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Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Science, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,175 Documents
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Determinan Tingkat Kepatuhan Wajib Pajak pada Badan Pendapatan Daerah Kota Palembang Salsabila Naela Ramadhani; Sulaiman; M. Husni Mubarok
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.1969

Abstract

This study aims to determine the determinant of the level of taxpayer compliance at the Regional Revenue Board of Palembang City. This type of research is quantitative. The sample used in this study amounted to 50 Civil Servants in the Palembang City Regional Revenue Agency in the Tax section. The type of data used was primary data. The sampling technique uses a saturated sampling technique. The data in this study indicate that the variables Tax Sanctions, Moral Obligation, Quality of Service have a significant positive effect and tax audits have a negative effect on the variable taxpayer compliance
Analisis Pengaruh Brand Awareness, Brand Image, dan Brand Trust terhadap Brand Loyalty nasabah tabungan BritAma di Jakarta Pusat Damarresa Adi Bharata; Zoel Hutabarat
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.1991

Abstract

The purpose of this research is to examine the influence of Brand Awareness, Brand Image, and Brand Trust on Brand Loyalty. Research data was obtained through a survey involving 212 respondents. This research uses primary data obtained from questionnaires distributed online and directly in the Central Jakarta area via Google Form. The sampling technique was non-probability sampling, with the main respondents being BritAma Savings customers. This research uses a quantitative approach by applying the Partial Least Square Structural Equation Modeling (PLS-SEM) method. This research is expected to provide knowledge to BRI management to further increase Brand Loyalty through increasing Brand Awareness, Brand Image and Brand Trust. The research results explain that there is a positive and significant influence between Brand Awareness, Brand Images, Brand Trust and Brand Loyalty.
Valuasi Ekonomi: Travel Cost dan Willingness To Pay Ekowisata Taman Nasional Komodo Haggy Bakti Batubara
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.1992

Abstract

The status of the Komodo National Park area was designated as a conservation area or World Heritage Site and a Man and Biosphere Reserve by UNESCO in 1988, so the zoning of the Komodo National Park area is also regulated by the government in Article 32 of Law of the Republic of Indonesia No. 5 of 1990 concerning Conservation of Biological Natural Resources and Their Ecosystems. This zoning is carried out to protect areas that are vulnerable and have a high environmental valuation. The Tourism Use Zone is the only zone that tourists can visit and has the least negative impact on the Komodo dragon population. This zone is restricted for ecotourism purposes and is strictly guarded by the national park authorities. Changes in the management landscape of the Komodo National Park area based on environmental sustainability tourism (ecotourism) in 1995 changed management policies which also changed the socio-economic pattern of the community, from people who previously relied on garden and sea products for their livelihoods to now being based on tourism services and small industries household. This research aims to analyze the assessment of the economic benefits of natural resources through economic valuation in the development of ecotourism in the Komodo National Park and to analyze the role of ecotourism in the economic growth of the Komodo National Park area. This research uses a quantitative canalitis method using secondary data obtained from expert literature, statistical data from the Central Statistics Agency (BPS) and mapping documents of the Konodo National Park. Apart from that, primary data used a questionnaire from Komodo National Park tourists and interviews with the Head of the Komodo National Park Office. This research also shows that there is a positive value in total economic valuation from the sum of (indirect use value/Willingness To Pay and direct use value/Travel Cost) on the economic growth of the Komodo National Park Area. Economic growth in the Komodo National Park area is not only assessed from the benefits of total economic valuation (TEV), but also the assessment of leading sectors (basic and non-basic) in West Manggarai Regency and East Nusa Tenggara Province. The assessment of the leading sectors in this research uses Location Quotients (LQ) analysis. This analysis will look at activity sectors that drive economic growth in the Komodo National Park area.
Kinerja Karyawan Ditinjau dari Pelatihan, Komunikasi dan Reward Studi pada PT. Pabrik Gula Mojo Kabupaten Sragen Wahyu Prabowo Mukti; Supawi Pawenang; Raisa A. Hamidah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2003

Abstract

An investigation of the performance of workers at PT. Mojo Sugar Factory in Sragen Regency is being carried out with the purpose of determining and explaining employee performance in relation to training, communication, and reward. A quantitative descriptive research design is something that is utilized in this research strategy. All of the workers that are employed in the PT Mojo Sugar Factory in the Sragen Regency make up the population for this research. A saturation sampling strategy, This research used what is commonly referred to as the census approach. A sample of the entire population is taken using this process. In this study, 102 workers were chosen as samples. A questionnaire was employed to gather data. Data analysis was done using statistical analysis, most especially using SPSS version 25 using the multiple linear regression test, the t test, and the coefficient of determination. The study's conclusions show that working personnel at PT. Mojo Sugar Factory perform better and more significantly when they receive training, which is located in the Sragen Regency. There is a favorable and considerable impact that communication has on the performance of employees at PT. Mojo Sugar Factory, which is located in the Sragen Regency. At PT. Mojo Sugar Factory, Sragen Regency, the performance of employees is significantly improved by the presence of rewards, which have a beneficial impact. When all factors are included, the coefficient of determination (R2) accounts for 53.5% of the total, while the remaining 46.5% is impacted by additional variables that were not investigated in this study.
Pengaruh Brand Image, Product Quality, dan Price Discount Terhadap Impulse Buying pada Produk Make Over di Kota Surabaya Miftachul Jannah; Siti Ning Farida
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2011

Abstract

This study aims to determine and analyze the effect of brand image, product quality and price discount on impulse buying. The method used in this research is a quantitative associative method. The data in this research was tested using validity tests, reliability tests, classic assumption tests, multiple linear regression tests and hypothesis tests analyze using the IBM SPSS Statistics 24 application. The data collection technique in this study was a questionnaire and the sampling technique in this study was purposive sampling. The criteria used were women aged between 20 and 49, living in the city of Surabaya and who purchased Make Over products. The results of this study indicate that, in part, the variables brand image, product quality and price discount have a positive and significant effect on impulse buying. In addition, other results also show that simultaneously the variables brand image, product quality and price discount have a positive and significant effect of 77.7% on the impulse purchase of Make Over products in the city of Surabaya.
Analisis Pembiayaan Akad Musyarakah pada Lembaga Keuangan Syari’ah di Indonesia: Studi Pendekatan NVivo dan Literatur Review Maretha Ika Prajawati; Rohmadi; Doni Yusuf Bagaskara
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2017

Abstract

This research aims to determine financing analysis in sharia financial institutions in Indonesia using the NVivo approach. This research uses qualitative methodology with the Nvivo approach and literature review. "Data analysis techniques include: (1) mapping the number of news article codes based on qualitative analysis using Nvivo 14 software around the "Musyarakah Agreement", (2) mapping visualization results with hierarchical diagrams and testing the correlation between media articles using Nvivo 14 software; (3) mapping research topics with the World Cloud or a collection of words that are often discussed in media articles; and (4) testing the significant value between media articles to determine the size of the correlation around the topic "Musyarakah Agreement". The results of this research indicate that the topic that is often discussed in media articles regarding Musyarakah Contracts is the type and purpose of Musyarakah. Meanwhile, a topic that is rarely discussed by media articles regarding Musyarakah Agreements is the provisions and procedures for Musyarakah
Strategi Pengembangan Raung Konveksi dalam Peningkatan Volume Penjualan Pendekatan Blue Ocean Strategy Ramadhan Eka Syahputra Nurhidayat; Nurul Azizah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2020

Abstract

This research aims to investigate development strategies that can increase the sales volume of Raung Konveksi company. Utilizing the Blue Ocean Strategy approach, the focus is on product innovation and marketing strategies to create new markets and expand market share. The research method employed is descriptive qualitative analysis, including case studies and customer surveys. The research findings indicate that the effective implementation of the Blue Ocean strategy can create differentiation and enhance competitiveness in the Raung Konveksi industry. This can be achieved through various means, including the development of unique and different products from competitors, as well as marketing strategies that introduce these products to new market segments. Through the Blue Ocean strategy, Raung Konveksi can avoid direct competition with existing competitors and create new space, enabling them to attract new customers and increase their sales volume. Overall, this research demonstrates that the Blue Ocean strategy can be an effective approach for Raung Konveksi company to achieve growth and success in facing fierce competition in their industry.
Determinan Kinerja Keuangan Perbankan Syariah di Indonesia dalam Perspektif Islam Isnaldi Muhammad Dini; Amrizal
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2021

Abstract

The research aims to test and analyze the influence of the variables Operational Costs, Operational Income, and Financial Deposit Ratio on Non-Performance Financing. To test and analyze Operational Costs and Operational Income and Financial Deposit Ratio to Return on Assets directly or through the Non-Performance Financing variable as a moderating variable. The research object is Islamic banks in Indonesia using secondary data from financial reports from 2017 to 2021. The research design is a quantitative analysis using path analysis. The research results prove that the variables Operational Costs, Operational Income, and Financial Deposit Ratio have a significant positive effect on the Non-Performance Financing variable, the magnitude of the influence is 32.8%. The variables Operational Costs, Operational Income, and Financial Deposit Ratio are proven to have a positive and significant influence on the Return On Assets variable, with the magnitude of the influence being 76%. Based on path analysis, the Operational Cost variable does not affect the On Assets return variable with the Non Performance Finance variable as a moderating variable. Meanwhile, the Financial Deposit Ratio variable influences the return on assets variable with the Non-Performance Finance variable as a moderating variable. Keyword: Financing Ratio, Financial Performance, Financial Report
Analisis Pengaruh Dimensi Work-Life Balance Terhadap Intensi Turnover Karyawan pada Generasi Milenial (Y) Boy Andika Sinaga; Rikardo E Parapat
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2034

Abstract

The purpose of this research was to find and analyze the influencing factors of turnover in milenial’s generation employees (Y) using work-life balance aspect. This research was carried out quantitatively, using the survey methode with data analysis techniques using multiple linear regression methods. Quaestionnaire as a data collection instrument and distributed online via google form used 109 respondents. The dimensions of measuring the work-life balance aspect are work interference with personal life, work enhancement of personal life, personal life interference with work, personal life enhancement of work, and satisfaction balance. This research results obtained are the work interference with personal life which has significant effect on millennial employee turnover. While the others four dimensions are also quite influential on turnover. For decreasing turnover, companies need to create support policies to create work-life balance by implementing such as flexible working hours and being committed to balancing work and personal lives of employees.
Pengaruh Pengetahuan Investasi, Motivasi Investasi dan Literasi Keuangan Terhadap Minat Investasi di Pasar Modal Rizal Fauzan Adhima; Carolyn Lukita; Thomas Nadeak
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2047

Abstract

The aim of this research is to determine the influence of investment knowledge, investment motivation and financial literacy on investment interest in the market. This research uses three independent variables and one dependent variable. Independent variables: investment knowledge (X1), investment motivation (X2), and financial literacy (X3). With the dependent variable investment interest (Y). The data used in this research is secondary quantitative data obtained from distributing questionnaires via Google Form. This research is secondary quantitative research. The time for distributing the questionnaire from December 2023 to January 2024 was 110 pieces of data. This research uses multiple linear analysis. Hypothesis testing is carried out using partial regression tests and simultaneous tests. The results of this research are that the influence of investment, investment motivation and financial literacy influence investment interest.

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