cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Muhammad Kambali
Contact Email
jurnalaliqtishod@gmail.com
Phone
+6282245049710
Journal Mail Official
journal@istaz.ac.id
Editorial Address
Jl. Raya Menganti Krajan No.474 Menganti Gresik
Location
Kab. gresik,
Jawa timur
INDONESIA
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Published by Institut Al Azhar Menganti Gresik
ISSN : 24076600     EISSN : 27458512     DOI : https://doi.org/10.37812/aliqtishod
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Al-Iqtishod adalah jurnal ilmiah interdispliner yang memuat hasil-hasil penelitian dan pemikiran ilmu-ilmu ekonomi islam
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 72 Documents
 3   4   5   6   7 
Persepsi Perbandingan Keunggulan Pembiayaan Mudharabah Dan Murabahah Oleh Nasabah Lembaga Keuangan Mikro Islam BMT Azhar Alam; Sanitra Septiana; Afief El Asfahany; Raisa Aribatul Hamidah
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 1 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i1.538

Abstract

This study aims to explore perceptions of the comparative advantage of mudharabah and murabahah financing from the customer side of Islamic microfinance institutions. This study uses an approach using field data in the case study of BMT Alfa Dinar, Karanganyar, Central Java, Indonesia. The data in this study were obtained from 10 customers or customers of murabahah and mudharabah financing, which were taken directly using observation, question and answer, and documentation techniques. The collected data is then analyzed in terms of content, abstracted, and presented. The results of this study are that customers have different perceptions about the advantages of mudharabah and murabahah financing. This perception is seen from various perspectives, including risk, margin, transparency period, and work system. Mudharabah has the advantage of being more reliable than Murabaha. Meanwhile, Murabaha has the advantage of fixed profits or tends to be stable, and if agreed, it cannot be changed. This Murabaha contract is different from the mudharabah, whose profits tend to be unstable. This study recommends increasing business management literacy with mudharabah contract financing to maximize the benefits of Islamic microfinance institutions and customers.
Peningkatan Kesejahteraan Ekonomi Masyarakat Pesisir melalui Budidaya Ikan Bandeng dalam Perspektif Maqasid Syariah ( Studi Kasus Desa Segoro Tambak) Ilvi Nur Diana Ilvi; Masruchin Masruchin
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 10 No. 2 (2022): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v10i2.539

Abstract

Potensi sector perikanan di Indonesia dapat dikatakan cukup besar dan menjadi penopang perekonomian Indonesia. Budidaya perikanan hampir tersebar diseluruh wilayah di Indonesia salah satunya adalah di Kabupaten Sidoarjo. Desa Segoro Tambak merupakan salah satu desa yang mempunyai potensi sector perikanan yang cukup besar. Adapun masyarakat didesa tersebut setiap harinya adalah melakukan aktivitas budidaya ikan bandeng. Dari aktivitas ini kesejahteraan masyarakat didesa tersebut dapat meningkat. Untuk menganalisa tingkat kesejahteraan ekonomi masyarakat di Desa Segoro Tambak maka dapat dilakukan dengan menggunakan Analisa maqashid Syariah. Penelitian ini akan mengungkap dan menganalisis tingkat kesejahteraan masyarakat Desa Segoro Tambak dari hasil aktivitas budidaya ikan bandeng dengan menggunakan instrument maqashid Syariah. Adapun metode penelitian yang digunakan adalah metode penelitian kualitatif deskriptif dengan pengambilan data melalui wawancara dan observasi. Informan penelitian ini ditentukan dengan menggunakan metode purposive sampling sehingga hanya informan tertentu yang dijadikan informan dalam penelitian ini. Implikasi dari penelitian ini adalah diharapkan dapat dijadikan sumber literatur bagi pihak terkait dalam memajukan kesejahteraan masyarakat di Desa Tambak Segoro. Hasil penelitian ini menunjukkan bahwa terjadi peningkatan ekonomi masyarakat sebesar 50% dari aktivitas budidaya ikan bandeng ini
Fikih Prioritas dalam Fatwa Kehalalan Vaksin Covid-19 di Indonesia Wahyu Akbar; Athoillah Islamy
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 10 No. 2 (2022): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v10i2.547

Abstract

This study intends to identify the dimensions.of the priority fiqh paradigm(fiqh al-Awlawiyyât) in the formulation of the MUI Fatwa No. 02 of 2021 Regarding Covid-19 Vaccine Products From Sinovac Life Sciences Co. Ltd. China And Pt. Bio Farma (Persero). This qualitative research is in the form of a literature review using a philosophical normative approach. The analytical theory used is the priority fiqh paradigm that was initiated by Yusuf al-Qaradawi. The results showed that there were dimensions of the priority fiqh paradigm in the formulation of the MUI fatwa on the halalness of the Sinovac vaccine. First, the dimension of the fiqh al-maqasid paradigm (fiqh objectives) in the use of a theological foundation that contains a universal legal message about the importance of the orientation to maintain the benefit of the human soul (hifz nafs). Second, the dimension of the fiqh al-muwazanat paradigm (consideration fiqh) in the use of the basic principles of Islamic law (qawaid fiqhiyah) and classical fiqh thinking which emphasizes preventive efforts (saddal-dzari'ah) and universal benefit (maslahah mursalah). Meanwhile, the dimensions of the muwazanah fiqh paradigm can also be seen in the use of various classical fiqh opinions which are the basis for the formulation of the MUI fatwa, dominated by the opinions of the Shafi'i school of jurisprudence, which have acceptability for Muslims in Indonesia. Third, the dimension of the fiqh al-wâqi' paradigm (fiqh of reality) in the involvement of experts in the analysis of vaccines. This shows that MUI emphasizes the importance of integrating the formulation of fatwas with competent and developing scientific thinking, not just based on speculation. The theoretical implication of this research shows that the formulation of the MUI fatwa related to the halalness of the Sinovac vaccine has a paradigmatic priority scale for considering the level of benefit for life safety. The limitation of this research is that it has not examined the concrete role of MUI in disseminating the.fatwa on the halalness of the Sinovac vaccine as a form of synergy with the vaccination program in Indonesia
Optimalisasi Peran cash waqf linked sukuk Dalam menigkatkan pemberdayaan masyarakat Muhammad Mahbub Jamalul Lail
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 10 No. 2 (2022): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v10i2.551

Abstract

This paper is intended to examine and dissect more closely the optimization of the role of Cash Waqf Linked Sukuk as a new idea of the Islamic financial sistem as an effort to empower the community, so that their lives will be more qualified and competitive. The potential and opportunity for cash waqf in Indonesia will be a serious study for the government and waqf stakeholders so that waqf assets can be managed and developed optimally and maximally. The joint work between the government and waqf stakeholders found a new idea, where productive waqf assets would be allocated for investment in SBSN with the CWLS model. The results show that Cash Waqf Linked Sukuk have several very significant roles in increasing community empowerment in various programs and fields, such as health, education, social and economic fields. BWI in utilizing CWLS fees uses several variants of contracts, ijarah, wakalah, qordhul hasan and mudarabah.
Pandemic Impact on Islamic Financial Literacy: A Study in Bojonegoro Regency Sri Anugrah Natalina; Arif Zunaidi
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 2 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i2.556

Abstract

The purpose of this study is to determine the influence of decisions on becoming a customer. The research design this time is quantitative research. The data will be processed with a simple regression analysis. The analysis uses simple chart analysis to determine the amount of independence (Islamic financial literacy) due to instability (the decision to become a customer of an Islamic bank). The decision to become a customer is influenced by financial literacy, the financial literacy coefficient value of 0.336 states that if there is an increase in the unit's financial literacy, the decision to become a customer increases by 0.336 (33.6%), assuming other variables are considered constant. And also the Islamic financial literacy variable has a positive influence on decision-making to become a customer in Islamic banks. The result of the coefficient of determination (R²) is 0.15 or 15%, so it can be concluded that the influence of the Islamic financial literacy variable (X) in making decisions to become customers in Islamic banks (Y) has a percentage of 15%, while the remaining 85% influenced by other variables outside this study. The difference in this study is the selection of sample characteristics and research areas.
Islamic Banks In Muslim Countries And Indonesia Desmadi Saharuddin; meirison meirison
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 1 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i1.577

Abstract

This article aims to provide an overview of Islamic banking, which has shed light on Muslims in avoiding usury with inflation and oppression. The negative impact of cartels can be reduced. Suppose traditional banks have only one way to work, interest-bearing loans, although in many forms. The problem inherent in Islamic banking activities is whether they can be separated from the influence of conventional banks in various activities carried out, given the interrelationships between Islamic banks and traditional banks. By conducting a literature study, we analyzed banking data contained in documents, books, and journals using a qualitative approach using descriptive analysis methods. We try to provide an interpretation of the work of Islamic banks operating in various Islamic worlds and Indonesia. We found Islamic banks to be less compliant with the fatwas and instructions given by the existing Islamic boards. We find that Islamic banks have difficulty complying with shari'ah rules because they are constrained by the conventional banking financial system full of usurious Mu'amalah. Constrained by capital from the central bank, high operating costs, investment problems in the real sector, risk of loss and others. The focus of this research is the causes of the condition of Islamic banks in the Islamic world, which are trapped in a Ribawi labyrinth
Analisis Faktor Yang Memengaruhi Intensi Menggunakan Fintech Syariah: Studi Empiris Generasi Milenial Tangerang Raya Elif Pardiansyah; Najmudin Najmudin; Ahmad Fatoni
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 1 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i1.603

Abstract

Indonesia has experienced a significant increase in internet penetration over the past decade. The implications of increasing internet penetration have an impact on business patterns in various industrial lines. Financial technology (fintech) is proof of the implementation of a financial system by delivering more efficient financial services. Fintech has an important role in financial intermediation and helps the daily lives of almost all people in the world. Fintech has changed the way consumers conduct financial transactions. This study aims to find out what factors underlie behavioral intentions to use sharia fintech in the millennial generation in Tangerang Raya. This study uses the technology acceptance model (TAM) and accommodates a new variable, namely religiosity. The sampling technique used purposive sampling so that a total sample of 237 respondents was obtained online using the Google form. This study was analyzed using multiple linear regression using SPSS 22 software. The results of this study indicate that the intention to use the millennial generation of sharia fintech in Tangerang Raya is influenced by the perceived usefulness factor with a P-value of 0.00 <0.05, and the Islamic religiosity variable with a P-value of 0.00 <0.05. Meanwhile, perceived ease of use does not have a significant effect on the intention to use fintech at the sig 5% level with a p-value of 0.197 > 0.05.
Strategi Bauran Pemasaran 4P Produk Gadai Emas pada Pegadaian Syariah Nuris Tishwanah; Rasyid Abi Sandi; Nurul Auliyah Bakri
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 1 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i1.610

Abstract

This study aims to determine the most appropriate marketing mix strategy to be used and applied in Sharia pawnshops to increase the sales volume of gold pawn products. This research uses a qualitative research method with a SWOT analysis approach because it is based on an assumption that states that an effective strategy can maximize the opportunities and strengths that exist in product suau, one of which is gold pawn products in Sharia pawnshops. Then further analysis is carried out using EFAS and IFAS techniques and the results will be outlined in a cartesius diagram. The results of the SWOT analysis state that gold pawn products at Sharia pawnshops are in quadrant I expansion, which means that sharia pawnshops are in prime condition which allows them to expand, achieve maximum progress, and increase growth. This research focused on gold pawn products in Sharia pawnshops that are in great demand by the public.
Analisis Pengembangan Pariwisata Halal Pada Destinasi Taman Wisata Laut Desa Labuhan, Kecamatan Sepulu, Kabupaten Bangkalan, Madura Kurniyati Indahsari; Retno Dwi Wulandari
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 1 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i1.631

Abstract

The study purpose was to confirm the Marine Tourism Park condition with the halal tourism development based on the DSN-MUI Fatwa. This was a qualitative descriptive research using phenomenology. While previous researches were focused on the tourism components condition only or their conformity with criterias of Global Muslim Muslim Travel Indeks, this research was focused on the tourism components condition, including Attraction, Amenity, Accessibility, and Hospitality as well as their conformity with the DSN-MUI Fatwa. The results show that Marine Tourism Park can be developed into halal tourism. The Attraction, namely its uniqueness, benefits, security, cultural development, and attractions, are meet the Fatwa. The discrepancy in is in the cleanliness, comfort as well as the presence of adultery. The Amenity, namely the availability of facilities are meet the fatwa. The discrepancy is in the damage of some facilities and the lack of worship, security and clean water facilities. While all Hospitality components are meet the Fatwa, all Accessibility components are not. This research novelty is the recommendations on tourism sub components which should be fulfilled by The Marine Tourism Park to become a Halal tourism
Determinants of Return On Asset (ROA) at Sharia Commercial Banks 2016 – 2021 Muhammad Irwin Muslimin; Nurwahidin; Mulawarman Hannase
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 2 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i2.669

Abstract

ROA is a ratio that serves to assess a company's ability to make a profit. The amount of ROA can be influenced by many things such as NPF, FDR, and CAR. This study aims to find the effect of NPF, FDR, and CAR on ROA at Islamic Commercial Banks (BUS) in 2016-2021. This research uses a two-stage analysis. The first stage will use multiple linear analysis with the Ordinary Least Square method to find the influence between variables, then the second stage will examine the ROA scheme in Islamic banking, and whether it is in accordance with Islamic principles. The results showed that NPF had a significant negative impact on ROA, FDR had an insignificant positive impact on ROA, and CAR had a significant positive impact on ROA. The results of the calculation of the coefficient of determination show that NPF, FDR, and CAR affect ROA by 78.78% while the rest is explained by other variables that are not taken into account in the study. In addition, the ROA business scheme is in accordance with existing Sharia aspects because nothing is violated in Sharia principles, and the existence of DPS is one of the factors the researchers believe that this business model is in accordance with Sharia values. This research is useful to determine the effect between ROA variables and to find out whether business schemes with ROA are in accordance with Sharia.

Page 5 of 8 | Total Record : 72

 3   4   5   6   7 

Filter by Year

2020 2024


Reset
Filter By Issues
All Issue Vol. 12 No. 2 (2024): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 12 No. 1 (2024): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 2 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 1 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 10 No. 2 (2022): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 10 No. 1 (2022): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 9 No. 2 (2021): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 9 No. 1 (2021): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 8 No. 2 (2020): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 8 No. 1 (2020): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam