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Journal of Islamic Economics and Finance
Published by Sekolah Tinggi Ilmu Kesehatan Ibnu Sina Ajibarang
ISSN : 30217458     EISSN : 3021744X     DOI : 10.59841
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
bidang Ilmu Manajemen dan Ekonomi Syariah. ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 175 Documents
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Apakah Jam Kerja Orang Tua dan Kondisi Sosial-Ekonomi Keluarga Berpengaruh Terhadap Kognitif Anak dalam Rumah Tangga Muslim di Indonesia? Lintang Brilianti
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2530

Abstract

The purpose of this study is to identify the impact of parental working hours and family socio-economic conditions on children's cognitive development within Indonesian Muslim households. This research uses data from the Indonesia Family Life Survey (IFLS) waves 4 and 5, employing fixed effect regression methodology with Stata 15.1 software. The study sample includes children from Muslim households aged 7-14 years in IFLS 4 and the same individuals aged 14-22 years in IFLS 5. The findings indicate that father’s working hours have a significant positive effect on children's cognitive development. Higher income from longer working hours enables fathers to meet children's basic needs, such as education and healthcare, which contributes to improving their well-being and cognitive abilities. However, mothers' working hours do not significantly affect children's cognitive development. Socio-economic factors, such as children's education, also have a significant positive impact on their cognitive abilities, while children's employment status has a significant negative impact. Overall, longer fathers' working hours contribute to increased family income, which ultimately supports improved socio-economic conditions and children's cognitive development. This study provides new insights into the dynamics of Muslim families and policy recommendations to support family well-being and education based on Islamic values.
Peran Ekonomi Islam dalam Mengatasi Judi Online Diah Amalia; Ine Azizah; Monicha Dewi Anggraeni; Naifa Nur Marischa; Salsabila Meydiawanti; Zahra Tazkia; Edi Suresman
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2542

Abstract

This study aims to analyze the role of Islamic economics in regulating online gambling which is increasingly popular among Indonesian people, even Muslims. This study uses a qualitative method with a literature study approach to analyze the impact of online gambling and offers solutions based on Islamic economic principles. The data collected in this study were analyzed by reading, reviewing, and summarizing the results of previous studies that have been conducted on the influence of learning motivation on academic achievement in economics subjects. The results of the study indicate that online gambling damages five main aspects of the maqashid sharia, namely religion, soul, mind, property, and descendants. To overcome this problem, Islamic economics offers an approach to Islamic financial literacy education, economic empowerment through Islamic microfinance institutions such as Baitul Maal wat Tamwil (BMT), and strengthening government regulations in prohibiting and supervising online gambling practices. This study recommends collaboration between the government, financial institutions, and Islamic organizations to increase public awareness, strengthen spiritual values, and create halal economic opportunities as a more productive alternative. Thus, the application of Islamic economic principles is expected to be able to create a just, prosperous, and free society from online gambling practices.
Pengaruh Religiusitas, Kualitas Layanan dan Daya Tarik Model Fashion terhadap Minat Beli Konsumen di Kota Banjarbaru Mindariani Mindariani; Akhmad Hulaify; SS. Purnamasari
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2544

Abstract

This research is motivated by an existing phenomenon where the level of religiosity related to the way people dress today causes people to dress in a closed manner in accordance with sharia. There is a decline in buying interest at this time, due to the increasingly fierce competition in the Muslim fashion industry. Therefore, it is important to understand the factors that influence consumer purchasing decisions. Al-Qory Boutique takes advantage of religiosity, quality of service and the attractiveness of fashion models to attract consumers to increase the purchase rate of its products in the form of fashion clothing trends. The formulation of the problem from this study is whether religiosity, service quality and the attractiveness of fashion models affect the buying interest of consumers in the city of Banjarbaru. The purpose of the study is to determine the impact of religiosity on consumer buying interest in Banjarbaru City, to find out the impact of service quality on consumer buying interest in Banjarbaru City, to find out the impact of fashion model attraction on consumer buying interest in Banjarbaru City. This study uses quantitative-descriptive research methods with a population of 258,753 people and a sample of 100 people. The data analysis used in this study is multiple linear regression using SPSS version 25. The results of the study showed that the three independent variables, namely religiosity, service quality, and attractiveness of fashion models, had a significant effect on consumer buying interest. Religiosity has a significant influence with a regression coefficient value of 0.257 and a p-value of 0.042. The quality of service also had a significant effect with a regression coefficient value of 0.207 and a p-value of 0.021. The attractiveness of fashion models shows the most dominant influence with a regression coefficient value of 0.463 and a p-value of 0.000.
E-wallet di Kalangan Mahasiswa : Apakah Literasi Keuangan Digital dan Persepsi Keamanan Menjadi Faktor Penentu Delia Nurfadhilah; Iis Aisyah; Sri Hardianti Sartika
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2599

Abstract

Service users e-wallet face a number of issues, including a lack of knowledge about digital finance as well as concerns about security and trust in services e-wallet. This problem is supported by the phenomenon of many educators being trapped in loans online. The focus of this research is on the influence of digital financial literacy and security perceptions on service adoption e-wallet among students with the UTAUT approach. Quantitative research method with survey data collection using a questionnaire totaling 35 statements, consisting of 12 statements on the digital financial literacy variable, 13 statements on the security perception variable and the service adoption variable. e-wallet as many as 10 statements. The respondents for this research involved 224 students (25% men, 75% women) majoring in Economic Education, class of 2021-2024. The data analysis technique uses multiple linear regression analysis using the SPSS version 25 application. The research results show that the variables of digital financial literacy and security perceptions have a positive and significant effect on service adoption e-wallet simultaneously and partially. It is hoped that this research can contribute useful thoughts and information and can enrich knowledge and economic development as well as become reference material for further research.
Analisis Pemikiran Politik Islam Al-Syaibani: Landasan Teoritis dan Implikasinya dalam Kebijakan Publik Syera Saffina; Azmia Siti Munasifah; Adam Adam; Lina Marlina
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2622

Abstract

Muhammad bin Al-Hasan Al-Syaibani (132-189 H/749-805 AD) was a leading fiqh expert and main student ofImam Abu Hanifah who played an important role in the development of the Hanafi School.Born in Wasith, Iraq, Al-Syaibani studied from great scholars such as Abu Hanifah, Abu Yusuf, Imam Malik, and Sufyan ats-Tsauri, combining the traditions ofahl al-ra'yi (Iraq) and ahl al-hadith (Medina).His works, such as Zhahir al-Riwayah (including Al-Jami' al-Kabir and Al-Siyar al-Kabir) and Al-Nawadir, have become major references in Hanafi jurisprudence. Al-Syaibani's political thought emphasizes the concept of a sharia-based state, social justice and accountable leadership. He divided the economic system into four sectors (agriculture, commerce, industry, and rent) with a focus on collective welfare. In international law (Al-Siyar al-Kabir), he formulated principles of relations between Muslims and non-Muslims, ethics of war, and diplomacy that have been influential until the modern era. This study analyzes the relevance of his thoughts in contemporary contexts, including Islamic economics, social justice, and international law, as well as the challenges in adapting his ideas amidst globalization. Al-Shaibani's thoughts offer an integrative framework between spirituality, morality, and governance practices,making them relevant to contemporary discussions of Islamic politics and economics.
Analisis Maqashid Al-Syari’ah dalam Pemikiran Islam Imam Al-Syatibi Risma Hermawati Apriliani; Salsabila Putri Virgiawan; Lina Marlina
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2626

Abstract

A Economic inequality is a global issue that has an impact on social stability and people's welfare. To overcome this problem, government intervention is needed through fiscal policy. From the perspective of sharia maqashid, the main goal of economic policy is to maintain the benefit of the ummah through the fulfillment of basic needs, equitable distribution of wealth, and protection of the rights of individuals and communities. One of the scholars who made a great contribution to the thinking of sharia maqashid in economics was Imam Al-Syatibi. Imam Al-Syatibi, a prominent s cholar of ushul fiqh in the 14th century, is known for his contribution in developing the concept of maqasid sharia, which is the goals of Islamic sharia that focus on the benefit of mankind. Imam Al-Shatibi's thought is not only limited to the realm of Islamic law, but also provides a deep perspective in the field of Islamic economics. This research aims to explore Imam Al-Syatibi's economic thinking, especially how the principles of maqasid sharia are applied in economic activities to achieve welfare and social justice. Through a descriptive qualitative approach, this research analyzes the economic concepts proposed by Imam Al-Syatibi and their relevance in the context of modern economics. The results of the study show that Imam Al-Shatibi's thinking emphasizes the importance of a balance between individual and societal needs, as well as the need for fair economic regulation in accordance with sharia principles.
Analisis Kebijakan Ekonomi Islam Umar Bin Khattab dalam Menghadapi Krisis Telaah Histori dan Implementasi di Era Modern Annisa Nur’aini; Adinda Farhania Ma’rufa; Seli Saelurrohmah Syam; Lina Marlina
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2627

Abstract

Umar bin Khattab's Islamic economic policy in facing the crisis based on historical review and its relevance in the modern era. As the second Caliph, Umar bin Khattab implemented economic policies based on sharia principles, such as the establishment of Baitul Mal, management of zakat, kharaj, jizyah, and ushr, and the establishment of hisbah institutions to supervise the market. This policy succeeded in creating economic stability through fair distribution of wealth and a subsidy system for the poor. In addition, Umar carried out administrative reforms by establishing a transparent fiscal system and procuring currency to support the country's economy. In the modern context, Umar's economic principles are relevant to addressing global challenges such as social inequality, poverty, and economic crisis. This study confirms that Umar bin Khattab's Islamic economic thinking can be an alternative model that is humanistic and sustainable for current economic development.
Akad Salam dan Relevansi Pemikiran Abu Hanifah dalam Transaksi Modern Ghani Achmad Barokah; Faujan Adhipratama Arasyid; Dede Maman Fathurahman; Lina Marlina
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2634

Abstract

Islamic economics has been practiced since the time of the Prophet Muhammad. However, at that time until several centuries later there was no special classification of disciplines for economics, causing several Muslim works to be lost. The role of scholars in this case is very influential in the sustainability of Islamic economics both in terms of theory and implementation. This journal aims to review the thoughts of Islamic economics from scholars, one of whom is Imam Abu Hanifah. By matching whether Imam Abu Hanifah's thoughts are still relevant and can be applied in the modern era. The method used is research with the study method used is library research. Where researchers use books, journals, periodical articles, yerbooks, bulletins, annual reviews, historical records, magazines, and newspapers as the main subject of their study. The results of this study are that Imam Abu Hanifah's thoughts on the salam contract are still relevant and can be implemented in the modern era. although not all sales and purchase contracts can use the salam contract method because there are several conditions that must be met in this contract.
Peran Inkubasi Bisnis untuk Anggota KOPMA UNNES : Mendorong Lahirnya Jiwa Wirausahawan Muda Atik Niswatul Khoir; Alldila Marizka Putri Lesmono; Novia Khoirunnikmah; Mifta Nurrohmah Awaliyah; Nina Farliana
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2649

Abstract

Business incubation plays a strategic role in fostering entrepreneurial spirit among university students, particularly members of the Student Cooperative (KOPMA) at Universitas Negeri Semarang (UNNES). This study aims to examine how business incubation programs can encourage the emergence of young entrepreneurs by enhancing skills, providing mentorship, and supporting business idea development. Using a descriptive approach, the research analyzes aspects of business management, marketing strategies, and business development within the framework of a business incubator implemented in the KOPMA UNNES environment. Data were collected through interviews, questionnaires, observations, and relevant secondary sources. The findings show that well-structured incubation programs, supported by a conducive academic environment, can significantly improve the interest and capabilities of KOPMA members in initiating and managing their own businesses. This research provides valuable insights for designing effective entrepreneurship education policies and business development practices in higher education institutions.
Pengaruh Gratis Ongkos Kirim Cash on Delivery dan Customer Review terhadap Keputusan Pembelian di E-Commerce Shopee M Akmal Ramadhani; Khalil Nawawi; Tika Kartika
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2650

Abstract

The rapid development of technology has led to increased use of the internet. Nowadays, almost the entire population of Indonesia uses the internet for online shopping. Through e-commerce, consumers can order products. This research was conducted to test the effect of Free Shipping, cash on delivery and customer reviews on e-commerce Shoppe purchase decisions on Uika Bogor Islamic Economics Students. This study uses quantitative research methods. The population in this study is a student of Islamic Economics UIKA Bogor with a sample of 105 people. Data collection techniques through observation, interviews and questionnaires, data analysis techniques used are multiple linear regression analysis. This study uses the SPSS 26.0 program. The results of hypothesis testing obtained Value t count Free Shipping (2.167) > t table (1.983), t count cash on delivery (2.871) > t table (1.983) and t count customer review (2.787) > t table (1.983) with significant level < 0.05. Thus H_1, H_2 and H_3 are accepted. Simultaneous testing results (test F), obtained the value of F count (16.918) > F table (2.69) with a significant level of 0.000 < 0.05. The results of this study can be concluded that free shipping, cash on delivery and customer reviews affect the decision to purchase online at e-commerce Shopee Islamic Economics Students UIKA Bogor.

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