cover
Contact Name
Mohamad Toha
Contact Email
motoha@uac.ac.id
Phone
+623216855722
Journal Mail Official
journal.mjifm@gmail.com
Editorial Address
Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
Location
Kab. mojokerto,
Jawa timur
INDONESIA
Majapahit Journal of Islamic Finance dan Management
ISSN : -     EISSN : 27980170     DOI : https://doi.org/10.31538/mjifm
Core Subject : Economy, Science,
Majapahit Journal of Islamic Finance and Management (MJIFM) (E-ISSN 2798-0170) is a journal published by Universitas KH. Abdul Chalim Mojokerto Indonesia four times a year (March, June, September and December). As the name implies, the journal brings two major themes, namely Islamic Finance and Business Management. The journal invites scholars, practitioners, and researchers to submit articles to the management team. Articles submitted will be published after being verified and modified to suit the standard international journals. MJIFM limits only the article publication related to two major themes having been mentioned.
Articles 298 Documents
The Effect of Financial Performance on ROA Projected as Profitability Sasongko, Fusthathul Nur; Rachma, Elvira
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 1 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i1.5

Abstract

The study aims to determine the effect of financial performance on ROA, in which financial performance is indicated by the variables ROE (X1), NPF Gross (X2), BOPO (X3), and FDR (X4) in BRI Syariah (BRIS) Quarterly 2012-2019. The research data used secondary data and tested by regression test and then tested the classical assumptions consisting of normality test, heteroscedasticity test, multicolinearity test, and autocorrelation test. While the data analysis used multiple linear regression analysis. The results of the study indicate that of the four independent variables, only Gross NPF is not significant with a regression test value on ROA of 0.0929, which means that Gross NPF does not pass the test because the probability value is > 0.05.
The Effect of Growth Level, Asset Structure, Liquidity and Profitability on Capital Structure Wanitasari; Alamsyah, Lutvi; Mukhlisuddin, Akhmad
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 1 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i1.6

Abstract

Competition in the business world encourages financial managers to take decisions carefully, one of which decisions related to capital structure. The purpose of the study is to find out and analyze the effect of growth rates, asset structure, liquidity, and profitability on capital structure in the three banking sector companies incorporated in the Sharia Stock Index Indonesia (ISSI) for the period of 2015 to 2018. The research uses quantitative methods with secondary data obtained from the official bank's website. It uses purposive sampling technique by certain criteria namely BRI Syariah (BRIS), Bank Tabungan Pensiunan Nasional Syariah (BTPS), and Bank Panin Dubai Syariah (BPNS) for the 2015-2018 period. Analysis of the data used in this research is using multiple linear regression analysis with the help of data processing tools IBM SPSS version 20 through the classic assumption test that is normalization test, multicollinearity test, autocorrelation test, and heteroscedasticity test, with hypothesis testing T test, F test and Adjusted R2. It shows that partially the growth rate has no significant effect on capital structure, asset structure has a significant effect on capital structure, liquidity has no significant effect on capital structure, and profitability has a significant negative effect on capital structure. The results of the F test indicate that the growth rate, asset structure, liquidity and profitability have an effect on the capital structure. The amount of Adjusted R2 is 0.857. In the sense that 85.7 percent of the independent variables, while the remaining 14.3 percent of the variables are explained outside the research model
The Influence of Quality of Services and Infrastructures on Inpatient Satisfaction Sibuea, Nunti; Indra Prayoga, Bobby; Kartiko, Ari; Arsyawina, Arsyawina
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 2 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i2.11

Abstract

This research was conducted at the Mother and Child Hospital “Fatimah” Lamongan with a scope of marketing which consists of service quality variables (X1), Infrastructure (X2) and patient satisfaction (Y). The study uses quantitative method. The population is the inpatients of the Mother and Child Hospital “Fatimah” Lamongan which will then be selected as the research sample. The data collection technique used a questionnaire and the sampling technique used probability sampling, with a random sampling technique and 98 patients were selected as samples. It uses primary data obtained directly from the respondents. The data obtained have tested the validity and reliability using SPSS software. The analysis of hypothesis testing used multiple linear regression analysis techniques and the results obtained that the quality of services and infrastructure have a significant effect on patient satisfaction inpatient care at the “Fatimah” Lamongan Mother and Child Hospital, while the variable infrastructure has a dominant influence on inpatient satisfaction.
Principles of Performance and Financial Management between Islamic Banks and Conventional Banks Fathoni, Choirul; Jairin, Jairin
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 2 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i2.12

Abstract

The name of someone, something, and institution had a certain meaning. A meaning depends so much on someone’s perception to an object. Perception of society to Sharia Bank had an impact to society behavior toward Sharia Bank. There was a gap here between bank and society which had to be acted as a bridge through policy and socialization program. Socialization policy which was planned, adaptive, and interesting could minimize the misperception risk. Socially, the socialization program was the enculturization of sharia bank values ​​process, and it was understood as the form of civil education.
Analysis of Financial Ratios on The Performance of Muamalat Indonesia Bank Nurlatipah, Wita Sri; Rahman, Fadali; Toha, Mohamad
Majapahit Journal of Islamic Finance and Management Vol. 2 No. 1 (2022): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v2i1.13

Abstract

This study aims to determine the effect of financial ratios (NPL, CAR, LDR, BOPO) simultaneously on the performance of Muamalat Indonesia Bank from 2008-2018. In this study, the researchers used a type of quantitative research with a descriptive and verification research approach because of the variables to be examined for their relationship and the purpose of presenting a structured picture. This research is a quantitative study with time series data. The type of data used in this study is secondary data in the form of data for all variables, namely Return on Assets (ROA), Non-Performing Loans (NPL), Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Operating Cost Income Operational (BOPO). This secondary data was obtained by the method of observing financial ratios registered during the observation from 2008 to 2018. Corporate financial data for that period is available at www.idx.co.id. Data collection techniques used are observation and recording and linear regression models are used to determine whether there is a significant influence of one variable with another variable. For testing the hypothesis, it used the t-test and F-test.
The Effect of Economic Literature and Informal Economic Education on The Consumption Behavior Sundari, Sundari; Muawanah, Muawanah; Asmoro, Fendik
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 2 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i2.14

Abstract

The study aims to determine the effect of economic literacy, informal economy education on the consumption behavior of Institut Pesantren KH.Abdul Chalim Students Regular Program 2015-2018. The population in this study were all regular students of Institut Pesantren KH.Abdul Chalim Regular Program 2015-2018. The sample was 25% of the total population, namely 85 respondents. Data collection techniques were in the form of tests, questionnaires and documentation. The research was a quantitative study with the data analysis technique used was multiple regression analysis. The results of the study show that there is an influence between the variables of economic literacy on consumption behavior, between the variables of informal economy education on consumption behavior, and between the variables of economic literacy and informal economy education on consumption behavior. The coefficient of determination (R2) of economic literacy, informal economic education on consumption behavior is 0.114 or 11.4%.
The Technology Strategy in Website Communication Media in Improving Business Activities Isbahi, Muhammad Baiqun; Zuana, Muhammad Mujtaba Mitra; Mariana, Elvira Rachma
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 2 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i2.17

Abstract

The competition faced by the company is an obstacle to achieving business goals in order to maintain the growth and survival of the company. System Strategic planning of information systems and information technology which refers to business strategy must be adapted to the company's business processes. The process of finding the future application portfolio is preceded by the discovery of business strategy, IS/IT management strategy and Website strategy. This will lead to the acquisition of fast, accurate and up-to-date information that is needed for decision making. The basic capital in the realm of computerized information systems is an innovation better known as electronic computers and the internet. This study tries to dissect the strategy of systems and technology on website communication media in increasing business activities. The use of the literature study method brings together several important studies from the perspective of the world of communication and economics, and will be linked in a more comprehensive manner. The results of the literature study illustrate that the increase in business communication supported by the website cannot be separated from the concept of information quality. A more visible result is a new concept of design management that emphasizes technical to socio-cultural considerations.
The Effect of Mudharabah, Musyarakah, Murabahah Finance on Return on Asset (ROA) A'yuni, Diah Syifaul; Fauziah, Nur Dinah; Purwanto, Purwanto
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 2 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i2.18

Abstract

Bank is a financial institution whose main activity is to collect funds from the public and then distribute these funds back to the community. The purpose of this study was to determine the effect of Mudharabah, Musyarakah, Murabahah financing on Return on Assets (ROA) at Bank Syariah Mandiri for the 2009-2018 period. The dependent variable of this research is Return on Assets. The independent variables include: financing, Mudharabah, Musyarakah and Murabahah. The research method used is a quantitative research method. The data analysis method used multiple linear regression. The results of the study indicate that Mudharabah financing has an effect on Return on Assets (ROA) with a significant level of 0.000 <0.05. Musyarakah financing has an effect on Return on Assets (ROA) with a significant level of 0.010 <0.05. Murabahah financing has no effect on Return on Assets (ROA) with a significant level of 0.210> 0.05. Mudharabah, Musyarakah, Murabahah financing together can influence the dependent variable with a significant value of 0.000> 0.05.
Analysis Customers' Interest to IB Faedah Savings Toha, Mohamad; Aini, Qurrotu
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 2 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i2.19

Abstract

Marketing is to attract customers to use BRI Syariah products. In this case, the bank wants its product to be easy to sell and expansive, which is in great demand by customers and prospective customers. The study aims to determine customer’s interest in iB Faedah savings at BRI Syariah KCP Mojosari - Mojokerto. To answer the questions above, this research was designed with a qualitative descriptive approach using a case study approach. Based on the analysis of the data, it can be concluded that 1) Attention, that customers know about the iB Faedah savings product from their own initiative to come to the office and customers know about Faedah savings directly from BRI Syariah. 2) Interest, The reason customers use Faedah savings is because it adjusts to the background of individual status and the good service from BRI Syariah during the procedure. Customers feel well served and receive a clear explanation from BRI Syariah regarding the details of the iB Faedah savings product. 3) Desire, customer interest related to the cost of Faedah saving is said to depend on each person’s perspective and ability. Customers choose products with lower costs and can be used as a means of saving money for their internal needs. 4) Action (Using), that is the reason the customer has the desire to use the iB Faedah savings to meet the business needs. 5) Halal Lifestyle Awareness, customers have a purpose other than to meet financial needs but also to change perspectives in choosing the products used.
The Role of Wakalah Contract Implementation in Increasing Interest in Becoming A Reseller Fatchur Roziq, Mohammad; Sundari, Sundari; Zuana, Muhammad Mujtaba Mitra
Majapahit Journal of Islamic Finance and Management Vol. 2 No. 1 (2022): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v2i1.20

Abstract

Online stores provide offers and convenience in doing business in the current era, starting from offering initial capital, and shipping goods to storage/warehouses. The rapid development of information technology has had an impact on the large growth of online stores, one of which is fashion resellers from children, teenagers to adults. Fayana is an online store that implements a reseller recruitment program to market its products using the Wakalah Agreement, As-Salam Contract, Wa’ad Contract, and Istishna. This study aims to analyze the role of implementing wakalah contracts in increasing interest in becoming a reseller at the Fayana Collection Store Surabaya. The research uses a qualitative approach. The results of this study showed that the implementation of the Wakalah Agreement played a role in increasing the interest of resellers to join Fayana Stores, in addition to one of the advantages of this store there was also an increase in the discount rate from 5% to 20%.

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