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Mohamad Toha
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,520 Documents
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Preferences for Using the Quick Response Code Indonesia Standard (QRIS) Payment Method for Accounting Education Students at Universitas Muhammadiyah Surakarta Aprilia Ayu Lestari; Surya Jatmika
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5939

Abstract

On January 1st, 2020, Bank Indonesia officially released and implemented the Quick Response Code Indonesia Standard (QRIS) payment method. Although some students still use cash as a means of payment, many of them are switching to QRIS to make transactions. This study aims to analyze preferences for using QRIS, factors that influence the use of QRIS, and obstacles faced by Accounting Education Study Program students in its use. The method used in this research is a case study, with data collection techniques through observation, interviews, and documentation. To ensure data validity, researchers applied triangulation techniques by collecting information from the same source through various methods. The data analysis process includes data reduction, data presentation, and conclusion drawing. The results showed that students of the Accounting Education Study Program tend to choose QRIS to meet their daily needs, such as buying food, clothing, skin care products, boarding house equipment, and cooking ingredients. They consider QRIS as a better payment tool because of the convenience, speed, and practicality factors. However, the obstacles faced, such as internet network instability and running out of quota, do not prevent them from continuing to use QRIS as the main payment method.
The Effect of Islamic Corporate Social Responsibility and Sharia Governance on the Financial Performance of Islamic Financial Institutions Hastina, Hastina; Wijayanti, Rahma
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.5941

Abstract

This study aims to examine the influence between Islamic Corporate Social Responsibility (ICSR) and Sharia Governance on the financial performance of Islamic Financial Institutions listed on the ISSI (Indonesian Sharia Stock Index) during the period 2013-2022. The method used in this research is a quantitative approach using Panel Data Regression analysis with the help of Stata 18 software. The data used comes from the annual report of each company. The population is all Islamic Financial Institutions listed on the ISSI. Sampling is done using the Purposive Sampling technique with the number of samples obtained from as many as 5 Islamic Financial Institutions with a total of 35 observation data. The results showed that ICSR and Sharia Governance influence the company's financial performance as measured using Return on Equity (ROE). Thus, this research concludes that ICSR positively affected the IFI’s financial performance. Then the measurement of Sharia Governance using the number of Sharia Supervisory Board meetings can be used to determine the condition of the Company's financial performance.
The Role of Purchase Intention in Mediating the Impact of Environmental Concern on the Purchase of Eco-Friendly Products Dina, Jihan Farah; Kuswati, Rini; Soepatini, Soepatini
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.5949

Abstract

This study aims to analyze the role of purchase intention in mediating the influence of environmental concern on the purchase of environmentally friendly products. The method used in this study is quantitative. The population and sample in this study are the general public in Indonesia who have a minimum education in high school and understand environmentally friendly products. The sample size in this study was 200 respondents. The data source used in this study is primary data. The measurement scale used in this study is a 5-point Likert scale. Data analysis using SmartPLS version 3.0. The results of the analysis in this study indicate that environmental concern has a significant positive effect on purchase intention, environmental concern has a significant positive effect on purchasing behavior, purchase intention has a significant positive effect on purchasing behavior and purchase intention positively mediates environmental concern on purchasing behavior.
The Effect of Credit Risk and Bank Size on Bank Profitability in Indonesia Before and During the Covid-19 Pandemic Fenti Utari; Viverita Viverita
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5956

Abstract

This study empirically examines the effect of credit risk using a new measure that is influenced by stimulus policy in Indonesia and bank size on the profitability of Indonesian banks during the Covid-19 pandemic. It employed the Generalized Method of Moments (GMM) Dynamic Model to obtain an overview of the effectiveness of the relaxation policy in maintaining the profitability of Indonesian banks. The stimulus policy by the regulator during the COVID-19 pandemic changed the credit risk calculation and this research contributed by using credit risk measurement adjusted to the stimulus policy by adding restructuring loans in current quality. The study found that credit risk negatively affected profitability in the period during the Covid-19 pandemic. This finding is probably due to the stimulus policy allowing banks to remain current on the credit quality with no addition to the provision. Bank profitability during the pandemic was not significantly affected by credit risk, allegedly among others, also influenced by the good adaptability of banks in Indonesia through additional services. Bank size has had a significant negative effect on profitability during the COVID-19 pandemic for small, medium, and large banks. The larger the size of the bank, the riskier it becomes due to the addition of reputation management including other operational costs.
Symbolism and Identity in the Burning Stone Tradition: A Comparative Study Between Mountain and Coastal Communities of Manokwari, Papua Donald Kasenda
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.5960

Abstract

The tradition of stone burning is a cultural ritual that has a deep meaning and has long been attached to the community in Papua. This study compares the symbolism and intention of the ritual in building cultural identity between mountainous (Dani Tribe) in Manokwari and coastal (Doreri Tribe) communities in Manokwari, Papua. A qualitative method with a comparative case study approach was used to analyze the differences in practices, symbolic meanings, and contributions of the stone-burning tradition in shaping cultural identity in the two groups. Findings revealed significant variations in implementing and interpreting the ritual's meaning, reflecting adaptations to different natural and social environments. Even so, the value of tradition as a social glue and reinforcement of cultural identity is still maintained in both groups. This result strengthens the theory of cultural adaptation and demonstrates the flexibility of ritual practice in preserving its emblematic nature. This research contributes to a deeper understanding of local culture's dynamics and tradition's function in contemporary society. Practical implications include the development of cultural preservation and tourism strategies that are more responsive to regional diversity. Further research is recommended to expand the scope of the communities studied and conduct long-term studies to understand changes in traditional practices over time.
Understanding Debt Dynamics: The Role of Financial Literacy, Income, and Lifestyle with Gender as a Moderating Variable Zulfa Zakiatul Hidayah; Erin Soleha
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.5969

Abstract

This research aims to prove the extent to which the relationship between Financial Literacy, Income, and Lifestyle influences Debt Behavior, apart from that, judging from the psychological factors, women and men have different emotions, which is quite an important consideration in moderating debt behavior, so researchers use gender as a moderating variable. This research has a research focus on Social Humanities, Arts and Culture, and Education with the theme of Economics and human resources on the topic of strengthening human resource capacity which focuses on gender justice, social inclusion, and sustainability following applicable guidelines (Kementrian Pendidikan, Kebudayaan, Riset, 2024). The method used in this research is mixed, namely Quantitative and Quantitative (Quan-Qual). The primary data is collected by distributing questionnaires directly and conducting direct interviews with respondents, while secondary data is in the form of scientific articles and other data that are used as references. The population in this research is all people in the province of West Java. Samples were collected using the Accidental Sampling technique, and statistical testing tools using Structural Equation Modeling (SEM) with SmartPLS software. The research results show that financial literacy, lifestyle, and gender directly influence investment behavior, while income has no impact. Indirectly, financial literacy, income, and lifestyle moderated by gender do not influence investment behavior, meaning that neither men nor women have any influence.
Understanding Customer Perception of Airline Service Quality and Brand Image: A Pathway to Loyalty and Repurchase Intentions Astri Rumondang Banjarnahor; Juliater Simarmata; Rudi Max Damara Gugat; Otto Sugiharto Prakoso; Andre Yosafat
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.5971

Abstract

This study investigates how customer perceptions of service quality and airline brand image affect customer loyalty and intentions to repurchase. By employing a systematic literature review (SLR) method in line with the PRISMA protocol, the research examines 50 articles indexed in Scopus that pertain to customer perceptions in the airline sector. The results indicate that favorable perceptions of service quality significantly impact brand image, thereby promoting customer loyalty and repurchase intentions. Mediating factors such as "brand love," "passenger loyalty," and "positive word of mouth" are essential in reinforcing these connections. Additionally, the study presents a conceptual framework for airlines to develop more effective strategies aimed at improving customer loyalty. This research not only addresses theoretical gaps but also provides practical insights for enhancing airline service strategies that yield long-term benefits for customer loyalty.
The Influence of Knowledge Management on Employee Performance and Innovative Work Behavior at PT. PBT Site Bukit Asam Vensi Yeka Isdiani; Ken Ditha Tania
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.5976

Abstract

This research aims to analyze the influence of knowledge management on employee performance and innovative work behavior at PT. PBT Site Bukit Asam. A quantitative approach using the census method was used, involving 30 respondents from various departments. Data was collected through a questionnaire with a Likert scale and analyzed using Partial Least Square (PLS) with software SmartPLS version 4.0. The research results show that knowledge management positive and significant effect on employee performance (t = 14.114, p = 0.000) and innovative work behavior (t = 9.465, p = 0.000). Knowledge management facilitates the creation, storage, transfer, and application of knowledge so that employees can work more effectively, efficiently, and innovatively. PT. PBT Site Bukit Asam needs to realize the importance of knowledge management and investing resources to develop and implement the system of knowledge management effective way to improve the quality of human resources and company competitiveness. This research shows the importance of knowledge management for PT. PBT Site Bukit Asam in improving the quality of human resources and competitiveness. It is recommended that companies invest sufficient resources to develop and implement the system sustainably.
A Systematic Literature Review: The Role of Supply Chain Management in Enhancing Corporate Operational Performance Urisnawati Rusli; Masnia Masnia; Asri Usman; Mediaty Mediaty
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.5981

Abstract

In a company, operational performance must be achieved to fulfill the company's strategy. The main objective of this systematic literature review is to explore and identify the role of Supply Chain Management (SCM) in enhancing the operational performance of companies by providing an overview of SCM across various organizations. The research methodology involves analyzing scientific articles based on the criteria of selecting articles published within the time frame of 2019-2024 from journals in quartiles (Q1, Q2, Q3, and Q4). Utilizing the Watase Uake Prisma tool, 24 selected articles were produced. The results affirm that SCM plays a vital role in improving the operational performance of companies. The novelty of this article lies in its comprehensive approach to analyzing the role of SCM across different types of companies. Additionally, the authors integrate existing literature findings to identify the most commonly applied SCM strategies or practices. Overall, this research highlights the importance of effective SCM strategies and practices in enhancing operational efficiency, as well as identifying the challenges faced by companies in implementing SCM.
Implementation of Khiyar Aib in the Sale and Purchase of Wooden Beam from the Perspective of a Compilation of Sharia Economic Law (Case Study in Southeast Padangsidimpuan District) Fani Pratiwi; Ahmad Zuhri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.5988

Abstract

The study aims to evaluate the application of khiyar aib in wooden block buying and selling transactions. Khiyar means choice, which is the right to choose the best option among several choices. Khiyar aib is the right of the buyer to cancel the transaction and return the goods if the goods are defective. This type of research is empirical legal research with a population consisting of all Panglong in Padangsidimpuan Tenggara District. The research samples are Panglong Jati Raya, Panglong Berlian Jaya, and Panglong Mandiri Lestari. Based on interviews with the owners of the three Panglongs, it was found that none of the Panglongs applied khiyar aib in the practice of buying and selling, even though the owner was a Muslim. As regulated in the Compilation of Sharia Economic Law, in Book II Chapter X, and in Law Number 8 of 1999 concerning the obligations of business actors and consumer rights. The application of khiyar aib should be an important part of the practice of buying and selling. The results of the study indicate a discrepancy between legal theory and field practice in the area.

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