 155 Generation Z e-commerce users. The findings reveal that all LSQ dimensions significantly affect customer satisfaction, and satisfaction strongly influences customer loyalty (R² = 0.820). These results highlight the critical role of logistics service quality as a key determinant of satisfaction and loyalty among young digital consumers.
Eco-Friendly Product Purchasing Behavior Based on the Theory of Consumption Value Bernadetta Diansepti Maharani; Lusia Tria Hatmanti Hutami; Dika Prawita; Budi Setiawan; Friska Putri Wati
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study investigates eco-friendly product purchasing behavior among millennial consumers based on the Theory of Consumption Value. Using a quantitative approach and multiple regression analysis, the research examines the effects of functional, conditional, social, epistemic, and emotional values on green purchase intention, as well as the effect of green purchase intention on green purchase behavior. The findings show that social value and emotional value significantly influence green purchase intention, while functional, conditional, and epistemic values have no significant effect. Moreover, green purchase intention positively affects green purchase behavior. These results highlight that millennials’ eco-friendly purchasing decisions are primarily driven by emotional concern and social influence rather than by product functionality or situational factors.
Vibe Marketing and AI-Generated Content: Examining Consumer Trust, Perceived Authenticity, and Purchase Intention in the Age of Artificial Intelligence Zainurrafiqi Zainurrafiqi; Istianah Asas; Enza Resdiana; Isnain Bustaram; Adriani Kusuma; Nurul Hidayati; Aang Kunaifi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8910

Abstract

This study aims to analyze the impact of vibe marketing and AI-generated content on consumer trust, perceived authenticity, and purchase intention. The sample consists of 200 consumers aged 18-45 who actively use digital platforms. The research uses a quantitative method with analysis through WarpPLS. The results show that vibe marketing has a positive effect on consumer trust, which in turn increases purchase intention. Additionally, AI-generated content influences perceived authenticity, which also affects consumers' purchase intention. The study also finds that consumer trust acts as a mediator in the relationship between vibe marketing and purchase intention. These findings provide important insights for developing more effective and ethical AI-based marketing strategies.

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