Articles
<![CDATA[IMPLEMENTASI PEMASARAN SYARIâAH BERBASIS HUMAN SPIRIT DALAM ISLAMIC FINANCE (Studi Kasus Strategi Pemasaran di BPRS Bhakti Sumekar Kabupaten Sumenep) ]]>
<![CDATA[Aang Kunaifi, Aang Kunaifi]]>
<![CDATA[ MALIA Vol 7 No 1 (2015) ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Universitas Yudharta Pasuruan ]]>
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<![CDATA[Kegiatan bisnis sebagai bagian dari kegiatan ekonomi memiliki anatomi yang unik dan kompleks. Pengelolaan bisnis harus dilakukan secara serius dengan menerapkan strategi pemasaran yang baik, terarah dan berorientasi kepada costumer satisfaction. Penelitian ini ditujukan untuk mengetahui dan menganalisis dua hal yaitu; implementasi strategi pemasaran berbasis human spirit di Bank Pembiayaan Rakyat Syariâah (BPRS) Bhakti Sumekar Kabupaten Sumenep dan selanjutnya mengetahui tingkat keberhasilan implementasi strategi pemasaran tersebut berdasarkan perspektif pemasar dan nasabah. Hasil temuan dalam penelitian ini menunjukkan bahwa BPRS Bhakti Sumekar Kabupaten Sumenep telah mengimplementasikan dengan baik strategi pemasaran berbasis human spirit dalam substansi aktivitas pemasarannya. Bentuk implementasi yang dimaksud berupa: Komunikasi horisontal antara sesama karyawan, penyediaan produk jasa keuangan yang terjangkau, pengaturan kegiatan ibadah, penyediaan sarana dan kegiatan ibadah yang representatif dan berbagai kegiatan nonmaterial. Berdasarkan angket yang disebar kepada 10 karyawan dan 100 nasabah BPRS Bhakti Sumekar, kedua stakeholder tersebut menyatakan dan merasakan keberadaan human spirit dalam kegiatan pelayanan BPRS Bhakti Sumekar. Secara statistik deskriptif tingkat keberhasilannya dinyatakan dengan tingkat diatas 88% versi pemasar di lingkungan perusahaan dan 93% versi nasabah.Dengan demikian strategi pemasaran syariâah berbasis human spirit dalam sebuah Islamic Finance sangat prospektif. Sebab secara faktual didapatkan bahwa strategi ini mampu meningkatkan pertumbuhan nasabah melalui penciptaan trust yang didasarkan pada nilai-nilai spiritual Islam. Di dalam kultur masyarakat yang religius, strategi ini sangat produktif untuk diterapkan demi pencapaian sustainability suatu perusahaan, khususnya islamic finance.]]>
<![CDATA[Corporate Spiritual Leadership: Model Kepemimpinan Bisnis Era Milenial dalam Menciptakan Great Corporate ]]>
<![CDATA[Abd. Rosyid]]>;
<![CDATA[Aang Kunaifi]]>;
<![CDATA[Qaiyim Asyari]]>
<![CDATA[ Transparansi : Jurnal Ilmiah Ilmu Administrasi Vol 4, No 1: Juni 2021 ]]>
Publisher : <![CDATA[Institut Ilmu Sosial dan Manajemen STIAMI ]]>
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DOI: 10.31334/transparansi.v4i1.1609
<![CDATA[The millennial era shows an increasing spirit of religiosity, especially for the younger generation. Religious identity is one of the pride of the millennial generation to create an image and gain public trust. This article aims to find a leadership model in creating a company that is not only good but also great. To obtain this model a qualitative approach is used, with in-depth interview and observation instruments in a sharia-based accommodation business, then inductively analyzed based on the relevant theory. The research findings in this article show that there is a spiritual leadership model that meets the criteria for creating a great corporate and applicable in a millennial era that tends to be religious. Great Corporate will be created through trust built by the company through spiritual activities. This article is expected to encourage further research to determine the relevance of the company's spiritual leadership model in the goods production sector as well as quantitative research to determine the correlation between SCL on business sustainability and growth.]]>
<![CDATA[Telaah Kritis Kebijakan Fiskal Perspektif Kaidah Fiqh ]]>
<![CDATA[Aang Kunaifi]]>
<![CDATA[ ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 1 (2018): April ]]>
Publisher : <![CDATA[LP3M STITNU Al Hikmah Mojokerto ]]>
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<![CDATA[Fiscal policy is a significant instrument that can be used by goverment to actuate, stabilize, and increase public economy productivity. Each of economic system exactly promotes its concept and strategy how to establish healthy, fairly, and wealthy of the public economy. Thus, Sharia has the concept and strategy precisely about the public economy. In fact, that concept and strategy are proved during 14 centuries, since the existence of Muhammad SAW until the Caliphate of Ottomans. This article written according to the reality of the history from the comprehensive sources so that it would give a general accuration of the fiscal policy in Islamic economic. Beside that, Islamic fiscal policy has a strong theological fundamental, because of that it absolutely reasonable to applied. Through each approach: history and theology/qawaid fiqhiyyah, this article tries to contribute or advice for the goverment to create the fairly and wealthy the nations. Keywords: Fiscal Policy, Qawaid Fiqhiyyah.]]>
<![CDATA[The Philosophy and Authentication of Welfare Equalization in the Islamic Economy ]]>
<![CDATA[Aang Kunaifi]]>;
<![CDATA[Fadali Rahman]]>;
<![CDATA[Risca Dwiaryanti]]>
<![CDATA[ Islamic Research Vol 4 No 2 (2021): Jurnal Kajian Peradaban Islam ]]>
Publisher : <![CDATA[Perhimpunan Intelektual Muslim Indonesia ]]>
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DOI: 10.47076/jkpis.v4i2.67
<![CDATA[The promise of the welfare of the capitalist economic system initiated three centuries ago is only realized for the owners of capital. Even in 2017 in The Great Devide, Joseph E. Stigliz reported increasingly alarming data that the wealth of 1% of the world's population is equivalent to 99% of the world's population. This article aims to describe: (1) The concept and philosophical value of welfare in Islam, and (2) historical authentic evidence of the creation of welfare in Islam. To obtain representative and comprehensive data, this article is compiled based on primary and secondary data. The Central Bureau of Statistics reports economic developments regarding the development of people's welfare in Indonesia and reports from world institutions such as the IMF, World Bank, as a comparison of global economic conditions. The data is then discussed under ideal conditions recorded in the golden history of Islam to find that prosperity in an Islamic economy is capable of being realized. The contribution of articles among scientific studies that discuss welfare is about concrete explanations or clear standards of welfare attainment. Namely, the nominal wealth to be called prosperous, an applicative and systematic method of achievement, and the affirmation that the Islamic economic system has proven to be effective in creating prosperity. Through the presentation of this article, it is hoped that efforts to create prosperity as well as equalize welfare will always be pursued through the application and contextualization of a proven and tested economic system.]]>
<![CDATA[Cryptocurrency and the Future of the World Currency ]]>
<![CDATA[Aang Kunaifi]]>;
<![CDATA[Muhamad Wildan Fawa'id]]>;
<![CDATA[Ani Faujiah]]>
<![CDATA[ Islamic Research Vol 5 No 1 (2022): Islamic Research ]]>
Publisher : <![CDATA[Perhimpunan Intelektual Muslim Indonesia ]]>
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DOI: 10.47076/jkpis.v5i1.136
<![CDATA[Cryptocurrencies and blockchain technology are increasingly loved, especially the COVID-19 pandemic sweeping the world. Some people choose to trade, invest, or mine using cryptocurrency because it is considered practical and able to generate fantastic profits. This article was written to analyze the prospects and implications of using cryptocurrency as a currency. To explore and describe the prospects and implications of cryptocurrency as a currency, a study was conducted with a literature review approach from secondary sources regarding the reasons for the prohibition of cryptocurrencies, the instability of crypto values, and without a clear underlaying of assets. Furthermore, the study in this article is expected to be able to explain the advantages and disadvantages of cryptocurrencies as well as alternative efforts in creating a stable and fair world currency]]>
<![CDATA[The Philosophy and Authentication of Welfare Equalization in the Islamic Economy ]]>
<![CDATA[Aang Kunaifi]]>;
<![CDATA[Fadali Rahman]]>;
<![CDATA[Risca Dwiaryanti]]>
<![CDATA[ Islamic Research Vol 4 No 2 (2021): Jurnal Kajian Peradaban Islam ]]>
Publisher : <![CDATA[Perhimpunan Intelektual Muslim Indonesia ]]>
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DOI: 10.47076/jkpis.v4i2.67
<![CDATA[The promise of the welfare of the capitalist economic system initiated three centuries ago is only realized for the owners of capital. Even in 2017 in The Great Devide, Joseph E. Stigliz reported increasingly alarming data that the wealth of 1% of the world's population is equivalent to 99% of the world's population. This article aims to describe: (1) The concept and philosophical value of welfare in Islam, and (2) historical authentic evidence of the creation of welfare in Islam. To obtain representative and comprehensive data, this article is compiled based on primary and secondary data. The Central Bureau of Statistics reports economic developments regarding the development of people's welfare in Indonesia and reports from world institutions such as the IMF, World Bank, as a comparison of global economic conditions. The data is then discussed under ideal conditions recorded in the golden history of Islam to find that prosperity in an Islamic economy is capable of being realized. The contribution of articles among scientific studies that discuss welfare is about concrete explanations or clear standards of welfare attainment. Namely, the nominal wealth to be called prosperous, an applicative and systematic method of achievement, and the affirmation that the Islamic economic system has proven to be effective in creating prosperity. Through the presentation of this article, it is hoped that efforts to create prosperity as well as equalize welfare will always be pursued through the application and contextualization of a proven and tested economic system.]]>
<![CDATA[Cryptocurrency and the Future of the World Currency ]]>
<![CDATA[Aang Kunaifi]]>;
<![CDATA[Muhamad Wildan Fawa'id]]>;
<![CDATA[Ani Faujiah]]>
<![CDATA[ Islamic Research Vol 5 No 1 (2022): Islamic Research ]]>
Publisher : <![CDATA[Perhimpunan Intelektual Muslim Indonesia ]]>
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DOI: 10.47076/jkpis.v5i1.136
<![CDATA[Cryptocurrencies and blockchain technology are increasingly loved, especially the COVID-19 pandemic sweeping the world. Some people choose to trade, invest, or mine using cryptocurrency because it is considered practical and able to generate fantastic profits. This article was written to analyze the prospects and implications of using cryptocurrency as a currency. To explore and describe the prospects and implications of cryptocurrency as a currency, a study was conducted with a literature review approach from secondary sources regarding the reasons for the prohibition of cryptocurrencies, the instability of crypto values, and without a clear underlaying of assets. Furthermore, the study in this article is expected to be able to explain the advantages and disadvantages of cryptocurrencies as well as alternative efforts in creating a stable and fair world currency]]>
<![CDATA[OPTIMALISASI LABORATORIUM KEUANGAN SYARI’AH DALAM MENINGKATKAN LITERASI SIVITAS AKADEMIKA TERHADAP PRODUK IKNB SYARI’AH ]]>
<![CDATA[Aang Kunaifi]]>
<![CDATA[ CENDEKIA: Jurnal Studi Keislaman Vol. 2 No. 2 (2016): DESEMBER 2016 ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Hasan Jufri Bawean ]]>
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DOI: 10.37348/cendekia.v2i2.27
<![CDATA[The development of the Muslim community needs to the products of Shariah finance industry is a positive indication of the existence of shari'ah financial institutions. The phenomenon is not too surprising considering that the majority of the population in Indonesia is Muslim. Along with the increased understanding of the Shari'ah, the positive impact is people's desire to do business and take advantage of the products and services of financial institutions Shari'ah. But in fact there are still opinions in society, including in academic circles, about Shari'ah financial transaction system which is felt not much different from the conventional transaction system. The phenomenon indicates that literacy levels of society (including academics) are still not good. This study aimed to find the level of understanding and literacy of academicians of the IKNB Shari'ah products, and to know the expectations of society to the presence of IKNB Shari'ah. Based on the expectations of the community, shari'ah financial institutions can create its professionality by optimizing its the role itself. This research was conducted using qualitative methods to explore the opinions and expectations of society, especially the academicians. The strategy of the research is a phenomenal approach, involving all elements of academicians from the community with a heterogeneous geography and culture. The results showed that the level of literacy level academicians against IKNB shari’ah products stood at 62 on a scale of 100. It means that is enabled that the society have literacy levels below that figure. Of course this requires the efforts and support of the educational institutions to provide support to optimize all available resources. Based on the opinions and expectations of the community to discover, at least there are 10 steps to optimize the syari'ah financial laboratory to improve literacy of academicians of the IKNB Shari'ah products]]>
<![CDATA[Pengaruh Pendayagunaan Zakat, Infaq dan Shadaqah Produktif Terhadap Pengurangan Angka Kemiskinan (Studi Pada LAZIS Muhammadiyah Pamekasan): Studi Pada LAZIS Muhammadiyah Pamekasan ]]>
<![CDATA[Nurul Komariyah]]>;
<![CDATA[Aang Kunaifi]]>
<![CDATA[ CENDEKIA: Jurnal Studi Keislaman Vol. 6 No. 2 (2020): DESEMBER 2020 ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Hasan Jufri Bawean ]]>
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<![CDATA[Abstrak Angka kemiskinan di Indonesia terbilang cukup tinggi, dan jumlahnya terus meningkat setiap tahunnya akibat rendahnya serapan angkatan kerja lulusan sekolah, khususnya tingkat perguruan tinggi. Salah satu penyebab rendahnya serapan angkatan kerja tersebut adalah minimnya keinginan lulusan dalam berwirausaha. Berbagai kendala dan alasan menjadi factor rendahnya pertumbuhan wirausahawan. Faktor yang sering disebut sebagai penghambat adalah ketidaktersediaan modal. Potensi zakat, infaq, dan shodaqah umat Islam di Indonesia sangat potensial untuk dijadikan sebagai alternative mengatasi kendala permodalan. Berbagai lembaga amil zakat, infaq dan shadaqah (ZIS) berusaha melakukan terobosan dan inovasi program dalam mendayagunakan dana tersebut sebagai modal, atau pendanaan sector produktif. Pendayagunaan dana ZIS secara produktif akan mempercepat pertumbuhan pengembangan wirausaha dan memunculkan wirausahawan-wirausahan baru. Salah satu amil ZIS di Pamekasan juga melakukan program tersebut. Hal ini tentu layak didukung dan diapresiasi. Namun untuk membuktikan hasil dan efektifitasnya perlu dibuktikan, apakah program tersbut benar-benar memberikan pengaruh signifikan terhadap harapan peningkatan lahirnya wirausahawan. Penelitian pengaruh pendayagunaan ZIS produktif ini dilakukan terhadap donator LAZIS Muhammadiyah Pamekasan. Dengan pendekatan metode kuantitaif, peneliti mendapatkan nilai guna secara simultan ZIS produktif terhadap pengentasan kemiskinan, namun tidak secara parsial. Hasil ini tentu membutuhkan penelitian lanjutan yang lebih akurat dan komprehensif untuk mengetahui factor-faktor penyebabnya. Kata kunci: zakat, infak, shadaqah, produktif, kemiskinan]]>
<![CDATA[DIVERSIFIKASI PRODUK PENDEKATAN ISLAMIC ETHIC DALAM MENINGKATKAN OMSET BISNIS RETAIL ]]>
<![CDATA[Taufik Aris Saputra]]>;
<![CDATA[Aang Kunaifi]]>;
<![CDATA[Siti Azizah]]>
<![CDATA[ CENDEKIA: Jurnal Studi Keislaman Vol. 7 No. 1 (2021): JUNI 2021 ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Hasan Jufri Bawean ]]>
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<![CDATA[This article aims to determine the motivating based on Islamic business ethics in anticipation of external changes, then obtaining empirical data regarding forms of product diversification that are relevant and effective in an effort to maintain and increase turnover in the retail business. In order to obtain accurate information and data, apart from reviewing the literature on Islamic law sources, related research articles, as well as information from primary sources from retail business actors. Thus, comprehensive data will be obtained to be analyzed as material to obtain accurate conclusions. Based on the data and the results of qualitative data analysis in this study, it was found that the motivation of Islamic business ethics is very strong to be the basis for making changes or in the form of diversification. Economically and managerial, concentric diversification is considered the most applicable to be done, although to measure the level of effectiveness it takes a relatively long time. Through the discussion and conclusions in this article, it is hoped that readers and retail business people in particular can find the right solution in facing intense competition and changes in external conditions such as pandemics and economic crises. For the next researcher, a quantitative test can be carried out regarding the influence of motivation and concentration diversification in increasing retail business turnover.]]>
