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Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Science, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,175 Documents
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The Role of RUPBASAN Wonogiri in the Auction Process State Booty to Realize Non-tax revenue Muhammad Rafi Hafizuddin Putra; Siti Nurlaela; Anita Wijayanti
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2055

Abstract

The Wonogiri State Confiscated Goods Storage House (Rupbasan) is one of the government agencies authorized to store and manage state confiscated goods and state confiscation until the auction process is carried out. This study aims to determine the role of the Wonogiri Rupbasan in the auction process for state booty, the obstacles that arise in the Wonogiri Rupbasan in the state booty auction process and efforts to resolve the obstacles in realizing Non-Tax State Revenue. This study uses empirical legal research methods with data collection techniques from interviews and interviews. The results of this study are related to the role of the Wonogiri Rupbasan in the auction process for stolen goods from the state, both from before the auction process until the auction process is carried out. Before being auctioned there is an acceptance process, consisting of research, judgment, documentation, second registration, third management consisting of storage, security, maintenance, rescue, fourth use of Basan and Baran, fifth transfer, finally reporting. For the auction process, the Wonogiri Rupbasan uses an auction system that is displayed to the Ministry of Finance's State Assets and Auction Service Office in carrying out the auction. The Wonogiri Rupbasan prepares state-appropriated goods to be auctioned based on a court decision, puts up and submits a list of auctions, announces them to the public, records the auction winners given by the KPKNL, processes the taking of the auctioned items that have been won. Handling after the auction process is spending and cleaning. In the auction process there are several obstacles, both from internal Rupbasan and external constraints and there are also general obstacles outside the auction process which impact on the quality of the loot to be auctioned as well as efforts to resolve obstacles in the auction process for state loot. Suggestions due to the suboptimal role of the mandate and function of Rupbasan both in the bidding process and managing Basan and Baran, studies, policies and government decisions are needed in making regulations strengthening the sovereignty of Rupbasan. Improving coordination between the Wonogiri Rupbasan and related agencies in implementing the auction process for state loot so that it can run optimally and professionally
Pengaruh Content Marketing, Live Streaming, and Online Customer Review terhadap Purchase Intention Wanda Aulya Dewi; Nur Laili Fikriah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2060

Abstract

Social media platforms like TikTok are extensively utilized by the community to support their events. In addition to being used for entertainment, many businesses use TikTok as a platform for online marketing. Making the most of its features to optimize marketing, such as online customer reviews, live streaming, and content marketing. The purpose of this study is to ascertain how Brand Jiniso's purchase intention is impacted by content marketing, live streaming, and online customer reviews.This research employs a quantitative explanatory methodology and purposive sampling, with 150 potential consumers of the Jiniso brand in Malang City serving as the sample. Data collection techniques include non-probability sampling and purposive sampling. In order to collect primary data for this study, questionnaires with a Likert scale of 1 to 5 were distributed. This study's analysis tool, SmartPLS version 3.0, performs validity and reliability tests to ascertain the test tool's validity and reliability. It also carries out model evaluation tests and hypothesis testing to ascertain the degree to which the relationship between variables is influenced. According to the analysis's findings, online customer reviews, live streaming, and content marketing all significantly influence consumers' intentions to make purchases.
Pengaruh Motivasi Kerja, Lingkungan Kerja dan Budaya Kerja Terhadap Kinerja Karyawan pada Perumda Delta Tirta Sidoarjo Muhammad Wahyu Indardi; Dewi Andriani; Rifdah Abadiyah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2071

Abstract

This study aims to determine the effect of work motivation, work environment and work culture in improving the performance of PERUMDA Delta Tirta Sidoarjo employees both partially and simultaneously. The research method used is a quantitative method using a 1-5 Likert scale analysis tool which is then tested using SPSS 24 software. The data collection technique in this study used a questionnaire distributed via a google form link. The population in this study were all employees who worked at the Head Office of PERUMDA Delta Tirta Sidoarjo, totaling 363 people. The sample size in this study was determined using the Slovin formula. The sample size obtained was 190 employees. The sampling method used is non probability sampling using propotional random sampling. The results of this study indicate that work motivation, work environment and work culture partially and simultaneously have a positive and significant effect in improving the performance of PERUMDA Delta Tirta Sidoarjo employees. From the results of the coefficient of determination, it is known that the amount of contribution of work-life balance variables, employee involvement and job satisfaction affects employee performance variables by 46.1% and the remaining 53.9% is influenced by other variables not used in this study.
Pengaruh Financial Attitude dan Self Control Terhadap Financial Management Behavior dalam Penggunaan Layanan Pay Later: Studi Pengguna Kredivo di Kota Surabaya Puspa Dwi Liestiyanti; Sonja Andarini
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2075

Abstract

Kredivo is one of the pay later service applications in Indonesia and one of the reasons people use pay later is because of its easy terms, but this will result in waste and debt accumulation which will affect credit reputation due to not being able to manage finances (financial management behavior). The purpose of this study is to anticipate the attitude of waste and accumulation of individual debt by analyzing the attitude of individuals in managing and deciding their finances (financial attitude) and also seen from the ability of individuals to control themselves against spending (self control). This type of research uses associative and quantitative approaches. The sample used amounted to 160 respondents obtained through filling out a questionnaire using Google form with non probability sampling technique and purposive sampling method. The study used a data processing tool technique, namely IBM SPSS Statistics 26 with tests consisting of a Validity Test, Reliability Test, Classical Assumption Test (Normality Test, Multicollinearity Test, Heteroscedasticity Test), Multiple Linear Regression Test, and Hypothesis Test (F Test and t Test). The results showed that the financial attitude and self-control variables had a simultaneous (joint) effect on financial management behavior. Then the financial attitude variable and the self control variable partially (independently) affect financial management behavior.
Pengaruh Electronic Word of Mouth, Kualitas Produk, dan Kepuasan terhadap Repurchase Intention pada Produk Somethinc: Studi pada Masyarakat Kota Surabaya Bernadeth Gabriella Putri Hardianti; Siti Ning Farida
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2079

Abstract

This study aims to determine and analyze the effect of Electronic Word of Mouth, Product Quality, and Satisfaction on Repurchase Intention. This research uses a quantitative approach with an associative research type. The population in this research is Somethinc product customers in Surabaya City. The sample used in this study were 100 respondents, taken using purposive sampling technique with the criteria of Surabaya City residents who are at least 17 years old and have made purchases and have used Somethinc products at least twice. Data analysis techniques in this research consist of validity tests, reliability tests, classical assumption tests, multiple linear regression tests, and hypothesis tests, which are analyzed using the SPSS 26 data processing program. The results of this study indicate that the variables of Electronic Word of Mouth, Product Quality, and Satisfaction simultaneously have a significant effect on Repurchase Intention. Electronic Word of Mouth, Product Quality, and Satisfaction variables partially also have a significant effect on Repurchase Intention.
Strategi Marketing Mix dalam Pengembangan Usaha Berdasarkan Analisis Product Life Cycle (PLC): Studi pada Usaha Maharaja Garment Bangkalan Ema Oktavia Rahmawati; Ety Dwi Susanti
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2080

Abstract

Every business has a goal to achieve profitability and when the business is successful, further development becomes a necessity. Today, the business that continues to grow and is always sought after by people is the convection business. This convection business aims to meet the needs of clothing as people's main clothing by placing orders in large quantities and following the development of trends. An example is the "Maharaja Garment" Convection in Bangkalan, which operates in the midst of competition from similar competitors, so it requires long-term business development to continue to grow. In this context, this research is descriptive, using data collection techniques through observation and documentation. The types and sources of data used include primary and secondary data. This study aims to determine the company's business strategy by applying the Product Life Cycle method. The results of the calculation using the Polli and Cook method show that the convection business of "Maharaja Garment" is in the growth stage. Therefore, the business development is carried out by designing marketing strategies in accordance with the stages of the product life cycle. This strategy includes various product models with superior raw materials, providing guarantees and excellent service, offering discounts, implementing promotions through advertising, and expanding strategic new business premises in the city centre.
Pengaruh Customer Trust dan Fitur Live Streaming pada Aplikasi Shopee Terhadap Impulse Buying dalam Pembelian Produk Fashion dan Aksesoris Oleh Masyarakat: Studi pada Masyarakat Kota Surabaya Erlinda Dwi Prastiwi; Ety Dwi Susanti
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2082

Abstract

This study aims to examine the influence of customer trust and live streaming features on impulse buying in the purchase of fashion products and accessories by the residents of Surabaya city through the Shopee application. This research is quantitative in nature, involving a sample of 100 Shopee application users in Surabaya city. The sampling method employed is non-probability, specifically purposive sampling, with respondents aged between 17-40 years old, users of the Shopee application, who have made at least one purchase of fashion products and accessories through live streaming on the Shopee e-commerce platform, and residing in Surabaya city. Data collection is conducted online by distributing questionnaire links to the respondents. The results of this study indicate that both customer trust and live streaming have a significant simultaneous effect on impulse buying. Customer trust has a significant partial effect on impulse buying, while live streaming also has a significant partial effect on impulse buying.
Skincare Lokal di Era Digital: Analisis Pengaruh Aktifitas Media Sosial Terhadap Ekuitas Merek dan Respon Pelanggan Adinda Dwita Kartika; Raden Roro Ratna Roostika
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2087

Abstract

The practice of skincare, commonly known as skincare, is not a new phenomenon. The growing interest in skincare has created new opportunities in the business world, leading to increased competition among skincare companies. This research aims to examine and analyze the impact of social media marketing activities on brand equity and customer response to local skincare products in Indonesia. The study was conducted nationwide to focus on the local skincare product market and users in Indonesia. The research involved 224 respondents who participated in an online survey for easy questionnaire distribution. The data from the respondents were then processed using AMOS version 24. The research employed a quantitative approach with primary data collected through questionnaire distribution. The variables used in this study include social media marketing activities, brand awareness, brand image, electronic word of mouth, and commitment. Based on the research results, it is evident that social media marketing activities have a positive impact on brand awareness and brand image. Brand awareness does not significantly influence e-WOM, but brand image has a positive impact on e-WOM. Brand awareness has a positive influence on commitment, while brand image does not have a significant impact on commitment.
Pengaruh Harga, Promosi, Kualitas Produk Terhadap Keputusan Pembelian Pada Produk Hand & Body Lotion Nivea: Studi Kasus pada Pengguna Produk Hand & Body Lotion Nivea di Surabaya Lilis Nurhalizah; Siti Ning Farida
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2096

Abstract

The purpose of this research is to see how much influence price, promotion, product quality has on purchasing decisions for Nivea hand & body in Surabaya. Associative research with a quantitative approach used in this research. The data taken from this research was by distributing questionnaires using gform and the number of samples taken to be used as samples was 100 respondents from all users of Nivea Hand & Body Lotion products in Surabaya who had purchased at least 1 time. Nonprobability sampling is the data collection technique used in this research. Data were processed using SPSS version 23 so that data analysis techniques included validity testing, normality testing, reliability testing, classical assumption testing, multiple linear regression analysis and hypothesis testing. The results of this research are that the price variable (X1) has no effect on purchasing decisions, the promotion variable (X2) has an effect on purchasing decisions, the product quality variable (X3) has an effect on purchasing decisions. Simultaneously the variables price, promotion, product quality influence purchasing decisions.
Pengaruh Customer Experience, Trust, dan Customer Satisfaction Terhadap Repurchase Intention pada Pemesanan Tiket di Aplikasi Access by KAI: Studi pada Penumpang Kereta Api di Stasiun Gubeng Surabaya Sheila Sabina Adelia Rizka; Siti Ning Farida
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2108

Abstract

The purpose of this research is to analyze and determine the effect of customer experience, trust, and customer satisfaction on repurchase intention on train passengers who use the Access by KAI application at Gubeng Station Surabaya. In the research method used, namely this quantitative method with an associative approach. The sample used in this study amounted to 100 respondents. In this study, the sampling technique used was purposive sampling with the criteria that train passengers at Gubeng Station Surabaya, are at least 17 years old, and have used or are using the Access by KAI application in purchasing train tickets at least 1 transaction. The data analysis technique in this study uses validity test, reliability test, classical assumption test, multiple liner regression test, determination coefficient test and hypothesis testing using IBM SPSS Statistic 25 application. The results in this study show that simultaneously customer experience, trust and customer satisfaction have a positive and significant influence on repurchase intention. The customer experience variable partially has a positive and significant effect on the repurchase intention variable, the trust variable has a positive and significant effect partially on repurchase intention, and partially customer satisfaction has a positive and significant effect on the repurchase intention of ordering train tickets in the Access by KAI application.

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