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Journal of Islamic Economics and Finance
Published by Sekolah Tinggi Ilmu Kesehatan Ibnu Sina Ajibarang
ISSN : 30217458     EISSN : 3021744X     DOI : 10.59841
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
bidang Ilmu Manajemen dan Ekonomi Syariah. ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 175 Documents
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Upaya Masyarakat dalam Memanfaatkan Pondok Pesantren Darul Ulum Untuk Meningkatkan Ekonomi di Dusun Rejoso Desa Ngumpul Kecamatan Jogoroto Kabupaten Jombang Muhammad Za’im Mutahajjidir Rohim; Bagus Setiawan
Journal of Islamic Economics and Finance Vol. 2 No. 4 (2024): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i4.1923

Abstract

This research is motivated by the existence of the Darul Ulum Islamic Boarding School which is located in Rejoso Hamlet where the people in the hamlet are dominant in their livelihoods as private employees, not a few people from young people who prefer to migrate rather than explore the potential that exists in the region, because the problem is that not all local people can take advantage of the economy with the existence of the Islamic boarding school. The focus of research in writing this thesis is. 1. How are the efforts of the community in utilizing the Darul Ulum Islamic Boarding School to improve the community's economy in Rejoso Hamlet, Ngumpul Village, Jogoroto District, Jombang Regency? 2. How is the impact of the Darul Ulum Islamic Boarding School on the economic increase in Rejoso Hamlet, Ngumpul Village, Jogoroto District, Jombang Regency? To find out the community's efforts in utilizing the Darul Ulum Islamic Boarding School to improve the community's economy in Rejoso Hamlet, Ngumpul Village, Jogoroto District, Jombang Regency. 2. To find out the impact of the Darul Ulum Islamic Boarding School on economic improvement in Rejoso Hamlet, Ngumpul Village, Jogoroto District, Jombang Regency. The method used in this research is descriptive qualitative approach. The research location is in Rejoso Hamlet, Ngumpul Village, Jogoroto District, Jombang Regency. Data sources taken using primary and secondary data. Data collection by observation, interview, and documentation. Data analysis in the form of data collection, data reduction, data presentation, and drawing conclusions. Checking the validity of the data. From the results of the data discussion it can be seen that. Community efforts in utilizing Darul Ulum Islamic Boarding School to improve the community's economy are opening a laundry service business, food business, and grocery store. 2. The positive impact of the existence of the Darul Ulum Islamic boarding school increases income, opens up jobs, facilitates access to daily needs. While the negative impact is the high number of business competitors, price differences and payment systems, cheating between business owners.
Peran Pariwisata Desa Pandean terhadap Kesejahteraan Masyarakat Lokal M. Zuhriyan Chilmi; Hendra Paratama
Journal of Islamic Economics and Finance Vol. 2 No. 4 (2024): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i4.1926

Abstract

The aim of this research is to find out the role of the Pandean Tourism Village towards welfare of local communities. This research uses a qualitative and descriptive approach data, both primary data and secondary data. The first is observation and interview. Secondary data is BPS Trenggalek, Disbudpar, Dongko District and BPS East Java. The research results show that the presence of the Pandean Tourism Village provides impacts and benefits for local communities who are directly involved in activities such as tourism can provide and increase the income of local communities, provide business opportunities for local residents, providing employment, improving quality human resources and also provides benefits in introducing regional culture. Besides that, Pandean Tourism Village also creates prosperity for people who are directly involved in tourism activity. This was proven when researchers calculated people's income and its size the surrounding community has achieved prosperity or income is above the poverty line. When a small portion of the local community who are directly involved are still not involved prosperous because of the small number of visitors and so on, so their income is not there optimal or still below the poverty line. Meanwhile, the surrounding community does not those directly involved in tourism activities still do not feel the great benefits of tourism.
Penerapan Praktek dan Teori Akuntansi Syariah sebagai Sistem Informasi Muammar Khaddafi; Armidah Armidah; Ade Andriana Salsabila; Annisa Sagala; Icha Riani; Asnah Ritonga
Journal of Islamic Economics and Finance Vol. 2 No. 4 (2024): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i4.1952

Abstract

Sharia accounting is an accounting system that is based on sharia principles that apply in Islamic law. The need for implementing sharia accounting has increased along with the development of the sharia economy in various countries, including Indonesia. The aim of this research is to identify and develop the application of sharia accounting practices and theories to make them more relevant to the needs of modern information systems. By utilizing a qualitative approach through literature studies, this research analyzes how sharia accounting concepts can be applied in effective and efficient information systems. The research results show that a sharia accounting-based information system needs to consider aspects of transparency, accountability and justice in accordance with sharia values. The implementation of technology in the sharia accounting information system is expected to strengthen reporting mechanisms that are more accurate and accessible to various related parties.
Industri Pengolahan Menyelamatkan Perekonomian Kota Ternate di Masa Pandemi Covid-19 Hasonangan Siregar; Nursalamah Nursalamah; Asmul Fauzi; Arsidin Batubara
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i1.2126

Abstract

The leading sectors are almost in every region, including the provinces in Eastern Indonesia. In 2020, it can be seen that there are still 5 provinces in Eastern Indonesia with a GRDP value below Rp. 100,000 billion and North Maluku Province being the province in Eastern Indonesia with the lowest GRDP. This research is a quantitative research, the source of data in this research is secondary data. Data collection technique is documentation through published reports on the official website of the Central Statistics Agency, which is obtained through the official BI website www.bps.go.id. The data analysis technique used shift share analysis. Based on the results of the study, it can be concluded that the processing industry of Ternate City has endurance and grows positively during the COVID-19 pandemic.
Analisis Efisiensi Operasional dan Kepatuhan Syariah pada Layanan Investasi Syariah di Aplikasi Ajaib Eka Heryani; Dini Selasi
Journal of Islamic Economics and Finance Vol. 3 No. 1 (2025): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i1.2128

Abstract

Shariah-compliant investments follow Islamic principles, such as the prohibition of riba, gharar, and maysir, which emphasize fairness and transparency. In the digital era, apps like Ajaib utilize technology to improve efficiency and ensure sharia compliance. This research analyzes the efficiency and sharia compliance of the Ajaib app using a literature study, as well as secondary data from journals, sharia regulations, and official Ajaib documents. The analysis was conducted using a content analysis approach to evaluate the suitability of application features with sharia principles. The results showed that Ajaib has excellent features, such as education, magic bag, stop loss, take profit, and advance charting, which support efficient investment. The stock screener and speed order book features assist users in making quick decisions, while DSN-MUI-certified Islamic mutual funds ensure halal investments. The fast and transparent transaction process makes Ajaib easy to use and compliant with sharia principles. However, the analysis also found some shortcomings, such as a limited selection of Islamic mutual funds, less varied payment methods, and the absence of personalized consultation services. Compared to other apps, Ajaib needs to improve these shortcomings to be more competitive. This study concludes that operational efficiency and sharia compliance are critical to the sustainability of sharia investment in Indonesia. Further research is recommended to examine the user experience directly and compare Ajaib's performance with other platforms.
Pengaruh Angka Harapan Hidup dan Pengeluaran Per Kapita Terhadap Tingkat Kemiskinan di Kota Padangsidimpuan Ahmad Mahadi Rambe; Nursalamah Nursalamah; Asmul Fauzi; Fakhrurrozi Fakhrurrozi
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i1.2129

Abstract

Poverty is one of the fundamental issues that is the focus of government attention in any country. In general, poverty is defined as a condition of inability of income to meet basic needs so that it is less able to guarantee survival. This study is a quantitative descriptive study and aims to determine the Effect of Life Expectancy and Per Capita Expenditure on Poverty Levels in Padangsidimpuan City. The data collection procedure in this study is secondary data in the form of Life Expectancy data, Per Capita Expenditure and Poverty Level data for Padangsidimpuan City in 2017-2022. The tests carried out are Validity Test, Reliability Test, Normality Test and Statistical Test. The data analysis technique in this study is a simple linear regression test, namely the R2 test, F Test and T Test. Based on the results of the study, it can be concluded that the Effect of Life Expectancy on Poverty in Padangsidimpuan City. shows the results - t count for -0.029 and the value -t table with a significant value of 0.05 and df = (n-k), so that df = (13-3) = 10 so the t table value is 2.65 and it can be concluded that t count < t table, namely -0.029 < 2.65 so that H0 is accepted, then Life Expectancy has an effect on Poverty in Padangsidimpuan City. The Effect of Per Capita Expenditure on Poverty in Padangsidimpuan City. shows the results – t count for 0.304 and the value of -t table with a significant value of 0.05 and df = (n-k), so that df = (13-3) = 10 so the value of t table is 2.578 and it can be concluded that t count < t table is 0.034 < 2.65 so that H0 is accepted, then Per Capita Income does not affect Poverty in Padangsidimpuan City. – t count for -0.630, and the value of -t table with a significant value of 0.05 and df = (n-k), so that df = (13-3) = 10 so the value of t table is 2.65 and it can be concluded that t count < t table is -0.630 < 2.65 so that H0 is accepted, then Economic Growth has an effect on Open Unemployment in Padangsidimpuan City. The Effect of Minimum Wages on Open Unemployment in Padangsidimpuan City Padangsidimpuan. shows the results - t count for 2.578 and the value -ttable with a significant value of 0.05 and df = (n-k), so that df = (13-3) = 10 so the value of ttable is 2.578 and it can be concluded that tcount <ttable is 2.578> 2.65 so that H0 is accepted, then the Minimum Wage has an effect on Economic Growth
Peran Organisasi Internasional dalam Pemulihan Ekonomi Pasca Covid-19 Suci Edelwes Harahap; Nursalamah Nursalamah; Edison Siregar; Arsidin Batubara
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i1.2130

Abstract

Economic recovery is the initial part of expansion, where the economy regains its strength to grow after the recession. Economic growth shows signs of strengthening, if managed and carried out with the right strategies and policies by each State. The purpose of the study is to analyze the policies of international organizations in economic recovery after the COVID-19 pandemic. This research uses a descriptive qualitative method by means of literature research. The results obtained in this study are that international organizations have done a lot of research and sparked policies to help the global economic recovery.
Modal Dasar Kewirausahaan : Pengertian Keterampilan Wirausaha, Modal Insani, Modal Motivasi Aulia Rahmawati; Osti Riana Br Hutabarat; Tsaniya Raudhatul Jannah
Journal of Islamic Economics and Finance Vol. 3 No. 1 (2025): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i1.2133

Abstract

This article aims to provide insight and understanding that entrepreneurial activities also require skills and expertise. Entrepreneurial activities apart from financial capital also require human capital and motivational capital. All of this capital must be present in an individual which is reflected through the character inherent in the person. These characters can actually be the values ​​and norms that Indonesian society has had since ancient times. This research uses the library research method, which involves collecting data sourced from journals and articles. The data collected is then analyzed to understand concepts and theories about basic human capital and entrepreneurial competency provisions that are relevant to the research problem.
Pengaruh Indomaret Terhadap Pendapatan Pedagang Kecil di Kelurahan Pabiringa Kabupaten Jeneponto Maksud Hakim; Anna Sulfianti; Rini Kartini
Journal of Islamic Economics and Finance Vol. 3 No. 1 (2025): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i1.2135

Abstract

This study aims to determine the effect of Indomaret on the income of small traders in Pabiringa Village, Jeneponto Regency. The method used is simple linear regression analysis with the F Test, and the data is processed using SPSS version 18. The results show that there is a significant influence between the existence of Indomaret on the income of small traders, with a linear equation Y = 2.170 + 0.039X. The coefficient of determination (R square) of 0.551 indicates the strength of the influence.
Ontologi Ekonomi Islam: Membangun Sistem Teologis yang Berbasis Tauhid dan Kepemimpinan Khalifah Dewi Fazira; Abdul Malik Karim Amrullah; Yogi Pandapotan Siregar; Ahmad Wahyudi Zein
Journal of Islamic Economics and Finance Vol. 3 No. 1 (2025): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i1.2159

Abstract

The purpose of this research is to create an ontological framework of Islamic economics with tawhid and caliphate as its philosophical and theological pillars. Islamic economic ontology integrates moral and spiritual elements into the economic system and describes economic reality according to Islamic teachings. The study, which used the literature research method, found that caliphate leadership emphasizes human responsibility in managing natural resources in a just and sustainable way, while the concept of tawhid serves as a theological foundation that places Allah at the center of all economic activities. When these two ideas are combined, it results in a comprehensive strategy that prioritizes material, social, and spiritual well-being. It is hoped that the ontological framework put forward in this study will serve as a roadmap for creating an economic structure that is not only effective but also socially just and consistent with Islamic principles.

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