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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
Majapahit Journal of Islamic Finance dan Management
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 27980170     DOI : https://doi.org/10.31538/mjifm
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Majapahit Journal of Islamic Finance and Management (MJIFM) (E-ISSN 2798-0170) is a journal published by Universitas KH. Abdul Chalim Mojokerto Indonesia four times a year (March, June, September and December). As the name implies, the journal brings two major themes, namely Islamic Finance and Business Management. The journal invites scholars, practitioners, and researchers to submit articles to the management team. Articles submitted will be published after being verified and modified to suit the standard international journals. MJIFM limits only the article publication related to two major themes having been mentioned.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis dan Menejemen Intetrnasional
Articles 719 Documents
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Macroeconomic Influence on the Financial Performance of Islamic Commercial Banks in Indonesia Nova Rianti; Evi Ekawati; Rahmat Fajar Ramdani
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1193

Abstract

The Islamic banking industry in Indonesia continues to grow, but its financial performance is still influenced by various dynamic macroeconomic conditions. This study aims to analyze the effect of economic growth (GDP), inflation, rupiah exchange rate, and reference interest rate (BI Rate) on the financial performance of Sharia commercial banks (BUS) in Indonesia for the period 2021-2025 which is proxied by Return on Assets (ROA). This study uses a quantitative approach with secondary data obtained from the financial statements of seven Islamic commercial banks selected using purposive sampling technique. Data analysis was conducted using panel data regression with the best model is Random Effect Model (REM). The results showed that partially GDP has no significant effect on the ROA with a probability value of 0.8949, the rupiah exchange rate has no significant effect with a probability value of 0.8597, and the BI Rate has no significant effect with a probability value of 0.5498. In contrast, inflation has a positive and significant effect on ROA with a coefficient of 0.249194 and a probability value of 0.0019. Simultaneously, variable GDP, inflation, exchange rate, and BI Rate significantly affect the ROA with F-statistic value of 3.034803 and Prob (F-statistic) of 0.019649. The value of the coefficient of determination (R2) of 0.082502 indicates that 8.25% of ROA variation can be explained by macroeconomic variables in the model, while 91.75% is influenced by other factors outside the study. This finding indicates that inflation is the most influential macroeconomic factor on the financial performance of Islamic commercial banks during the study period.
The Influence of Omotenashi Culture on the Work Performance of Interns at Gensen Holdings, Japan Timothy George Koloay; Diana Roweina S. Maramis; Fresi Beatrix Lendo
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1199

Abstract

This study aims to determine the description of the implementation of Omotenashi Culture, the description of Student Work Performance, and to test the influence of Omotenashi Culture on the Work Performance of Internship Students at Gensen Holdings Japan. The study used a quantitative approach with descriptive and associative methods. The sample consisted of 31 students who had participated in industrial internships at Gensen Holdings, with a saturated sampling technique. Data were collected through a Likert scale questionnaire and analyzed using validity, reliability, Pearson correlation, simple linear regression, t-test, coefficient of determination, assisted by SPSS 26. The results showed that all instruments were valid and very reliable. Omotenashi Culture was in the very good category with an average score of 3.99, while Student Work Performance was also very good with an average score of 4.05. Correlation analysis showed a very strong relationship between Omotenashi Culture and Student Work Performance (r = 0.929). The regression equation Y = 3.084 + 0.877X showed that every increase in Omotenashi Culture increased Student Work Performance. The coefficient of determination value of 0.862 indicates that 86.2% of the performance variation is explained by the Omotenashi Culture, while 13.8% is influenced by other factors. The hypothesis test proves that the calculated t of 13.482 is greater than the t table of 1.699, so that the Omotenashi Culture has a positive and significant effect on the Work Performance of Internship Students at Gensen Holdings Japan and strengthens the importance of implementing service, respect, care, and professionalism in improving the work quality of internship program students.
The Effect of Work–Life Balance and Workload on Teacher Performance Through Compensation at SMKN 1 Batu Indah Dwi Wahyuni; Kristina Sedyastuti; Adi Suroso
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1200

Abstract

Teacher performance is a crucial factor in improving educational quality and is influenced by various individual and organizational factors. This study aims to analyze the effects of work–life balance, workload, and compensation on teacher performance at SMKN 1 Batu, as well as to examine the mediating role of compensation in these relationships. The study employed a quantitative approach using an associative research design. The sample consisted of 52 civil servant (ASN) and government contract (PPPK) teachers selected through purposive sampling. Data were collected using a structured questionnaire and analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The findings indicate that work–life balance has a positive and significant effect on teacher performance, whereas workload has a negative and significant effect on teacher performance. Compensation also exerts a positive and significant influence on teacher performance. Furthermore, compensation significantly mediates the relationships between work–life balance and teacher performance as well as between workload and teacher performance. These findings suggest that maintaining a healthy work–life balance and managing workload proportionally can enhance teacher performance when supported by adequate compensation. The study highlights the importance of human resource management policies in schools that prioritize teacher well-being, balanced workload distribution, and fair and sustainable compensation systems to improve teacher performance and overall educational quality.
The Effect of Health Workers' Attitudes and Social Media Use on the Intention to Report Violence with Perceived Behavioral Control as a Mediator Variable at Hospital X, Central Jakarta Suci Zahara; Fresley Hutapea; Rian Adi Pamungkas
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1201

Abstract

Workplace violence against healthcare workers remains common in various healthcare facilities, yet most cases go unreported. Low reporting intentions are a significant issue because they can impact healthcare worker safety and service quality. This study aims to analyze the influence of healthcare worker attitudes and social media use on intentions to report workplace violence, with perceived behavioral control as a mediator at Hospital X, Central Jakarta. This study used a quantitative causality analysis approach with a cross-sectional design. The study population was all 125 health workers, with a saturated sampling technique (census). Data collection was conducted using a four-point Likert scale questionnaire that had been tested for validity and reliability. Data analysis was conducted using Structural Equation Modeling (SEM) with the help of the AMOS program at a significance level of 5%. The results showed that health workers' attitudes, social media use, and perceived behavioral control simultaneously had a significant effect on the intention to report workplace violence. Partially, each variable also had a significant effect on the intention to report. In addition, perceived behavioral control was shown to act as a mediator in the relationship between attitudes and social media use on the intention to report violence. These findings confirm that the formation of reporting intentions is not only influenced by positive evaluations of reporting and the use of social media, but also by perceptions of ability, ease, and support in the reporting process. Therefore, strengthening positive attitudes, optimizing the use of social media, and increasing perceived behavioral control are important strategies in encouraging the continuous reporting of workplace violence.
The Influence of Instagram Social Media Promotion on Consumer Purchasing Decisions at Rumah Makan Mamamuji, Sidenreng Rappang Regency Dita Maulyda; Adam Latif; Inna Mutmainnah Cahyani Thahir
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1203

Abstract

Digital technology has fundamentally changed how businesses promote their products, with Instagram emerging as an efficient channel for visual, interactive marketing. This study examined the influence of Instagram social media promotion on consumer purchasing decisions at Rumah Makan Mamamuji, a local culinary business in Sidenreng Rappang Regency, Indonesia, using the AIDA (Attention, Interest, Desire, Action) framework as the theoretical foundation. A quantitative explanatory approach was employed, with data collected through questionnaires distributed to 94 respondents determined using the Slovin formula and purposive sampling. Data were analyzed using SPSS 27 through validity, reliability, classical assumption (normality, linearity, heteroscedasticity), simple linear regression, t-test, and coefficient of determination (R²) analyses. Results indicated that Instagram promotion had a positive and significant effect on purchasing decisions, evidenced by a calculated t-value of 6.586, exceeding the critical t-value of 1.986 at a significance level of 0.000 (p < 0.05). The coefficient of determination (R²) was 0.320, indicating that Instagram promotion explained 32.0% of the variance in purchasing decisions, while the remaining 68.0% was attributable to other factors such as price, product quality, and service quality. These findings offer practical guidance for Rumah Makan Mamamuji and similar local culinary businesses in optimizing digital promotional strategies.
The Determinants of Oil Palm Farmers' Income in Suka Makmur Village, Gunung Meriah District, Aceh Singkil Regency Indriyani Aprilya; Syahril; Noval Suhendra
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1204

Abstract

This study aims to analyze the determinants of oil palm farmers' income in Suka Makmur Village, Gunung Meriah District, Aceh Singkil Regency. The independent variables are land area, production, Fresh Fruit Bunch (FFB) selling price, agricultural technology, and capital, while the dependent variable is farmers' income. A quantitative approach was used, with data collected through observation, interviews, and questionnaires distributed to 107 farmers using a saturated sampling technique. Data were analyzed using multiple linear regression with SPSS. The results show that production, FFB selling price, and agricultural technology partially have a positive and significant effect on income, capital has a negative and significant effect, while land area has no significant effect. Simultaneously, all variables significantly affect income, with an Adjusted R² of 0.990. It is recommended that farmers improve farm productivity and that local government provide extension services and better access to price information.
The Effect of Work Awareness and Work Discipline on Employee Performance at PT PP London Sumatra Indonesia Tbk Pungkol Estate Priti Anna Legi; Daisy Iriany Erny Sundah; Mariska Charlota Walean; Jemmry Recy Winokan
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1207

Abstract

This study aims to analyze the influence of work awareness and work discipline on employee performance at PT PP London Sumatra Indonesia Tbk Pungkol Estate, both partially and simultaneously. The background of this study is based on the phenomenon of late attendance, negligence in carrying out tasks, neglect of the use of personal protective equipment (PPE), and the unachieved work targets of field employees at the company. The study uses a quantitative approach with descriptive methods and field research. The study population was 179 field employees, with a research sample of 31 respondents determined through simple random sampling techniques. Data were collected through a Likert-scale questionnaire and analyzed using validity tests, reliability tests, classical assumption tests, correlation analysis, and multiple linear regression analysis with the help of the SPSS version 26 program. The test results showed that all questionnaire items were declared valid (r count > 0.30) and reliable (Cronbach's Alpha > 0.90). The results of the regression test produced the equation Y = 0.009 + 0.475X1 + 0.527X2. The t-test shows that work awareness has a positive and significant effect on employee performance (t count 3.674 > t table 1.701; Sig. 0.0010), and work discipline has a positive and significant effect on employee performance (t count 4.306 > t table 1.701; Sig. 0.0002). The F-test shows that work awareness and work discipline simultaneously have a positive and significant effect on employee performance (F count 158.922 > F table 3.340; Sig. < 0.0001), with a contribution (R Square) of 91.9%.
The Influence of Digital Transformation and Corporate Governance on Earnings Quality in Transportation and Logistics Companies Listed on the Indonesia Stock Exchange Ni Putu Febriani; I.G.A.N. Alit Sumantri; I.G.A.A. Pramita Indraswari
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1208

Abstract

This study examines the influence of digital transformation and corporate governance on earnings quality in transportation and logistics companies listed on the Indonesia Stock Exchange (IDX) during 2021–2024. Using purposive sampling, 36 companies were selected, yielding 144 firm-year observations. Digital transformation was measured with a Digital Transformation Index, corporate governance with a Corporate Governance Index, and earnings quality with discretionary accruals from the Modified Jones Model. Multiple linear regression analysis was employed after classical assumption testing. The results indicate that digital transformation and corporate governance each have a significant partial effect on discretionary accruals, and jointly explain 92.6% of the variation in earnings quality. These findings extend agency theory, signaling theory, and the resource-based view within the Indonesian transportation and logistics sector.
Technology and Task Characteristics in Electronic Medical Record Compliance: The Mediating Role of System Reliability Nurhasanah Dewi Ritonga; Ellya Niken; Hozinah Markam
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1209

Abstract

Electronic medical record (EMR) documentation must be complete, accurate, timely, and legally accountable to support patient safety and continuity of care. At Pena 98 Hospital, documentation compliance remained below the expected standard and was accompanied by workflow complexity and recurring concerns about system performance. This study examined the effects of technology characteristics and task characteristics on EMR documentation compliance, with system reliability as a mediating variable. A quantitative cross-sectional design was used. All 72 inpatient nurses who routinely used the EMR were recruited through total sampling. Data were collected with a four-point Likert questionnaire and analyzed using partial least squares structural equation modeling in SmartPLS 4.0. The measurement model met convergent validity, discriminant validity, and internal consistency criteria. Technology characteristics and task characteristics significantly predicted system reliability (Beta = 0.451, p < 0.001; Beta = 0.358, p = 0.001). Both constructs also directly affected compliance (Beta = 0.219, p = 0.045; Beta = 0.274, p = 0.010), while system reliability showed the strongest direct effect on compliance (Beta = 0.420, p < 0.001). Significant indirect effects were found for technology characteristics (Beta = 0.190, p = 0.001) and task characteristics (Beta = 0.150, p = 0.032), indicating complementary partial mediation. The model explained 63.1% of the adjusted variance in EMR documentation compliance. These findings indicate that compliance improvement should combine workflow-oriented system design with stable access, accurate data, rapid response, and uninterrupted operation, rather than relying solely on administrative enforcement.
The Effect of Work Environment and Perceived Organizational Support (POS) on Employee Performance at the Fire and Rescue Department Rayon III, Surabaya Safira Annisa; Hesty Prima Rini
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1213

Abstract

This study aims to examine the effect or work environment and Perceived Organizational Support (POS) on employee performance at the Fire and Rescue Department Rayon III Surabaya. The study employed a quantitative approach with primary data collected through a questionnaire using a five-point Likerts scale. The population consisted of 121 operational employees, and the entire popolation was selected through non-probability sampling with a saturated sampling technique. Data were analyzed using Structural Equation Modeling based on Partial Least Squares (SEM-PLS) with SmartPLS. The results indicate that all indicators meet the requirements of convergent validity, discriminant validity, and reliability. The structural model produces an R-Square value of 0.728, indicating that work environment and Perceived Organizational Support jointly explain 72.8% of the variance in employee performance. Hypothesis testing shows that work environment has a positive and significant effect on employee performance (original sample = 0.340; t-statistic = 3.657; p-value = 0.000), while Perceived Organizational Support also has a positive and significant effect (original sample = 0.553; t-statistic = 5.951; p-value = 0.000). These findings indicate that a safe and supportive work environment, together with organizational appreciation, development opportunities, clear supervisory guidance, and attention to employee welfare, can strengthen employee performance in a high-risk public emergency service environment.

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